# Luko (ex-Coya): Insurance, Berlin, Germany

> Luko (ex-Coya): Luko, formerly known as Coya, is a prominent European insurtech company that specializes in home insurance and related services.

Source: https://millionrounds.com/startup/luko-ex-coya (Millionrounds; every figure on the page links to its filing or article)

Germany · [Insurance startup](https://millionrounds.com/companies)

# Luko (ex-Coya)

Luko, formerly known as Coya, is a prominent European insurtech company that specializes in home insurance and related services.

Funding reported Last round: Series A

Insurance Berlin, Germany

Company summary

- **Founded:** 2016 10 years old
- **Team:** 4 1 to 10 people
- **Funding reported:** 40M as listed, currency not stated
- **Last round:** Series A Jun 2018

How sure we are

- ✓ **Listed** We know it exists and what it does
- 2 **Funding reported** A company dataset reports a raise
- 3 **Observed** A filing or a dated announcement confirms a round

No round for Luko (ex-Coya) has been confirmed by a filing or an announcement yet, so nothing here counts toward an investor's record. [How we decide](https://millionrounds.com/methodology)

## About Luko (ex-Coya)

Luko, formerly known as Coya, is a prominent European insurtech company that specializes in home insurance and related services.

Formed through the merger of French startup Luko and German insurer Coya AG, the company serves over 400,000 policyholders across France and Germany. Luko operates with dual headquarters in Paris and Berlin, employing more than 200 people. Luko offers a range of home protection products, including home contents and buildings insurance, personal liability insurance, and bicycle theft coverage. Their innovative approach features an "AI risk guardian" that monitors properties for potential risks, along with handyman services and usage monitoring to promote efficiency. Customers can easily manage their insurance needs through mobile and desktop apps, allowing for quick policy setup and claims processing without the hassle of paperwork. Luko aims to provide a simple, transparent, and proactive insurance experience for homeowners and renters, particularly targeting tech-savvy households in Europe.

## What company datasets say Luko (ex-Coya) raised

Funding, as reported

Reported in all **40M** in the source's currency

Last round **Series A**

Last round size **30M**

Last round date **Jun 2018**

## The company, in detail

What they build

Known for

insurtech germany

- **Sector:** Insurance
- **Region:** Berlin

## Insurance in Germany

Startups like it

- [**CLARK** Frankfurt · founded 2015 *Raised*](https://millionrounds.com/company/clark)
- [**ottonova** Muenchen · founded 2015 *Raised*](https://millionrounds.com/company/ottonova)
- [**muffintech** Berlin · founded 2021 *Raised*](https://millionrounds.com/company/muffintech)
- [**ELEMENT Insurance AG** Berlin · founded 2017](https://millionrounds.com/startup/element-insurance-ag)
- [**CLARK Deutschland** Frankfurt · founded 2015](https://millionrounds.com/startup/clark-deutschland)
- [**Getsafe** Heidelberg · founded 2015](https://millionrounds.com/startup/getsafe-3)
- [**Thinksurance** Frankfurt · founded 2015](https://millionrounds.com/startup/thinksurance)
- [**hepster** Rostock · founded 2016](https://millionrounds.com/startup/hepster-2)

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