# Oper Credits: Financial services, Antwerp, Belgium

> Oper Credits: Oper Credits is a Belgian FinTech company founded in 2018, specializing in a white-label, AI-driven SaaS platform designed to digitize and...

Source: https://millionrounds.com/startup/oper-credits (Millionrounds; every figure on the page links to its filing or article)

Belgium · [Financial services startup](https://millionrounds.com/companies)

# Oper Credits

Oper Credits is a Belgian FinTech company founded in 2018, specializing in a white-label, AI-driven SaaS platform designed to digitize and streamline the mortgage origination proce

Funding reported Last round: Series A

Financial services Antwerp, Belgium

Company summary

- **Founded:** 2018 8 years old
- **Team:** 32 11 to 50 people
- **Funding reported:** 14.1M as listed, currency not stated
- **Last round:** Series A Jul 2022

How sure we are

- ✓ **Listed** We know it exists and what it does
- 2 **Funding reported** A company dataset reports a raise
- 3 **Observed** A filing or a dated announcement confirms a round

No round for Oper Credits has been confirmed by a filing or an announcement yet, so nothing here counts toward an investor's record. [How we decide](https://millionrounds.com/methodology)

## About Oper Credits

Oper Credits is a Belgian FinTech company founded in 2018, specializing in a white-label, AI-driven SaaS platform designed to digitize and streamline the mortgage origination proce

ss for lenders and brokers across Europe. Headquartered in Antwerp, Belgium, with an office in Zürich, Switzerland, the company employs a diverse team of around 45-50 people from 12 nationalities. The Oper platform automates the mortgage journey from contact to contract, replacing traditional paper-based workflows with digital processes. It features AI-powered verification and scoring, enhancing loan request quality significantly. The platform is customizable, allowing lenders to adjust modules for scoring, pricing, verification, and document management. Oper Credits has raised approximately €11M–€14M in funding and serves B2B clients in the financial sector, including retail banks and mortgage lenders, with a focus on improving operational efficiency and customer conversion rates.

## What company datasets say Oper Credits raised

Funding, as reported

Reported in all **14.1M** in the source's currency

Rounds **7**

Last round **Series A**

Last round size **12.1M**

Last round date **Jul 2022**

Investors listed **9**

## Founders and team

From Oper Credits's own website: 2 founders, 3 on the team.

**Geert Van Kerckhoven** CEO & Co-founder

**Wouter Lachat** Co-founder & Head of Customer Success

- **Charlotte Mast** Chief Operating Officer
- **Gerben de Graaf** Chief Technology Officer
- **Christine Hick** Head of Growth

## On a portfolio page

Investors who name them

- [Citadel Capital SA](https://millionrounds.com/fund/citadel-capital-sa)

Each firm lists Oper Credits on its own website. That is the firm's claim, a weaker thing than a round we watched, but a named source.

## The company, in detail

What they build

Known for

mortgage origination software digital closing mortgage process management reserve seamless banking integration self-service mortgage portal mortgage workflow automation self-service document upload bank-grade security mortgage decision support ai mortgage tools information technology & services mortgage customer experience end-to-end mortgage platform financial services finance

Built with from their website

Linkedin Sign-in Docker Google Tag Manager Amazon CloudFront HREF Lang Google Cloud Font Awesome YouTube GitHub Google Workspace

+8 more

CloudFlare Viewport Meta Copilot Hubspot PostgreSQL Facebook SDK AWS Analytics python celery

- **Sector:** Financial services
- **Industry code:** NAICS 52232, 51321, SIC 6211, 7372
- **Region:** Flanders
- **Revenue:** 4M a year, as listed
- **Full record:** [Every detail in the company directory](https://millionrounds.com/directory/oper-79195e9cd5)

## Financial services in Belgium

Startups like it

- [**Winwinner** Ghent · founded 2016 *Raised*](https://millionrounds.com/company/winwinner)
- [**InvestSuite** Leuven · founded 2018 *Raised*](https://millionrounds.com/company/investsuite)
- [**Keyrock** Brussels · founded 2017](https://millionrounds.com/startup/keyrock-2)
- [**topcompare.be** Etterbeek · founded 2015](https://millionrounds.com/startup/topcompare-be)
- [**Easyvest** Ixelles · founded 2014](https://millionrounds.com/startup/easyvest)
- [**Moneytrans** Brussels · founded 2002](https://millionrounds.com/startup/moneytrans)
- [**Harmoney** Ghent · founded 2016](https://millionrounds.com/startup/harmoney-4)
- [**mozzeno** Brussels · founded 2015](https://millionrounds.com/startup/mozzeno)

## Is this your company?

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