# Union54 (YC S21): Financial services, Lusaka, Zambia

> Union54 (YC S21): Union54 is a fintech company based in Lusaka, Zambia, and a Y Combinator S21 startup. Based in Lusaka, Zambia. Founded 2020.

Source: https://millionrounds.com/startup/union54-yc-s21 (Millionrounds; every figure on the page links to its filing or article)

Zambia · [Financial services startup](https://millionrounds.com/companies)

# Union54 (YC S21)

Union54 is a fintech company based in Lusaka, Zambia, and a Y Combinator S21 startup.

Funding reported Last round: Seed

Financial services Lusaka, Zambia

Company summary

- **Founded:** 2020 6 years old
- **Team:** 9 1 to 10 people
- **Funding reported:** 15M as listed, currency not stated
- **Last round:** Seed Apr 2022

How sure we are

- ✓ **Listed** We know it exists and what it does
- 2 **Funding reported** A company dataset reports a raise
- 3 **Observed** A filing or a dated announcement confirms a round

No round for Union54 (YC S21) has been confirmed by a filing or an announcement yet, so nothing here counts toward an investor's record. [How we decide](https://millionrounds.com/methodology)

## About Union54 (YC S21)

Union54 is a fintech company based in Lusaka, Zambia, and a Y Combinator S21 startup.

Founded in 2020, it specializes in providing a card-issuing API that allows African businesses to issue and manage debit cards without the need for a bank or third-party processor. The company offers a developer-first platform that supports the launch of both virtual and physical debit cards, streamlining the card issuance process for fintechs and software companies. Union54's product suite includes card-based financial infrastructure tailored for African fintechs, digital banks, and payment gateways. This infrastructure supports various applications, such as ledger-linked cards, BNPL, corporate cards, and mobile wallets. The company's flagship product, ChitChat, is an integrated messaging and payments platform designed for Africa, featuring secure messaging, USD card capabilities, and cross-border payments. Additionally, Union54 has introduced GovChat, a platform for government entities that facilitates secure communication and financial transactions while ensuring data protection compliance.

## What company datasets say Union54 (YC S21) raised

Funding, as reported

Reported in all **15M** in the source's currency

Last round **Seed**

Last round size **12M**

Last round date **Apr 2022**

## The company, in detail

What they build

Known for

information technology & services financial services mobile wallets b2c fintech saas wallets payments africa computer software b2b finance technology

Built with from their website

Google Tag Manager Amazon CloudFront Google Workspace Viewport Meta Google Play webpack Google Meet Priority Hints React Mobile Friendly

+8 more

Open Graph Amazon Route 53 Radix UI Next.js Amazon AWS Prismic AWS Cloud Android

- **Sector:** Financial services
- **Industry code:** NAICS 522320, 541511
- **Region:** Lusaka

## Financial services in Zambia

Startups like it

- [**Lupiya** Lusaka · founded 2016 *Raised*](https://millionrounds.com/company/lupiya)
- [**Betternow Finance Company** Lusaka · founded 2012](https://millionrounds.com/startup/betternow-finance-company)
- [**ChitChat** Lusaka · founded 2015](https://millionrounds.com/startup/chitchat-3)
- [**Zazu** Lusaka · founded 2015](https://millionrounds.com/startup/zazu-3)
- [**ComGrow** Lusaka · founded 2019](https://millionrounds.com/startup/comgrow)
- [**Madison Finance Company Limited** Lusaka · founded 2004](https://millionrounds.com/startup/madison-finance-company-limited)
- [**Lenco by BroadPay** Lusaka · founded 2012](https://millionrounds.com/startup/lenco-by-broadpay)

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