# New Fintech Startups Founded Since 2020: Market Map 2026 (418 Companies) > 418 fintech startups founded in 2020 or later, mapped in 8 segments, best-funded first: $19B raised. Updated nightly. Source: https://millionrounds.com/market-maps/new-fintech-startups-market-map (Millionrounds; every figure on the page links to its filing or article) ## Payments 110 - [Flatpay](https://millionrounds.com/company/flatpay) - [Uzum](https://millionrounds.com/company/uzum) - [RedotPay](https://millionrounds.com/company/redotpay) - [Cashea](https://millionrounds.com/company/cashea) - [OpenFX](https://millionrounds.com/company/openfx) - [Fun](https://millionrounds.com/company/fun) - [Casap](https://millionrounds.com/company/casap) - [*C* CloudPay](https://millionrounds.com/company/cloudpay) - [Coast](https://millionrounds.com/company/coast) - [NomuPay](https://millionrounds.com/company/nomupay) - [SAPI](https://millionrounds.com/company/sapi) - [Duppla](https://millionrounds.com/company/duppla) - [Tazapay](https://millionrounds.com/company/tazapay) - [Nelly](https://millionrounds.com/company/nelly) - [Mattilda](https://millionrounds.com/company/mattilda) - [Method Financial](https://millionrounds.com/company/method-financial) - [Solvento](https://millionrounds.com/company/solvento) - [Natural](https://millionrounds.com/company/natural) - [Cybera](https://millionrounds.com/company/cybera) - [Aplazo](https://millionrounds.com/company/aplazo) - [Mendel](https://millionrounds.com/company/mendel) - [Paycast](https://millionrounds.com/company/paycast) - [Crezco](https://millionrounds.com/company/crezco) - [Apron](https://millionrounds.com/company/apron) +86 more ## Lending and credit 94 - [*T* Tamara](https://millionrounds.com/company/tamara) - [Stream Financial](https://millionrounds.com/company/stream-financial) - [Imprint](https://millionrounds.com/company/imprint) - [Chongqing Ant Consumer Finance](https://millionrounds.com/company/chongqing-ant-consumer-finance) - [Aequum Capital](https://millionrounds.com/company/aequum-capital) - [Yendo](https://millionrounds.com/company/yendo) - [Credix](https://millionrounds.com/company/credix) - [Morpho](https://millionrounds.com/company/morpho) - [Tangelo](https://millionrounds.com/company/tangelo) - [Nu Colombia](https://millionrounds.com/company/nu-colombia) - [Salmon](https://millionrounds.com/company/salmon) - [ElmBlue](https://millionrounds.com/company/elmblue) - [Pliant](https://millionrounds.com/company/pliant) - [Open Co (Brazil)](https://millionrounds.com/company/open-co-brazil) - [Welli](https://millionrounds.com/company/welli) - [Sardine](https://millionrounds.com/company/sardine) - [Aviva](https://millionrounds.com/company/aviva) - [Neon For Life](https://millionrounds.com/company/neon-for-life) - [iCreditWorks](https://millionrounds.com/company/icreditworks) - [Plata Card](https://millionrounds.com/company/plata-card) - [Kala](https://millionrounds.com/company/kala) - [Tandym](https://millionrounds.com/company/tandym) - [Playter](https://millionrounds.com/company/playter) - [Octaura](https://millionrounds.com/company/octaura) +70 more ## Wealth and investing 70 - [Covenant](https://millionrounds.com/company/covenant) - [Savvy Wealth](https://millionrounds.com/company/savvy-wealth) - [Model ML](https://millionrounds.com/company/model-ml) - [Vuelo](https://millionrounds.com/company/vuelo) - [Novig](https://millionrounds.com/company/novig) - [EDX Markets](https://millionrounds.com/company/edx-markets) - [Wealth.com](https://millionrounds.com/company/wealth-com) - [Dash](https://millionrounds.com/company/dash) - [SignalPlus](https://millionrounds.com/company/signalplus) - [Hadrius](https://millionrounds.com/company/hadrius) - [Hyperlayer](https://millionrounds.com/company/hyperlayer) - [Embat](https://millionrounds.com/company/embat) - [Crossover Markets](https://millionrounds.com/company/crossover-markets) - [Kanastra](https://millionrounds.com/company/kanastra) - [Dub](https://millionrounds.com/company/dub) - [Finary](https://millionrounds.com/company/finary) - [StockGro](https://millionrounds.com/company/stockgro) - [PowerUp Money](https://millionrounds.com/company/powerup-money) - [Mogul](https://millionrounds.com/company/mogul) - [Onze](https://millionrounds.com/company/onze) - [Penguin Securities](https://millionrounds.com/company/penguin-securities) - [Thndr](https://millionrounds.com/company/thndr) - [Safqah Capital](https://millionrounds.com/company/safqah-capital) - [Goodvest](https://millionrounds.com/company/goodvest) +46 more ## Insurance 40 - [Ledgebrook](https://millionrounds.com/company/ledgebrook) - [Corgi](https://millionrounds.com/company/corgi) - [Reserv](https://millionrounds.com/company/reserv) - [Thatch](https://millionrounds.com/company/thatch) - [Bolttech](https://millionrounds.com/company/bolttech) - [Federato](https://millionrounds.com/company/federato) - [Luzern Risk](https://millionrounds.com/company/luzern-risk) - [Azos](https://millionrounds.com/company/azos) - [April](https://millionrounds.com/company/april) - [Right Choice](https://millionrounds.com/company/right-choice) - [Yuzu Health](https://millionrounds.com/company/yuzu-health) - [Bowtie](https://millionrounds.com/company/bowtie) - [Feathery](https://millionrounds.com/company/feathery) - [Ravical](https://millionrounds.com/company/ravical) - [Advocate Technologies](https://millionrounds.com/company/advocate-technologies) - [Dalma](https://millionrounds.com/company/dalma) - [Modern Life](https://millionrounds.com/company/modern-life) - [Comulate](https://millionrounds.com/company/comulate) - [Justos](https://millionrounds.com/company/justos) - [CoverForce](https://millionrounds.com/company/coverforce) - [180 Seguros](https://millionrounds.com/company/180-seguros) - [Stay](https://millionrounds.com/company/stay) - [Walnut Insurance](https://millionrounds.com/company/walnut-insurance) - [Beagle Labs](https://millionrounds.com/company/beagle-labs) +16 more ## Business finance software 36 - [Juni](https://millionrounds.com/company/juni) - [Nitra](https://millionrounds.com/company/nitra) - [Pennylane](https://millionrounds.com/company/pennylane) - [Rillet](https://millionrounds.com/company/rillet) - [TRIVER](https://millionrounds.com/company/triver) - [LimeTax](https://millionrounds.com/company/limetax) - [Flow48](https://millionrounds.com/company/flow48) - [CapitalOS](https://millionrounds.com/company/capitalos) - [Adaptive Real Estate](https://millionrounds.com/company/adaptive-real-estate) - [Alaan](https://millionrounds.com/company/alaan) - [Exponent](https://millionrounds.com/company/exponent) - [Taxwire](https://millionrounds.com/company/taxwire) - [Sumary](https://millionrounds.com/company/sumary) - [Kabilio](https://millionrounds.com/company/kabilio) - [Leanpay](https://millionrounds.com/company/leanpay) - [CredCore Inc.](https://millionrounds.com/company/credcore-inc) - [Durable](https://millionrounds.com/company/durable) - [Raenest](https://millionrounds.com/company/raenest) - [Synthetic](https://millionrounds.com/company/synthetic) - [BHub](https://millionrounds.com/company/bhub) - [MakersHub](https://millionrounds.com/company/makershub) - [Sourcefin](https://millionrounds.com/company/sourcefin) - [WiseLayer](https://millionrounds.com/company/wiselayer) - [SpendRule](https://millionrounds.com/company/spendrule) +12 more ## Banking and accounts 35 - [Banco Plata](https://millionrounds.com/company/banco-plata) - [Tyme Group](https://millionrounds.com/company/tyme-group) - [Pomelo](https://millionrounds.com/company/pomelo) - [Agrolend](https://millionrounds.com/company/agrolend) - [Pave Bank](https://millionrounds.com/company/pave-bank) - [NG.CASH](https://millionrounds.com/company/ng-cash) - [Synctera](https://millionrounds.com/company/synctera) - [Highbeam](https://millionrounds.com/company/highbeam) - [TransBnk](https://millionrounds.com/company/transbnk) - [Jusfy](https://millionrounds.com/company/jusfy) - [Heron Data](https://millionrounds.com/company/heron-data) - [Incard](https://millionrounds.com/company/incard) - [Klubi](https://millionrounds.com/company/klubi) - [WeMoney](https://millionrounds.com/company/wemoney) - [Habitto](https://millionrounds.com/company/habitto) - [LittleFish](https://millionrounds.com/company/littlefish) - [Tot](https://millionrounds.com/company/tot) - [Affinity Africa](https://millionrounds.com/company/affinity-africa) - [Growfin](https://millionrounds.com/company/growfin) - [Gibb](https://millionrounds.com/company/gibb) - [Neofin](https://millionrounds.com/company/neofin) - [CUB](https://millionrounds.com/company/cub) - [Tumoni](https://millionrounds.com/company/tumoni) - [Bankuish](https://millionrounds.com/company/bankuish) +11 more ## Crypto and digital assets 20 - [Polymarket](https://millionrounds.com/company/polymarket) - [*R* Rapyd](https://millionrounds.com/company/rapyd) - [Liquido](https://millionrounds.com/company/liquido) - [Midas](https://millionrounds.com/company/midas) - [Architect Financial Technologies](https://millionrounds.com/company/architect-financial-technologies) - [Quantbase](https://millionrounds.com/company/quantbase) - [Crown](https://millionrounds.com/company/crown) - [Ironlight Group, Inc.](https://millionrounds.com/company/ironlight-group-inc) - [VelaFi](https://millionrounds.com/company/velafi) - [Bitstack](https://millionrounds.com/company/bitstack) - [Axiology](https://millionrounds.com/company/axiology) - [Pieverse](https://millionrounds.com/company/pieverse) - [DeZy](https://millionrounds.com/company/dezy) - [Zeti](https://millionrounds.com/company/zeti) - [Koywe](https://millionrounds.com/company/koywe) - [HoneyCoin](https://millionrounds.com/company/honeycoin) - [ALL-ART](https://millionrounds.com/company/all-art) - [KTX Finance](https://millionrounds.com/company/ktx-finance) - [Argo](https://millionrounds.com/company/argo) - [BetterX](https://millionrounds.com/company/betterx) ## Compliance and fraud 13 - [Anrok](https://millionrounds.com/company/anrok) - [Spektr](https://millionrounds.com/company/spektr) - [Greenboard](https://millionrounds.com/company/greenboard) - [fundcraft](https://millionrounds.com/company/fundcraft) - [Kompliant](https://millionrounds.com/company/kompliant) - [Loctax](https://millionrounds.com/company/loctax) - [Synthesys](https://millionrounds.com/company/synthesys) - [Greenscope](https://millionrounds.com/company/greenscope) - [GovPort](https://millionrounds.com/company/govport) - [Orca Fraud](https://millionrounds.com/company/orca-fraud) - [Regpit](https://millionrounds.com/company/regpit) - [Nufi](https://millionrounds.com/company/nufi) - [NuVidio](https://millionrounds.com/company/nuvidio) ## Segment by segment ### Payments 110 startups · $2.6B raised - [**Flatpay**](https://millionrounds.com/company/flatpay) Flatpay is a Danish fintech company founded in 2022, specializing in Point-of-Sale (POS) systems and payment processing solutions Denmark $336M - [**Uzum**](https://millionrounds.com/company/uzum) Uzum is a digital ecosystem for online shopping, payments, and business services. Uzbekistan $197M - [**RedotPay**](https://millionrounds.com/company/redotpay) RedotPay is a Hong Kong-based fintech company founded in April 2023 by Michael Gao and Jonathan Chan. Hong Kong SAR China $194M - [**Cashea**](https://millionrounds.com/company/cashea) Cashea is a Venezuelan buy-now-pay-later platform that offers an interest-free installment plan for purchasing products. Venezuela $100M - [**OpenFX**](https://millionrounds.com/company/openfx) OpenFX is a fintech startup based in New York, founded in January 2024 by Prabhakar Reddy, who previously co-founded FalconX. United States $94M - [**Fun**](https://millionrounds.com/company/fun) Fun is a financial infrastructure company focused on developing global, programmable, and always-on financial services. United States $82M - [**Casap**](https://millionrounds.com/company/casap) Casap is a San Francisco-based FinTech company founded in 2023, specializing in AI-powered dispute automation and fraud prevention. United States $81M - [*C* **CloudPay**](https://millionrounds.com/company/cloudpay) Cloudpay Ltd offers global payroll, salary payments, and pay-on-demand services through a unified, cloud-based system. United Kingdom $77M ### Lending and credit 94 startups · $6.3B raised - [*T* **Tamara**](https://millionrounds.com/company/tamara) Tamara Restaurant in the 1st arrondissement of Paris, offerrs creative plates to share, inspired by the culinary tradition of Roma Saudi Arabia $2.4B - [**Stream Financial**](https://millionrounds.com/company/stream-financial) Stream Financial collaborates with merchant partners to create financial solutions that promote energy-efficient home improvements. United States $400M - [**Imprint**](https://millionrounds.com/company/imprint) Imprint is a New York-based financial technology company founded in 2020. United States $335M - [**Chongqing Ant Consumer Finance**](https://millionrounds.com/company/chongqing-ant-consumer-finance) Chongqing Ant Consumer Finance operates as a consumer finance unit of ant group. China $279M - [**Aequum Capital**](https://millionrounds.com/company/aequum-capital) Aequum is a commercial business that integrates an Environmental, Social, and Governance investment ethos. United States $250M - [**Yendo**](https://millionrounds.com/company/yendo) Yendo issues credit cards secured by customer vehicle equity for lending. United States $250M - [**Credix**](https://millionrounds.com/company/credix) Credix is a decentralized credit marketplace and B2B financial technology platform founded in 2021 and based in Antwerp, Belgium. Brazil $178M - [**Morpho**](https://millionrounds.com/company/morpho) Morpho is an open-source DeFi lending protocol that connects lenders and borrowers globally. France $175M ### Wealth and investing 70 startups · $1.7B raised - [**Covenant**](https://millionrounds.com/company/covenant) Covenant is an innovative AI law firm focused on serving private market investors. United States $254M - [**Savvy Wealth**](https://millionrounds.com/company/savvy-wealth) Savvy Wealth is a technology-enabled wealth management firm. United States $188M - [**Model ML**](https://millionrounds.com/company/model-ml) Model ML is an artificial intelligence platform founded in 2023 by siblings Chaz and Arnie Englander. United States $150M - [**Vuelo**](https://millionrounds.com/company/vuelo) Professional investment management services from Marbella, Spain. United Kingdom $142M - [**Novig**](https://millionrounds.com/company/novig) Novig is a U.S.-based sports prediction market and trading app that offers a commission-free, peer-to-peer betting experience on s United States $93M - [**EDX Markets**](https://millionrounds.com/company/edx-markets) EDX Markets is an institutional-only cryptocurrency exchange based in Hoboken, New Jersey, founded in 2022. United States $76M - [**Wealth.com**](https://millionrounds.com/company/wealth-com) Wealth.com is a technology-driven estate and tax planning platform designed for financial institutions, wealth management firms, a United States $65M - [**Dash**](https://millionrounds.com/company/dash) DASH is a Sydney-based financial technology firm founded in 2022. Australia $55M ### Insurance 40 startups · $1.5B raised - [**Ledgebrook**](https://millionrounds.com/company/ledgebrook) Ledgebrook is a technology-enabled Managing General Agent (MGA) based in Boston, Massachusetts, specializing in Excess and Surplus United States $265M - [**Corgi**](https://millionrounds.com/company/corgi) Corgi is an AI-native, full-stack insurance carrier based in San Francisco, specializing in customized commercial insurance produc United States $170M - [**Reserv**](https://millionrounds.com/company/reserv) Reserv is a technology-enabled Third-Party Administrator (TPA) and insurtech firm that specializes in modernizing Property and Cas United States $166M - [**Thatch**](https://millionrounds.com/company/thatch) Thatch is a health benefits platform that combines financial technology and insurance services. United States $151M - [**Bolttech**](https://millionrounds.com/company/bolttech) bolttech is an international insurtech company based in Singapore, founded in 2020. Singapore $147M - [**Federato**](https://millionrounds.com/company/federato) Federato is an AI-native underwriting platform designed for the property and casualty (P&C) insurance industry. United States $140M - [**Luzern Risk**](https://millionrounds.com/company/luzern-risk) Luzern Risk is a New York-based captive insurance and risk management company. United States $57M - [**Azos**](https://millionrounds.com/company/azos) Azos is a Brazilian insurtech company focused on making life insurance accessible to families across Brazil. Brazil $56M ### Business finance software 36 startups · $1.8B raised - [**Juni**](https://millionrounds.com/company/juni) Juni is a licensed fintech company based in Gothenburg, Sweden, founded in 2020. Sweden $312M - [**Nitra**](https://millionrounds.com/company/nitra) Nitra is overhauling the healthcare industry with radically efficient and transparent solutions - starting with spend management. United States $302M - [**Pennylane**](https://millionrounds.com/company/pennylane) Pennylane is a fintech startup that develops a financial operating system designed for small and medium-sized businesses. France $286M - [**Rillet**](https://millionrounds.com/company/rillet) Rillet is an AI-native accounting and ERP platform founded in 2021, designed to automate core finance workflows for SaaS, usage-ba United States $195M - [**TRIVER**](https://millionrounds.com/company/triver) Triver is a London-based fintech company that specializes in cash flow financing for small and medium-sized enterprises (SMEs). United Kingdom $174M - [**LimeTax**](https://millionrounds.com/company/limetax) Limetax is a tax advisory and accounting group based in Berlin, Germany. Germany $77M - [**Flow48**](https://millionrounds.com/company/flow48) Flow48 is a FinTech company founded in 2022 that specializes in revenue-based and invoice-based financing for small and medium-siz United Arab Emirates $69M - [**CapitalOS**](https://millionrounds.com/company/capitalos) CapitalOS is an embedded spend management infrastructure designed for B2B platforms. United States $52M ### Banking and accounts 35 startups · $1.1B raised - [**Banco Plata**](https://millionrounds.com/company/banco-plata) Banco Plata is a digital bank and financial institution based in Mexico, recognized as the largest private digital bank in Latin A Mexico $300M - [**Tyme Group**](https://millionrounds.com/company/tyme-group) Tyme is creating a multi-country digital bank focused on emerging markets. South Africa $250M - [**Pomelo**](https://millionrounds.com/company/pomelo) Pomelo develops a digital processing platform to provide personalized virtual accounts and cards through APIs and dashboards. Argentina $130M - [**Agrolend**](https://millionrounds.com/company/agrolend) Agrolend is a Brazilian financial technology company founded in December 2020 and based in São Paulo. Brazil $56M - [**Pave Bank**](https://millionrounds.com/company/pave-bank) The world's first multi-asset and programmable bank Georgia $44M - [**NG.CASH**](https://millionrounds.com/company/ng-cash) NG.CASH is a digital bank built for GenZ teenagers to teach them in making financial decisions with their cash. Brazil $42M - [**Synctera**](https://millionrounds.com/company/synctera) Synctera is a Banking-as-a-Service (BaaS) and embedded finance platform founded in 2020, headquartered in Palo Alto, California, w United States $40M - [**Highbeam**](https://millionrounds.com/company/highbeam) Highbeam is a financial technology company based in New York, founded in 2021. United States $30M ### Crypto and digital assets 20 startups · $4.2B raised - [**Polymarket**](https://millionrounds.com/company/polymarket) Polymarket is the largest prediction market platform globally, allowing users to trade shares on the outcomes of real-world events. United States $3.0B - [*R* **Rapyd**](https://millionrounds.com/company/rapyd) United Kingdom $660M - [**Liquido**](https://millionrounds.com/company/liquido) BITLiquidity is a cutting-edge Aggregator designed specifically for Bitcoin ecosystem, BRC20 tokens and Ordinals, utilising securi United States $189M - [**Midas**](https://millionrounds.com/company/midas) Midas is the first neobroker of Turkey, providing zero commission Turkish and American stocks. Türkiye $89M - [**Architect Financial Technologies**](https://millionrounds.com/company/architect-financial-technologies) The first U.S. United States $54M - [**Quantbase**](https://millionrounds.com/company/quantbase) High risk index funds for stocks, crypto, NFTs, prediction markets, art, and more. United States $27M - [**Crown**](https://millionrounds.com/company/crown) Crown is a São Paulo-based infrastructure fintech founded in 2024, specializing in bridging Brazil’s traditional financial system Brazil $24M - [**Ironlight Group, Inc.**](https://millionrounds.com/company/ironlight-group-inc) Ironlight Group, Inc. United States $21M ### Compliance and fraud 13 startups · $169M raised - [**Anrok**](https://millionrounds.com/company/anrok) Anrok is a San Francisco-based fintech company founded in 2020. United States $55M - [**Spektr**](https://millionrounds.com/company/spektr) spektr is an AI-powered compliance infrastructure platform based in Copenhagen, Denmark, founded in 2023. Denmark $25M - [**Greenboard**](https://millionrounds.com/company/greenboard) Greenboard is an AI-native compliance and operations software company founded in 2023 by Dave Feldman and Ed Schembor. United States $25M - [**fundcraft**](https://millionrounds.com/company/fundcraft) Fundcraft is a financial firm that offers portfolio management, risk management, valuation, and deal compliance services. Luxembourg $14M - [**Kompliant**](https://millionrounds.com/company/kompliant) Kompliant delivers end-to-end lifecycle compliance through a platform developed in partnership with the world. United States $14M - [**Loctax**](https://millionrounds.com/company/loctax) Compliance, Risk, and Governance platform purpose-built for in-house tax teams to monitor, analyse, and action data. United Kingdom $12M - [**Synthesys**](https://millionrounds.com/company/synthesys) Synthesys is a financial technology company that focuses on tokenized capital markets. Singapore $11M - [**Greenscope**](https://millionrounds.com/company/greenscope) Greenscope is a French greentech company founded in 2022, specializing in Environmental, Social, and Governance (ESG) monitoring a France $3.3M **How this map is made.** Every startup here has raised money in rounds we track, and was founded in 2020 or later. It joins the map when its sectors, read from its rounds, or the opening of its own description say it works in fintech, and goes to the first segment whose words it carries. Each segment shows its best-funded first. Rebuilt nightly; updated 15 November 2026. ## More market maps [All maps](https://millionrounds.com/market-maps) [Market map **Fintech market map** 1,633 startups · 8 segments · $139B](https://millionrounds.com/market-maps/fintech-market-map)[Investors map **Who invests in fintech** 1,139 investors · 10 segments](https://millionrounds.com/market-maps/fintech-investors-map)[Raised in 2026 **Fintech startups that raised in 2026** 325 startups · 8 segments · $33B](https://millionrounds.com/market-maps/fintech-raised-2026-market-map)[Market map · Europe **Fintech market map: Europe** 409 startups · 8 segments · $35B](https://millionrounds.com/market-maps/fintech-europe-market-map)[Market map · United States **Fintech market map: United States** 629 startups · 8 segments · $67B](https://millionrounds.com/market-maps/fintech-united-states-market-map)[Investors map · Europe **Who invests in fintech in Europe** 263 investors · 7 segments](https://millionrounds.com/market-maps/fintech-europe-investors-map) ## Who backs fintech? Open any company for its rounds and investors, or search the investors behind these startups in the app, with filters, lists and exports. [Find their investors](https://millionrounds.com/login?join=1&next=/app/investors)[Top lists](https://millionrounds.com/top-lists)