# Neobanks Market Map 2026: 36 Startups in 4 Segments

> Market map of 36 neobanks startups worldwide in 4 segments, from business banking, youth and family banking and consumer banking on.

Source: https://millionrounds.com/market-maps/neobanks-market-map (Millionrounds; every figure on the page links to its filing or article)

## Business banking

13

- [Judo Bank](https://millionrounds.com/company/judo-bank)
- [Albo](https://millionrounds.com/company/albo)
- [Stark Bank](https://millionrounds.com/company/stark-bank)
- [Allica Bank](https://millionrounds.com/company/allica-bank)
- [Green-Got](https://millionrounds.com/company/green-got)
- [Lupiya](https://millionrounds.com/company/lupiya)
- [Sempli](https://millionrounds.com/company/sempli)
- [Crowdo](https://millionrounds.com/company/crowdo)
- [RABC Group](https://millionrounds.com/company/rabc-group)
- [Poko](https://millionrounds.com/company/poko)
- [Topograph](https://millionrounds.com/company/topograph)
- [Brass](https://millionrounds.com/company/brass)
- [OurPass](https://millionrounds.com/company/ourpass)

## Youth and family banking

10

- [NG.CASH](https://millionrounds.com/company/ng-cash)
- [Copper Banking](https://millionrounds.com/company/copper-banking)
- [Kora](https://millionrounds.com/company/kora)
- [Zywa](https://millionrounds.com/company/zywa)
- [DieselBank](https://millionrounds.com/company/dieselbank)
- [Wingocard](https://millionrounds.com/company/wingocard)
- [Clanq AG](https://millionrounds.com/company/clanq-ag)
- [Yolo Bank](https://millionrounds.com/company/yolo-bank)
- [Radius, formerly Pay4Me App](https://millionrounds.com/company/radius-formerly-pay4me-app)
- [Sproutly Inc.](https://millionrounds.com/company/sproutly-inc)

## Consumer banking

10

- [Banco Plata](https://millionrounds.com/company/banco-plata)
- [Kroo Bank](https://millionrounds.com/company/kroo-bank)
- [Varo Bank](https://millionrounds.com/company/varo-bank)
- [Finture](https://millionrounds.com/company/finture)
- [M bank](https://millionrounds.com/company/m-bank)
- [Monnai](https://millionrounds.com/company/monnai)
- [Gemba](https://millionrounds.com/company/gemba)
- [Monite](https://millionrounds.com/company/monite)
- [Umba](https://millionrounds.com/company/umba)
- [Mercoa](https://millionrounds.com/company/mercoa)

## Banking for the underserved

3

- [Kontigo](https://millionrounds.com/company/kontigo)
- [Opto](https://millionrounds.com/company/opto)
- [Ikualo](https://millionrounds.com/company/ikualo)

## Segment by segment

### Business banking

13 startups · $298M raised

- [**Judo Bank**](https://millionrounds.com/company/judo-bank) Judo Bank, a subsidiary of Judo Capital Holdings Limited, is Australia's only specialist challenger bank focused exclusively on Sm Australia $93M
- [**Albo**](https://millionrounds.com/company/albo) Albo is a challenger bank that focuses on personal and business finances, as well as debit, credit, payroll, savings, and crypto. Mexico $86M
- [**Stark Bank**](https://millionrounds.com/company/stark-bank) STARK BANK is a Brazilian digital bank founded on July 26, 2018, in São Paulo. Brazil $45M
- [**Allica Bank**](https://millionrounds.com/company/allica-bank) Allica Bank is a British challenger bank and fintech based in London and Milton Keynes, focused on providing financial services to United Kingdom $20M
- [**Green-Got**](https://millionrounds.com/company/green-got) Green-Got is a French fintech neobank established in 2020, headquartered in Neuilly-sur-Seine, near Paris. France $13M
- [**Lupiya**](https://millionrounds.com/company/lupiya) Lupiya is Zambia’s first AI-powered neobank, founded in 2016 by Evelyn and Muchu Kaingu. Zambia $11M
- [**Sempli**](https://millionrounds.com/company/sempli) Sempli is building the leading all-in-one finance digital bank for small businesses in Colombia. Colombia $10M
- [**Crowdo**](https://millionrounds.com/company/crowdo) CROWDO is a digital financial solutions platform powered by Neobank technology for SMEs in emerging markets. Singapore $5.9M

### Youth and family banking

10 startups · $87M raised

- [**NG.CASH**](https://millionrounds.com/company/ng-cash) NG.CASH is a digital bank built for GenZ teenagers to teach them in making financial decisions with their cash. Brazil $42M
- [**Copper Banking**](https://millionrounds.com/company/copper-banking) Copper is an all-digital bank built specifically for teenagers to teach them in making smart financial decisions. United States $34M
- [**Kora**](https://millionrounds.com/company/kora) Kora is the banking app for college students United States $3.0M
- [**Zywa**](https://millionrounds.com/company/zywa) Zywa is a financial technology neobank focused on serving Generation Z, specifically teenagers and young adults aged 10 to 25, in United Arab Emirates $3.0M
- [**DieselBank**](https://millionrounds.com/company/dieselbank) DieselBank is a Brazilian digital bank founded in 2020 and based in Campinas, São Paulo. Brazil $2.0M
- [**Wingocard**](https://millionrounds.com/company/wingocard) Wingocard was a fintech startup based in Montreal, Quebec, Canada, founded in 2019. Canada $1.7M
- [**Clanq AG**](https://millionrounds.com/company/clanq-ag) Clanq AG is a Zurich-based fintech startup founded in 2021. Switzerland $650K
- [**Yolo Bank**](https://millionrounds.com/company/yolo-bank) Yolo Bank is an AI-powered digital bank founded in 2023 in Brazil, focusing on financial services for university students. Brazil $533K

### Consumer banking

10 startups · $666M raised

- [**Banco Plata**](https://millionrounds.com/company/banco-plata) Banco Plata is a digital bank and financial institution based in Mexico, recognized as the largest private digital bank in Latin A Mexico $300M
- [**Kroo Bank**](https://millionrounds.com/company/kroo-bank) Kroo Bank is a British neobank based in London, offering retail banking services exclusively through its mobile app. United Kingdom $153M
- [**Varo Bank**](https://millionrounds.com/company/varo-bank) Varo is a digital bank that offers innovative, premium banking services wrapped in inclusive design. United States $124M
- [**Finture**](https://millionrounds.com/company/finture) Finture is the challenger bank fintech company that provides credit payment & credit card services to SEA market Singapore $30M
- [**M bank**](https://millionrounds.com/company/m-bank) M Bank is a digital bank that offers financial services, accounting, risk management, and compliance services. Mongolia $30M
- [**Monnai**](https://millionrounds.com/company/monnai) Monnai is a global identity and risk data infrastructure company founded in 2021. United States $12M
- [**Gemba**](https://millionrounds.com/company/gemba) Neobanking platform & white label banking infrastructure, startup friendly neobank, fast account opening United Kingdom $6.5M
- [**Monite**](https://millionrounds.com/company/monite) Monite is a fintech company based in Berlin, founded in 2020. Germany $6.0M

### Banking for the underserved

3 startups · $26M raised

- [**Kontigo**](https://millionrounds.com/company/kontigo) USDC Neobank for 1.5 billion underbanked humans. United States $20M
- [**Opto**](https://millionrounds.com/company/opto) Leading digital bank in Central America and the Caribbean region focused on artificial intelligence for unbanked segments. Germany $5.0M
- [**Ikualo**](https://millionrounds.com/company/ikualo) Ikualo is a Spanish fintech neobank based in Málaga, founded in 2023 by Harold Correa. Spain $1.1M

**How this map is made.** Every startup here has raised money in rounds we track. It joins the map when its sectors, read from its rounds, or the opening of its own description say it works in neobanks, and goes to the first segment whose words it carries. Each segment shows its best-funded first. Rebuilt nightly; updated 15 November 2026.

## More market maps

[All maps](https://millionrounds.com/market-maps)

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## Who backs neobanks?

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