# Fintech Insider: the investor podcast, by episode

> Fintech Insider: Fintech news and the people building and funding it, from London. 1,147 episodes, each linked to the investors in it.

Source: https://millionrounds.com/podcasts/fintech-insider (Millionrounds; every figure on the page links to its filing or article)

The week's news · new episode 22 Oct 2026

# Fintech Insider

Hosted by **11:FS**

Fintech news and the people building and funding it, from London.

Follow on Apple PodcastsBrowse the episodes

**1,147** episodes

**45** investors heard as guests

**53 min** an average episode

102 in the last 12 months

## The regulars

Investors named as guests in the most episode titles on Fintech Insider.

[AB *3* **Anne Boden** 3 episodes](https://millionrounds.com/person/anne-boden)[RD *2* **Richard Davies** New York Angels](https://millionrounds.com/person/richard-davies)[SA *2* **Saudi Arabia** GCCVest](https://millionrounds.com/person/saudi-arabia)[TB *2* **Tom Blomfield** Y Combinator](https://millionrounds.com/person/tom-blomfield)[AC *1* **Adams Conrad** QED Investors](https://millionrounds.com/person/adams-conrad)[AH *1* **Alessandro Hatami** 1 episode](https://millionrounds.com/person/alessandro-hatami)[AN *1* **Ali Niknam** 1 episode](https://millionrounds.com/person/ali-niknam)[AB *1* **Andy Bromberg** 1 episode](https://millionrounds.com/person/andy-bromberg)[AV *1* **Aneesh Varma** 1 episode](https://millionrounds.com/person/aneesh-varma)[AJ *1* **Antony Jenkins** 1 episode](https://millionrounds.com/person/antony-jenkins)[AH *1* **Arlan Hamilton** Backstage Capital](https://millionrounds.com/person/arlan-hamilton-2)[BD *1* **Ben Davey** Barclays Ventures](https://millionrounds.com/person/ben-davey)

## Every episode 1,147 · page 1 of 39

- 1147 **1109. Insights: When AI agents become your colleagues, who keeps them in check?** 22 Oct 2026 · 57 min About this episode About this episode: AI agents are moving beyond helping employees work faster. They're increasingly being connected to company knowledge, internal systems and workflows, allowing them to take action and become part of how organisations operate. But as AI agents become more capable, how much autonomy should we give… ▶
- 1146 **1108. News: Ramp hits $60bn valuation, UK venture capital breaks records, and Bank of America and Amex face AML fines** 19 Oct 2026 · 53 min About this episode About this episode: Host Ross Gallagher- Head of Consulting at 11:FS - is joined by some great guests to discuss the biggest stories from the world of financial services over the past week. This week's guests: Joe Parkin - Managing Partner, FG Partners Kemi Odusan - Head of Growth, spektr Marit Rødevand - CEO and… ▶
- 1145 **1107. Insights: Can banks turn high earners into wealthy customers?** 15 Oct 2026 · 49 min [Matt Ford](https://millionrounds.com/person/matt-ford) About this episode About this episode: Earning a good salary doesn't necessarily mean building wealth. For a growing group of high earners, often referred to as HENRYs (High Earners, Not Rich Yet), the journey from financial success to long-term wealth can be surprisingly difficult. While traditional banking focuses on everyday… ▶
- 1144 **Bonus: Inside Project Nemo’s mission to make banking work for everyone** 14 Oct 2026 · 60 min About this episode Millions of people need support managing their money, but financial services aren't always designed to make that easy, safe or accessible. So what needs to change? Host David M. Brear is joined by Joanne Dewar, Co-Founder of Project Nemo, and Anna Wallace, CEO of the Centre for Finance, Innovation and Technology… ▶
- 1143 **1106. News: ASOS hit by cyberattack, UK finance eyes tokenisation, and can open banking help tackle credit exclusion?** 12 Oct 2026 · 1h 4m [HSBC](https://millionrounds.com/fund/hsbc)[Alex Gluchowski](https://millionrounds.com/person/alex-gluchowski) About this episode About this episode: Host Ross Gallagher- Head of Consulting at 11:FS - is joined by some great guests to discuss the biggest stories from the world of financial services over the past week. This week's guests: Alex Marsh - CEO of Salad Group Veronica Glab - Factional consultant Alex Gluchowski - CEO of Matter Labs… ▶
- 1142 **1105. Insights: Who owns the banking relationship in the AI era?** 8 Oct 2026 · 46 min About this episode About this episode: As AI becomes another interface between customers and their money, could banks lose their place at the centre of the financial relationship? Host Kate Moody is joined by Udi Ziv, CEO of Personetics, Megan Caywood, CEO of Caywood, and Ron Shevlin, Chief Research Officer at Cornerstone Advisors, to… ▶
- 1141 **1104. News: Nubank rules out Monzo takeover, Checkout.com opens the books, and Ramp hits Broadway** 5 Oct 2026 · 56 min [Google](https://millionrounds.com/fund/google-assistant-investments)[Irina Chuchkina](https://millionrounds.com/person/irina-chuchkina)[Rory O'Neill](https://millionrounds.com/person/rory-o-neill) About this episode Welcome to this week’s Fintech Insider News podcast, where host Benjamin Ensor is joined by expert guests to unpack the biggest fintech and financial services stories of the week - and, for this week only, a little bit of theatre, darlings. This week's guests: Rory O'Neill - Chief Marketing Officer at Checkout.com… ▶
- 1140 **1103. Insights: Who’s winning the US digital banking race?** 1 Oct 2026 · 45 min About this episode About this episode: US banking customers have more choice than ever. But does more choice mean better banking? Host Benjamin Ensor is joined by Joe Colchester, Head of Product at 11:FS Pulse, and Oliwia Wasik, Product Manager and Benchmark Lead at 11:FS Pulse, to unpack the findings from Pulse’s latest US benchmarking… ▶
- 1139 **1102. News: Amazon blocks Meta’s AI agent, Ryft raises £20m, and Sprive bags $10m** 28 Sept 2026 · 56 min [Travis Kelce](https://millionrounds.com/person/travis-kelce) About this episode About this episode: Host Laura Watkins - Director of Media and Marketing at 11:FS - is joined by some great guests to discuss the biggest stories from the world of financial services over the past week. This week's guests: Sadra Hosseini, CEO at Ryft Oban MacTavish - Co-Founder and CEO at Spade Shareq Husain, COO at… ▶
- 1138 **1101. Insights: Why does your financial life reset when you move countries?** 24 Sept 2026 · 51 min About this episode About this episode: Moving countries has never been easier. But what happens when your financial identity doesn’t move with you? Host Benjamin Ensor is joined by Merusha Naidu, Global Head of Partnerships at Paymentology, Ibrahim Oladele, Founder of Maxim, and Valerie Kontor, Founder of Black in Fintech, to explore… ▶
- 1137 **1100. News- After Dark: Nubank takes on the US, Monzo Aura launches, and can you trust AI with your money?** 21 Sept 2026 · 1h 1m About this episode About this episode: Our expert host David M. Brear, CEO at 11:FS, and co-host Kate Moody, Customer Strategy Director at 11:FS, present a very special edition of Fintech Insider News live from Village Underground in London. Joined by some fantastic guests and our live audience, we celebrate our 1,100th episode by… ▶
- 1136 **1099. Insights: Subscription banking - Can banks turn customers into subscribers?** 17 Sept 2026 · 51 min About this episode About this episode: Subscription banking is growing – but what makes customers willing to pay for something they’ve traditionally expected for free? In this episode of Fintech Insider Insights, host Ross Gallagher is joined by Joe Wilson, Chief Evangelist and Senior Strategist at bunq, and Lukas Hora, Chief Sales… ▶
- 1135 **1098. News: Chime buys Stride Bank, Molten raises £175m, UBS puts AI on the job spec** 15 Sept 2026 · 1h 4m [Molten Ventures](https://millionrounds.com/fund/molten-ventures) About this episode About this episode: Host Ross Gallagher - Head of Consulting at 11:FS - is joined by some great guests to discuss the biggest stories from the world of financial services over the past week. This week's guests: Nadia Edwards-Dashti - Chief Customer Officer at Harrington Star John Reynolds - Fintech reporter at Tech.eu… ▶
- 1134 **1097. Insights: When money moves 24/7, can treasury keep up? With J.P. Morgan** 10 Sept 2026 · 50 min [Morgan Ross](https://millionrounds.com/person/morgan-ross) About this episode About this episode: Money moves around the clock. But can treasury keep up? In this episode of Fintech Insider, in partnership with J.P. Morgan, host Benjamin Ensor is joined by Amy Eckhoff and Ross Webster from J.P. Morgan, alongside Nium’s Heather O'Gorman, to explore what liquidity management looks like in an… ▶
- 1133 **1096. News: Singapore puts $173m behind fintechs, Plum picks Upvest, and US regulators tighten the rules** 7 Sept 2026 · 55 min [Todd Phillips](https://millionrounds.com/person/todd-phillips) About this episode Host Benjamin Ensor - Director of Research and Strategy at 11:FS - is joined by some great guests to discuss the biggest stories from the world of financial services over the past week. This week's guests: Valentina Kristensen - Corporate Affairs Director (CAD) at OakNorth Rashmi d'Souza - VP, Product & Design at… ▶
- 1132 **1095. Insights: Is financial services failing Gen Z?** 3 Sept 2026 · 50 min [Neil Kadagathur](https://millionrounds.com/person/neil-kadagathur) About this episode About this episode: Gen Z is often told it needs to get better with money. But with younger people facing a very different economic reality, does Gen Z really have a financial literacy problem, or does financial services have a Gen Z problem? Host Kate Moody is joined by Neil Kadagathur, Co-founder and CEO of… ▶
- 1131 **1094. News: UK fintech funding hits a decade low, NatWest backs accessible banking, and Pay.com.au takes on America** 31 Aug 2026 · 59 min [Blake Hutchison](https://millionrounds.com/person/blake-hutchison) About this episode About this episode: Host Kate Moody - Customer Strategy Director at 11:FS - is joined by some great guests to discuss the biggest stories from the world of financial services over the past week. This week's guests: Clare Black - COO at CFIT Joe Parkin - Managing Partner at FG Partners Blake Hutchison - CEO at… ▶
- 1130 **1093. Insights: What it’s really like to start a fintech in 2026** 27 Aug 2026 · 42 min About this episode Starting a fintech has never been easier but has building a successful one ever been harder? Host David M. Brear is joined by Fatbardha Rino, CEO of Jet Bank, and Herbie Wildwood, Founder of Legacy, to explore what it really takes to build a fintech in 2026, from funding and differentiation to AI, infrastructure and… ▶
- 1129 **1092. News: Finally, the robots take over: Starling gets smarter, Stripe buys OpenRouter, and Visa and Mastercard unite on agentic payments** 24 Aug 2026 · 58 min [David Sullivan](https://millionrounds.com/person/david-sullivan) About this episode Host Laura Watkins - Director of Media and Marketing at 11:FS - is joined by some great guests to discuss the biggest stories from the world of financial services over the past week. This week's guests: David Sullivan - Data Director of Starling Stefano Pasquali - Head of Financial Services at Domyn Aditi Subbarao -… ▶
- 1128 **1091. Insights: Can AI make us financially healthier?** 20 Aug 2026 · 55 min About this episode About this episode: For years, financial wellness has focused on helping people become better at managing their money. But what if the next generation of financial products could take some of that burden away entirely? Host Ross Gallagher is joined by Lucy Wayment, Co-founder of Welleness, and Aditi Subbarao from… ▶
- 1127 **1090. News: Can anyone stop Revolut? Can Countingup and Griffin tackle SME pain? Can the FCA help UK fintechs scale?** 17 Aug 2026 · 56 min About this episode About this episode: Host Ross Gallagher - Head of Consulting at 11:FS - is joined by some great guests to discuss the biggest stories from the world of financial services over the past week. This week's guests: Phoebe Wallis - Chief Revenue Officer at Griffin Veronica Glab - Strategic Partnerships Lead at Juice Tom… ▶
- 1126 **1089. Insights: Why does wealth management arrive too late?** 13 Aug 2026 · 56 min About this episode About this episode: For many founders, selling a company is seen as the finish line. But some of the biggest financial decisions around an exit happen long before the deal is done - so why does wealth management so often arrive too late? Host David Brear is joined by Stephany Kirkpatrick, founder of Pretty Smart Money… ▶
- 1125 **1088. News: Visa bets $2.4bn for BioCatch, InvestiFi raises $20m, and HSBC pulls back in Australia** 10 Aug 2026 · 55 min [HSBC](https://millionrounds.com/fund/hsbc) About this episode About this episode: Host Benjamin Ensor - Director of Research and Strategy at 11:FS - is joined by some great guests to discuss the biggest stories from the world of financial services over the past week. This week's guests: James Holmes, Chief product officer at Seccl Benjamin David, Head of intelligence at The… ▶
- 1124 **1087. Insights: Can anyone fix homebuying?** 6 Aug 2026 · 56 min About this episode Buying a home is one of the biggest financial decisions most people will ever make. Yet despite years of digital innovation, the experience remains fragmented, stressful and surprisingly analogue. Host Benjamin Ensor is joined by a great panel to explore why homebuying still feels so broken, how technology and AI are… ▶
- 1123 **1086. News: Wise tries again in the US, Western Union shuts its digital bank and Brazil reinvents BNPL** 3 Aug 2026 · 57 min [Matthew Goldman](https://millionrounds.com/person/matthew-goldman) About this episode Host Kate Moody - Customer Strategy Director at 11:FS - is joined by some great guests to discuss the biggest stories from the world of financial services over the past week. This week's guests: Matthew Goldman - Founder and Managing Member at Totavi Neira Jones - Advisor, keynote speaker and author Bruno Diniz -… ▶
- 1122 **1085. Insights: Are Neobanks replacing private banking?** 30 Jul 2026 · 56 min [XFactor Ventures](https://millionrounds.com/fund/xfactor-ventures)[Maia Bittner](https://millionrounds.com/person/maia-bittner)[Matthew Ford](https://millionrounds.com/person/matthew-ford) About this episode About this episode: For years, neobanks competed by offering better banking experiences. Now, the biggest players are expanding into investing, AI-powered financial guidance, wealth management and premium services, areas once dominated by private banks. In this episode, host Ross Gallagher is joined by Maia Bittner,… ▶
- 1121 **1084. News: Ant's $1.2bn Raise, Teya Doubles Down on SMEs and Revolut Lands licence in Australia** 27 Jul 2026 · 59 min [Sophie Winwood](https://millionrounds.com/person/sophie-winwood) About this episode About this episode: Host Laura Watkins - Director of Media and Marketing at 11:FS - is joined by some great guests to discuss the biggest stories from the world of financial services over the past week. This week's guests: Alessandra Giner - Chief Product Officer, Teya Simone Joyce - Chief Executive Officer, Paypa… ▶
- 1120 **1083. Insights: Why does running a business still feels harder than it should? With Sage** 23 Jul 2026 · 48 min About this episode About this episode: In this episode, with partnership with Sage, we're exploring why running a business still feels harder than it should, and how embedded experiences are changing that. Host Kate Moody, Customer Strategy Director at 11:FS, is joined by Gordon Stuart, SVP of Embedded Services at Sage, Emma Campbell,… ▶
- 1119 **1082. News: Stripe bids for PayPal, BNPL regulation kicks in, and Nubank secures a Mexican banking licence** 20 Jul 2026 · 1h 8m About this episode About this episode: Host Benjamin Ensor - Director of Research and Strategy at 11:FS - is joined by some great guests to discuss the biggest stories from the world of financial services over the past week. This week's guests: Alex Marsh, CEO at Salad Group Danielle Labarbera, VP of North America at Sumsub Alberto… ▶
- 1118 **1081. Insights: The future of Robinhood. A conversation with UK President Jordan Sinclair** 16 Jul 2026 · 43 min About this episode Come watch Fintech Insider live in London - 11fs.com/afterdark About this episode Robinhood has just unveiled one of the biggest product launches in its history, centred around a bold vision for Borderless Markets. From tokenised stocks and ETFs to Robinhood Chain and AI-powered investing, the company is betting that… ▶

## Who the show talks about

Firms named in its episodes, and people named in descriptions: talked about, rather than on the show.

[J **Jason Bates** *105*](https://millionrounds.com/person/jason-bates)[**HSBC** *76*](https://millionrounds.com/fund/hsbc)[**Google** *70*](https://millionrounds.com/fund/google-assistant-investments)[L **Laura Watkins** *39*](https://millionrounds.com/person/laura-watkins)[**Santander** *28*](https://millionrounds.com/fund/santander)[**Anthemis** *26*](https://millionrounds.com/fund/anthemis-group)[A **Adam Davis** *24*](https://millionrounds.com/person/adam-davis)[S **Sophie Winwood** *18*](https://millionrounds.com/person/sophie-winwood)[R **Richard Davies** *17*](https://millionrounds.com/person/richard-davies)[**Deutsche Bank** *16*](https://millionrounds.com/fund/deutsche-bank)[C **Chris Skinner** *15*](https://millionrounds.com/person/chris-skinner)[**Crowdcube** *13*](https://millionrounds.com/fund/crowdcube)

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