# Top 40 Debt Collection Startups Worldwide by Funding (2026)

> The 40 best-funded debt collection startups worldwide, ranked by total funding raised: $1.5B combined.

Source: https://millionrounds.com/top-lists/debt-collection-startups (Millionrounds; every figure on the page links to its filing or article)

- 1 [**Perch Group** Perch Group is a credit and asset management company that offers debt purchase and debt collection services.](https://millionrounds.com/company/perch-group) Perch Group is a credit and asset management company that offers debt purchase and debt collection services. *Founded* 2018 Blackpool, United Kingdom **$789M** last round Jul 2025
- 2 [**JG Wentworth** JG Wentworth is a financial services company that focuses on helping consumers who are experiencing financial hardship.](https://millionrounds.com/company/jg-wentworth) JG Wentworth is a financial services company that focuses on helping consumers who are experiencing financial hardship. *Founded* 2013 Radnor, United States **$300M** last round Sept 2025
- 3 [**TrueAccord** TrueAccord is a fintech company that specializes in digital-first debt collection and recovery.](https://millionrounds.com/company/trueaccord) TrueAccord is a fintech company that specializes in digital-first debt collection and recovery. *Founded* 2013 Lenexa, United States **$76M** last round Jun 2022
- 4 [**Credgenics** Credgenics is a FinTech company based in Noida, India, founded in 2018.](https://millionrounds.com/company/credgenics) Credgenics is a FinTech company based in Noida, India, founded in 2018. *Founded* 2018 Noida, India **$50M** last round Aug 2023
- 5 [**Symend** Symend is a Canadian Software-as-a-Service (SaaS) company based in Calgary, Alberta, founded in 2016.](https://millionrounds.com/company/symend) Symend is a Canadian Software-as-a-Service (SaaS) company based in Calgary, Alberta, founded in 2016. *Founded* 2016 Calgary, Canada **$42M** last round Nov 2022
- 6 [**InDebted** InDebted is debt collecting software that provides customer accounts and helps small and medium businesses to receive payment options.](https://millionrounds.com/company/indebted) InDebted is debt collecting software that provides customer accounts and helps small and medium businesses to receive payment options. *Founded* - Sydney, Australia **$41M** last round Sept 2025
- 7 [**Avtal** Avtal is a fintech and SaaS company based in Austin, Texas, founded in 2023.](https://millionrounds.com/company/avtal) Avtal is a fintech and SaaS company based in Austin, Texas, founded in 2023. *Founded* 2023 Austin, United States **$24M** last round Mar 2026
- 8 [**Meerkat** Meerkat is a financial wellness company that provides solutions for savings, debt management, credit life cover, and funeral cover.](https://millionrounds.com/company/meerkat) Meerkat is a financial wellness company that provides solutions for savings, debt management, credit life cover, and funeral cover. *Founded* 2015 United States **$18M** last round Mar 2015
- 9 [**Vambe** Vambe is a technology company based in Santiago, Chile, specializing in AI-powered conversational commerce.](https://millionrounds.com/company/vambe) Vambe is a technology company based in Santiago, Chile, specializing in AI-powered conversational commerce. *Founded* 2023 Las Condes, Chile **$18M** last round Dec 2025
- 10 [**Ava Financial** Ava Financial is a fintech company that provides financial solutions for everyone.](https://millionrounds.com/company/ava-financial) Ava Financial is a fintech company that provides financial solutions for everyone. *Founded* 2020 Mission Viejo, United States **$16M** last round Oct 2025
- 11 [**Murphy AI** Murphy AI is a next-generation debt collection platform powered by artificial intelligence, designed to optimize recovery rates while maintaining respectful and](https://millionrounds.com/company/murphy-ai) Murphy AI is a next-generation debt collection platform powered by artificial intelligence, designed to optimize recovery rates while maintaining respectful and *Founded* - Barcelona, Spain **$13M** last round Jul 2025
- 12 [**January** January Technologies, Inc.](https://millionrounds.com/company/january) January Technologies, Inc. *Founded* 2016 New York, United States **$12M** last round Dec 2023
- 13 [**Revox** Revox is a voice AI platform that allows teams to deploy human-sounding AI agents for making and receiving outbound phone calls at scale.](https://millionrounds.com/company/revox) Revox is a voice AI platform that allows teams to deploy human-sounding AI agents for making and receiving outbound phone calls at scale. *Founded* - Paris, France **$9.5M** last round Jan 2026
- 14 [**Debbie** DebbieTM is a Danish B2B SaaS company specializing in debt collection and accounts receivable automation.](https://millionrounds.com/company/debbie) DebbieTM is a Danish B2B SaaS company specializing in debt collection and accounts receivable automation. *Founded* 2018 Copenhagen, United States **$8.1M** last round Apr 2026
- 15 [**Credit Engine** SaaS provider of Loan Management system (LMS) from loan origination, credit management and debt collection to the financial sector.](https://millionrounds.com/company/credit-engine) SaaS provider of Loan Management system (LMS) from loan origination, credit management and debt collection to the financial sector. *Founded* 2018 Roppongi, Japan **$7.9M** last round Jan 2024
- 16 [**DPDzero** DPDzero is a Bengaluru-based fintech company that offers India's first full-stack debt collections infrastructure through its Collections-as-a-Service (CaaS) platform.](https://millionrounds.com/company/dpdzero) DPDzero is a Bengaluru-based fintech company that offers India's first full-stack debt collections infrastructure through its Collections-as-a-Service (CaaS) platform. *Founded* 2022 Bengaluru, India **$7.0M** last round Aug 2025
- 17 [**Collecta** Collecta Servicios de Gestión de Cobro, S.A.](https://millionrounds.com/company/collecta) Collecta Servicios de Gestión de Cobro, S.A. *Founded* 2002 Madrid, United States **$6.6M** last round Jun 2010
- 18 [**ClearGrid** ClearGrid is a digital platform founded in 2023 that focuses on debt resolution through AI-driven, customer-first solutions.](https://millionrounds.com/company/cleargrid) ClearGrid is a digital platform founded in 2023 that focuses on debt resolution through AI-driven, customer-first solutions. *Founded* 2023 Dubai, United States **$6.5M** last round Mar 2025
- 19 [**The Digital DRA** The Digital DRA Ltd offers digital debt resolution services, focusing on ethical solutions.](https://millionrounds.com/company/the-digital-dra) The Digital DRA Ltd offers digital debt resolution services, focusing on ethical solutions. *Founded* 2021 United Kingdom **$5.2M** last round Sept 2022
- 20 [**Aktos** Aktos is an AI-powered debt collection and accounts receivable management platform based in New York City.](https://millionrounds.com/company/aktos) Aktos is an AI-powered debt collection and accounts receivable management platform based in New York City. *Founded* 2022 New York, United States **$4.4M** last round Jun 2023
- 21 [**Attunely** Attunely was a Seattle-based fintech startup that specialized in optimizing debt collection processes through its cloud-based, machine learning platform.](https://millionrounds.com/company/attunely) Attunely was a Seattle-based fintech startup that specialized in optimizing debt collection processes through its cloud-based, machine learning platform. *Founded* 2018 Seattle, United States **$3.7M** last round Feb 2019
- 22 [**Leap Financial** Leap Financial offers an array of loans, mortgages, debt consolidation, home renovation, and equity finance services.](https://millionrounds.com/company/leap-financial) Leap Financial offers an array of loans, mortgages, debt consolidation, home renovation, and equity finance services. *Founded* 2019 United States **$3.5M** last round Dec 2024
- 23 [**Moonflow** Moonflow is a debt collection on Autopilot.](https://millionrounds.com/company/moonflow) Moonflow is a debt collection on Autopilot. *Founded* 2023 Sheridan, Argentina **$3.2M** last round May 2026
- 24 [**Money Sweetspot** Money Sweetspot is a rewarding new way that offers financing options and financial services to imperfect humans.](https://millionrounds.com/company/money-sweetspot) Money Sweetspot is a rewarding new way that offers financing options and financial services to imperfect humans. *Founded* - Auckland, New Zealand **$3.0M** last round Jul 2024
- 25 [**Connected Data** Connected Data is a technology company based in Nottingham, UK, founded in early 2020.](https://millionrounds.com/company/connected-data) Connected Data is a technology company based in Nottingham, UK, founded in early 2020. *Founded* 2020 Nottingham, United Kingdom **$2.9M** last round Oct 2024
- 26 [**Apriority Financial** Apriority Financial is a debt optimization platform that manages and optimizes employee personal debt.](https://millionrounds.com/company/apriority-financial) Apriority Financial is a debt optimization platform that manages and optimizes employee personal debt. *Founded* 2022 United States **$2.3M** last round Oct 2025
- 27 [**MEGA.AI** MEGA.AI is a Denmark-based AI company founded in 2024, specializing in AI-powered voice agents that enhance the Order to Cash (O2C) process.](https://millionrounds.com/company/mega-ai) MEGA.AI is a Denmark-based AI company founded in 2024, specializing in AI-powered voice agents that enhance the Order to Cash (O2C) process. *Founded* 2023 Dover, United States **$2.0M** last round Sept 2025
- 28 [**InTone** Intone is an AI voice agent platform that specializes in automated customer engagement and sales conversations.](https://millionrounds.com/company/intone) Intone is an AI voice agent platform that specializes in automated customer engagement and sales conversations. *Founded* 2021 San Francisco, United States **$1.7M** last round May 2023
- 29 [**DebtFolio** DebtFolio helps people manage their outstanding debt while providing tools to improve their credit score.](https://millionrounds.com/company/debtfolio) DebtFolio helps people manage their outstanding debt while providing tools to improve their credit score. *Founded* 2006 United States **$1.6M** last round Dec 2009
- 30 [**DebtStream** DebtStream Solutions Limited is a UK-based fintech company that specializes in digital debt collection and recoveries.](https://millionrounds.com/company/debtstream) DebtStream Solutions Limited is a UK-based fintech company that specializes in digital debt collection and recoveries. *Founded* 2019 Chester, United Kingdom **$1.5M** last round Jan 2022
- 31 [**Settl.** Settl is a debt collection agency that offers digital solutions for small and medium-sized companies at all stages of their operations.](https://millionrounds.com/company/settl) Settl is a debt collection agency that offers digital solutions for small and medium-sized companies at all stages of their operations. *Founded* 2016 Norway **$1.2M** last round Jan 2024
- 32 [**CollBox** CollBox is a financial services company founded in 2015 and based in Austin, TX.](https://millionrounds.com/company/collbox) CollBox is a financial services company founded in 2015 and based in Austin, TX. *Founded* 2015 Odessa, United States **$1.0M** last round Jan 2020
- 33 [**Finnyx** Finnyx deploys agentic AI to automate debt recovery, optimising collections workflows through voice and multi-channel orchestration.](https://millionrounds.com/company/finnyx) Finnyx deploys agentic AI to automate debt recovery, optimising collections workflows through voice and multi-channel orchestration. *Founded* - Munich, Germany **$587K** last round Dec 2025
- 34 [**Altur** Altur is a financial technology company based in Mexico City, specializing in automating debt collection through autonomous voice AI agents.](https://millionrounds.com/company/altur) Altur is a financial technology company based in Mexico City, specializing in automating debt collection through autonomous voice AI agents. *Founded* 2022 Mexico City, United States **$500K** last round Sept 2025
- 35 [**Respaid** Respaid is a tech company that uses AI and debt collectors to recover debt for businesses.](https://millionrounds.com/company/respaid) Respaid is a tech company that uses AI and debt collectors to recover debt for businesses. *Founded* 2020 San Francisco, United States **$500K** last round Sept 2023
- 36 [**Domu** Domu Technology Inc.](https://millionrounds.com/company/domu) Domu Technology Inc. *Founded* 2022 San Francisco, United States **$500K** last round Sept 2024
- 37 [**CollectWise** CollectWise automates consumer debt collection with AI.](https://millionrounds.com/company/collectwise) CollectWise automates consumer debt collection with AI. *Founded* - Oceanport, United States **$500K** last round Dec 2024
- 38 [**Rubypayeur** Rubypayeur is a French online debt collection agency and fintech based in Paris, founded in 2019.](https://millionrounds.com/company/rubypayeur) Rubypayeur is a French online debt collection agency and fintech based in Paris, founded in 2019. *Founded* 2019 Paris, France **$435K** last round Apr 2022
- 39 [**Retrievables** Retrievables is a technology platform and marketplace that connects businesses with unpaid invoices to vetted collections law firms and agencies for efficient d](https://millionrounds.com/company/retrievables) Retrievables is a technology platform and marketplace that connects businesses with unpaid invoices to vetted collections law firms and agencies for efficient d *Founded* 2022 Delray Beach, United States **$125K** last round Dec 2024
- 40 [**Lien Enforcement** Looking for a debt collection agency?](https://millionrounds.com/company/lien-enforcement) Looking for a debt collection agency? *Founded* 2010 San Jose, United States **$20K** last round Apr 2010

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies whose own description names this theme, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

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## More lists worldwide

[See all](https://millionrounds.com/top-lists?r=Global)

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