# Payments Market Map United Kingdom 2026: 21 Startups in 4 Segments > 21 payments startups in the United Kingdom, mapped in 4 segments: cross-border and FX, merchant payments and POS and open banking and account-to-account and... Source: https://millionrounds.com/market-maps/payments-united-kingdom-market-map (Millionrounds; every figure on the page links to its filing or article) ## Cross-border and FX 8 - [Ebury](https://millionrounds.com/company/ebury) - [Zepz](https://millionrounds.com/company/zepz) - [Sokin](https://millionrounds.com/company/sokin) - [Paysend](https://millionrounds.com/company/paysend) - [Aspora](https://millionrounds.com/company/aspora) - [Currency Cloud](https://millionrounds.com/company/currencycloud) - [NUMARQE](https://millionrounds.com/company/numarqe) - [VirtuaBroker](https://millionrounds.com/company/virtuabroker) ## Merchant payments and POS 6 - [Checkout.com](https://millionrounds.com/company/checkout-com) - [Mypinpad](https://millionrounds.com/company/mypinpad) - [Paypercut](https://millionrounds.com/company/paypercut) - [CreditDigital](https://millionrounds.com/company/creditdigital) - [Duesday](https://millionrounds.com/company/duesday) - [Magnetto](https://millionrounds.com/company/magnetto) ## Open banking and account-to-account 4 - [TrueLayer](https://millionrounds.com/company/truelayer) - [Token.io](https://millionrounds.com/company/token-io) - [Crezco](https://millionrounds.com/company/crezco) - [Banked](https://millionrounds.com/company/banked) ## Buy now, pay later 3 - [Tymit](https://millionrounds.com/company/tymit) - [Zilch](https://millionrounds.com/company/zilch) - [Fly Now Pay Later](https://millionrounds.com/company/fly-now-pay-later) ## Segment by segment ### Cross-border and FX 8 startups · $1.4B raised - [**Ebury**](https://millionrounds.com/company/ebury) Ebury is a global fintech providing international business accounts, multi-currency payments, FX hedging, trade finance, and busin United Kingdom $570M - [**Zepz**](https://millionrounds.com/company/zepz) Zepz is a global digital cross-border payments platform that enables international money transfers. United Kingdom $432M - [**Sokin**](https://millionrounds.com/company/sokin) Sokin is a global FinTech company based in London, UK, founded in 2019 by Vroon Modgill. United Kingdom $146M - [**Paysend**](https://millionrounds.com/company/paysend) Paysend is a financial technology company based in London, UK, founded in 2017. United Kingdom $134M - [**Aspora**](https://millionrounds.com/company/aspora) Aspora is a cross-border finance and remittance company that helps non-resident Indians (NRIs) and global Indians manage their mon United Kingdom $103M - [**Currency Cloud**](https://millionrounds.com/company/currencycloud) Currencycloud specializes in a fully cloud-based platform for B2B cross-border payments. United Kingdom $60M - [**NUMARQE**](https://millionrounds.com/company/numarqe) Numarqe unifies AP, procurement and spend management with AI automation, multi‐FX, and flexible funding, built for global, projec United Kingdom $3.4M - [**VirtuaBroker**](https://millionrounds.com/company/virtuabroker) Cross-border payment infrastructure for businesses: local collection, local payout, and modern settlement across Europe, Latin Ame United Kingdom $267K ### Merchant payments and POS 6 startups · $1.3B raised - [**Checkout.com**](https://millionrounds.com/company/checkout-com) Checkout.com is a global provider of payment solutions that help businesses and communities thrive in the digital economy. United Kingdom $1.2B - [**Mypinpad**](https://millionrounds.com/company/mypinpad) Mypinpad is a global leader in mobile card payments acceptance and identity authentication software solutions. United Kingdom $94M - [**Paypercut**](https://millionrounds.com/company/paypercut) Paypercut is a fintech company based in Sofia, Bulgaria, specializing in online payments infrastructure for merchants throughout E United Kingdom $8.1M - [**CreditDigital**](https://millionrounds.com/company/creditdigital) CreditDigital is a UK-based fintech and B2B finance platform that specializes in automated business loan decisioning and point-of- United Kingdom $2.6M - [**Duesday**](https://millionrounds.com/company/duesday) Duesday was a UK-based fintech company that focused on recurring payments, direct debits, and bill management. United Kingdom $564K - [**Magnetto**](https://millionrounds.com/company/magnetto) Self-checkout systems for retail supermarkets. United Kingdom $301K ### Open banking and account-to-account 4 startups · $480M raised - [**TrueLayer**](https://millionrounds.com/company/truelayer) TrueLayer is a leading open banking payments network based in London, founded in 2016. United Kingdom $376M - [**Token.io**](https://millionrounds.com/company/token-io) Token.io is a prominent provider of account-to-account (A2A) payment infrastructure in Europe and the UK, focusing on open banking solutions. United Kingdom $40M - [**Crezco**](https://millionrounds.com/company/crezco) Crezco is a London-based fintech company that specializes in embedded payments through an API, utilizing open banking technology. United Kingdom $32M - [**Banked**](https://millionrounds.com/company/banked) Banked is a fintech company providing an account-to-account payments platform built on modern banking rails. United Kingdom $31M ### Buy now, pay later 3 startups · $428M raised - [**Tymit**](https://millionrounds.com/company/tymit) Tymit is a UK-based financial technology company founded in 2017, specializing in flexible credit solutions and Buy Now, Pay Later United Kingdom $241M - [**Zilch**](https://millionrounds.com/company/zilch) Zilch is is a direct-to-consumer ad-subsidised payments network that provides a flexible buy now, pay later service. United Kingdom $175M - [**Fly Now Pay Later**](https://millionrounds.com/company/fly-now-pay-later) Fly Now Pay Later is a finance company that provides fintech, payments, financial services, and travel loans. United Kingdom $12M **How this map is made.** Every startup here has raised money in rounds we track, and is based in United Kingdom. It joins the map when its sectors, read from its rounds, or the opening of its own description say it works in payments, and goes to the first segment whose words it carries. Each segment shows its best-funded first. Rebuilt nightly; updated 15 November 2026. ## More market maps [All maps](https://millionrounds.com/market-maps) [Market map **Payments market map** 168 startups · 7 segments · $17B](https://millionrounds.com/market-maps/payments-market-map)[Investors map **Who invests in payments** 112 investors · 4 segments](https://millionrounds.com/market-maps/payments-investors-map)[Market map · United States **Payments market map: United States** 49 startups · 5 segments · $4.6B](https://millionrounds.com/market-maps/payments-united-states-market-map)[New wave **New payments startups, founded 2020 on** 46 startups · 7 segments · $3.8B](https://millionrounds.com/market-maps/new-payments-startups-market-map)[Market map · Europe **Payments market map: Europe** 43 startups · 6 segments · $5.0B](https://millionrounds.com/market-maps/payments-europe-market-map)[Raised in 2026 **Payments startups that raised in 2026** 41 startups · 5 segments · $2.4B](https://millionrounds.com/market-maps/payments-raised-2026-market-map) ## Who backs payments? Open any company for its rounds and investors, or search the investors behind these startups in the app, with filters, lists and exports. [Find their investors](https://millionrounds.com/login?join=1&next=/app/investors)[Top lists](https://millionrounds.com/top-lists)