# Earnipay: Financial services, Lagos, Nigeria

> Earnipay: Earnipay is a Nigerian fintech company founded in 2021, headquartered in Lekki, Lagos. Based in Lagos, Nigeria. Founded 2021.

Source: https://millionrounds.com/startup/earnipay (Millionrounds; every figure on the page links to its filing or article)

Nigeria · [Financial services startup](https://millionrounds.com/companies)

# Earnipay

Earnipay is a Nigerian fintech company founded in 2021, headquartered in Lekki, Lagos.

Funding reported Last round: Seed

Financial services Lagos, Nigeria

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Company summary

- **Founded:** 2021 5 years old
- **Team:** 10 1 to 10 people
- **Funding reported:** 4M as listed, currency not stated
- **Last round:** Seed Feb 2022

How sure we are

- ✓ **Listed** We know it exists and what it does
- 2 **Funding reported** A company dataset reports a raise
- 3 **Observed** A filing or a dated announcement confirms a round

No round for Earnipay has been confirmed by a filing or an announcement yet, so nothing here counts toward an investor's record. [How we decide](https://millionrounds.com/methodology)

## About Earnipay

Earnipay is a Nigerian fintech company founded in 2021, headquartered in Lekki, Lagos.

The company offers an earned wage access platform that allows employees in the formal sector to access a portion of their accrued salaries on-demand before regular pay cycles. This service is designed to improve financial wellness for employees and enhance workplace productivity for businesses. Earnipay provides various financial tools for both individuals and employers. Employees can withdraw up to 50% of their daily earned wages interest-free, along with access to savings accounts, personal loans, and financial education resources. For businesses, Earnipay integrates with existing payroll systems to facilitate early wage withdrawals at no cost to the employer, while also offering payroll management services, bulk payment capabilities, and business loans. The company primarily serves formal sector businesses and their employees in Nigeria.

## What company datasets say Earnipay raised

Funding, as reported

Reported in all **4M** in the source's currency

Rounds **1**

Last round **Seed**

Last round size **4M**

Last round date **Feb 2022**

Investors listed **7**

## On a portfolio page

Investors who name them

- [Ventures Platform](https://millionrounds.com/fund/ventures-platform-fund)

Each firm lists Earnipay on its own website. That is the firm's claim, a weaker thing than a round we watched, but a named source.

## The company, in detail

What they build

Known for

information technology & services financial services b2c fintech saas computer software b2b finance technology

Built with from their website

Google Tag Manager Amazon CloudFront PWA Linkedin Insight Tag Google Workspace Viewport Meta LinkedIn Ads Google Play Emotion Hubspot

+8 more

webpack Facebook SDK Amazon S3 Google Meet Google Font API Microsoft Exchange Microsoft 365 Apps & Services Mobile Friendly

- **Sector:** Financial services
- **Industry code:** NAICS 522320, 51321, SIC 7372, 7389
- **Region:** Lagos
- **Revenue:** 1M a year, as listed
- **Full record:** [Every detail in the company directory](https://millionrounds.com/directory/earnipay)

## Financial services in Nigeria

Startups like it

- [**PalmPay** Lagos · founded 2019 *Raised*](https://millionrounds.com/company/palmpay)
- [**Daya** Lagos · founded 2025 *Raised*](https://millionrounds.com/company/daya)
- [**Creditchek** Lagos · founded 2021 *Raised*](https://millionrounds.com/company/creditchek)
- [**OPay** Lagos · founded 2018](https://millionrounds.com/startup/opay-3)
- [**One Finance & Investment** Lagos · founded 2012](https://millionrounds.com/startup/one-finance-investment)
- [**Transsnet Financial** Lagos · founded 2018](https://millionrounds.com/startup/transsnet-financial)
- [**Ultimcred Limited** Lagos · founded 2019](https://millionrounds.com/startup/ultimcred-limited)
- [**Access ARM Pensions** Abuja · founded 2004](https://millionrounds.com/startup/access-arm-pensions)

## Is this your company?

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