# Gradient's Fintech Investments: 12 Startups in Its Portfolio (2026)

> The 12 Fintech startups Gradient has backed, by stage: $371M raised between them. From the rounds we track; updated nightly.

Source: https://millionrounds.com/portfolio-maps/gradient-ventures-fintech-portfolio (Millionrounds; every figure on the page links to its filing or article)

## Pre-seed and seed

5

- [*A* Anchor](https://millionrounds.com/company/anchor)
- [Penny](https://millionrounds.com/company/penny)
- [Payaut](https://millionrounds.com/company/payaut)
- [Party Round](https://millionrounds.com/company/party-round)
- [Niva](https://millionrounds.com/company/niva)

## Series A

4

- [MURAL](https://millionrounds.com/company/mural)
- [Toku](https://millionrounds.com/company/toku)
- [Mine](https://millionrounds.com/company/mine)
- [*YA* Young Alfred](https://millionrounds.com/company/young-alfred)

## Stage not reported

3

- [Tandym](https://millionrounds.com/company/tandym)
- [Outgo Inc](https://millionrounds.com/company/outgo-inc)
- [*R* R2](https://millionrounds.com/company/r2)

## Segment by segment

### Pre-seed and seed

5 startups · $92M raised

- [*A* **Anchor**](https://millionrounds.com/company/anchor) United States $40M
- [**Penny**](https://millionrounds.com/company/penny) Penny is an AI-based virtual assistant designed to scale direct sales businesses. United Kingdom $32M
- [**Payaut**](https://millionrounds.com/company/payaut) Payaut is the only payment solution for marketplaces that connects with any PSP. Netherlands $8.7M
- [**Party Round**](https://millionrounds.com/company/party-round) Party Round is building better tools for founders, starting with an automated fundraising tool. United States $7.0M
- [**Niva**](https://millionrounds.com/company/niva) NiVa is an innovative fintech solution empowering businesses of all types with multiple payment options and AI generated insights. United States $5.5M

### Series A

4 startups · $170M raised

- [**MURAL**](https://millionrounds.com/company/mural) Mural is an AI-powered visual workspace platform that enhances team collaboration by connecting strategy to execution in a shared United States $67M
- [**Toku**](https://millionrounds.com/company/toku) Unrivaled access, premier storytelling, and the best of business since 1930. Chile $48M
- [**Mine**](https://millionrounds.com/company/mine) Mine manufactures and sells cosmetic products. United States $45M
- [*YA* **Young Alfred**](https://millionrounds.com/company/young-alfred) United States $10M

### Stage not reported

3 startups · $109M raised

- [**Tandym**](https://millionrounds.com/company/tandym) Tandym is a financial technology company founded in 2021 and based in Chicago, Illinois. United States $50M
- [**Outgo Inc**](https://millionrounds.com/company/outgo-inc) Outgo is an all-in-one vertical banking solution for freight carriers. United States $50M
- [*R* **R2**](https://millionrounds.com/company/r2) Mexico $9.0M

**How this map is made.** Every startup here works in Fintech and has raised money in a round we track that names Gradient as an investor. Each sits under the stage of its latest round. Rebuilt nightly; updated 15 November 2026.

## More portfolio maps

[All portfolios](https://millionrounds.com/portfolio-maps)

[Sector portfolio **Gradient's AI portfolio** 50 startups · $1.4B](https://millionrounds.com/portfolio-maps/gradient-ventures-ai-portfolio)[Portfolio map **Gradient portfolio map** 97 startups · $2.8B](https://millionrounds.com/portfolio-maps/gradient-ventures-portfolio-map)[Co-investors **Who invests with Gradient** 94 co-investors](https://millionrounds.com/portfolio-maps/gradient-ventures-co-investors)[Sector portfolio **Techstars' AI portfolio** 336 startups · $4.9B](https://millionrounds.com/portfolio-maps/techstars-ai-portfolio)[Sector portfolio **Alumni Ventures' AI portfolio** 302 startups · $36B](https://millionrounds.com/portfolio-maps/us-strategic-tech-fund-an-alumni-ventures-fund-ai-portfolio)[Sector portfolio **Andreessen Horowitz's AI portfolio** 259 startups · $426B](https://millionrounds.com/portfolio-maps/andreessen-horowitz-ai-portfolio)

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