# Pioneer Fund's Fintech Investments: 21 Startups in Its Portfolio (2026)

> The 21 Fintech startups Pioneer Fund has backed, by stage: $298M raised between them. From the rounds we track; updated nightly.

Source: https://millionrounds.com/portfolio-maps/pioneer-fund-2-fintech-portfolio (Millionrounds; every figure on the page links to its filing or article)

## Pre-seed and seed

13

- [*K* Karmen](https://millionrounds.com/company/karmen)
- [Landed](https://millionrounds.com/company/landed)
- [Zero](https://millionrounds.com/company/zero)
- [Numida](https://millionrounds.com/company/numida)
- [Mochatrade](https://millionrounds.com/company/mochatrade)
- [*T* Toolbox](https://millionrounds.com/company/toolbox)
- [Zavo](https://millionrounds.com/company/zavo)
- [Ralo](https://millionrounds.com/company/ralo)
- [Finvest](https://millionrounds.com/company/finvest)
- [Pivo](https://millionrounds.com/company/pivo)
- [*P* Parachute](https://millionrounds.com/company/parachute)
- [Encuadrado](https://millionrounds.com/company/encuadrado)
- [Loanbase](https://millionrounds.com/company/loanbase)

## Series A

3

- [nsave](https://millionrounds.com/company/nsave)
- [Capi Money](https://millionrounds.com/company/capi-money)
- [*AT* Arc Technologies](https://millionrounds.com/company/arc-technologies)

## Stage not reported

3

- [RYSE](https://millionrounds.com/company/ryse)
- [DeepNight](https://millionrounds.com/company/deepnight)
- [SaveIN](https://millionrounds.com/company/savein)

## Series B

2

- [Atlas](https://millionrounds.com/company/atlas)
- [Oxygen](https://millionrounds.com/company/oxygen)

## Segment by segment

### Pre-seed and seed

13 startups · $141M raised

- [*K* **Karmen**](https://millionrounds.com/company/karmen) France $68M
- [**Landed**](https://millionrounds.com/company/landed) Landed helps essential professionals buy homes and build financial security near the communities they serve. United States $20M
- [**Zero**](https://millionrounds.com/company/zero) Zero is a software development company that offers AI-based email management software that manages inbox and summarize conversations. Finland $15M
- [**Numida**](https://millionrounds.com/company/numida) Numida is a Ugandan fintech company founded in 2015, focused on providing unsecured digital working capital loans to micro and sma Uganda $12M
- [**Mochatrade**](https://millionrounds.com/company/mochatrade) Mochatrade, also known as Mocha, is a fintech startup founded in 2026 and headquartered in New York. India $5.5M
- [*T* **Toolbox**](https://millionrounds.com/company/toolbox) Modern financial operating system for construction, maintenance & repair contractors United States $5.0M
- [**Zavo**](https://millionrounds.com/company/zavo) Zavo is a UK-based payment platform that specializes in providing high-tech POS terminals and payment solutions for the restaurant industry. United Kingdom $4.3M
- [**Ralo**](https://millionrounds.com/company/ralo) Ralo is the first AI-native mortgage broker in the United States, established in 2025 by former Google employees Arjun Lalwani and United States $2.9M

### Series A

3 startups · $65M raised

- [**nsave**](https://millionrounds.com/company/nsave) nsave is a fintech company founded in 2022, dedicated to providing trusted offshore multi-currency accounts and investment services. United Kingdom $24M
- [**Capi Money**](https://millionrounds.com/company/capi-money) Capi Money is a fintech company based in London, founded in 2023. United States $21M
- [*AT* **Arc Technologies**](https://millionrounds.com/company/arc-technologies) Arc is a full-service finance platform that provides software startups with customized financial products. United States $20M

### Stage not reported

3 startups · $18M raised

- [**RYSE**](https://millionrounds.com/company/ryse) Getting to the future firstReimagining Healthcare to transform lives APPROACHOur aim is to be globally admired for reimagining hea United States $7.9M
- [**DeepNight**](https://millionrounds.com/company/deepnight) Deepnight Inc, based in San Francisco, is a defense and artificial intelligence startup founded in 2023 by former Google engineers United States $5.5M
- [**SaveIN**](https://millionrounds.com/company/savein) SaveIN, officially known as Copiosus Tech Pvt. India $4.3M

### Series B

2 startups · $75M raised

- [**Atlas**](https://millionrounds.com/company/atlas) Atlas is an all-in-one operating system designed specifically for restaurants. United States $53M
- [**Oxygen**](https://millionrounds.com/company/oxygen) Oxygen is a consultancy that has expertise in sales enablement, change management, and organizational startegies. United States $22M

**How this map is made.** Every startup here works in Fintech and has raised money in a round we track that names Pioneer Fund as an investor. Each sits under the stage of its latest round. Rebuilt nightly; updated 15 November 2026.

## More portfolio maps

[All portfolios](https://millionrounds.com/portfolio-maps)

[Sector portfolio **Pioneer Fund's AI portfolio** 171 startups · $2.8B](https://millionrounds.com/portfolio-maps/pioneer-fund-2-ai-portfolio)[Sector portfolio **Pioneer Fund's Biotech portfolio** 19 startups · $239M](https://millionrounds.com/portfolio-maps/pioneer-fund-2-biotech-portfolio)[Sector portfolio **Pioneer Fund's Big Data & Analytics portfolio** 13 startups · $96M](https://millionrounds.com/portfolio-maps/pioneer-fund-2-big-data-analytics-portfolio)[Sector portfolio **Pioneer Fund's IT Services portfolio** 11 startups · $59M](https://millionrounds.com/portfolio-maps/pioneer-fund-2-it-services-portfolio)[Portfolio map **Pioneer Fund portfolio map** 289 startups · $5.9B](https://millionrounds.com/portfolio-maps/pioneer-fund-2-portfolio-map)[Co-investors **Who invests with Pioneer Fund** 197 co-investors](https://millionrounds.com/portfolio-maps/pioneer-fund-2-co-investors)

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