# medZERO, Inc.: Insurance, Portland, United States

> medZERO, Inc.: medZERO, Inc. is a fintech company based in Portland, Oregon, specializing in an employer-sponsored "Buy Now, Pay Later" platform.

Source: https://millionrounds.com/startup/medzero-inc (Millionrounds; every figure on the page links to its filing or article)

United States · [Insurance startup](https://millionrounds.com/companies)

# medZERO, Inc.

medZERO, Inc. is a fintech company based in Portland, Oregon, specializing in an employer-sponsored "Buy Now, Pay Later" platform.

Funding reported Last round: Seed

Insurance Portland, United States

Company summary

- **Founded:** 2020 6 years old
- **Team:** 16 11 to 50 people
- **Funding reported:** $15M in dollars
- **Last round:** Seed Oct 2022

How sure we are

- ✓ **Listed** We know it exists and what it does
- 2 **Funding reported** A company dataset reports a raise
- 3 **Observed** A filing or a dated announcement confirms a round

No round for medZERO, Inc. has been confirmed by a filing or an announcement yet, so nothing here counts toward an investor's record. [How we decide](https://millionrounds.com/methodology)

## About medZERO, Inc.

medZERO, Inc. is a fintech company based in Portland, Oregon, specializing in an employer-sponsored "Buy Now, Pay Later" platform.

This platform offers zero-interest, zero-fee loans to employees for out-of-pocket healthcare expenses, including care for both humans and pets from any provider. Founded by professionals with backgrounds in employee wellness and healthcare benefits, medZERO aims to enhance the accessibility and affordability of healthcare through integration with employer benefit plans and payroll systems. The company's mobile lending platform provides instant financing for healthcare costs without requiring a credit check. Key features include seamless integration with various benefits plans and the ability to utilize pre-tax HSA savings. By offering loans for a wide range of healthcare services, medZERO helps employees manage their expenses while promoting better health outcomes and financial wellness. The platform is designed to address challenges such as rising healthcare costs and high-deductible plans, ultimately supporting healthier and more productive teams for employers.

## What company datasets say medZERO, Inc. raised

Funding, as reported

Reported in all **$15M** in dollars

Rounds **3**

Last round **Seed**

Last round date **Oct 2022**

Investors listed **5**

## Founders and team

From medZERO, Inc.'s own website: 1 founder, 3 on the team.

**Howard Michalski** Co-Founder, President

- **Craig Froude** Chief Executive Officer
- **Laurel Timmins** VP Talent & Total Rewards
- **Ryan Murphy** VP of Operations

## On 3 portfolio pages

Investors who name them

- [Grand Ventures](https://millionrounds.com/fund/grand-ventures)
- [Nueterra Capital](https://millionrounds.com/fund/nueterra-capital)
- [Blue Hour Ventures](https://millionrounds.com/fund/blue-hour-ventures)

Each firm lists medZERO, Inc. on its own website. That is the firm's claim, a weaker thing than a round we watched, but a named source.

## The company, in detail

What they build

Known for

health care pet healthcare financing interest-free medical loans hsa integration insurance & employee benefit funds instant approval no fees information technology & services financial services finance employee benefits platform hospital & health care financial stress relief healthcare payment solutions b2c fintech

Built with from their website

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+8 more

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- **Sector:** Insurance
- **Industry code:** NAICS 52421, 522291, 541511, SIC 7389, 6141, 7371
- **Region:** Oregon
- **Revenue:** $1.0M a year, as listed
- **Full record:** [Every detail in the company directory](https://millionrounds.com/directory/medzero)

## Insurance in United States

Startups like it

- [**Reserv** New York · founded 2022 *Raised*](https://millionrounds.com/company/reserv)
- [**Decisely** Alpharetta · founded 2015 *Raised*](https://millionrounds.com/company/decisely)
- [**Luzern Risk** New York · founded 2023 *Raised*](https://millionrounds.com/company/luzern-risk)
- [**Health IQ** Mountain View · founded 2014 *Raised*](https://millionrounds.com/company/health-iq)
- [**Clearcover** Chicago · founded 2016 *Raised*](https://millionrounds.com/company/clearcover)
- [**Vouch Insurance** San Francisco · founded 2018 *Raised*](https://millionrounds.com/company/vouch-insurance)
- [**Pie Insurance** Washington · founded 2017 *Raised*](https://millionrounds.com/company/pie-insurance)
- [**Federato** San Francisco · founded 2020 *Raised*](https://millionrounds.com/company/federato)

## Is this your company?

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