# Payments Market Map United States 2026: 49 Startups in 5 Segments > 49 payments startups in the United States, mapped in 5 segments: merchant payments and POS, crypto and stablecoin payments and payments for businesses and more. Source: https://millionrounds.com/market-maps/payments-united-states-market-map (Millionrounds; every figure on the page links to its filing or article) ## Merchant payments and POS 17 - [Flutterwave](https://millionrounds.com/company/flutterwave) - [Standard Cognition](https://millionrounds.com/company/standard-cognition) - [PaymentCloud](https://millionrounds.com/company/paymentcloud) - [Moocho](https://millionrounds.com/company/moocho) - [pmtbox](https://millionrounds.com/company/pmtbox) - [OrderAhead](https://millionrounds.com/company/orderahead) - [FinMkt](https://millionrounds.com/company/finmkt) - [Payment Club](https://millionrounds.com/company/payment-club) - [PayByGroup](https://millionrounds.com/company/pay-by-group) - [Emergent Payments](https://millionrounds.com/company/emergent-payments) - [Final](https://millionrounds.com/company/final) - [POSaBIT](https://millionrounds.com/company/posabit) - [Xash](https://millionrounds.com/company/xash) - [Waivr](https://millionrounds.com/company/waivr) - [Tipjoy](https://millionrounds.com/company/tipjoy) - [Point of Sale Ai](https://millionrounds.com/company/point-of-sale-ai) - [*D* Dinetouch](https://millionrounds.com/company/dinetouch) ## Crypto and stablecoin payments 11 - [Ripple](https://millionrounds.com/company/ripple) - [BitPay](https://millionrounds.com/company/bitpay) - [Zerohash](https://millionrounds.com/company/zerohash) - [Veem](https://millionrounds.com/company/veem) - [Cybera](https://millionrounds.com/company/cybera) - [Bastion](https://millionrounds.com/company/bastion) - [Coinflow](https://millionrounds.com/company/coinflow) - [Checker](https://millionrounds.com/company/checker) - [Wyre](https://millionrounds.com/company/wyre) - [Coinbax](https://millionrounds.com/company/coinbax) - [Rampay](https://millionrounds.com/company/rampay) ## Payments for businesses 11 - [C2FO](https://millionrounds.com/company/c2fo) - [Cortera](https://millionrounds.com/company/cortera) - [Stampli](https://millionrounds.com/company/stampli) - [Candex](https://millionrounds.com/company/candex) - [Paymerang](https://millionrounds.com/company/paymerang) - [Nvoicepay](https://millionrounds.com/company/nvoicepay) - [Bento for Business](https://millionrounds.com/company/bento-for-business) - [Finexio](https://millionrounds.com/company/finexio) - [PayStand](https://millionrounds.com/company/paystand) - [Streamlined](https://millionrounds.com/company/streamlined) - [BlueX Trade](https://millionrounds.com/company/bluex-trade) ## Buy now, pay later 5 - [Affirm](https://millionrounds.com/company/affirm) - [Sezzle](https://millionrounds.com/company/sezzle) - [Sunbit](https://millionrounds.com/company/sunbit) - [DeferIt](https://millionrounds.com/company/deferit) - [Jybe](https://millionrounds.com/company/jybe) ## Cross-border and FX 5 - [OpenFX](https://millionrounds.com/company/openfx) - [Remitian](https://millionrounds.com/company/remitian) - [Routefusion](https://millionrounds.com/company/routefusion) - [PayCommerce](https://millionrounds.com/company/paycommerce) - [Citcon](https://millionrounds.com/company/citcon) ## Segment by segment ### Merchant payments and POS 17 startups · $447M raised - [**Flutterwave**](https://millionrounds.com/company/flutterwave) Flutterwave is a prominent fintech company founded in Nigeria and based in San Francisco. United States $250M - [**Standard Cognition**](https://millionrounds.com/company/standard-cognition) Checkout Technologies creates AI powered technologies to reshape and enhance the relationship between physical retailers and shoppers. United States $86M - [**PaymentCloud**](https://millionrounds.com/company/paymentcloud) PaymentCloud merchant services company that specializes in secure payment processing for any type of business. United States $25M - [**Moocho**](https://millionrounds.com/company/moocho) Moocho is the leading college rewards and payment app. United States $23M - [**pmtbox**](https://millionrounds.com/company/pmtbox) pmtbox is a financial software and payments infrastructure company based in Orem, Utah. United States $15M - [**OrderAhead**](https://millionrounds.com/company/orderahead) OrderAhead is a mobile ordering and payments company that enables millions of users to order pickup from thousands of local merchants. United States $11M - [**FinMkt**](https://millionrounds.com/company/finmkt) FinMkt is a financial technology company based in New York City, specializing in embedded lending, point-of-sale financing, and pa United States $10M - [**Payment Club**](https://millionrounds.com/company/payment-club) PaymentClub is a financial service company that offers payment processing and point-of-sale services. United States $7.0M ### Crypto and stablecoin payments 11 startups · $963M raised - [**Ripple**](https://millionrounds.com/company/ripple) Ripple is a leading American technology company focused on enhancing global cross-border payments through blockchain technology. United States $596M - [**BitPay**](https://millionrounds.com/company/bitpay) BitPay is a cryptocurrency payment service provider based in Atlanta, Georgia. United States $104M - [**Zerohash**](https://millionrounds.com/company/zerohash) zerohash is a B2B digital asset infrastructure provider based in Chicago, Illinois, founded in 2017. United States $104M - [**Veem**](https://millionrounds.com/company/veem) Veem is a San Francisco-based B2B payment platform founded in 2014. United States $49M - [**Cybera**](https://millionrounds.com/company/cybera) CYBERA is an AI-powered scam prevention and response company founded in 2020 and based in New York, NY. United States $39M - [**Bastion**](https://millionrounds.com/company/bastion) Bastion is a US-regulated financial institution that specializes in providing a regulated wallet API for businesses to launch comp United States $26M - [**Coinflow**](https://millionrounds.com/company/coinflow) Coinflow, based in Chicago, Illinois, is a payment service provider that enhances global financial infrastructure. United States $25M - [**Checker**](https://millionrounds.com/company/checker) Checker is a global financial infrastructure network that provides regulated financial institutions with access to stablecoin and United States $8.0M ### Payments for businesses 11 startups · $752M raised - [**C2FO**](https://millionrounds.com/company/c2fo) C2FO is a global platform focused on working capital and early payment solutions. United States $398M - [**Cortera**](https://millionrounds.com/company/cortera) Cortera provides business-to-business payment and purchase behavior data and insights on public and private companies. United States $120M - [**Stampli**](https://millionrounds.com/company/stampli) Stampli is an AI-powered accounts payable (AP) automation platform founded in 2014 by brothers Eyal and Ofer Feldman. United States $93M - [**Candex**](https://millionrounds.com/company/candex) Candex is a fintech master-vendor and B2B payments network that helps large enterprises, particularly Global 2000 companies, strea United States $47M - [**Paymerang**](https://millionrounds.com/company/paymerang) Paymerang provides a streamlined invoice and payment automation platform that brings Accounts Payable (AP) departments into the modern age. United States $26M - [**Nvoicepay**](https://millionrounds.com/company/nvoicepay) Nvoicepay is a fintech platform that delivers strategic payment solutions to automate accounts payable. United States $22M - [**Bento for Business**](https://millionrounds.com/company/bento-for-business) Bento offers a complete B2B payments solution that helps SMBs gain full control and visibility over their cash on one platform United States $16M - [**Finexio**](https://millionrounds.com/company/finexio) Finexio offers a smart B2B payment network system for buyers and sellers which links payment rails to automate commercial payments. United States $15M ### Buy now, pay later 5 startups · $2.2B raised - [**Affirm**](https://millionrounds.com/company/affirm) Buy now pay later without the fees. United States $1.7B - [**Sezzle**](https://millionrounds.com/company/sezzle) Sezzle provides a buy now, pay later solution platform. United States $331M - [**Sunbit**](https://millionrounds.com/company/sunbit) Sunbit is a consumer financial technology company that specializes in point-of-sale "Buy Now, Pay Later" (BNPL) solutions for in-p United States $226M - [**DeferIt**](https://millionrounds.com/company/deferit) Deferit is a bill budgeting and payment platform that helps individuals manage household bills through interest-free installment p United States $8.5M - [**Jybe**](https://millionrounds.com/company/jybe) Jybe is a buy now pay later platform for digital subscriptions. United States $250K ### Cross-border and FX 5 startups · $180M raised - [**OpenFX**](https://millionrounds.com/company/openfx) OpenFX is a fintech startup based in New York, founded in January 2024 by Prabhakar Reddy, who previously co-founded FalconX. United States $94M - [**Remitian**](https://millionrounds.com/company/remitian) Remitian is a Miami-based fintech company that offers an AI-powered SaaS platform designed to automate tax remittance, payments, a United States $27M - [**Routefusion**](https://millionrounds.com/company/routefusion) Routefusion is a financial infrastructure provider based in Austin, Texas, focused on cross-border payments and global banking-as- United States $27M - [**PayCommerce**](https://millionrounds.com/company/paycommerce) PayCommerce is a prominent enterprise-class platform based in Edison, New Jersey, specializing in cross-border payments and B2B te United States $22M - [**Citcon**](https://millionrounds.com/company/citcon) CITCON is a global mobile wallet payment provider and fintech platform that facilitates cross-border commerce by connecting busine United States $9.8M **How this map is made.** Every startup here has raised money in rounds we track, and is based in United States. It joins the map when its sectors, read from its rounds, or the opening of its own description say it works in payments, and goes to the first segment whose words it carries. Each segment shows its best-funded first. Rebuilt nightly; updated 15 November 2026. ## More market maps [All maps](https://millionrounds.com/market-maps) [Market map **Payments market map** 168 startups · 7 segments · $17B](https://millionrounds.com/market-maps/payments-market-map)[Investors map **Who invests in payments** 112 investors · 4 segments](https://millionrounds.com/market-maps/payments-investors-map)[New wave **New payments startups, founded 2020 on** 46 startups · 7 segments · $3.8B](https://millionrounds.com/market-maps/new-payments-startups-market-map)[Market map · Europe **Payments market map: Europe** 43 startups · 6 segments · $5.0B](https://millionrounds.com/market-maps/payments-europe-market-map)[Raised in 2026 **Payments startups that raised in 2026** 41 startups · 5 segments · $2.4B](https://millionrounds.com/market-maps/payments-raised-2026-market-map)[Market map · United Kingdom **Payments market map: United Kingdom** 21 startups · 4 segments · $3.7B](https://millionrounds.com/market-maps/payments-united-kingdom-market-map) ## Who backs payments? 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