# Payments Startups That Raised in 2026: Market Map of 41 Companies

> The 41 payments startups that raised money in 2026, mapped in 5 segments and ranked by this year's rounds: $2.4B between them. Updated nightly.

Source: https://millionrounds.com/market-maps/payments-raised-2026-market-map (Millionrounds; every figure on the page links to its filing or article)

## Cross-border and FX

14

- [Jeeves](https://millionrounds.com/company/jeeves)
- [Sokin](https://millionrounds.com/company/sokin)
- [OpenFX](https://millionrounds.com/company/openfx)
- [Paysend](https://millionrounds.com/company/paysend)
- [PhotonPay](https://millionrounds.com/company/photonpay)
- [Tazapay](https://millionrounds.com/company/tazapay)
- [Remitian](https://millionrounds.com/company/remitian)
- [Xflow](https://millionrounds.com/company/xflow)
- [IPID](https://millionrounds.com/company/ipid)
- [*ED* El Dorado](https://millionrounds.com/company/el-dorado)
- [EFEX](https://millionrounds.com/company/efex)
- [*R* Ruvo](https://millionrounds.com/company/ruvo)
- [Depay](https://millionrounds.com/company/depay)
- [*PA* Pago ASAP](https://millionrounds.com/company/pago-asap)

## Merchant payments and POS

11

- [Flutterwave](https://millionrounds.com/company/flutterwave)
- [Flatpay](https://millionrounds.com/company/flatpay)
- [Yoco](https://millionrounds.com/company/yoco)
- [Mypinpad](https://millionrounds.com/company/mypinpad)
- [Helcim](https://millionrounds.com/company/helcim)
- [Paymob](https://millionrounds.com/company/paymob)
- [pmtbox](https://millionrounds.com/company/pmtbox)
- [Paypercut](https://millionrounds.com/company/paypercut)
- [STAMP](https://millionrounds.com/company/stamp)
- [Xash](https://millionrounds.com/company/xash)
- [Beepay](https://millionrounds.com/company/beepay)

## Buy now, pay later

6

- [*P* Plata](https://millionrounds.com/company/plata)
- [Addi](https://millionrounds.com/company/addi)
- [Tabby](https://millionrounds.com/company/tabby)
- [Cashea](https://millionrounds.com/company/cashea)
- [Happy Pay](https://millionrounds.com/company/happy-pay)
- [Laters.com](https://millionrounds.com/company/laters-com)

## Crypto and stablecoin payments

6

- [Trace Finance](https://millionrounds.com/company/trace-finance)
- [Dtcpay](https://millionrounds.com/company/dtcpay)
- [Avenia](https://millionrounds.com/company/avenia)
- [Checker](https://millionrounds.com/company/checker)
- [Cybera](https://millionrounds.com/company/cybera)
- [Nodu](https://millionrounds.com/company/nodu)

## Open banking and account-to-account

4

- [TrueLayer](https://millionrounds.com/company/truelayer)
- [Crezco](https://millionrounds.com/company/crezco)
- [Neonomics](https://millionrounds.com/company/neonomics)
- [Qippay](https://millionrounds.com/company/qippay)

## Segment by segment

### Cross-border and FX

14 startups · $513M raised

- [**Jeeves**](https://millionrounds.com/company/jeeves) Jeeves is a B2B financial tech platform offering credit, funded corporate cards, and cross-border payments for businesses. India $110M
- [**Sokin**](https://millionrounds.com/company/sokin) Sokin is a global FinTech company based in London, UK, founded in 2019 by Vroon Modgill. United Kingdom $96M
- [**OpenFX**](https://millionrounds.com/company/openfx) OpenFX is a fintech startup based in New York, founded in January 2024 by Prabhakar Reddy, who previously co-founded FalconX. United States $94M
- [**Paysend**](https://millionrounds.com/company/paysend) Paysend is a financial technology company based in London, UK, founded in 2017. United Kingdom $50M
- [**PhotonPay**](https://millionrounds.com/company/photonpay) PhotonPay is a financial firm that provides FX management, collection, payouts, and other financial payment technology solutions. Hong Kong SAR China $40M
- [**Tazapay**](https://millionrounds.com/company/tazapay) Tazapay is a Singapore-based fintech company founded in 2020, specializing in cross-border payment solutions for businesses. Singapore $36M
- [**Remitian**](https://millionrounds.com/company/remitian) Remitian is a Miami-based fintech company that offers an AI-powered SaaS platform designed to automate tax remittance, payments, a United States $27M
- [**Xflow**](https://millionrounds.com/company/xflow) Xflow is a fintech company based in Bengaluru, India, founded in 2021 by former Stripe executives. India $17M

### Merchant payments and POS

11 startups · $681M raised

- [**Flutterwave**](https://millionrounds.com/company/flutterwave) Flutterwave is a prominent fintech company founded in Nigeria and based in San Francisco. United States $250M
- [**Flatpay**](https://millionrounds.com/company/flatpay) Flatpay is a Danish fintech company founded in 2022, specializing in Point-of-Sale (POS) systems and payment processing solutions Denmark $168M
- [**Yoco**](https://millionrounds.com/company/yoco) Yoco is a South African fintech company that specializes in point-of-sale payment hardware and software solutions for small and me South Africa $100M
- [**Mypinpad**](https://millionrounds.com/company/mypinpad) Mypinpad is a global leader in mobile card payments acceptance and identity authentication software solutions. United Kingdom $62M
- [**Helcim**](https://millionrounds.com/company/helcim) Helcim is a Canadian financial technology company based in Calgary, Alberta. Canada $39M
- [**Paymob**](https://millionrounds.com/company/paymob) Paymob is a leading financial services enabler in the MENA-P region, founded in 2015. Egypt $35M
- [**pmtbox**](https://millionrounds.com/company/pmtbox) pmtbox is a financial software and payments infrastructure company based in Orem, Utah. United States $15M
- [**Paypercut**](https://millionrounds.com/company/paypercut) Paypercut is a fintech company based in Sofia, Bulgaria, specializing in online payments infrastructure for merchants throughout E United Kingdom $5.8M

### Buy now, pay later

6 startups · $1.1B raised

- [*P* **Plata**](https://millionrounds.com/company/plata) Mexico $405M
- [**Addi**](https://millionrounds.com/company/addi) Addi is a fintech company based in Bogotá, Colombia, specializing in Buy Now, Pay Later (BNPL) and point-of-sale financing solutions. Colombia $325M
- [**Tabby**](https://millionrounds.com/company/tabby) Tabby is a payments and shopping app that enables customers to make purchases and pay for them in installments. Saudi Arabia $233M
- [**Cashea**](https://millionrounds.com/company/cashea) Cashea is a Venezuelan buy-now-pay-later platform that offers an interest-free installment plan for purchasing products. Venezuela $100M
- [**Happy Pay**](https://millionrounds.com/company/happy-pay) Happy Pay is a fintech company based in Cape Town, South Africa, founded in 2021. South Africa $5.0M
- [**Laters.com**](https://millionrounds.com/company/laters-com) 42% of people find travel planning so stressful they cancel the trip altogether. Singapore $1.5M

### Crypto and stablecoin payments

6 startups · $86M raised

- [**Trace Finance**](https://millionrounds.com/company/trace-finance) Payments and stablecoin infrastructure for Brazil and Latin America. Brazil $32M
- [**Dtcpay**](https://millionrounds.com/company/dtcpay) dtcpay is a digital payments company based in Singapore, founded in 2019. Singapore $25M
- [**Avenia**](https://millionrounds.com/company/avenia) Avenia is a financial technology company based in São Paulo, Brazil, specializing in borderless liquidity and cross-border payment Brazil $17M
- [**Checker**](https://millionrounds.com/company/checker) Checker is a global financial infrastructure network that provides regulated financial institutions with access to stablecoin and United States $8.0M
- [**Cybera**](https://millionrounds.com/company/cybera) CYBERA is an AI-powered scam prevention and response company founded in 2020 and based in New York, NY. United States $2.5M
- [**Nodu**](https://millionrounds.com/company/nodu) Nodu provides a platform of payment and compliance infrastructure focused on integrating stablecoin transactions. United Kingdom $1.5M

### Open banking and account-to-account

4 startups · $39M raised

- [**TrueLayer**](https://millionrounds.com/company/truelayer) TrueLayer is a leading open banking payments network based in London, founded in 2016. United Kingdom $27M
- [**Crezco**](https://millionrounds.com/company/crezco) Crezco is a London-based fintech company that specializes in embedded payments through an API, utilizing open banking technology. United Kingdom $5.2M
- [**Neonomics**](https://millionrounds.com/company/neonomics) Neonomics is an open banking and financial technology company based in Oslo, Norway. Norway $4.0M
- [**Qippay**](https://millionrounds.com/company/qippay) Qippay is a fintech company based in New Zealand that specializes in open banking payments and infrastructure. New Zealand $2.8M

**How this map is made.** Every startup here has raised money in rounds we track, and raised in 2026. It joins the map when its sectors, read from its rounds, or the opening of its own description say it works in payments, and goes to the first segment whose words it carries. Each segment shows its biggest raisers this year first. Rebuilt nightly; updated 15 November 2026.

## More market maps

[All maps](https://millionrounds.com/market-maps)

[Market map **Payments market map** 168 startups · 7 segments · $17B](https://millionrounds.com/market-maps/payments-market-map)[Investors map **Who invests in payments** 112 investors · 4 segments](https://millionrounds.com/market-maps/payments-investors-map)[New wave **New payments startups, founded 2020 on** 46 startups · 7 segments · $3.8B](https://millionrounds.com/market-maps/new-payments-startups-market-map)[Market map · United States **Payments market map: United States** 49 startups · 5 segments · $4.6B](https://millionrounds.com/market-maps/payments-united-states-market-map)[Market map · Europe **Payments market map: Europe** 43 startups · 6 segments · $5.0B](https://millionrounds.com/market-maps/payments-europe-market-map)[Market map · United Kingdom **Payments market map: United Kingdom** 21 startups · 4 segments · $3.7B](https://millionrounds.com/market-maps/payments-united-kingdom-market-map)

## Who backs payments?

Open any company for its rounds and investors, or search the investors behind these startups in the app, with filters, lists and exports.

[Find their investors](https://millionrounds.com/login?join=1&next=/app/investors)[Top lists](https://millionrounds.com/top-lists)
