# Payments Market Map 2026: 168 Startups in 7 Segments > Market map of 168 payments startups worldwide in 7 segments, from merchant payments and POS, cross-border and FX and crypto and stablecoin payments on. Source: https://millionrounds.com/market-maps/payments-market-map (Millionrounds; every figure on the page links to its filing or article) ## Merchant payments and POS 44 - [Checkout.com](https://millionrounds.com/company/checkout-com) - [Flatpay](https://millionrounds.com/company/flatpay) - [Flutterwave](https://millionrounds.com/company/flutterwave) - [Pine Labs](https://millionrounds.com/company/pine-labs) - [Amazon Pay](https://millionrounds.com/company/amazon-pay) - [PayFacto](https://millionrounds.com/company/payfacto) - [Yoco](https://millionrounds.com/company/yoco) - [Razorpay](https://millionrounds.com/company/razorpay) - [Mypinpad](https://millionrounds.com/company/mypinpad) - [Standard Cognition](https://millionrounds.com/company/standard-cognition) - [BharatPe](https://millionrounds.com/company/bharatpe) - [Helcim](https://millionrounds.com/company/helcim) - [Paymob](https://millionrounds.com/company/paymob) - [ZestMoney](https://millionrounds.com/company/zestmoney) - [ePassi](https://millionrounds.com/company/epassi) - [Aplazo](https://millionrounds.com/company/aplazo) - [PaymentCloud](https://millionrounds.com/company/paymentcloud) - [Moocho](https://millionrounds.com/company/moocho) - [Dream Payments](https://millionrounds.com/company/dream-payments) - [pmtbox](https://millionrounds.com/company/pmtbox) - [OrderAhead](https://millionrounds.com/company/orderahead) - [FinMkt](https://millionrounds.com/company/finmkt) - [Paypercut](https://millionrounds.com/company/paypercut) - [Ftcash](https://millionrounds.com/company/ftcash) +20 more ## Cross-border and FX 40 - [Ebury](https://millionrounds.com/company/ebury) - [EBANX](https://millionrounds.com/company/ebanx) - [Zepz](https://millionrounds.com/company/zepz) - [Jeeves](https://millionrounds.com/company/jeeves) - [Thunes](https://millionrounds.com/company/thunes) - [Sokin](https://millionrounds.com/company/sokin) - [Paysend](https://millionrounds.com/company/paysend) - [*H* Hercle](https://millionrounds.com/company/hercle) - [Aspora](https://millionrounds.com/company/aspora) - [OpenFX](https://millionrounds.com/company/openfx) - [NomuPay](https://millionrounds.com/company/nomupay) - [InstaReM](https://millionrounds.com/company/instarem) - [Currency Cloud](https://millionrounds.com/company/currencycloud) - [Tazapay](https://millionrounds.com/company/tazapay) - [PhotonPay](https://millionrounds.com/company/photonpay) - [Remitian](https://millionrounds.com/company/remitian) - [Routefusion](https://millionrounds.com/company/routefusion) - [PayCommerce](https://millionrounds.com/company/paycommerce) - [Xflow](https://millionrounds.com/company/xflow) - [Buckzy Payments](https://millionrounds.com/company/buckzy-payments) - [IPID](https://millionrounds.com/company/ipid) - [*ED* El Dorado](https://millionrounds.com/company/el-dorado) - [OneFor](https://millionrounds.com/company/onefor) - [Skydo](https://millionrounds.com/company/skydo) +16 more ## Crypto and stablecoin payments 25 - [Ripple](https://millionrounds.com/company/ripple) - [RedotPay](https://millionrounds.com/company/redotpay) - [TNG FinTech Group](https://millionrounds.com/company/tng-fintech-group) - [BitPay](https://millionrounds.com/company/bitpay) - [Zerohash](https://millionrounds.com/company/zerohash) - [Dtcpay](https://millionrounds.com/company/dtcpay) - [Veem](https://millionrounds.com/company/veem) - [Cybera](https://millionrounds.com/company/cybera) - [Trace Finance](https://millionrounds.com/company/trace-finance) - [Bastion](https://millionrounds.com/company/bastion) - [Coinflow](https://millionrounds.com/company/coinflow) - [Remittix](https://millionrounds.com/company/remittix) - [Avenia](https://millionrounds.com/company/avenia) - [Cybrid](https://millionrounds.com/company/cybrid) - [StraitsX](https://millionrounds.com/company/straitsx) - [Checker](https://millionrounds.com/company/checker) - [Wyre](https://millionrounds.com/company/wyre) - [Wert](https://millionrounds.com/company/wert) - [Coinbax](https://millionrounds.com/company/coinbax) - [Lumx](https://millionrounds.com/company/lumx) - [BlindPay](https://millionrounds.com/company/blindpay) - [Nodu](https://millionrounds.com/company/nodu) - [Rampay](https://millionrounds.com/company/rampay) - [MoneyBadger](https://millionrounds.com/company/moneybadger) +1 more ## Buy now, pay later 22 - [*T* Tamara](https://millionrounds.com/company/tamara) - [Affirm](https://millionrounds.com/company/affirm) - [*P* Plata](https://millionrounds.com/company/plata) - [Addi](https://millionrounds.com/company/addi) - [Sezzle](https://millionrounds.com/company/sezzle) - [Billie](https://millionrounds.com/company/billie) - [Tymit](https://millionrounds.com/company/tymit) - [Tabby](https://millionrounds.com/company/tabby) - [Sunbit](https://millionrounds.com/company/sunbit) - [Zilch](https://millionrounds.com/company/zilch) - [ViaBill](https://millionrounds.com/company/viabill) - [Cashea](https://millionrounds.com/company/cashea) - [Scalapay](https://millionrounds.com/company/scalapay) - [Pagaleve](https://millionrounds.com/company/pagaleve) - [Fly Now Pay Later](https://millionrounds.com/company/fly-now-pay-later) - [DeferIt](https://millionrounds.com/company/deferit) - [Happy Pay](https://millionrounds.com/company/happy-pay) - [Soisy](https://millionrounds.com/company/soisy) - [Laters.com](https://millionrounds.com/company/laters-com) - [Billink](https://millionrounds.com/company/billink) - [*SP* Seeds & Pennies](https://millionrounds.com/company/seeds-and-pennies) - [Jybe](https://millionrounds.com/company/jybe) ## Payments for businesses 20 - [C2FO](https://millionrounds.com/company/c2fo) - [TransferMate](https://millionrounds.com/company/transfermate) - [Cortera](https://millionrounds.com/company/cortera) - [Stampli](https://millionrounds.com/company/stampli) - [Candex](https://millionrounds.com/company/candex) - [Paymate](https://millionrounds.com/company/paymate) - [Apron](https://millionrounds.com/company/apron) - [Paymerang](https://millionrounds.com/company/paymerang) - [Previse](https://millionrounds.com/company/previse) - [Nvoicepay](https://millionrounds.com/company/nvoicepay) - [Pay.com.au](https://millionrounds.com/company/pay-com-au) - [Bento for Business](https://millionrounds.com/company/bento-for-business) - [Finexio](https://millionrounds.com/company/finexio) - [Billhop](https://millionrounds.com/company/billhop) - [PayStand](https://millionrounds.com/company/paystand) - [Streamlined](https://millionrounds.com/company/streamlined) - [BlueX Trade](https://millionrounds.com/company/bluex-trade) - [Kema](https://millionrounds.com/company/kema) - [Encuadrado](https://millionrounds.com/company/encuadrado) - [Rubypayeur](https://millionrounds.com/company/rubypayeur) ## Open banking and account-to-account 9 - [TrueLayer](https://millionrounds.com/company/truelayer) - [Dwolla](https://millionrounds.com/company/dwolla) - [Token.io](https://millionrounds.com/company/token-io) - [Crezco](https://millionrounds.com/company/crezco) - [Banked](https://millionrounds.com/company/banked) - [Z m Rails](https://millionrounds.com/company/z-m-rails) - [Open Payments](https://millionrounds.com/company/open-payments) - [Neonomics](https://millionrounds.com/company/neonomics) - [Qippay](https://millionrounds.com/company/qippay) ## Payment orchestration 8 - [Spreedly](https://millionrounds.com/company/spreedly) - [Juspay](https://millionrounds.com/company/juspay) - [PPRO](https://millionrounds.com/company/ppro) - [Divibank](https://millionrounds.com/company/divibank) - [IMMIX](https://millionrounds.com/company/immix) - [Malga](https://millionrounds.com/company/malga) - [Swirepay](https://millionrounds.com/company/swirepay) - [TurnStay](https://millionrounds.com/company/turnstay) ## Segment by segment ### Merchant payments and POS 44 startups · $3.2B raised - [**Checkout.com**](https://millionrounds.com/company/checkout-com) Checkout.com is a global provider of payment solutions that help businesses and communities thrive in the digital economy. United Kingdom $1.2B - [**Flatpay**](https://millionrounds.com/company/flatpay) Flatpay is a Danish fintech company founded in 2022, specializing in Point-of-Sale (POS) systems and payment processing solutions Denmark $336M - [**Flutterwave**](https://millionrounds.com/company/flutterwave) Flutterwave is a prominent fintech company founded in Nigeria and based in San Francisco. United States $250M - [**Pine Labs**](https://millionrounds.com/company/pine-labs) Power your business with Pine Labs POS machines, payment gateways, prepaid solutions, credit processing and AI enabled fintech inf India $207M - [**Amazon Pay**](https://millionrounds.com/company/amazon-pay) Amazon Pay is an online payment service that makes checkout on your site fast and secure for hundreds of millions of Amazon custom India $153M - [**PayFacto**](https://millionrounds.com/company/payfacto) PayFacto is a Montreal-based payment technology company founded in 2018, specializing in customized payment processing solutions, Canada $120M - [**Yoco**](https://millionrounds.com/company/yoco) Yoco is a South African fintech company that specializes in point-of-sale payment hardware and software solutions for small and me South Africa $118M - [**Razorpay**](https://millionrounds.com/company/razorpay) Ezetap is now Razorpay POS! India $107M ### Cross-border and FX 40 startups · $2.9B raised - [**Ebury**](https://millionrounds.com/company/ebury) Ebury is a global fintech providing international business accounts, multi-currency payments, FX hedging, trade finance, and busin United Kingdom $570M - [**EBANX**](https://millionrounds.com/company/ebanx) EBANX is a prominent Brazilian fintech company founded in 2012, specializing in cross-border payment processing and international Brazil $460M - [**Zepz**](https://millionrounds.com/company/zepz) Zepz is a global digital cross-border payments platform that enables international money transfers. United Kingdom $432M - [**Jeeves**](https://millionrounds.com/company/jeeves) Jeeves is a B2B financial tech platform offering credit, funded corporate cards, and cross-border payments for businesses. India $210M - [**Thunes**](https://millionrounds.com/company/thunes) Thunes is a Singapore-based financial technology company that specializes in cross-border payments. Singapore $160M - [**Sokin**](https://millionrounds.com/company/sokin) Sokin is a global FinTech company based in London, UK, founded in 2019 by Vroon Modgill. United Kingdom $146M - [**Paysend**](https://millionrounds.com/company/paysend) Paysend is a financial technology company based in London, UK, founded in 2017. United Kingdom $134M - [*H* **Hercle**](https://millionrounds.com/company/hercle) Italy $110M ### Crypto and stablecoin payments 25 startups · $1.4B raised - [**Ripple**](https://millionrounds.com/company/ripple) Ripple is a leading American technology company focused on enhancing global cross-border payments through blockchain technology. United States $596M - [**RedotPay**](https://millionrounds.com/company/redotpay) RedotPay is a Hong Kong-based fintech company founded in April 2023 by Michael Gao and Jonathan Chan. Hong Kong SAR China $194M - [**TNG FinTech Group**](https://millionrounds.com/company/tng-fintech-group) TNG Fintech is a digital wallet operator that offers electronic payment, money transfer, fund deposits, cryptocurrency trading and Hong Kong SAR China $115M - [**BitPay**](https://millionrounds.com/company/bitpay) BitPay is a cryptocurrency payment service provider based in Atlanta, Georgia. United States $104M - [**Zerohash**](https://millionrounds.com/company/zerohash) zerohash is a B2B digital asset infrastructure provider based in Chicago, Illinois, founded in 2017. United States $104M - [**Dtcpay**](https://millionrounds.com/company/dtcpay) dtcpay is a digital payments company based in Singapore, founded in 2019. Singapore $50M - [**Veem**](https://millionrounds.com/company/veem) Veem is a San Francisco-based B2B payment platform founded in 2014. United States $49M - [**Cybera**](https://millionrounds.com/company/cybera) CYBERA is an AI-powered scam prevention and response company founded in 2020 and based in New York, NY. United States $39M ### Buy now, pay later 22 startups · $7.9B raised - [*T* **Tamara**](https://millionrounds.com/company/tamara) Tamara Restaurant in the 1st arrondissement of Paris, offerrs creative plates to share, inspired by the culinary tradition of Roma Saudi Arabia $2.4B - [**Affirm**](https://millionrounds.com/company/affirm) Buy now pay later without the fees. United States $1.7B - [*P* **Plata**](https://millionrounds.com/company/plata) Mexico $1.3B - [**Addi**](https://millionrounds.com/company/addi) Addi is a fintech company based in Bogotá, Colombia, specializing in Buy Now, Pay Later (BNPL) and point-of-sale financing solutions. Colombia $664M - [**Sezzle**](https://millionrounds.com/company/sezzle) Sezzle provides a buy now, pay later solution platform. United States $331M - [**Billie**](https://millionrounds.com/company/billie) Billie is a Berlin-based fintech company founded in 2016, specializing in Buy Now, Pay Later (BNPL) payment methods for the B2B market. Germany $276M - [**Tymit**](https://millionrounds.com/company/tymit) Tymit is a UK-based financial technology company founded in 2017, specializing in flexible credit solutions and Buy Now, Pay Later United Kingdom $241M - [**Tabby**](https://millionrounds.com/company/tabby) Tabby is a payments and shopping app that enables customers to make purchases and pay for them in installments. Saudi Arabia $235M ### Payments for businesses 20 startups · $1.0B raised - [**C2FO**](https://millionrounds.com/company/c2fo) C2FO is a global platform focused on working capital and early payment solutions. United States $398M - [**TransferMate**](https://millionrounds.com/company/transfermate) TransferMate develops a B2B payment platform that automates the manual tasks involved in paying and getting paid. Ireland $130M - [**Cortera**](https://millionrounds.com/company/cortera) Cortera provides business-to-business payment and purchase behavior data and insights on public and private companies. United States $120M - [**Stampli**](https://millionrounds.com/company/stampli) Stampli is an AI-powered accounts payable (AP) automation platform founded in 2014 by brothers Eyal and Ofer Feldman. United States $93M - [**Candex**](https://millionrounds.com/company/candex) Candex is a fintech master-vendor and B2B payments network that helps large enterprises, particularly Global 2000 companies, strea United States $47M - [**Paymate**](https://millionrounds.com/company/paymate) PayMate is an Indian B2B payments fintech for Enterprise and SME across supply chains. Australia $34M - [**Apron**](https://millionrounds.com/company/apron) Apron is a London-based financial technology company founded in 2021 by Bogdan Uzbekov. United Kingdom $29M - [**Paymerang**](https://millionrounds.com/company/paymerang) Paymerang provides a streamlined invoice and payment automation platform that brings Accounts Payable (AP) departments into the modern age. United States $26M ### Open banking and account-to-account 9 startups · $550M raised - [**TrueLayer**](https://millionrounds.com/company/truelayer) TrueLayer is a leading open banking payments network based in London, founded in 2016. United Kingdom $376M - [**Dwolla**](https://millionrounds.com/company/dwolla) Dwolla is a fintech company powering innovations with sophisticated account-to-account payment solutions. United States $51M - [**Token.io**](https://millionrounds.com/company/token-io) Token.io is a prominent provider of account-to-account (A2A) payment infrastructure in Europe and the UK, focusing on open banking solutions. United Kingdom $40M - [**Crezco**](https://millionrounds.com/company/crezco) Crezco is a London-based fintech company that specializes in embedded payments through an API, utilizing open banking technology. United Kingdom $32M - [**Banked**](https://millionrounds.com/company/banked) Banked is a fintech company providing an account-to-account payments platform built on modern banking rails. United Kingdom $31M - [**Z m Rails**](https://millionrounds.com/company/z-m-rails) Zūm Rails is a financial technology company based in Montreal, Canada, founded in 2019. Canada $7.8M - [**Open Payments**](https://millionrounds.com/company/open-payments) Open Payments is a Swedish fintech startup founded in 2017, headquartered in Stockholm. Sweden $4.5M - [**Neonomics**](https://millionrounds.com/company/neonomics) Neonomics is an open banking and financial technology company based in Oslo, Norway. Norway $4.0M ### Payment orchestration 8 startups · $205M raised - [**Spreedly**](https://millionrounds.com/company/spreedly) Spreedly is a global open payments orchestration platform based in Durham, North Carolina. United States $80M - [**Juspay**](https://millionrounds.com/company/juspay) JUSPAY, founded in 2012 and headquartered in Bengaluru, India, is a prominent fintech company specializing in payment orchestratio India $50M - [**PPRO**](https://millionrounds.com/company/ppro) PPRO is a London-based fintech company founded in 2006 by Philipp Bock. United Kingdom $50M - [**Divibank**](https://millionrounds.com/company/divibank) Divibank is a Brazilian fintech established in 2020, specializing in revenue-sharing financing for digital marketing campaigns and Brazil $8.2M - [**IMMIX**](https://millionrounds.com/company/immix) IMMIX is a financial infrastructure company based in London, England, specializing in cross-border payments and liquidity orchestration. United Kingdom $6.2M - [**Malga**](https://millionrounds.com/company/malga) Malga is a prominent fintech company based in São Paulo, Brazil, specializing in payment orchestration. Brazil $5.5M - [**Swirepay**](https://millionrounds.com/company/swirepay) Swirepay is a global payments orchestration and reconciliation platform founded in 2019. United States $3.4M - [**TurnStay**](https://millionrounds.com/company/turnstay) TurnStay is a fintech company founded in 2021 and based in Cape Town, South Africa. South Africa $2.0M **How this map is made.** Every startup here has raised money in rounds we track. It joins the map when its sectors, read from its rounds, or the opening of its own description say it works in payments, and goes to the first segment whose words it carries. Each segment shows its best-funded first. Rebuilt nightly; updated 15 November 2026. ## More market maps [All maps](https://millionrounds.com/market-maps) [**Cybersecurity** 817 startups · 9 segments · $33B](https://millionrounds.com/market-maps/cybersecurity-market-map)[**Agritech** 719 startups · 7 segments · $15B](https://millionrounds.com/market-maps/agritech-market-map)[**HR software** 664 startups · 8 segments · $13B](https://millionrounds.com/market-maps/hr-software-market-map)[**CFO tech stack** 564 startups · 6 segments · $19B](https://millionrounds.com/market-maps/cfo-tech-stack-market-map)[**Social and dating apps** 486 startups · 5 segments · $4.1B](https://millionrounds.com/market-maps/social-and-dating-apps-market-map)[**Supply chain tech** 472 startups · 7 segments · $32B](https://millionrounds.com/market-maps/supply-chain-tech-market-map) ## Who backs payments? Open any company for its rounds and investors, or search the investors behind these startups in the app, with filters, lists and exports. [Find their investors](https://millionrounds.com/login?join=1&next=/app/investors)[Top lists](https://millionrounds.com/top-lists)