# Top 50 Credit Management Startups Worldwide by Funding (2026)

> The 50 best-funded credit management startups worldwide, ranked by total funding raised: $3.2B combined.

Source: https://millionrounds.com/top-lists/credit-management-startups (Millionrounds; every figure on the page links to its filing or article)

- 1 [**Perch Group** Perch Group is a credit and asset management company that offers debt purchase and debt collection services.](https://millionrounds.com/company/perch-group) Perch Group is a credit and asset management company that offers debt purchase and debt collection services. *Founded* 2018 Blackpool, United Kingdom **$789M** last round Jul 2025
- 2 [**Capital on Tap** Capital on Tap is a fintech company that provides small businesses with credit cards and a spend management platform.](https://millionrounds.com/company/capital-on-tap) Capital on Tap is a fintech company that provides small businesses with credit cards and a spend management platform. *Founded* 2012 London, United Kingdom **$654M** last round Nov 2025
- 3 [**Jeeves** Jeeves is a B2B financial tech platform offering credit, funded corporate cards, and cross-border payments for businesses.](https://millionrounds.com/company/jeeves) Jeeves is a B2B financial tech platform offering credit, funded corporate cards, and cross-border payments for businesses. *Founded* 2019 Miami, India **$210M** last round Sept 2026
- 4 [**Tide** Tide is a UK business financial platform providing business current accounts and admin tools, including invoicing, expense management, accounting integrations,](https://millionrounds.com/company/tide) Tide is a UK business financial platform providing business current accounts and admin tools, including invoicing, expense management, accounting integrations, *Founded* 2015 London, United Kingdom **$194M** last round Sept 2025
- 5 [**Tribal** Tribal is a fintech company that facilitates financial management for emerging-market SMEs.](https://millionrounds.com/company/tribal) Tribal is a fintech company that facilitates financial management for emerging-market SMEs. *Founded* 2016 San Francisco, United States **$160M** last round May 2026
- 6 [**Blue Owl** Blue Owl is an asset management firm offering alternative investment solutions in private credit, GP stakes, and real estate.](https://millionrounds.com/company/blue-owl) Blue Owl is an asset management firm offering alternative investment solutions in private credit, GP stakes, and real estate. *Founded* - New York, United States **$148M** last round Jul 2025
- 7 [**BlockTower Capital** BlockTower Capital is an institutional investment firm established in 2017, based in Miami, Florida.](https://millionrounds.com/company/blocktower-capital) BlockTower Capital is an institutional investment firm established in 2017, based in Miami, Florida. *Founded* 2017 Miami, United States **$140M** last round Jan 2017
- 8 [**Open Co (Brazil)** Alternative Online Lending, FinTech, online credit, Personal financial management](https://millionrounds.com/company/open-co-brazil) Alternative Online Lending, FinTech, online credit, Personal financial management *Founded* 2021 Sao Paulo, Brazil **$115M** last round Dec 2021
- 9 [**Legalist** Legalist is an institutional alternative asset management firm.](https://millionrounds.com/company/legalist) Legalist is an institutional alternative asset management firm. *Founded* 2016 - **$100M** last round Sept 2019
- 10 [**OkCredit** OkCredit simplifies credit account management for shop owners and their customers.](https://millionrounds.com/company/okcredit) OkCredit simplifies credit account management for shop owners and their customers. *Founded* 2017 India **$83M** last round Aug 2021
- 11 [**Yokoy** Yokoy is a Swiss FinTech company based in Zürich, founded in 2019.](https://millionrounds.com/company/yokoy) Yokoy is a Swiss FinTech company based in Zürich, founded in 2019. *Founded* - Zurich, Switzerland **$80M** last round Mar 2022
- 12 [**Cameo** CAMEO assists SMEs in securing financial assistance, loans, credit, business technical assistance, and business management training.](https://millionrounds.com/company/cameo) CAMEO assists SMEs in securing financial assistance, loans, credit, business technical assistance, and business management training. *Founded* 1994 San Francisco, United States **$75M** last round Mar 2024
- 13 [**Center** Center is a corporate credit card and real-time travel & expense management solution.](https://millionrounds.com/company/center) Center is a corporate credit card and real-time travel & expense management solution. *Founded* 2018 Bellevue, United States **$41M** last round Dec 2023
- 14 [**Mantl** Mantl is a banking technology company that provides workflow management and automation tools for banks and credit unions.](https://millionrounds.com/company/mantl) Mantl is a banking technology company that provides workflow management and automation tools for banks and credit unions. *Founded* 2016 New York **$40M** last round Apr 2021
- 15 [**Korea Credit Data** Korea Credit Data (KCD) is a leading data business in South Korea, specializing in management services for business owners and consumer decision-support tools.](https://millionrounds.com/company/korea-credit-data) Korea Credit Data (KCD) is a leading data business in South Korea, specializing in management services for business owners and consumer decision-support tools. *Founded* 2016 Seoul, South Korea **$36M** last round Jun 2024
- 16 [**Renrenmoney** Renrenmoneyis a peer-to-peer internet credit money management platform.](https://millionrounds.com/company/renrenmoney) Renrenmoneyis a peer-to-peer internet credit money management platform. *Founded* 2011 China **$33M** last round Mar 2014
- 17 [**eCredit** eCredit offers digital financial services for credit management and account operations.](https://millionrounds.com/company/ecredit) eCredit offers digital financial services for credit management and account operations. *Founded* 2020 United States **$32M** last round Jun 2004
- 18 [**91JinRong** 91JinRong provides loans, credit management and financial services in China.](https://millionrounds.com/company/91jinrong) 91JinRong provides loans, credit management and financial services in China. *Founded* 2011 China **$30M** last round Jun 2014
- 19 [**Caxe Technologies** We are a market-leader in financial services technology serving blue-chip B2B clients across a full-spectrum of data and AI-rich solutions, from credit decision](https://millionrounds.com/company/caxe-technologies) We are a market-leader in financial services technology serving blue-chip B2B clients across a full-spectrum of data and AI-rich solutions, from credit decision *Founded* 2006 Jakarta, Indonesia **$28M** last round Jul 2018
- 20 [**SAVA** Sava is a multi-management platform that provides an unlimited number of virtual cards as well as automated accounting reconciliation.](https://millionrounds.com/company/sava) Sava is a multi-management platform that provides an unlimited number of virtual cards as well as automated accounting reconciliation. *Founded* 2021 United Kingdom **$21M** last round Oct 2026
- 21 [**Podium Education** Podium Education is an innovative Educational Technology company based in Austin, Texas, founded in 2019.](https://millionrounds.com/company/podium-education) Podium Education is an innovative Educational Technology company based in Austin, Texas, founded in 2019. *Founded* 2019 Austin, United States **$20M** last round Aug 2022
- 22 [**Meerkat** Meerkat is a financial wellness company that provides solutions for savings, debt management, credit life cover, and funeral cover.](https://millionrounds.com/company/meerkat) Meerkat is a financial wellness company that provides solutions for savings, debt management, credit life cover, and funeral cover. *Founded* 2015 United States **$18M** last round Mar 2015
- 23 [**ScribeUp** ScribeUp is a fintech company that specializes in AI-powered subscription management and recurring bill solutions for financial institutions, including banks, c](https://millionrounds.com/company/scribeup) ScribeUp is a fintech company that specializes in AI-powered subscription management and recurring bill solutions for financial institutions, including banks, c *Founded* 2021 Los Angeles, United States **$16M** last round Oct 2026
- 24 [**ROME Corporation** ROME Corporation designs and develops credit risk and opportunity management solutions for the energy and financial services markets.](https://millionrounds.com/company/rome-corporation) ROME Corporation designs and develops credit risk and opportunity management solutions for the energy and financial services markets. *Founded* 2001 United States **$14M** last round Mar 2006
- 25 [**GoodScore** GoodScore is a leading credit score management app that empowers over 5 million Indians to build their credit score to 750+.](https://millionrounds.com/company/goodscore) GoodScore is a leading credit score management app that empowers over 5 million Indians to build their credit score to 750+. *Founded* 2023 Bengaluru, India **$13M** last round Oct 2025
- 26 [**Synapse Analytics** Synapse Analytics is an AI-powered financial technology company based in Cairo, Egypt, founded in 2018.](https://millionrounds.com/company/synapse-analytics) Synapse Analytics is an AI-powered financial technology company based in Cairo, Egypt, founded in 2018. *Founded* 2018 Abu Dhabi, United Arab Emirates **$13M** last round Sept 2026
- 27 [**kennek** Kennek is a London-based fintech company founded in 2021, specializing in a comprehensive SaaS loan management platform tailored for non-bank and specialist lenders.](https://millionrounds.com/company/kennek) Kennek is a London-based fintech company founded in 2021, specializing in a comprehensive SaaS loan management platform tailored for non-bank and specialist lenders. *Founded* 2021 London, United Kingdom **$13M** last round Oct 2023
- 28 [**OCELL** OCELL is a Munich-based climate-tech company founded in 2019.](https://millionrounds.com/company/ocell) OCELL is a Munich-based climate-tech company founded in 2019. *Founded* 2019 Munich, Germany **$10M** last round Jan 2025
- 29 [**Fiveable** Fiveable is an edtech company based in Milwaukee, founded in 2018.](https://millionrounds.com/company/fiveable) Fiveable is an edtech company based in Milwaukee, founded in 2018. *Founded* 2018 Milwaukee, United States **$10M** last round Sept 2021
- 30 [**Vennre** Vennre is a London-based digital wealth management platform founded in 2021.](https://millionrounds.com/company/vennre) Vennre is a London-based digital wealth management platform founded in 2021. *Founded* 2021 London, United Kingdom **$9.6M** last round Jan 2026
- 31 [**Credit Clear** Credit Clear is Australia's leading digital receivables management and payments provider.](https://millionrounds.com/company/credit-clear) Credit Clear is Australia's leading digital receivables management and payments provider. *Founded* 2016 Australia **$8.5M** last round Jun 2018
- 32 [**Made Card** Made Card is a fintech company based in New York, founded in 2024.](https://millionrounds.com/company/made-card) Made Card is a fintech company based in New York, founded in 2024. *Founded* 2024 New York, United States **$8.0M** last round Dec 2025
- 33 [**Credit Engine** SaaS provider of Loan Management system (LMS) from loan origination, credit management and debt collection to the financial sector.](https://millionrounds.com/company/credit-engine) SaaS provider of Loan Management system (LMS) from loan origination, credit management and debt collection to the financial sector. *Founded* 2018 Roppongi, Japan **$7.9M** last round Jan 2024
- 34 [**Oolka** Oolka is India's first agentic AI-powered credit management platform, founded in 2024 by Utkrishta Kumar and based in Bengaluru, Karnataka.](https://millionrounds.com/company/oolka) Oolka is India's first agentic AI-powered credit management platform, founded in 2024 by Utkrishta Kumar and based in Bengaluru, Karnataka. *Founded* 2024 Bengaluru, India **$7.0M** last round Sept 2025
- 35 [**Pure IT Credit Union Services** Pure IT Credit Union Services offers assessments, strategy sessions, IT optimization, architecture, network and server management services.](https://millionrounds.com/company/pure-it-credit-union-services) Pure IT Credit Union Services offers assessments, strategy sessions, IT optimization, architecture, network and server management services. *Founded* 2016 Cypress, United States **$6.8M** last round Jun 2022
- 36 [**Galytix** Galytix Limited is a dynamic FinTech company based in London, specializing in AI-driven data analytics for the financial sector.](https://millionrounds.com/company/galytix) Galytix Limited is a dynamic FinTech company based in London, specializing in AI-driven data analytics for the financial sector. *Founded* 2015 London, United Kingdom **$6.6M** last round Sept 2023
- 37 [**IORQ** IORQ is a Brazilian credit-infrastructure fintech based in São Paulo, focused on transforming private credit in Brazil.](https://millionrounds.com/company/iorq) IORQ is a Brazilian credit-infrastructure fintech based in São Paulo, focused on transforming private credit in Brazil. *Founded* - Sao Paulo, Brazil **$6.4M** last round Aug 2025
- 38 [**Risika** SaaS credit rating platform and risk management dashboard](https://millionrounds.com/company/risika) SaaS credit rating platform and risk management dashboard *Founded* 2017 København K, Denmark **$5.7M** last round Dec 2025
- 39 [**The Finest Federal Credit Union** The Finest Federal Credit Union provides banking services such as checking accounts, debit cards, loans, mortgages, and wealth management.](https://millionrounds.com/company/the-finest-federal-credit-union) The Finest Federal Credit Union provides banking services such as checking accounts, debit cards, loans, mortgages, and wealth management. *Founded* 2015 New York, United States **$5.0M** last round Apr 2023
- 40 [**Bislab** Bislab is a Nordic fintech company based in Oslo, Norway, founded in 2022.](https://millionrounds.com/company/bislab) Bislab is a Nordic fintech company based in Oslo, Norway, founded in 2022. *Founded* 2022 Oslo, Norway **$5.0M** last round Aug 2025
- 41 [**Response Analytics** RA provides the FHLBank System district banks and their members with innovative credit and collateral management solutions that meet the diverse and complex nee](https://millionrounds.com/company/response-analytics) RA provides the FHLBank System district banks and their members with innovative credit and collateral management solutions that meet the diverse and complex nee *Founded* 2006 Scottsdale, United States **$4.3M** last round Jan 2007
- 42 [**ClariFI** Clarifi specializes in consumer credit counseling service.](https://millionrounds.com/company/clarifi) Clarifi specializes in consumer credit counseling service. *Founded* 1966 Philadelphia, United States **$3.5M** last round Jan 2006
- 43 [**Credit Pulse** FinTech, SaaS, Treasury Management, Risk Management](https://millionrounds.com/company/credit-pulse) FinTech, SaaS, Treasury Management, Risk Management *Founded* 2023 Lone Tree, United States **$3.0M** last round Aug 2024
- 44 [**RiskRaider Fengxian Leida** RiskRaider Fengxian Leida provides risk management service for enterprise credit based on artificial intelligence and big data.](https://millionrounds.com/company/riskraider-fengxian-leida) RiskRaider Fengxian Leida provides risk management service for enterprise credit based on artificial intelligence and big data. *Founded* 2014 Shanghai **$2.9M** last round Apr 2017
- 45 [**Lovcen Banka** Lovcen Banka is a financial bank offers retail banking, wealth management, investment, loans, credit and debit card services.](https://millionrounds.com/company/lovcen-banka) Lovcen Banka is a financial bank offers retail banking, wealth management, investment, loans, credit and debit card services. *Founded* 2014 Podgorica, Montenegro **$2.3M** last round Jan 2026
- 46 [**Digital Learning Institute** Digital Learning Institute (DLI) is a Dublin-based provider of professional education and certification services, specializing in digital learning, instructiona](https://millionrounds.com/company/digital-learning-institute) Digital Learning Institute (DLI) is a Dublin-based provider of professional education and certification services, specializing in digital learning, instructiona *Founded* 2018 Dublin, Ireland **$2.0M** last round Jul 2023
- 47 [**Hope Macy** Hope Macy is a fintech company based in Cardiff, established in 2018.](https://millionrounds.com/company/hope-macy) Hope Macy is a fintech company based in Cardiff, established in 2018. *Founded* 2018 Cardiff, United Kingdom **$1.9M** last round Dec 2023
- 48 [**BuyProperly** BuyProperly is a Canadian fractional investment platform that makes alternative investments accessible to a wider audience.](https://millionrounds.com/company/buyproperly) BuyProperly is a Canadian fractional investment platform that makes alternative investments accessible to a wider audience. *Founded* 2019 Toronto, Canada **$1.7M** last round May 2021
- 49 [**Tiwa Lending Services** Tiwa Lending Services is a financial firm that provides loans, money management, credit counseling, and budgeting assistance services.](https://millionrounds.com/company/tiwa-lending-services) Tiwa Lending Services is a financial firm that provides loans, money management, credit counseling, and budgeting assistance services. *Founded* 2011 Bernalillo, United States **$1.5M** last round Apr 2023
- 50 [**Sandbox Wealth** Sandbox Wealth is a fintech company that operates as an open finance platform tailored for non-bank financial institutions and their clients.](https://millionrounds.com/company/sandbox-wealth) Sandbox Wealth is a fintech company that operates as an open finance platform tailored for non-bank financial institutions and their clients. *Founded* 2023 New York, United States **$1.3M** last round Dec 2024

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies whose own description names this theme, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

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