# Bright Money: Financial services, San Francisco, United States

> Bright Money: Bright Money is an AI-driven fintech company founded in 2019, focused on helping middle-income Americans manage debt, build credit, and save...

Source: https://millionrounds.com/startup/bright-money (Millionrounds; every figure on the page links to its filing or article)

United States · [Financial services startup](https://millionrounds.com/companies)

# Bright Money

Bright Money is an AI-driven fintech company founded in 2019, focused on helping middle-income Americans manage debt, build credit, and save money.

Funding reported Last round: Debt financing

Financial services San Francisco, United States

Company summary

- **Founded:** 2019 7 years old
- **Team:** 200 51 to 200 people
- **Funding reported:** $93M in dollars
- **Last round:** Debt financing Sept 2023

How sure we are

- ✓ **Listed** We know it exists and what it does
- 2 **Funding reported** A company dataset reports a raise
- 3 **Observed** A filing or a dated announcement confirms a round

No round for Bright Money has been confirmed by a filing or an announcement yet, so nothing here counts toward an investor's record. [How we decide](https://millionrounds.com/methodology)

## About Bright Money

Bright Money is an AI-driven fintech company founded in 2019, focused on helping middle-income Americans manage debt, build credit, and save money.

The company operates under the legal name Bright Capital Inc. and is headquartered in San Francisco, California, with a secondary office in Bengaluru, India. Bright Money aims to democratize access to sophisticated financial planning through its proprietary MoneyScienceTM algorithm, which analyzes user data to create personalized financial plans. The platform offers a range of services, including a revolving credit line, secured loans, an AI-driven debt pay-off plan, savings tools, rent reporting, and personal loan matching. These services are designed to automate key financial behaviors, making it easier for users to pay off debt, improve their credit scores, and save money. Bright Money charges a subscription fee of $15 per month and has received significant funding to support its mission of providing accessible financial solutions to consumers burdened by debt.

## What company datasets say Bright Money raised

Funding, as reported

Reported in all **$93M** in dollars

Rounds **5**

Last round **Debt financing**

Last round size **$50M**

Last round date **Sept 2023**

Investors listed **14**

## On 8 portfolio pages

Investors who name them

- [Felicis](https://millionrounds.com/fund/felicis-ventures)
- [FJ Labs](https://millionrounds.com/fund/fj-labs)
- [Hummingbird Ventures](https://millionrounds.com/fund/hummingbird-ventures)
- [Sherpalo Ventures](https://millionrounds.com/fund/sherpalo-ventures-llc)
- [Alpha Wave Global](https://millionrounds.com/fund/alpha-wave-global)
- [adfirst.vc](https://millionrounds.com/fund/adfirst)
- [Frontive Services](https://millionrounds.com/fund/frontive-services)
- [Big Bang Ventures](https://millionrounds.com/fund/big-bang-ventures)

Each firm lists Bright Money on its own website. That is the firm's claim, a weaker thing than a round we watched, but a named source.

## The company, in detail

What they build

Known for

security customer satisfaction user experience real-time tracking ai financial planning cloud-based platform mortgage and nonmortgage loan brokers personalized savings plans credit approval data science financial health improvement credit reporting user data security credit builder enterprises financial goals

Built with from their website

Snap GitHub Actions Google Maps Amazon SES Google Tag Manager Excel Impact Amazon CloudFront Google Sheets Elliptic AWS Trusted Advisor

+8 more

Figma React Native PWA Databricks TypeScript AWS Glue VictoriaMetrics Arc

- **Sector:** Financial services
- **Industry code:** NAICS 522310
- **Region:** California
- **Revenue:** $2.0M a year, as listed
- **Full record:** [Every detail in the company directory](https://millionrounds.com/directory/bright-money)

## Financial services in United States

Startups like it

- [**Kalshi** New York · founded 2019 *Raised*](https://millionrounds.com/company/kalshi)
- [**Temporal** founded 2022 *Raised*](https://millionrounds.com/company/temporal)
- [**Vestwell** New York · founded 2016 *Raised*](https://millionrounds.com/company/vestwell)
- [**C2FO** Kansas City · founded 2008 *Raised*](https://millionrounds.com/company/c2fo)
- [**Yieldstreet** New York · founded 2015 *Raised*](https://millionrounds.com/company/yieldstreet)
- [**Flutterwave** San Francisco · founded 2016 *Raised*](https://millionrounds.com/company/flutterwave)
- [**Corgi** San Francisco · founded 2024 *Raised*](https://millionrounds.com/company/corgi)
- [**Alpaca** San Mateo · founded 2017 *Raised*](https://millionrounds.com/company/alpaca)

## Is this your company?

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