# Top 50 Banking-As-A-Service Startups Worldwide by Funding (2026)

> The 50 best-funded banking-as-a-service startups worldwide, ranked by total funding raised: $2.9B combined.

Source: https://millionrounds.com/top-lists/banking-as-a-service-startups (Millionrounds; every figure on the page links to its filing or article)

- 1 [**TrueLayer** TrueLayer is a leading open banking payments network based in London, founded in 2016.](https://millionrounds.com/company/truelayer) TrueLayer is a leading open banking payments network based in London, founded in 2016. *Founded* 2016 London, United Kingdom **$376M** last round Oct 2026
- 2 [**Provu** Provu is a fintech company that provides online payment solution such as credit and loan facilities.](https://millionrounds.com/company/provu) Provu is a fintech company that provides online payment solution such as credit and loan facilities. *Founded* 2015 São Paulo, Brazil **$253M** last round Nov 2021
- 3 [**Augustus** Augustus is a global payments and clearing platform, previously known as Ivy, founded in 2022 by Ferdinand Dabitz, Joshua Becker, Simon Wimmer, and Peter Lieck.](https://millionrounds.com/company/augustus) Augustus is a global payments and clearing platform, previously known as Ivy, founded in 2022 by Ferdinand Dabitz, Joshua Becker, Simon Wimmer, and Peter Lieck. *Founded* - Munich, United States **$180M** last round Jul 2026
- 4 [**Kroo Bank** Kroo Bank is a British neobank based in London, offering retail banking services exclusively through its mobile app.](https://millionrounds.com/company/kroo-bank) Kroo Bank is a British neobank based in London, offering retail banking services exclusively through its mobile app. *Founded* 2016 London, United Kingdom **$153M** last round Aug 2026
- 5 [**Volume Payments** Volume Payments, operating as Volume, is a London-based FinTech startup that specializes in global business payments.](https://millionrounds.com/company/volume-payments) Volume Payments, operating as Volume, is a London-based FinTech startup that specializes in global business payments. *Founded* 2021 London, United Kingdom **$146M** last round Jun 2024
- 6 [**Nexteam** Hire vetted FP&A, accounting, investment banking, and corporate finance professionals in as little as 48 hours through dedicated or on-demand support.](https://millionrounds.com/company/nexteam) Hire vetted FP&A, accounting, investment banking, and corporate finance professionals in as little as 48 hours through dedicated or on-demand support. *Founded* - France **$134M** last round May 2018
- 7 [**StyloPay** StyloPay is a UK-based FinTech company founded in 2014, specializing in payment-as-a-service solutions.](https://millionrounds.com/company/stylopay) StyloPay is a UK-based FinTech company founded in 2014, specializing in payment-as-a-service solutions. *Founded* 2014 London, United Kingdom **$122M** last round Nov 2020
- 8 [**RappiPay** RappiPay is a Colombia-based fintech platform that offers solutions such as payments processing, digital money transfers, and online banking for individuals and](https://millionrounds.com/company/rappipay) RappiPay is a Colombia-based fintech platform that offers solutions such as payments processing, digital money transfers, and online banking for individuals and *Founded* 2019 Bogota, Colombia **$114M** last round Sept 2022
- 9 [**Kesh Bank** Transformamos a relação entre empresas, colaboradores e suas finanças.](https://millionrounds.com/company/kesh-bank) Transformamos a relação entre empresas, colaboradores e suas finanças. *Founded* - Vila Olímpia, Brazil **$107M** last round Aug 2026
- 10 [**Climate First Bank** Climate First Bank is a values-based digital community bank headquartered in St.](https://millionrounds.com/company/climate-first-bank) Climate First Bank is a values-based digital community bank headquartered in St. *Founded* 2020 Saint Petersburg, United States **$97M** last round Jun 2026
- 11 [**Lula** Lula is a prominent South African fintech company focused on enhancing business banking and funding for Small and Medium-sized Enterprises (SMEs).](https://millionrounds.com/company/lula) Lula is a prominent South African fintech company focused on enhancing business banking and funding for Small and Medium-sized Enterprises (SMEs). *Founded* 2014 Cape Town, South Africa **$85M** last round Feb 2026
- 12 [**BANCOMAT** BANCOMAT S.p.A.](https://millionrounds.com/company/bancomat) BANCOMAT S.p.A. *Founded* 2017 Rome, Italy **$81M** last round Jun 2024
- 13 [**Constantinople** Constantinople is a fintech startup based in Sydney, founded in 2022 by former Westpac executives Macgregor Duncan and Dianne Challenor.](https://millionrounds.com/company/constantinople) Constantinople is a fintech startup based in Sydney, founded in 2022 by former Westpac executives Macgregor Duncan and Dianne Challenor. *Founded* 2022 Sydney, Australia **$77M** last round Aug 2026
- 14 [**QI Tech** QI Tech is a prominent Brazilian fintech company founded in 2018, headquartered in São Paulo.](https://millionrounds.com/company/qi-tech) QI Tech is a prominent Brazilian fintech company founded in 2018, headquartered in São Paulo. *Founded* 2018 Sao Paulo, Brazil **$63M** last round Jul 2025
- 15 [**Solid Financial Technologies, Inc** Solid is a California-based fintech platform that provides solutions such as digital banking and payment processing for individuals and businesses.](https://millionrounds.com/company/solid-financial-technologies-inc) Solid is a California-based fintech platform that provides solutions such as digital banking and payment processing for individuals and businesses. *Founded* 2019 San Mateo, United States **$63M** last round Aug 2022
- 16 [**Brite Payments** Brite Payments is a Swedish fintech company founded in 2019, specializing in real-time Instant Account-to-Account (A2A) payments through Open Banking, often ref](https://millionrounds.com/company/brite-payments) Brite Payments is a Swedish fintech company founded in 2019, specializing in real-time Instant Account-to-Account (A2A) payments through Open Banking, often ref *Founded* 2019 Stockholm, Sweden **$60M** last round Oct 2023
- 17 [**Atomic** Atomic Financial is a FinTech and Banking Technology company based in Salt Lake City, Utah, founded in 2019.](https://millionrounds.com/company/atomic) Atomic Financial is a FinTech and Banking Technology company based in Salt Lake City, Utah, founded in 2019. *Founded* 2019 Salt Lake City, United States **$55M** last round Sept 2026
- 18 [**JonesTrading** JonesTrading is a prominent relationship brokerage and banking firm, established in 1975.](https://millionrounds.com/company/jonestrading) JonesTrading is a prominent relationship brokerage and banking firm, established in 1975. *Founded* 1975 Thousand Oaks, United States **$50M** last round Apr 2007
- 19 [**Ohpen** Ohpen is a financial technology company based in the Netherlands, founded in 2009 by a team of bankers and software engineers.](https://millionrounds.com/company/ohpen) Ohpen is a financial technology company based in the Netherlands, founded in 2009 by a team of bankers and software engineers. *Founded* 2009 Amsterdam, Canada **$48M** last round Feb 2018
- 20 [**Synctera** Synctera is a Banking-as-a-Service (BaaS) and embedded finance platform founded in 2020, headquartered in Palo Alto, California, with additional locations in Sa](https://millionrounds.com/company/synctera) Synctera is a Banking-as-a-Service (BaaS) and embedded finance platform founded in 2020, headquartered in Palo Alto, California, with additional locations in Sa *Founded* 2020 San Francisco, United States **$40M** last round Nov 2026
- 21 [**UY3** UY3 is a Brazilian fintech established in 2021, specializing in Credit-as-a-Service (CaaS).](https://millionrounds.com/company/uy3) UY3 is a Brazilian fintech established in 2021, specializing in Credit-as-a-Service (CaaS). *Founded* - Porto Alegre, Brazil **$37M** last round Jan 2026
- 22 [**Amdax** Amdax is a fully regulated digital asset company based in Amsterdam, Netherlands, founded in 2019.](https://millionrounds.com/company/amdax) Amdax is a fully regulated digital asset company based in Amsterdam, Netherlands, founded in 2019. *Founded* 2019 Amsterdam, Netherlands **$35M** last round Oct 2025
- 23 [**FlowPay** FlowPay is a payment institution authorized by the BOI under PSD2 as PISP and AISP.](https://millionrounds.com/company/flowpay) FlowPay is a payment institution authorized by the BOI under PSD2 as PISP and AISP. *Founded* 2019 Czechia **$33M** last round Mar 2025
- 24 [**Central Payments** Central Payments is a financial technology company based in Sioux Falls, South Dakota, founded in 2014.](https://millionrounds.com/company/central-payments) Central Payments is a financial technology company based in Sioux Falls, South Dakota, founded in 2014. *Founded* 2014 Sioux Falls, United States **$30M** last round Aug 2022
- 25 [**Xfers** Xfers is a Singaporean-based payment processing gateway offering credit card processing and Internet banking transfers.](https://millionrounds.com/company/xfers) Xfers is a Singaporean-based payment processing gateway offering credit card processing and Internet banking transfers. *Founded* - Singapore, Singapore **$30M** last round Mar 2021
- 26 [**Routefusion** Routefusion is a financial infrastructure provider based in Austin, Texas, focused on cross-border payments and global banking-as-a-service solutions.](https://millionrounds.com/company/routefusion) Routefusion is a financial infrastructure provider based in Austin, Texas, focused on cross-border payments and global banking-as-a-service solutions. *Founded* 2018 Austin, United States **$27M** last round Oct 2025
- 27 [**AutoRABIT** AutoRABIT is a global enterprise software company founded in 2015, specializing in DevSecOps and security solutions tailored for Salesforce.](https://millionrounds.com/company/autorabit) AutoRABIT is a global enterprise software company founded in 2015, specializing in DevSecOps and security solutions tailored for Salesforce. *Founded* 2015 San Francisco, United States **$26M** last round May 2022
- 28 [**Cash Credit** Cash Credit, officially known as “Кеш Кредит” ЕАД, is a non-banking financial institution based in Sofia, Bulgaria.](https://millionrounds.com/company/cash-credit) Cash Credit, officially known as “Кеш Кредит” ЕАД, is a non-banking financial institution based in Sofia, Bulgaria. *Founded* 2011 Sofia, Bulgaria **$25M** last round Aug 2013
- 29 [**Franq** Franq is a Brazilian fintech startup founded in 2019 and based in Florianópolis, Santa Catarina.](https://millionrounds.com/company/franq) Franq is a Brazilian fintech startup founded in 2019 and based in Florianópolis, Santa Catarina. *Founded* 2019 Florianopolis, Brazil **$25M** last round May 2026
- 30 [**Moven** Moven, officially known as Movencorp Newco Inc., is a fintech company based in New York City, specializing in consumer spending analytics and mobile banking solutions.](https://millionrounds.com/company/moven) Moven, officially known as Movencorp Newco Inc., is a fintech company based in New York City, specializing in consumer spending analytics and mobile banking solutions. *Founded* 2011 Fort Lauderdale, United States **$24M** last round Oct 2015
- 31 [**BKN301** BKN301 is a London-based fintech infrastructure provider that specializes in Banking-as-a-Service (BaaS) and digital payments.](https://millionrounds.com/company/bkn301) BKN301 is a London-based fintech infrastructure provider that specializes in Banking-as-a-Service (BaaS) and digital payments. *Founded* 2021 London, United Kingdom **$24M** last round Apr 2025
- 32 [**Monument Technology** Monument Technology is a London-based provider of Banking Platform-as-a-Service (BPaaS) solutions, established in 2023.](https://millionrounds.com/company/monument-technology) Monument Technology is a London-based provider of Banking Platform-as-a-Service (BPaaS) solutions, established in 2023. *Founded* 2023 United Kingdom **$24M** last round Jun 2026
- 33 [**Banxware** Banxware provides the technology and the funds for business financing of any kind: fully embedded in platforms or as an affiliate solution](https://millionrounds.com/company/banxware) Banxware provides the technology and the funds for business financing of any kind: fully embedded in platforms or as an affiliate solution *Founded* - Berlin, Germany **$23M** last round Jun 2025
- 34 [**NovoPayment** NovoPayment is a fintech company specializing in Banking as a Service (BaaS), providing a robust, API-driven core solution for digital banking, payments, and ca](https://millionrounds.com/company/novopayment) NovoPayment is a fintech company specializing in Banking as a Service (BaaS), providing a robust, API-driven core solution for digital banking, payments, and ca *Founded* 2007 Miami, United States **$20M** last round Nov 2024
- 35 [**Aeropay** Aeropay is a financial technology company based in Chicago, Illinois, founded in 2017 by Daniel Muller.](https://millionrounds.com/company/aeropay) Aeropay is a financial technology company based in Chicago, Illinois, founded in 2017 by Daniel Muller. *Founded* 2017 Chicago, United States **$20M** last round May 2024
- 36 [**Stablecore** Stablecore is a Dallas-based financial technology company founded in 2025.](https://millionrounds.com/company/stablecore) Stablecore is a Dallas-based financial technology company founded in 2025. *Founded* 2025 Dallas, United States **$20M** last round Sept 2025
- 37 [**Bank of Georgetown** Bank of Georgetown was a community bank located in Washington, DC, dedicated to relationship banking for local businesses and individuals.](https://millionrounds.com/company/bank-of-georgetown) Bank of Georgetown was a community bank located in Washington, DC, dedicated to relationship banking for local businesses and individuals. *Founded* 2005 Vienna, United States **$18M** last round Dec 2013
- 38 [**Buckzy Payments** Buckzy Payments is a fintech company enabling cross-border real-time payments and Banking-as-a-Service.](https://millionrounds.com/company/buckzy-payments) Buckzy Payments is a fintech company enabling cross-border real-time payments and Banking-as-a-Service. *Founded* 2018 Toronto, Canada **$16M** last round Dec 2022
- 39 [**Productfy** Productfy is a Banking as a Service (BaaS) platform that helps fintechs and brand innovators launch embedded financial products like payments, deposits, and card issuance.](https://millionrounds.com/company/productfy) Productfy is a Banking as a Service (BaaS) platform that helps fintechs and brand innovators launch embedded financial products like payments, deposits, and card issuance. *Founded* 2018 San Jose, United States **$16M** last round Oct 2021
- 40 [**Memo Bank** Memo Bank is an independent French bank based in Paris, specializing in transactional banking for companies.](https://millionrounds.com/company/memo-bank) Memo Bank is an independent French bank based in Paris, specializing in transactional banking for companies. *Founded* 2017 Paris, France **$16M** last round Jun 2021
- 41 [**Card91** CARD91 is a Bengaluru-based Issuance Platform-as-a-Service (PaaS) company that specializes in secure payment infrastructure.](https://millionrounds.com/company/card91) CARD91 is a Bengaluru-based Issuance Platform-as-a-Service (PaaS) company that specializes in secure payment infrastructure. *Founded* 2020 Bengaluru, India **$13M** last round Mar 2022
- 42 [**Fiat Republic** Fiat Republic is a London-based Banking-as-a-Service (BaaS) platform founded in 2021.](https://millionrounds.com/company/fiat-republic) Fiat Republic is a London-based Banking-as-a-Service (BaaS) platform founded in 2021. *Founded* 2021 London, United Kingdom **$11M** last round Dec 2025
- 43 [**myTU** myTU, also known as Travel Union, is a Lithuanian fintech company and AI-native digital banking platform based in Vilnius.](https://millionrounds.com/company/mytu) myTU, also known as Travel Union, is a Lithuanian fintech company and AI-native digital banking platform based in Vilnius. *Founded* 2019 Vilnius, Lithuania **$11M** last round Mar 2025
- 44 [**USUAL** Usual is a decentralized fintech protocol established in 2022 in France by Usual Labs.](https://millionrounds.com/company/usual) Usual is a decentralized fintech protocol established in 2022 in France by Usual Labs. *Founded* 2022 Paris, United States **$10M** last round Dec 2024
- 45 [**Kosli** Kosli is an enterprise software company based in Oslo, Norway, founded in 2019.](https://millionrounds.com/company/kosli) Kosli is an enterprise software company based in Oslo, Norway, founded in 2019. *Founded* 2019 San Francisco, United States **$10M** last round Mar 2025
- 46 [**iPeakoin** iPeakoin is a Singapore-based digital banking platform that provides solutions such as cash flow and digital asset management for individuals and businesses.](https://millionrounds.com/company/ipeakoin) iPeakoin is a Singapore-based digital banking platform that provides solutions such as cash flow and digital asset management for individuals and businesses. *Founded* 2020 San Jose, Singapore **$10M** last round Nov 2023
- 47 [**Onsetto** Onsetto is a financial technology company based in Minneapolis, founded in 2025.](https://millionrounds.com/company/onsetto) Onsetto is a financial technology company based in Minneapolis, founded in 2025. *Founded* 2025 Minneapolis, United States **$9.0M** last round Apr 2026
- 48 [**Piedmont Bancorp** Piedmont Bancorp operates as a bank holding company and offers personal and commercial banking services.](https://millionrounds.com/company/piedmont-bancorp) Piedmont Bancorp operates as a bank holding company and offers personal and commercial banking services. *Founded* 2006 United States **$8.3M** last round Jan 2013
- 49 [**Tot** Tot is a private fintech company based in Milan, Italy, founded in 2021.](https://millionrounds.com/company/tot) Tot is a private fintech company based in Milan, Italy, founded in 2021. *Founded* 2023 Milan, Italy **$8.2M** last round Sept 2025
- 50 [**Finoa** Finoa is a prominent European FinTech company based in Berlin, Germany, specializing in digital asset custody and staking services.](https://millionrounds.com/company/finoa) Finoa is a prominent European FinTech company based in Berlin, Germany, specializing in digital asset custody and staking services. *Founded* 2019 Berlin, Germany **$8.2M** last round Jan 2024

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies whose own description names this theme, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

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