# Top 29 Buy Now, Pay Later Startups Worldwide by Funding (2026)

> The 29 best-funded buy now, pay later startups worldwide, ranked by total funding raised: $6.8B combined.

Source: https://millionrounds.com/top-lists/buy-now-pay-later-startups (Millionrounds; every figure on the page links to its filing or article)

- 1 [**Tamara** Tamara Restaurant in the 1st arrondissement of Paris, offerrs creative plates to share, inspired by the culinary tradition of Romania,](https://millionrounds.com/company/tamara) Tamara Restaurant in the 1st arrondissement of Paris, offerrs creative plates to share, inspired by the culinary tradition of Romania, *Founded* 2020 Saudi Arabia **$2.4B** last round Sept 2025
- 2 [**Affirm** Buy now pay later without the fees.](https://millionrounds.com/company/affirm) Buy now pay later without the fees. *Founded* - San Francisco, United States **$1.7B** last round Oct 2025
- 3 [**Addi** Addi is a fintech company based in Bogotá, Colombia, specializing in Buy Now, Pay Later (BNPL) and point-of-sale financing solutions.](https://millionrounds.com/company/addi) Addi is a fintech company based in Bogotá, Colombia, specializing in Buy Now, Pay Later (BNPL) and point-of-sale financing solutions. *Founded* 2018 Bogota, Colombia **$664M** last round Jul 2026
- 4 [**Sezzle** Sezzle provides a buy now, pay later solution platform.](https://millionrounds.com/company/sezzle) Sezzle provides a buy now, pay later solution platform. *Founded* 2016 Minneapolis, United States **$331M** last round May 2024
- 5 [**Billie** Billie is a Berlin-based fintech company founded in 2016, specializing in Buy Now, Pay Later (BNPL) payment methods for the B2B market.](https://millionrounds.com/company/billie) Billie is a Berlin-based fintech company founded in 2016, specializing in Buy Now, Pay Later (BNPL) payment methods for the B2B market. *Founded* 2016 Berlin, Germany **$276M** last round Oct 2021
- 6 [**Tymit** Tymit is a UK-based financial technology company founded in 2017, specializing in flexible credit solutions and Buy Now, Pay Later (BNPL) services.](https://millionrounds.com/company/tymit) Tymit is a UK-based financial technology company founded in 2017, specializing in flexible credit solutions and Buy Now, Pay Later (BNPL) services. *Founded* 2017 London, United Kingdom **$241M** last round Nov 2025
- 7 [**Tabby** Tabby is a payments and shopping app that enables customers to make purchases and pay for them in installments.](https://millionrounds.com/company/tabby) Tabby is a payments and shopping app that enables customers to make purchases and pay for them in installments. *Founded* 2019 Saudi Arabia **$235M** last round Sept 2026
- 8 [**Sunbit** Sunbit is a consumer financial technology company that specializes in point-of-sale "Buy Now, Pay Later" (BNPL) solutions for in-person services.](https://millionrounds.com/company/sunbit) Sunbit is a consumer financial technology company that specializes in point-of-sale "Buy Now, Pay Later" (BNPL) solutions for in-person services. *Founded* 2016 Los Angeles, United States **$226M** last round Aug 2025
- 9 [**Zilch** Zilch is is a direct-to-consumer ad-subsidised payments network that provides a flexible buy now, pay later service.](https://millionrounds.com/company/zilch) Zilch is is a direct-to-consumer ad-subsidised payments network that provides a flexible buy now, pay later service. *Founded* 2016 London, United Kingdom **$175M** last round Nov 2025
- 10 [**Splitpay** SplitPay is a payments service provider that provides buy now, pay later services in the UK.](https://millionrounds.com/company/splitpay) SplitPay is a payments service provider that provides buy now, pay later services in the UK. *Founded* 2019 Brazil **$125M** last round Sept 2026
- 11 [**Cashea** Cashea is a Venezuelan buy-now-pay-later platform that offers an interest-free installment plan for purchasing products.](https://millionrounds.com/company/cashea) Cashea is a Venezuelan buy-now-pay-later platform that offers an interest-free installment plan for purchasing products. *Founded* 2022 Caracas, Venezuela **$100M** last round Jul 2026
- 12 [**Scalapay** Scalapay is a European financial technology company founded in 2019 and headquartered in Milan, Italy.](https://millionrounds.com/company/scalapay) Scalapay is a European financial technology company founded in 2019 and headquartered in Milan, Italy. *Founded* 2019 Dublin, Italy **$81M** last round Dec 2025
- 13 [**Hokodo** Hokodo is a provider of buy now, pay later solutions for e-commerce and B2B merchants.](https://millionrounds.com/company/hokodo) Hokodo is a provider of buy now, pay later solutions for e-commerce and B2B merchants. *Founded* 2018 London, United Kingdom **$78M** last round Oct 2025
- 14 [**equipifi** equipifi is a Scottsdale, Arizona-based fintech company that offers a white-label Buy Now, Pay Later (BNPL) platform tailored for financial institutions, includ](https://millionrounds.com/company/equipifi) equipifi is a Scottsdale, Arizona-based fintech company that offers a white-label Buy Now, Pay Later (BNPL) platform tailored for financial institutions, includ *Founded* 2021 Scottsdale, United States **$34M** last round May 2026
- 15 [**Pagaleve** Pagaleve is a pioneering Brazilian fintech that specializes in the Buy Now Pay Later (BNPL) model, offering a unique service called Pix Parcelado.](https://millionrounds.com/company/pagaleve) Pagaleve is a pioneering Brazilian fintech that specializes in the Buy Now Pay Later (BNPL) model, offering a unique service called Pix Parcelado. *Founded* 2021 Sao Paulo, Brazil **$29M** last round Oct 2025
- 16 [**Kueski** Kueski is Mexico’s largest Buy-Now-Pay-Later (BNPL) and online consumer lending platform, founded in 2012 in Guadalajara.](https://millionrounds.com/company/kueski) Kueski is Mexico’s largest Buy-Now-Pay-Later (BNPL) and online consumer lending platform, founded in 2012 in Guadalajara. *Founded* 2012 Guadalajara, Mexico **$25M** last round Oct 2022
- 17 [**Kafene** Kafene is a fintech company based in New York, founded in 2019.](https://millionrounds.com/company/kafene) Kafene is a fintech company based in New York, founded in 2019. *Founded* 2019 New York, United States **$15M** last round Jan 2024
- 18 [**Treyd** Treyd is a Swedish B2B fintech company founded in 2019, specializing in buy-now-pay-later (BNPL) solutions for supplier invoices.](https://millionrounds.com/company/treyd) Treyd is a Swedish B2B fintech company founded in 2019, specializing in buy-now-pay-later (BNPL) solutions for supplier invoices. *Founded* 2019 Stockholm, Sweden **$12M** last round Sept 2023
- 19 [**Skeps** Skeps, founded in 2018 and headquartered in New York, is a provider of white-labeled Point-of-Sale (POS) financing solutions and a microservices platform.](https://millionrounds.com/company/skeps) Skeps, founded in 2018 and headquartered in New York, is a provider of white-labeled Point-of-Sale (POS) financing solutions and a microservices platform. *Founded* 2018 New York, United States **$9.5M** last round Mar 2025
- 20 [**Optty** Optty helps retailers and payment gateways integrate Buy Now, Pay Later online easily and manage the user experience and performance.](https://millionrounds.com/company/optty) Optty helps retailers and payment gateways integrate Buy Now, Pay Later online easily and manage the user experience and performance. *Founded* 2020 Singapore, Singapore **$9.0M** last round Apr 2022
- 21 [**Happy Pay** Happy Pay is a fintech company based in Cape Town, South Africa, founded in 2021.](https://millionrounds.com/company/happy-pay) Happy Pay is a fintech company based in Cape Town, South Africa, founded in 2021. *Founded* 2021 Cape Town, South Africa **$6.8M** last round Mar 2026
- 22 [**Fundiin** Fundiin is a leading Buy Now, Pay Later (BNPL) fintech company based in Ho Chi Minh City, Vietnam.](https://millionrounds.com/company/fundiin) Fundiin is a leading Buy Now, Pay Later (BNPL) fintech company based in Ho Chi Minh City, Vietnam. *Founded* 2019 tp. Tân An, Vietnam **$5.0M** last round Oct 2022
- 23 [**PAYLA** A true white-label "Buy Now, Pay Later" solution for European Payment Providers and Financial Institutions.](https://millionrounds.com/company/payla) A true white-label "Buy Now, Pay Later" solution for European Payment Providers and Financial Institutions. *Founded* 2021 Munich, Germany **$4.5M** last round Jun 2023
- 24 [**SanKash** SanKash is a travel fintech company based in Gurgaon, India, founded in 2018.](https://millionrounds.com/company/sankash) SanKash is a travel fintech company based in Gurgaon, India, founded in 2018. *Founded* 2018 Gurugram, India **$2.0M** last round Jan 2022
- 25 [**Bynow** Bynow is a Saudi FinTech company founded in 2022, headquartered in Riyadh with a presence in Dubai.](https://millionrounds.com/company/bynow) Bynow is a Saudi FinTech company founded in 2022, headquartered in Riyadh with a presence in Dubai. *Founded* 2024 Riyadh, Saudi Arabia **$1.2M** last round Sept 2025
- 26 [**Billink** Billink is a prominent Dutch financial technology company that specializes in post-payment services and Buy Now, Pay Later (BNPL) solutions for the e-commerce sector.](https://millionrounds.com/company/billink) Billink is a prominent Dutch financial technology company that specializes in post-payment services and Buy Now, Pay Later (BNPL) solutions for the e-commerce sector. *Founded* 2011 Gouda, Netherlands **$1.1M** last round Jan 2019
- 27 [**Genoapay** Genoapay was a New Zealand-based buy-now-pay-later and consumer finance company located in Auckland.](https://millionrounds.com/company/genoapay) Genoapay was a New Zealand-based buy-now-pay-later and consumer finance company located in Auckland. *Founded* 2016 Auckland, New Zealand **$1.0M** last round Mar 2017
- 28 [**KalPay** KalPay is a fintech company based in Lahore, Pakistan, founded in 2021.](https://millionrounds.com/company/kalpay) KalPay is a fintech company based in Lahore, Pakistan, founded in 2021. *Founded* 2021 Lahore, Pakistan **$1.0M** last round May 2024
- 29 [**Jybe** Jybe is a buy now pay later platform for digital subscriptions.](https://millionrounds.com/company/jybe) Jybe is a buy now pay later platform for digital subscriptions. *Founded* 2011 United States **$250K** last round Feb 2011

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies whose own description names this theme, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

## Who backed them?

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## More lists worldwide

[See all](https://millionrounds.com/top-lists?r=Global)

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