# Top 50 Credit Card Startups Worldwide by Funding (2026)

> The 50 best-funded credit card startups worldwide, ranked by total funding raised: $5.7B combined. With founding year, headquarters and each company's rounds.

Source: https://millionrounds.com/top-lists/credit-card-startups (Millionrounds; every figure on the page links to its filing or article)

- 1 [**Capital on Tap** Capital on Tap is a fintech company that provides small businesses with credit cards and a spend management platform.](https://millionrounds.com/company/capital-on-tap) Capital on Tap is a fintech company that provides small businesses with credit cards and a spend management platform. *Founded* 2012 London, United Kingdom **$654M** last round Nov 2025
- 2 [**Point** Point Card is a financial tool that offers debit, overdraft facility, and credit card-like features.](https://millionrounds.com/company/point) Point Card is a financial tool that offers debit, overdraft facility, and credit card-like features. *Founded* 2018 San Francisco, United States **$427M** last round Nov 2025
- 3 [**Brim Financial** Brim Financial is a provider of a credit card infrastructure and digital platform used in users' payment experience.](https://millionrounds.com/company/brim-financial) Brim Financial is a provider of a credit card infrastructure and digital platform used in users' payment experience. *Founded* 2015 Toronto, Canada **$363M** last round Dec 2025
- 4 [**Imprint** Imprint is a New York-based financial technology company founded in 2020.](https://millionrounds.com/company/imprint) Imprint is a New York-based financial technology company founded in 2020. *Founded* 2020 New York, United States **$335M** last round Nov 2026
- 5 [**Clara**](https://millionrounds.com/company/clara) *Founded* - Mexico **$258M** last round Nov 2026
- 6 [**Deserve Inc.** A mobile-first credit card platform that allows partners to offer superior personalized experiences for cardholders.](https://millionrounds.com/company/deserve-inc) A mobile-first credit card platform that allows partners to offer superior personalized experiences for cardholders. *Founded* 2013 Palo Alto, United States **$250M** last round May 2022
- 7 [**Yendo** Yendo issues credit cards secured by customer vehicle equity for lending.](https://millionrounds.com/company/yendo) Yendo issues credit cards secured by customer vehicle equity for lending. *Founded* 2021 Dallas, United States **$250M** last round Feb 2026
- 8 [**Jeeves** Jeeves is a B2B financial tech platform offering credit, funded corporate cards, and cross-border payments for businesses.](https://millionrounds.com/company/jeeves) Jeeves is a B2B financial tech platform offering credit, funded corporate cards, and cross-border payments for businesses. *Founded* 2019 Miami, India **$210M** last round Sept 2026
- 9 [**Mercury Financial** Mercury Financial is a financial services company that develops and manages credit cards and personal loans.](https://millionrounds.com/company/mercury-financial) Mercury Financial is a financial services company that develops and manages credit cards and personal loans. *Founded* 2014 Atlanta, United States **$200M** last round Jul 2023
- 10 [**Jaja Finance** Jaja Finance is a London-based fintech company that specializes in digitally-led credit card products and financing services.](https://millionrounds.com/company/jaja-finance) Jaja Finance is a London-based fintech company that specializes in digitally-led credit card products and financing services. *Founded* 2016 London, United Kingdom **$177M** last round Dec 2025
- 11 [**Tribal** Tribal is a fintech company that facilitates financial management for emerging-market SMEs.](https://millionrounds.com/company/tribal) Tribal is a fintech company that facilitates financial management for emerging-market SMEs. *Founded* 2016 San Francisco, United States **$160M** last round May 2026
- 12 [**Nu Colombia** Nu Colombia issue credit card services.](https://millionrounds.com/company/nu-colombia) Nu Colombia issue credit card services. *Founded* 2020 Bogotá, Colombia **$150M** last round Apr 2024
- 13 [**Credit Saison India** Credit Saison India is a wholly owned subsidiary of Credit Saison Co.](https://millionrounds.com/company/credit-saison-india) Credit Saison India is a wholly owned subsidiary of Credit Saison Co. *Founded* 2018 Bengaluru **$150M** last round May 2025
- 14 [**FS Card** FS Card is a credit card venture designed to move small dollar loan customers into a more affordable product.](https://millionrounds.com/company/fs-card) FS Card is a credit card venture designed to move small dollar loan customers into a more affordable product. *Founded* 2014 United States **$150M** last round Oct 2017
- 15 [**Snapmint** Snapmint facilitates simplified, fairly-priced and hassle-free EMI options without a Credit Card.](https://millionrounds.com/company/snapmint) Snapmint facilitates simplified, fairly-priced and hassle-free EMI options without a Credit Card. *Founded* 2015 India **$148M** last round Oct 2025
- 16 [**Aven** Aven Holdings, Inc.](https://millionrounds.com/company/aven) Aven Holdings, Inc. *Founded* 2019 San Francisco, United States **$142M** last round Jul 2024
- 17 [**Pliant** Pliant helps companies in issuing adaptable physical and virtual credit cards tailored to their unique business requirements and processes.](https://millionrounds.com/company/pliant) Pliant helps companies in issuing adaptable physical and virtual credit cards tailored to their unique business requirements and processes. *Founded* 2020 Berlin, Germany **$123M** last round Nov 2025
- 18 [**Dock** Dock is a provider of a financial technology company that integrates card issuing and core banking services.](https://millionrounds.com/company/dock) Dock is a provider of a financial technology company that integrates card issuing and core banking services. *Founded* 2014 Barueri, Brazil **$114M** last round Sept 2026
- 19 [**RappiPay** RappiPay is a Colombia-based fintech platform that offers solutions such as payments processing, digital money transfers, and online banking for individuals and](https://millionrounds.com/company/rappipay) RappiPay is a Colombia-based fintech platform that offers solutions such as payments processing, digital money transfers, and online banking for individuals and *Founded* 2019 Bogota, Colombia **$114M** last round Sept 2022
- 20 [**Robbin** Robbin builds B2B co-branded credit cards for best-in-class brands in 30 days](https://millionrounds.com/company/robbin) Robbin builds B2B co-branded credit cards for best-in-class brands in 30 days *Founded* 2023 São Paulo, Brazil **$100M** last round May 2026
- 21 [**Highnote** Highnote is the world’s most modern card platform, purpose-built to grow customer loyalty, engagement, and revenue.](https://millionrounds.com/company/highnote) Highnote is the world’s most modern card platform, purpose-built to grow customer loyalty, engagement, and revenue. *Founded* 2020 United States **$93M** last round Jan 2025
- 22 [**Retail Merchant Services** Retail Merchant Services (RMS) is an independent payments services company based in Milton Keynes, UK.](https://millionrounds.com/company/retail-merchant-services) Retail Merchant Services (RMS) is an independent payments services company based in Milton Keynes, UK. *Founded* 2007 Milton Keynes, United Kingdom **$88M** last round Oct 2025
- 23 [**Yokoy** Yokoy is a Swiss FinTech company based in Zürich, founded in 2019.](https://millionrounds.com/company/yokoy) Yokoy is a Swiss FinTech company based in Zürich, founded in 2019. *Founded* - Zurich, Switzerland **$80M** last round Mar 2022
- 24 [**GoBear** GoBear is a comparison site for insurance, credit cards, and loans.](https://millionrounds.com/company/gobear) GoBear is a comparison site for insurance, credit cards, and loans. *Founded* 2014 Hong Kong SAR China **$80M** last round May 2019
- 25 [**Deserve** A mobile-first credit card platform that allows partners to offer superior personalized experiences for cardholders.](https://millionrounds.com/company/deserve) A mobile-first credit card platform that allows partners to offer superior personalized experiences for cardholders. *Founded* 2013 Palo Alto, United States **$79M** last round Nov 2019
- 26 [**Archa** Archa is a fintech company that provides business credit card solutions.](https://millionrounds.com/company/archa) Archa is a fintech company that provides business credit card solutions. *Founded* 2017 Melbourne, Australia **$72M** last round Oct 2026
- 27 [**Lithic** Lithic is a developer-first card issuing and money movement platform based in New York, NY.](https://millionrounds.com/company/lithic) Lithic is a developer-first card issuing and money movement platform based in New York, NY. *Founded* 2014 New York, United States **$60M** last round Jul 2021
- 28 [**CreditCards.com** CreditCards.com is a marketplace that enables consumers to search, compare, and apply for credit cards.](https://millionrounds.com/company/creditcards-com) CreditCards.com is a marketplace that enables consumers to search, compare, and apply for credit cards. *Founded* 2004 Austin, United States **$59M** last round Jan 2010
- 29 [**Paidy** Paidy is a software platform that allows consumers to buy online without a credit card or pre-registration.](https://millionrounds.com/company/paidy) Paidy is a software platform that allows consumers to buy online without a credit card or pre-registration. *Founded* 2008 Minato-ku, Japan **$55M** last round Jul 2018
- 30 [**Plata Card** Plata Card is a financial app for credit card.](https://millionrounds.com/company/plata-card) Plata Card is a financial app for credit card. *Founded* 2022 Mexico City, Mexico **$55M** last round Nov 2024
- 31 [**Tandym** Tandym is a financial technology company founded in 2021 and based in Chicago, Illinois.](https://millionrounds.com/company/tandym) Tandym is a financial technology company founded in 2021 and based in Chicago, Illinois. *Founded* 2021 Chicago, United States **$50M** last round Jun 2022
- 32 [**Point Card** Point Card is a financial technology company based in San Francisco, founded in November 2018.](https://millionrounds.com/company/point-card) Point Card is a financial technology company based in San Francisco, founded in November 2018. *Founded* 2019 San Francisco, United States **$47M** last round Sept 2021
- 33 [**Linkable Networks** Linkable Networks, based in Boston, specializes in card-linked offer technology and digital shopper attribution.](https://millionrounds.com/company/linkable-networks) Linkable Networks, based in Boston, specializes in card-linked offer technology and digital shopper attribution. *Founded* 2010 Boston, United States **$44M** last round Nov 2016
- 34 [**Aspire** Everyone has a story.](https://millionrounds.com/company/aspire) Everyone has a story. *Founded* - Singapore **$42M** last round Feb 2023
- 35 [**Center** Center is a corporate credit card and real-time travel & expense management solution.](https://millionrounds.com/company/center) Center is a corporate credit card and real-time travel & expense management solution. *Founded* 2018 Bellevue, United States **$41M** last round Dec 2023
- 36 [**Karat Financial** Karat Financial is a fintech company based in Los Angeles, California, founded in 2019.](https://millionrounds.com/company/karat-financial) Karat Financial is a fintech company based in Los Angeles, California, founded in 2019. *Founded* 2019 West Hollywood, United States **$40M** last round Jul 2023
- 37 [**ClairMail** ClairMail provides mobile solutions for banking, payment and credit card companies.](https://millionrounds.com/company/clairmail) ClairMail provides mobile solutions for banking, payment and credit card companies. *Founded* 2004 Singapore, United States **$34M** last round Oct 2010
- 38 [**Finture** Finture is the challenger bank fintech company that provides credit payment & credit card services to SEA market](https://millionrounds.com/company/finture) Finture is the challenger bank fintech company that provides credit payment & credit card services to SEA market *Founded* 2021 Singapore, Singapore **$30M** last round Aug 2024
- 39 [**Xfers** Xfers is a Singaporean-based payment processing gateway offering credit card processing and Internet banking transfers.](https://millionrounds.com/company/xfers) Xfers is a Singaporean-based payment processing gateway offering credit card processing and Internet banking transfers. *Founded* - Singapore, Singapore **$30M** last round Mar 2021
- 40 [**Splitit** Splitit is a payment method solution enabling customers to pay for purchases with an existing debit or credit card.](https://millionrounds.com/company/splitit) Splitit is a payment method solution enabling customers to pay for purchases with an existing debit or credit card. *Founded* 2012 Atlanta, United States **$25M** last round Aug 2023
- 41 [**SAVA** Sava is a multi-management platform that provides an unlimited number of virtual cards as well as automated accounting reconciliation.](https://millionrounds.com/company/sava) Sava is a multi-management platform that provides an unlimited number of virtual cards as well as automated accounting reconciliation. *Founded* 2021 United Kingdom **$21M** last round Oct 2026
- 42 [**Parker** Parker offers corporate credit cards to help e-commerce businesses pay expenses and manage their finances.](https://millionrounds.com/company/parker) Parker offers corporate credit cards to help e-commerce businesses pay expenses and manage their finances. *Founded* 2019 New York, United States **$20M** last round Nov 2024
- 43 [**Pesto** Pesto is a San Francisco-based fintech company founded in 2020.](https://millionrounds.com/company/pesto) Pesto is a San Francisco-based fintech company founded in 2020. *Founded* 2020 Claymont, United States **$19M** last round Aug 2024
- 44 [**Nubi** Nubi is a startup to buy or sell anywhere in the world without a credit card.](https://millionrounds.com/company/nubi) Nubi is a startup to buy or sell anywhere in the world without a credit card. *Founded* 2017 Kissimmee, United States **$18M** last round Jun 2023
- 45 [**Cermati** Cermati is an Indonesia-based fintech platform that allows users to compare and buy credit cards, insurance, loans and other related financial products.](https://millionrounds.com/company/cermati) Cermati is an Indonesia-based fintech platform that allows users to compare and buy credit cards, insurance, loans and other related financial products. *Founded* 2015 Indonesia **$17M** last round Jun 2022
- 46 [**Kuapay** Kuapay is a financial services provider offering card processing, crypto authorization, and simplified KYC process.](https://millionrounds.com/company/kuapay) Kuapay is a financial services provider offering card processing, crypto authorization, and simplified KYC process. *Founded* 2015 United States **$17M** last round Apr 2014
- 47 [**Mercantile** Mercantile is a financial technology company based in Boston, Massachusetts, founded in 2020.](https://millionrounds.com/company/mercantile) Mercantile is a financial technology company based in Boston, Massachusetts, founded in 2020. *Founded* 2020 Boston, United States **$15M** last round Aug 2022
- 48 [**Trovy** Trovy is a fintech company founded in 2024, specializing in home equity lines of credit (HELOCs).](https://millionrounds.com/company/trovy) Trovy is a fintech company founded in 2024, specializing in home equity lines of credit (HELOCs). *Founded* 2024 New York, United States **$15M** last round Jun 2026
- 49 [**Klearly** Klearly simplifies payment acceptance for small and medium-sized businesses by transforming smartphones and tablets into secure payment.](https://millionrounds.com/company/klearly) Klearly simplifies payment acceptance for small and medium-sized businesses by transforming smartphones and tablets into secure payment. *Founded* 2022 United States **$14M** last round Jan 2026
- 50 [**Tallied Technologies** Operating System for Modern Credit Cards](https://millionrounds.com/company/tallied-technologies) Operating System for Modern Credit Cards *Founded* 2021 San Francisco, United States **$14M** last round Mar 2022

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies whose own description names this theme, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

## Who backed them?

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## More lists worldwide

[See all](https://millionrounds.com/top-lists?r=Global)

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