# Luminate's Fintech Investments: 13 Startups in Its Portfolio (2026) > The 13 Fintech startups Luminate has backed, by stage: $373M raised between them. From the rounds we track; updated nightly. Source: https://millionrounds.com/portfolio-maps/luminate-accelerator-fintech-portfolio (Millionrounds; every figure on the page links to its filing or article) ## Series A 4 - [Turnstile](https://millionrounds.com/company/turnstile) - [LendOS](https://millionrounds.com/company/lendos) - [Pontoro](https://millionrounds.com/company/pontoro) - [Emmi](https://millionrounds.com/company/emmi) ## Stage not reported 3 - [Endowus](https://millionrounds.com/company/endowus) - [Tookitaki](https://millionrounds.com/company/tookitaki) - [d1g1t](https://millionrounds.com/company/d1g1t) ## Pre-seed and seed 3 - [Karta](https://millionrounds.com/company/karta) - [Cosaic](https://millionrounds.com/company/cosaic) - [Cloudwall Capital](https://millionrounds.com/company/cloudwall-capital) ## Series B 3 - [SteelEye](https://millionrounds.com/company/steeleye) - [Osome](https://millionrounds.com/company/osome) - [N5 Now](https://millionrounds.com/company/n5-now) ## Segment by segment ### Series A 4 startups · $56M raised - [**Turnstile**](https://millionrounds.com/company/turnstile) Turnstile is a sports organization that provides insight to the football club. United States $29M - [**LendOS**](https://millionrounds.com/company/lendos) P2P Lending platform for e-commerce United States $13M - [**Pontoro**](https://millionrounds.com/company/pontoro) Pontoro is a financial technology company located in Mountain View, California. United States $10M - [**Emmi**](https://millionrounds.com/company/emmi) Emmi is a climate intelligence firm focused on financed emissions data and climate risk analysis for institutional investors. Australia $3.5M ### Stage not reported 3 startups · $100M raised - [**Endowus**](https://millionrounds.com/company/endowus) Endowus is a leading independent fee-only wealth advisor and digital investment platform based in Singapore, with a recent expansi Singapore $70M - [**Tookitaki**](https://millionrounds.com/company/tookitaki) Tookitaki is a regulatory technology company based in Singapore, specializing in anti-financial crime solutions for banks and fintechs. India $20M - [**d1g1t**](https://millionrounds.com/company/d1g1t) d1g1t is a Toronto-based FinTech company that specializes in providing an enterprise wealth management platform. Canada $9.1M ### Pre-seed and seed 3 startups · $148M raised - [**Karta**](https://millionrounds.com/company/karta) Karta is a London-based metaverse studio that specializes in in-game experiential marketing. United States $132M - [**Cosaic**](https://millionrounds.com/company/cosaic) Cosaic is a Swiss biotechnology startup based in Zurich, founded in 2021. United States $10M - [**Cloudwall Capital**](https://millionrounds.com/company/cloudwall-capital) Cloudwall Capital is a team of passionate fintech professionals to help institutional investors navigate the digital asset marketplace. United States $6.3M ### Series B 3 startups · $70M raised - [**SteelEye**](https://millionrounds.com/company/steeleye) SteelEye develops a holistic compliance platform for record keeping, surveillance, and intelligent insights. United Kingdom $28M - [**Osome**](https://millionrounds.com/company/osome) OSOME is a fintech company based in Singapore that provides automated financial administration, bookkeeping, and corporate complia Singapore $22M - [**N5 Now**](https://millionrounds.com/company/n5-now) N5 Now is a fintech software company based in Buenos Aires, Argentina, with additional offices in New York, Miami, Madrid, São Pau United States $20M **How this map is made.** Every startup here works in Fintech and has raised money in a round we track that names Luminate as an investor. Each sits under the stage of its latest round. Rebuilt nightly; updated 15 November 2026. ## More portfolio maps [All portfolios](https://millionrounds.com/portfolio-maps) [Sector portfolio **Luminate's AI portfolio** 16 startups · $254M](https://millionrounds.com/portfolio-maps/luminate-accelerator-ai-portfolio)[Portfolio map **Luminate portfolio map** 78 startups · $1.6B](https://millionrounds.com/portfolio-maps/luminate-accelerator-portfolio-map)[Co-investors **Who invests with Luminate** 41 co-investors](https://millionrounds.com/portfolio-maps/luminate-accelerator-co-investors)[Sector portfolio **Y Combinator's AI portfolio** 1,143 startups · $44B](https://millionrounds.com/portfolio-maps/y-combinator-ai-portfolio)[Sector portfolio **Y Combinator's Fintech portfolio** 338 startups · $24B](https://millionrounds.com/portfolio-maps/y-combinator-fintech-portfolio)[Sector portfolio **Plug and Play's AI portfolio** 223 startups · $14B](https://millionrounds.com/portfolio-maps/plug-and-play-ai-portfolio) ## Raising from investors like Luminate? 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