# Z Venture Capital's Fintech Investments: 14 Startups in Its Portfolio (2026) > The 14 Fintech startups Z Venture Capital has backed, by stage: $420M raised between them. From the rounds we track; updated nightly. Source: https://millionrounds.com/portfolio-maps/z-venture-capital-fintech-portfolio (Millionrounds; every figure on the page links to its filing or article) ## Pre-seed and seed 8 - [*R* Rivet](https://millionrounds.com/company/rivet) - [kos.ai](https://millionrounds.com/company/kos-ai) - [Evergrow](https://millionrounds.com/company/evergrow) - [Utoppia](https://millionrounds.com/company/utoppia) - [Plannery](https://millionrounds.com/company/plannery) - [Earnipay](https://millionrounds.com/company/earnipay) - [Metalogos](https://millionrounds.com/company/metalogos) - [AccordX](https://millionrounds.com/company/accordx) ## Series B 4 - [Ascend](https://millionrounds.com/company/ascend) - [*M* Minu](https://millionrounds.com/company/minu) - [Promise](https://millionrounds.com/company/promise) - [SmartBank](https://millionrounds.com/company/smartbank) ## Series A 2 - [HD](https://millionrounds.com/company/hd) - [Finfra](https://millionrounds.com/company/finfra) ## Segment by segment ### Pre-seed and seed 8 startups · $61M raised - [*R* **Rivet**](https://millionrounds.com/company/rivet) United States $26M - [**kos.ai**](https://millionrounds.com/company/kos-ai) Kos.ai is an AI startup that markets a “virtual finance employee” for back-office work in infrastructure, defense, energy, & manufacturing. United States $12M - [**Evergrow**](https://millionrounds.com/company/evergrow) Evergrow is a climate fintech company that aims to be the first dedicated carbon offtake company. United States $7.0M - [**Utoppia**](https://millionrounds.com/company/utoppia) Utoppia offers a US bank account powered with Crypto for non-US residents living abroad. United States $4.5M - [**Plannery**](https://millionrounds.com/company/plannery) Plannery is an AI-powered financial wellness platform founded in 2018, dedicated to supporting healthcare professionals in the United States. United States $4.3M - [**Earnipay**](https://millionrounds.com/company/earnipay) Earnipay is a Nigerian fintech company founded in 2021, headquartered in Lekki, Lagos. Nigeria $4.0M - [**Metalogos**](https://millionrounds.com/company/metalogos) Metalogos operates a public stock information service. South Korea $1.5M - [**AccordX**](https://millionrounds.com/company/accordx) 株式会社AccordXは、少額債権の回収・管理業務をデジタル化することで、あらゆる事業者の持続可能な成長をサポートします。また、透明性と公平性を重視したAI技術を活用し、事業者の債権管理を最適化します。請求から決済までを自動化することで、事業者のキャッシュフロ Japan $1.4M ### Series B 4 startups · $349M raised - [**Ascend**](https://millionrounds.com/company/ascend) Ascend is an award-winning dry van, full truckload carrier based in Jackson, Tennessee. United States $257M - [*M* **Minu**](https://millionrounds.com/company/minu) Mexico $37M - [**Promise**](https://millionrounds.com/company/promise) Promise helps utilities and governments power world-class relief and repayment programs that increase participation and completion rates. United States $28M - [**SmartBank**](https://millionrounds.com/company/smartbank) SmartBank is a fintech company based in Tokyo, Japan, founded in April 2019. Japan $28M ### Series A 2 startups · $10M raised - [**HD**](https://millionrounds.com/company/hd) HD manufactures CNC machining and components. - $7.8M - [**Finfra**](https://millionrounds.com/company/finfra) Finfra is an artificial intelligence and blockchain technology company. Indonesia $2.5M **How this map is made.** Every startup here works in Fintech and has raised money in a round we track that names Z Venture Capital as an investor. Each sits under the stage of its latest round. Rebuilt nightly; updated 15 November 2026. ## More portfolio maps [All portfolios](https://millionrounds.com/portfolio-maps) [Sector portfolio **Z Venture Capital's AI portfolio** 30 startups · $1.2B](https://millionrounds.com/portfolio-maps/z-venture-capital-ai-portfolio)[Co-investors **Who invests with Z Venture Capital** 101 co-investors](https://millionrounds.com/portfolio-maps/z-venture-capital-co-investors)[Portfolio map **Z Venture Capital portfolio map** 88 startups · $2.6B](https://millionrounds.com/portfolio-maps/z-venture-capital-portfolio-map)[Investments abroad **Z Venture Capital's investments in the United States** 58 startups · $2.0B](https://millionrounds.com/portfolio-maps/z-venture-capital-investments-united-states)[Sector portfolio **Sony Innovation Fund's AI portfolio** 24 startups · $502M](https://millionrounds.com/portfolio-maps/sony-innovation-fund-ai-portfolio)[Sector portfolio **SoftBank BB Corp's Internet portfolio** 15 startups · $32B](https://millionrounds.com/portfolio-maps/softbank-internet-portfolio) ## Raising from investors like Z Venture Capital? 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