# Top 50 Banking Startups Worldwide by Funding (2026)

> The 50 best-funded banking startups worldwide, ranked by total funding raised: $17B combined. With founding year, headquarters and each company's rounds.

Source: https://millionrounds.com/top-lists/banking-startups (Millionrounds; every figure on the page links to its filing or article)

- 1 [**SumUp** SumUp is a leading global fintech company committed to levelling the playing field for small businesses.](https://millionrounds.com/company/sumup) SumUp is a leading global fintech company committed to levelling the playing field for small businesses. *Founded* 2012 London, Ireland **$1.7B** last round May 2025
- 2 [**Revolut** Revolut is a financial technology company that offers banking services, money transfers, foreign exchange, and spending analytics.](https://millionrounds.com/company/revolut) Revolut is a financial technology company that offers banking services, money transfers, foreign exchange, and spending analytics. *Founded* 2015 London, United Kingdom **$1.3B** last round Oct 2026
- 3 [**nCino** nCino provides a cloud banking platform that helps financial institutions modernize their operations and improve the customer experience.](https://millionrounds.com/company/ncino) nCino provides a cloud banking platform that helps financial institutions modernize their operations and improve the customer experience. *Founded* 2012 Wilmington, United States **$1.1B** last round Jan 2022
- 4 [**Agibank** Agibank is a commercial bank that provides banking products and services.](https://millionrounds.com/company/agibank) Agibank is a commercial bank that provides banking products and services. *Founded* 1999 Campinas, Brazil **$920M** last round Oct 2026
- 5 [**Kakaobank** Kakaobank offers digital banking, loans, and financial services.](https://millionrounds.com/company/kakaobank) Kakaobank offers digital banking, loans, and financial services. *Founded* 2016 Seongnam **$904M** last round Nov 2020
- 6 [**WeLab** WeLab is a prominent pan-Asian financial technology group based in Quarry Bay, Hong Kong.](https://millionrounds.com/company/welab) WeLab is a prominent pan-Asian financial technology group based in Quarry Bay, Hong Kong. *Founded* 2013 Sheung Wan, Hong Kong SAR China **$630M** last round Jan 2026
- 7 [**Ualá** UALA is the leading online beauty booking marketplaces in Italy, Spain, Portugal, France, Belgium and Greece](https://millionrounds.com/company/uala) UALA is the leading online beauty booking marketplaces in Italy, Spain, Portugal, France, Belgium and Greece *Founded* - Argentina **$561M** last round Mar 2026
- 8 [**BlueVine** Bluevine is the largest small business banking platform in the U.S.](https://millionrounds.com/company/bluevine) Bluevine is the largest small business banking platform in the U.S. *Founded* 2013 Jersey City, United States **$493M** last round May 2023
- 9 [**OakNorth** From competitive savings to seamless business banking and flexible loans from £1m+, we help individuals and businesses grow while driving economic impact across.](https://millionrounds.com/company/oaknorth) From competitive savings to seamless business banking and flexible loans from £1m+, we help individuals and businesses grow while driving economic impact across. *Founded* 2013 United Kingdom **$440M** last round Feb 2019
- 10 [**Bruc Management** Bruc Management is an investment fund manager that specializes in the renewable energy infrastructure sector.](https://millionrounds.com/company/bruc-management) Bruc Management is an investment fund manager that specializes in the renewable energy infrastructure sector. *Founded* 2015 Madrid, Spain **$431M** last round May 2026
- 11 [**Moniepoint**](https://millionrounds.com/company/moniepoint) *Founded* - Nigeria **$400M** last round Oct 2025
- 12 [**Erebor** A modern bank for the new innovation economy.](https://millionrounds.com/company/erebor) A modern bank for the new innovation economy. *Founded* - Columbus, United States **$380M** last round Oct 2026
- 13 [**TrueLayer** TrueLayer is a leading open banking payments network based in London, founded in 2016.](https://millionrounds.com/company/truelayer) TrueLayer is a leading open banking payments network based in London, founded in 2016. *Founded* 2016 London, United Kingdom **$376M** last round Oct 2026
- 14 [**Aspiration** GreenFi is your new home for climate-friendly banking and investment services.](https://millionrounds.com/company/aspiration) GreenFi is your new home for climate-friendly banking and investment services. *Founded* 2013 Marina del Rey, United States **$368M** last round Dec 2021
- 15 [**Brim Financial** Brim Financial is a provider of a credit card infrastructure and digital platform used in users' payment experience.](https://millionrounds.com/company/brim-financial) Brim Financial is a provider of a credit card infrastructure and digital platform used in users' payment experience. *Founded* 2015 Toronto, Canada **$363M** last round Dec 2025
- 16 [**CapitalSource** CapitalSource bank offers commercial loans and depository products and services to SMBs and individuals.](https://millionrounds.com/company/capitalsource) CapitalSource bank offers commercial loans and depository products and services to SMBs and individuals. *Founded* 2000 United States **$325M** last round Nov 2002
- 17 [**Juni** Juni is a licensed fintech company based in Gothenburg, Sweden, founded in 2020.](https://millionrounds.com/company/juni) Juni is a licensed fintech company based in Gothenburg, Sweden, founded in 2020. *Founded* 2020 Gothenburg, Sweden **$312M** last round Jun 2022
- 18 [**MitchCap** MitchCap is a financial services company.](https://millionrounds.com/company/mitchcap) MitchCap is a financial services company. *Founded* 2019 Wollongong, Australia **$275M** last round Sept 2023
- 19 [**LendUp** LendUp is a socially responsible lender for the 56% of Americans shut out of mainstream banking due to low credit or volatile income.](https://millionrounds.com/company/lendup) LendUp is a socially responsible lender for the 56% of Americans shut out of mainstream banking due to low credit or volatile income. *Founded* 2011 Oakland, United States **$259M** last round Mar 2017
- 20 [**Provu** Provu is a fintech company that provides online payment solution such as credit and loan facilities.](https://millionrounds.com/company/provu) Provu is a fintech company that provides online payment solution such as credit and loan facilities. *Founded* 2015 São Paulo, Brazil **$253M** last round Nov 2021
- 21 [**Gracie Point** Gracie Point is a finance company that offers life insurance financing solutions.](https://millionrounds.com/company/gracie-point) Gracie Point is a finance company that offers life insurance financing solutions. *Founded* 2010 New York, United States **$250M** last round Feb 2026
- 22 [**StreetShares** StreetShares is a small business banking software for mission-driven banks and credit unions, offer to purchase, any securities.](https://millionrounds.com/company/streetshares) StreetShares is a small business banking software for mission-driven banks and credit unions, offer to purchase, any securities. *Founded* 2013 Reston, United States **$227M** last round Jan 2018
- 23 [**Zenith Bank**](https://millionrounds.com/company/zenith-bank) *Founded* - Nigeria **$226M** last round Jan 2025
- 24 [**Toss Bank** Toss Bank is an internet banking services company.](https://millionrounds.com/company/toss-bank) Toss Bank is an internet banking services company. *Founded* 2020 Seoul **$213M** last round Sept 2023
- 25 [**Relay** Relay is a workflow automation tool with a human touch.](https://millionrounds.com/company/relay) Relay is a workflow automation tool with a human touch. *Founded* 2021 San Francisco, United States **$207M** last round Oct 2026
- 26 [**Covalto** Covalto is a leading digital banking and services platform for SMEs in Mexico.](https://millionrounds.com/company/covalto) Covalto is a leading digital banking and services platform for SMEs in Mexico. *Founded* 2015 Mexico City, Mexico **$200M** last round Oct 2022
- 27 [**Deposit Solutions** Deposit Solutions is provider of the open banking platform for deposits connecting banks and depositors.](https://millionrounds.com/company/deposit-solutions) Deposit Solutions is provider of the open banking platform for deposits connecting banks and depositors. *Founded* 2011 Germany **$192M** last round Sept 2019
- 28 [**Neo Financial** Neo Financial is a Canadian fintech company based in Calgary, Alberta, that offers digital-first consumer banking products and co-branded loyalty programs.](https://millionrounds.com/company/neo-financial) Neo Financial is a Canadian fintech company based in Calgary, Alberta, that offers digital-first consumer banking products and co-branded loyalty programs. *Founded* 2019 Calgary, Canada **$182M** last round Oct 2026
- 29 [**Augustus** Augustus is a global payments and clearing platform, previously known as Ivy, founded in 2022 by Ferdinand Dabitz, Joshua Becker, Simon Wimmer, and Peter Lieck.](https://millionrounds.com/company/augustus) Augustus is a global payments and clearing platform, previously known as Ivy, founded in 2022 by Ferdinand Dabitz, Joshua Becker, Simon Wimmer, and Peter Lieck. *Founded* - Munich, United States **$180M** last round Jul 2026
- 30 [**Teylor** Teylor AG is a SME Lending platform that provides fastest and most comfortable SME loans.](https://millionrounds.com/company/teylor) Teylor AG is a SME Lending platform that provides fastest and most comfortable SME loans. *Founded* 2018 Zürich, Switzerland **$176M** last round Oct 2025
- 31 [**Monese** Monese is a digital banking option that provides mobile-only, multi-currency accounts in countries across the European Economic Area.](https://millionrounds.com/company/monese) Monese is a digital banking option that provides mobile-only, multi-currency accounts in countries across the European Economic Area. *Founded* 2013 London, United Kingdom **$167M** last round Jun 2026
- 32 [**Shawbrook Bank** Shawbrook Bank is a provider of financial services including savings and loans in the UK.](https://millionrounds.com/company/shawbrook-bank) Shawbrook Bank is a provider of financial services including savings and loans in the UK. *Founded* - Brentwood, United Kingdom **$167M** last round Nov 2025
- 33 [**loanDepot** loanDepot is an independent retail mortgage lender that provides residential loans, refinance loans, and personal loan products nationwide.](https://millionrounds.com/company/loandepot) loanDepot is an independent retail mortgage lender that provides residential loans, refinance loans, and personal loan products nationwide. *Founded* 2010 Foothill Ranch, United States **$162M** last round Aug 2025
- 34 [**Amount** Amount is a digital technology company that accelerates digital transformation for financial institutions.](https://millionrounds.com/company/amount) Amount is a digital technology company that accelerates digital transformation for financial institutions. *Founded* 2018 Chicago, United States **$159M** last round Nov 2024
- 35 [**Allica**](https://millionrounds.com/company/allica) *Founded* 2011 United Kingdom **$155M** last round Feb 2026
- 36 [**Kroo Bank** Kroo Bank is a British neobank based in London, offering retail banking services exclusively through its mobile app.](https://millionrounds.com/company/kroo-bank) Kroo Bank is a British neobank based in London, offering retail banking services exclusively through its mobile app. *Founded* 2016 London, United Kingdom **$153M** last round Aug 2026
- 37 [**GB Bank** GB Bank supports property developers and homeowners with lending options and other financial services for economic development.](https://millionrounds.com/company/gb-bank) GB Bank supports property developers and homeowners with lending options and other financial services for economic development. *Founded* 2017 Middlesbrough, United Kingdom **$151M** last round Sept 2026
- 38 [**Anext Bank** ANEXT Bank is Singapore’s first MAS-licensed digital wholesale bank, dedicated to serving micro, small, and medium enterprises (MSMEs) and startups.](https://millionrounds.com/company/anext-bank) ANEXT Bank is Singapore’s first MAS-licensed digital wholesale bank, dedicated to serving micro, small, and medium enterprises (MSMEs) and startups. *Founded* 2022 Singapore, Singapore **$149M** last round Mar 2024
- 39 [**Sokin** Sokin is a global FinTech company based in London, UK, founded in 2019 by Vroon Modgill.](https://millionrounds.com/company/sokin) Sokin is a global FinTech company based in London, UK, founded in 2019 by Vroon Modgill. *Founded* 2019 London, United Kingdom **$146M** last round Jan 2026
- 40 [**Volume Payments** Volume Payments, operating as Volume, is a London-based FinTech startup that specializes in global business payments.](https://millionrounds.com/company/volume-payments) Volume Payments, operating as Volume, is a London-based FinTech startup that specializes in global business payments. *Founded* 2021 London, United Kingdom **$146M** last round Jun 2024
- 41 [**Koho** KOHO is a Canadian fintech company based in Toronto, offering no-fee banking services through a mobile app and prepaid card.](https://millionrounds.com/company/koho) KOHO is a Canadian fintech company based in Toronto, offering no-fee banking services through a mobile app and prepaid card. *Founded* 2014 Vancouver, Canada **$144M** last round Jun 2026
- 42 [**Lumin Digital** Lumin Digital is a fintech company based in San Ramon, California, founded in 2016 by Jeff Chambers.](https://millionrounds.com/company/lumin-digital) Lumin Digital is a fintech company based in San Ramon, California, founded in 2016 by Jeff Chambers. *Founded* 2016 San Ramon, United States **$140M** last round Jul 2026
- 43 [**Salmon Group**](https://millionrounds.com/company/salmon-group) *Founded* - Philippines **$140M** last round Oct 2026
- 44 [**Fnality** Fnality International is a global fintech organization founded in 2019, focused on developing regulated payment systems for wholesale banking markets.](https://millionrounds.com/company/fnality) Fnality International is a global fintech organization founded in 2019, focused on developing regulated payment systems for wholesale banking markets. *Founded* 2019 London, United Kingdom **$136M** last round Sept 2025
- 45 [**Avanse Financial Services** Avanse Financial Services is an education-focused non-banking financial company that offers education loans.](https://millionrounds.com/company/avanse-financial-services) Avanse Financial Services is an education-focused non-banking financial company that offers education loans. *Founded* 2013 Mumbai, India **$136M** last round Jan 2026
- 46 [**Nexteam** Hire vetted FP&A, accounting, investment banking, and corporate finance professionals in as little as 48 hours through dedicated or on-demand support.](https://millionrounds.com/company/nexteam) Hire vetted FP&A, accounting, investment banking, and corporate finance professionals in as little as 48 hours through dedicated or on-demand support. *Founded* - France **$134M** last round May 2018
- 47 [**Celcoin** Celcoin is a Brazilian financial infratech company founded in 2016 and based in Barueri, SP.](https://millionrounds.com/company/celcoin) Celcoin is a Brazilian financial infratech company founded in 2016 and based in Barueri, SP. *Founded* 2016 Barueri, Brazil **$125M** last round Jun 2024
- 48 [**LEAF Commercial Capital** LEAF Commercial Capital engages in equipment lease, note origination servicing and financing activities.](https://millionrounds.com/company/leaf-commercial-capital) LEAF Commercial Capital engages in equipment lease, note origination servicing and financing activities. *Founded* 2010 Philadelphia, United States **$125M** last round Nov 2011
- 49 [**Varo Bank** Varo is a digital bank that offers innovative, premium banking services wrapped in inclusive design.](https://millionrounds.com/company/varo-bank) Varo is a digital bank that offers innovative, premium banking services wrapped in inclusive design. *Founded* 2015 Draper, United States **$124M** last round Feb 2026
- 50 [**StyloPay** StyloPay is a UK-based FinTech company founded in 2014, specializing in payment-as-a-service solutions.](https://millionrounds.com/company/stylopay) StyloPay is a UK-based FinTech company founded in 2014, specializing in payment-as-a-service solutions. *Founded* 2014 London, United Kingdom **$122M** last round Nov 2020

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies whose own description names this theme, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

## Who backed them?

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## More banking lists

[See all](https://millionrounds.com/top-lists?t=Banking)

[*S* *R* *O* **Banking startups in Europe** 202 companies · $8.3B](https://millionrounds.com/top-lists/banking-startups-europe)

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