# Y Combinator's Fintech Investments: 338 Startups in Its Portfolio (2026) > The 338 Fintech startups Y Combinator has backed, by stage: $24B raised between them. From the rounds we track; updated nightly. Source: https://millionrounds.com/portfolio-maps/y-combinator-fintech-portfolio (Millionrounds; every figure on the page links to its filing or article) ## Pre-seed and seed 141 - [Alpaca](https://millionrounds.com/company/alpaca) - [Prospa](https://millionrounds.com/company/prospa) - [Dock](https://millionrounds.com/company/dock) - [*F* Forge](https://millionrounds.com/company/forge) - [ARQ](https://millionrounds.com/company/arq) - [Lantern](https://millionrounds.com/company/lantern) - [Pillar](https://millionrounds.com/company/pillar) - [April](https://millionrounds.com/company/april) - [Avenue](https://millionrounds.com/company/avenue) - [*R* Resolve](https://millionrounds.com/company/resolve) - [*R* Rivet](https://millionrounds.com/company/rivet) - [Eventual](https://millionrounds.com/company/eventual) - [Pier](https://millionrounds.com/company/pier) - [Valora](https://millionrounds.com/company/valora) - [Landed](https://millionrounds.com/company/landed) - [Sphinx](https://millionrounds.com/company/sphinx) - [CandorIQ](https://millionrounds.com/company/candoriq) - [Nanotechnologies](https://millionrounds.com/company/nanotechnologies) - [Zero](https://millionrounds.com/company/zero) - [SyntheticFi](https://millionrounds.com/company/syntheticfi) - [TAG](https://millionrounds.com/company/tag) - [*W* Waza](https://millionrounds.com/company/waza) - [Upfront](https://millionrounds.com/company/upfront) - [Naborly](https://millionrounds.com/company/naborly) +117 more ## Stage not reported 79 - [Stripe](https://millionrounds.com/company/stripe) - [*B* Branch](https://millionrounds.com/company/branch) - [Archer](https://millionrounds.com/company/archer) - [GoCardless](https://millionrounds.com/company/gocardless) - [Carmoola](https://millionrounds.com/company/carmoola) - [Pie Insurance](https://millionrounds.com/company/pie-insurance) - [Flutterwave](https://millionrounds.com/company/flutterwave) - [*C* CommonBond](https://millionrounds.com/company/commonbond) - [UpEquity](https://millionrounds.com/company/upequity) - [Ribbon Home](https://millionrounds.com/company/ribbon-home) - [Deposit Solutions](https://millionrounds.com/company/deposit-solutions) - [Ladder](https://millionrounds.com/company/ladder) - [Baubap](https://millionrounds.com/company/baubap) - [Wave](https://millionrounds.com/company/wave) - [Caribou](https://millionrounds.com/company/caribou) - [Public](https://millionrounds.com/company/public) - [*L* LemFi](https://millionrounds.com/company/lemfi) - [Ledger Investing](https://millionrounds.com/company/ledger-investing) - [Stilt](https://millionrounds.com/company/stilt) - [Legalist](https://millionrounds.com/company/legalist) - [OkCredit](https://millionrounds.com/company/okcredit) - [Clearcover](https://millionrounds.com/company/clearcover) - [Accept.inc](https://millionrounds.com/company/accept-inc) - [TrueAccord](https://millionrounds.com/company/trueaccord) +55 more ## Series A 55 - [Knock](https://millionrounds.com/company/knock) - [Emerge](https://millionrounds.com/company/emerge) - [Erad](https://millionrounds.com/company/erad) - [Jasper](https://millionrounds.com/company/jasper) - [CoinTracker](https://millionrounds.com/company/cointracker) - [Nala](https://millionrounds.com/company/nala) - [*S* Singularity](https://millionrounds.com/company/singularity) - [Stable](https://millionrounds.com/company/stable) - [MURAL](https://millionrounds.com/company/mural) - [Pulley](https://millionrounds.com/company/pulley) - [ClearTax](https://millionrounds.com/company/cleartax) - [PointOne](https://millionrounds.com/company/pointone) - [*HR* Hidden Road](https://millionrounds.com/company/hidden-road) - [Fuse](https://millionrounds.com/company/fuse) - [Toku](https://millionrounds.com/company/toku) - [*M* Monet](https://millionrounds.com/company/monet) - [Mine](https://millionrounds.com/company/mine) - [FamPay](https://millionrounds.com/company/fampay) - [Alinea](https://millionrounds.com/company/alinea) - [Meadow](https://millionrounds.com/company/meadow) - [Collectly](https://millionrounds.com/company/collectly) - [*L* Lumi](https://millionrounds.com/company/lumi) - [nsave](https://millionrounds.com/company/nsave) - [Capi Money](https://millionrounds.com/company/capi-money) +31 more ## Series B 36 - [Nexu](https://millionrounds.com/company/nexu) - [*F* Flex](https://millionrounds.com/company/flex) - [TRIVER](https://millionrounds.com/company/triver) - [Aspora](https://millionrounds.com/company/aspora) - [Novig](https://millionrounds.com/company/novig) - [Spruce](https://millionrounds.com/company/spruce) - [*V* Verse](https://millionrounds.com/company/verse) - [Bretton AI](https://millionrounds.com/company/bretton-ai) - [Sift](https://millionrounds.com/company/sift) - [Abacum](https://millionrounds.com/company/abacum) - [Atlas](https://millionrounds.com/company/atlas) - [Point Card](https://millionrounds.com/company/point-card) - [Stark Bank](https://millionrounds.com/company/stark-bank) - [Qapita](https://millionrounds.com/company/qapita) - [True Link Financial](https://millionrounds.com/company/true-link-financial) - [Conta Simples](https://millionrounds.com/company/conta-simples) - [Nuvocargo](https://millionrounds.com/company/nuvocargo) - [Mendel](https://millionrounds.com/company/mendel) - [Narmi](https://millionrounds.com/company/narmi) - [Nomba](https://millionrounds.com/company/nomba) - [Simetrik](https://millionrounds.com/company/simetrik) - [Finary](https://millionrounds.com/company/finary) - [Promise](https://millionrounds.com/company/promise) - [*U* Uptiq](https://millionrounds.com/company/uptiq) +12 more ## Series C and later 21 - [Kalshi](https://millionrounds.com/company/kalshi) - [*P* Plata](https://millionrounds.com/company/plata) - [Torus](https://millionrounds.com/company/torus) - [Brex](https://millionrounds.com/company/brex) - [Acorns](https://millionrounds.com/company/acorns) - [Ajaib](https://millionrounds.com/company/ajaib) - [Duetti](https://millionrounds.com/company/duetti) - [LendUp](https://millionrounds.com/company/lendup) - [*C* Clara](https://millionrounds.com/company/clara) - [Taktile](https://millionrounds.com/company/taktile) - [Jeeves](https://millionrounds.com/company/jeeves) - [*N* Numeral](https://millionrounds.com/company/numeral) - [*L* Lively](https://millionrounds.com/company/lively) - [Khatabook](https://millionrounds.com/company/khatabook) - [Razorpay](https://millionrounds.com/company/razorpay) - [Valon Technologies](https://millionrounds.com/company/valon-technologies) - [*SF* Slash Financial](https://millionrounds.com/company/slash-financial) - [Willow Wealth](https://millionrounds.com/company/willow-wealth) - [Cardless](https://millionrounds.com/company/cardless) - [*C* Cashfree](https://millionrounds.com/company/cashfree) - [Here](https://millionrounds.com/company/here) ## Growth 6 - [Ualá](https://millionrounds.com/company/uala) - [WorkFusion](https://millionrounds.com/company/workfusion) - [Nova Credit](https://millionrounds.com/company/nova-credit) - [Ethic](https://millionrounds.com/company/ethic) - [RQD Clearing](https://millionrounds.com/company/rqd-clearing) - [Coast](https://millionrounds.com/company/coast) ## Segment by segment ### Pre-seed and seed 141 startups · $1.7B raised - [**Alpaca**](https://millionrounds.com/company/alpaca) Alpaca is a brokerage infrastructure company based in San Mateo, California, that specializes in providing an API-first platform f United States $513M - [**Prospa**](https://millionrounds.com/company/prospa) Platform ZEUS4D menawarkan pengalaman online modern dengan transaksi cepat, akses stabil di semua perangkat, serta sistem keamanan Australia $135M - [**Dock**](https://millionrounds.com/company/dock) Dock is a provider of a financial technology company that integrates card issuing and core banking services. Brazil $114M - [*F* **Forge**](https://millionrounds.com/company/forge) United States $104M - [**ARQ**](https://millionrounds.com/company/arq) ARQ is a global financial services platform that caters to mass-affluent individuals and businesses in Latin America. Mexico $71M - [**Lantern**](https://millionrounds.com/company/lantern) Lantern helps capture the essence of a brand through strategy and design, creating stories that resonate in a connecting style. United Kingdom $67M - [**Pillar**](https://millionrounds.com/company/pillar) The infrastructure layer for health education Italy $48M - [**April**](https://millionrounds.com/company/april) APRIL is a French insurance and financial services group founded in 1988 and based in Lyon. United States $39M ### Stage not reported 79 startups · $6.9B raised - [**Stripe**](https://millionrounds.com/company/stripe) Launch your startup quickly and cost effectively from anywhere in the world with Atlas. United States $1.0B - [*B* **Branch**](https://millionrounds.com/company/branch) United States $707M - [**Archer**](https://millionrounds.com/company/archer) Archer is an AI-enhanced commercial real estate technology platform founded in 2019, originally launched as iREITs in 2021. United States $650M - [**GoCardless**](https://millionrounds.com/company/gocardless) GoCardless helps 75,000+ businesses get paid on time. United Kingdom $442M - [**Carmoola**](https://millionrounds.com/company/carmoola) Cruise through car finance. United Kingdom $409M - [**Pie Insurance**](https://millionrounds.com/company/pie-insurance) Pie Insurance is a Denver-based insurtech company founded in 2017 that specializes in providing workers’ compensation insurance to United States $360M - [**Flutterwave**](https://millionrounds.com/company/flutterwave) Flutterwave is a prominent fintech company founded in Nigeria and based in San Francisco. United States $250M - [*C* **CommonBond**](https://millionrounds.com/company/commonbond) United States $219M ### Series A 55 startups · $2.4B raised - [**Knock**](https://millionrounds.com/company/knock) Knock helps product and engineering teams send notifications to their customers. United States $555M - [**Emerge**](https://millionrounds.com/company/emerge) Emerge is web-based truckload management system that connects shippers and their partners when executing full truckload transactions. New Zealand $171M - [**Erad**](https://millionrounds.com/company/erad) Erad is a financial technology company based in Riyadh, founded in 2022. Saudi Arabia $147M - [**Jasper**](https://millionrounds.com/company/jasper) Jasper is an enterprise AI marketing platform. New Zealand $127M - [**CoinTracker**](https://millionrounds.com/company/cointracker) CoinTracker is a financial technology company that specializes in cryptocurrency portfolio tracking and tax compliance software. United States $102M - [**Nala**](https://millionrounds.com/company/nala) Nala is a digital health company with the mission of simplifying healthcare access. Tanzania $90M - [*S* **Singularity**](https://millionrounds.com/company/singularity) Singularity is a single family firm that generates long-term wealth for their clients. Singapore $82M - [**Stable**](https://millionrounds.com/company/stable) Stable is an investment firm dedicated to helping ambitious Founders build investment firms. United States $80M ### Series B 36 startups · $1.9B raised - [**Nexu**](https://millionrounds.com/company/nexu) Nexu is a financing platform for Latin American car dealerships. Mexico $218M - [*F* **Flex**](https://millionrounds.com/company/flex) United States $182M - [**TRIVER**](https://millionrounds.com/company/triver) Triver is a London-based fintech company that specializes in cash flow financing for small and medium-sized enterprises (SMEs). United Kingdom $174M - [**Aspora**](https://millionrounds.com/company/aspora) Aspora is a cross-border finance and remittance company that helps non-resident Indians (NRIs) and global Indians manage their mon United Kingdom $103M - [**Novig**](https://millionrounds.com/company/novig) Novig is a U.S.-based sports prediction market and trading app that offers a commission-free, peer-to-peer betting experience on s United States $93M - [**Spruce**](https://millionrounds.com/company/spruce) Spruce is building a future where users control their identity and data across all digital interactions. United States $80M - [*V* **Verse**](https://millionrounds.com/company/verse) United States $77M - [**Bretton AI**](https://millionrounds.com/company/bretton-ai) Bretton AI is an enterprise software company based in San Francisco, California, specializing in an agentic AI platform designed f United States $75M ### Series C and later 21 startups · $9.4B raised - [**Kalshi**](https://millionrounds.com/company/kalshi) Kalshi is a CFTC-regulated exchange and prediction market platform based in New York City. United States $3.7B - [*P* **Plata**](https://millionrounds.com/company/plata) Mexico $1.3B - [**Torus**](https://millionrounds.com/company/torus) United States $739M - [**Brex**](https://millionrounds.com/company/brex) ``````oooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooo``````oo United States $517M - [**Acorns**](https://millionrounds.com/company/acorns) Acorns is a global financial wellness app that focuses on micro-investing, helping everyday people and families save and invest sm United States $438M - [**Ajaib**](https://millionrounds.com/company/ajaib) Ajaib is Indonesia’s first fully online stock brokerage and a leading fintech investment platform in Southeast Asia. Indonesia $425M - [**Duetti**](https://millionrounds.com/company/duetti) Duetti is a music-financial technology platform founded in 2022 and based in New York, with additional offices in Los Angeles, Mia United States $384M - [**LendUp**](https://millionrounds.com/company/lendup) LendUp is a socially responsible lender for the 56% of Americans shut out of mainstream banking due to low credit or volatile income. United States $259M ### Growth 6 startups · $1.3B raised - [**Ualá**](https://millionrounds.com/company/uala) UALA is the leading online beauty booking marketplaces in Italy, Spain, Portugal, France, Belgium and Greece Argentina $561M - [**WorkFusion**](https://millionrounds.com/company/workfusion) WorkFusion offers automation solutions to enterprises to help them reduce costs and up-skill workforces. United States $372M - [**Nova Credit**](https://millionrounds.com/company/nova-credit) Nova Credit is a fintech and credit infrastructure company founded in 2016, focused on creating a more inclusive global financial system. United States $96M - [**Ethic**](https://millionrounds.com/company/ethic) Ethic is a financial technology and sustainable asset management company based in New York City. United States $89M - [**RQD Clearing**](https://millionrounds.com/company/rqd-clearing) RQD* Clearing is a technology-driven correspondent clearing firm based in New York, established in 2019. United States $84M - [**Coast**](https://millionrounds.com/company/coast) Coast, also known as CoastPay, is a New York-based fintech startup founded in 2020 by Daniel Simon. United States $77M **How this map is made.** Every startup here works in Fintech and has raised money in a round we track that names Y Combinator as an investor. Each sits under the stage of its latest round. Rebuilt nightly; updated 15 November 2026. ## More portfolio maps [All portfolios](https://millionrounds.com/portfolio-maps) [Sector portfolio **Y Combinator's AI portfolio** 1,143 startups · $44B](https://millionrounds.com/portfolio-maps/y-combinator-ai-portfolio)[Sector portfolio **Y Combinator's Big Data & Analytics portfolio** 201 startups · $3.4B](https://millionrounds.com/portfolio-maps/y-combinator-big-data-analytics-portfolio)[Sector portfolio **Y Combinator's Healthtech portfolio** 150 startups · $4.2B](https://millionrounds.com/portfolio-maps/y-combinator-healthtech-portfolio)[Sector portfolio **Y Combinator's IT Services portfolio** 148 startups · $840M](https://millionrounds.com/portfolio-maps/y-combinator-it-services-portfolio)[Sector portfolio **Y Combinator's Web3 & Crypto portfolio** 139 startups · $7.4B](https://millionrounds.com/portfolio-maps/y-combinator-web3-crypto-portfolio)[Sector portfolio **Y Combinator's Biotech portfolio** 125 startups · $3.1B](https://millionrounds.com/portfolio-maps/y-combinator-biotech-portfolio) ## Raising from investors like Y Combinator? 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