# Bloom Credit: Financial services, Chicago, United States

> Bloom Credit: Bloom Credit is a fintech company founded in 2016, specializing in B2B credit data infrastructure and consumer-permissioned reporting tools.

Source: https://millionrounds.com/startup/bloom-credit (Millionrounds; every figure on the page links to its filing or article)

United States · [Financial services startup](https://millionrounds.com/companies)

# Bloom Credit

Bloom Credit is a fintech company founded in 2016, specializing in B2B credit data infrastructure and consumer-permissioned reporting tools.

Funding reported Last round: Venture (Round not Specified)

Financial services Chicago, United States

Company summary

- **Founded:** 2016 10 years old
- **Team:** 55 51 to 200 people
- **Funding reported:** $37M in dollars
- **Last round:** Venture (Round not Specified) Apr 2025

How sure we are

- ✓ **Listed** We know it exists and what it does
- 2 **Funding reported** A company dataset reports a raise
- 3 **Observed** A filing or a dated announcement confirms a round

No round for Bloom Credit has been confirmed by a filing or an announcement yet, so nothing here counts toward an investor's record. [How we decide](https://millionrounds.com/methodology)

## About Bloom Credit

Bloom Credit is a fintech company founded in 2016, specializing in B2B credit data infrastructure and consumer-permissioned reporting tools.

Headquartered in both Chicago and New York, Bloom Credit helps banks, credit unions, and fintechs access alternative payment signals to create more inclusive credit products. Its flagship product, Bloom+, allows financial institutions to report consumers' recurring payments, such as rent and utilities, to major credit bureaus. This service is particularly beneficial for subprime and "thin-file" consumers, enabling them to build credit histories without traditional debt. The company operates as a developer-friendly API platform, providing access to credit reports from all three major credit bureaus and offering tools for secure data transmission in compliance with regulations. Bloom Credit serves a diverse clientele, including major partners like Navy Federal Credit Union and Suncoast Credit Union, as well as various fintech companies and lenders. By modernizing credit reporting infrastructure, Bloom Credit aims to improve access to affordable credit and support underserved borrowers in achieving better financial health.

## What company datasets say Bloom Credit raised

Funding, as reported

Reported in all **$37M** in dollars

Last round **Venture (Round not Specified)**

Last round size **$11M**

Last round date **Apr 2025**

Investors listed **5**

## Founders and team

From Bloom Credit's own website and the SEC filings it signed: 3 on the team.

- **Christian Widhalm** CEO
- **Matt Keleshian** COO
- **Mike Esler** CTO

On the board, as filed i *Dan Rosen* *Mark Goines* *Mo Gong* *Spencer Tall*

## On a portfolio page

Investors who name them

- [Flucas Ventures](https://millionrounds.com/fund/flucas-ventures)

Each firm lists Bloom Credit on its own website. That is the firm's claim, a weaker thing than a round we watched, but a named source.

## The company, in detail

What they build

Known for

api credit data integration platform credit data compliance reserve credit scores credit reporting api documentation compliance with fcra and cfpb credit data accuracy credit data for rent reporting credit data for banks credit data for small lenders business lending credit data for consumer finance information technology & services fast integration

Built with from their website

Yoast SEO Google Tag Manager WordPress.org Linkedin Insight Tag Font Awesome Cloudflare DNS Google Workspace CloudFlare Viewport Meta LinkedIn Ads

+8 more

Render Yoast Readme Google Analytics HTTP/3 Cloudflare Rocket Loader WP Engine Hubspot

- **Sector:** Financial services
- **Industry code:** NAICS 52232, 541512, 51929, SIC 6211
- **Region:** Illinois
- **Revenue:** $15M a year, as listed

## Financial services in United States

Startups like it

- [**Kalshi** New York · founded 2019 *Raised*](https://millionrounds.com/company/kalshi)
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- [**Vestwell** New York · founded 2016 *Raised*](https://millionrounds.com/company/vestwell)
- [**C2FO** Kansas City · founded 2008 *Raised*](https://millionrounds.com/company/c2fo)
- [**Yieldstreet** New York · founded 2015 *Raised*](https://millionrounds.com/company/yieldstreet)
- [**Flutterwave** San Francisco · founded 2016 *Raised*](https://millionrounds.com/company/flutterwave)
- [**Corgi** San Francisco · founded 2024 *Raised*](https://millionrounds.com/company/corgi)
- [**Alpaca** San Mateo · founded 2017 *Raised*](https://millionrounds.com/company/alpaca)

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