# Fintech Market Map United States 2026: 629 Startups in 8 Segments > 629 fintech startups in the United States, mapped in 8 segments: lending and credit, payments and wealth and investing and more. Source: https://millionrounds.com/market-maps/fintech-united-states-market-map (Millionrounds; every figure on the page links to its filing or article) ## Lending and credit 153 - [SoFi](https://millionrounds.com/company/sofi) - [Upstart](https://millionrounds.com/company/upstart) - [College Ave](https://millionrounds.com/company/college-ave) - [Credit Karma](https://millionrounds.com/company/credit-karma) - [Sunlight Financial](https://millionrounds.com/company/sunlight-financial) - [Crebrid](https://millionrounds.com/company/crebrid) - [Point](https://millionrounds.com/company/point) - [Stream Financial](https://millionrounds.com/company/stream-financial) - [VIVA Finance](https://millionrounds.com/company/viva-finance) - [Imprint](https://millionrounds.com/company/imprint) - [Trumid](https://millionrounds.com/company/trumid) - [Biz2Credit](https://millionrounds.com/company/biz2credit) - [Lendbuzz](https://millionrounds.com/company/lendbuzz) - [LendUp](https://millionrounds.com/company/lendup) - [Aequum Capital](https://millionrounds.com/company/aequum-capital) - [*DI* Deserve Inc.](https://millionrounds.com/company/deserve-inc) - [Yendo](https://millionrounds.com/company/yendo) - [StreetShares](https://millionrounds.com/company/streetshares) - [Sunbit](https://millionrounds.com/company/sunbit) - [MPOWER Financing](https://millionrounds.com/company/mpower-financing) - [Zest AI](https://millionrounds.com/company/zest-ai) - [Mercury Financial](https://millionrounds.com/company/mercury-financial) - [PayJoy](https://millionrounds.com/company/payjoy) - [Camino Financial](https://millionrounds.com/company/camino-financial) +129 more ## Payments 139 - [Ramp](https://millionrounds.com/company/ramp) - [Affirm](https://millionrounds.com/company/affirm) - [Remitly](https://millionrounds.com/company/remitly) - [Ripple](https://millionrounds.com/company/ripple) - [Behalf](https://millionrounds.com/company/behalf) - [Flywire](https://millionrounds.com/company/flywire) - [C2FO](https://millionrounds.com/company/c2fo) - [Marqeta](https://millionrounds.com/company/marqeta) - [Paid](https://millionrounds.com/company/paid) - [Payoneer](https://millionrounds.com/company/payoneer) - [Bilt Rewards](https://millionrounds.com/company/bilt-rewards) - [Flutterwave](https://millionrounds.com/company/flutterwave) - [PayIt](https://millionrounds.com/company/payit) - [YapStone](https://millionrounds.com/company/yapstone) - [Hometap](https://millionrounds.com/company/hometap) - [PaySimple](https://millionrounds.com/company/paysimple) - [InstaMed](https://millionrounds.com/company/instamed) - [Cortera](https://millionrounds.com/company/cortera) - [BitPay](https://millionrounds.com/company/bitpay) - [Zerohash](https://millionrounds.com/company/zerohash) - [Settle](https://millionrounds.com/company/settle) - [MaxiTransfers](https://millionrounds.com/company/maxitransfers) - [OpenFX](https://millionrounds.com/company/openfx) - [Stampli](https://millionrounds.com/company/stampli) +115 more ## Wealth and investing 107 - [Kalshi](https://millionrounds.com/company/kalshi) - [Robinhood](https://millionrounds.com/company/robinhood) - [iCapital](https://millionrounds.com/company/icapital) - [Alpaca](https://millionrounds.com/company/alpaca) - [DriveWealth](https://millionrounds.com/company/drivewealth) - [Acorns](https://millionrounds.com/company/acorns) - [Aspiration](https://millionrounds.com/company/aspiration) - [YieldStreet](https://millionrounds.com/company/yieldstreet) - [ProducePay](https://millionrounds.com/company/producepay) - [Lava](https://millionrounds.com/company/lava) - [Covenant](https://millionrounds.com/company/covenant) - [Farther](https://millionrounds.com/company/farther) - [Wealthfront](https://millionrounds.com/company/wealthfront) - [Savvy Wealth](https://millionrounds.com/company/savvy-wealth) - [Betterment](https://millionrounds.com/company/betterment) - [CAIS](https://millionrounds.com/company/cais) - [Model ML](https://millionrounds.com/company/model-ml) - [Ellevest](https://millionrounds.com/company/ellevest) - [Raise](https://millionrounds.com/company/raise) - [PeerStreet](https://millionrounds.com/company/peerstreet) - [FundGuard](https://millionrounds.com/company/fundguard) - [Novig](https://millionrounds.com/company/novig) - [Fomo](https://millionrounds.com/company/fomo) - [Ethic](https://millionrounds.com/company/ethic) +83 more ## Insurance 98 - [Root Insurance](https://millionrounds.com/company/root-insurance) - [Next Insurance](https://millionrounds.com/company/next-insurance) - [Hippo Insurance](https://millionrounds.com/company/hippo-insurance) - [Kin Insurance](https://millionrounds.com/company/kin-insurance) - [Pie Insurance](https://millionrounds.com/company/pie-insurance) - [Ledgebrook](https://millionrounds.com/company/ledgebrook) - [Bestow](https://millionrounds.com/company/bestow) - [Sidecar Health](https://millionrounds.com/company/sidecar-health) - [Corgi](https://millionrounds.com/company/corgi) - [Reserv](https://millionrounds.com/company/reserv) - [PolicyGenius](https://millionrounds.com/company/policygenius) - [Thatch](https://millionrounds.com/company/thatch) - [Federato](https://millionrounds.com/company/federato) - [Betterfly](https://millionrounds.com/company/betterfly) - [CoverHound](https://millionrounds.com/company/coverhound) - [*HI* Hippoe Insurance](https://millionrounds.com/company/hippoe-insurance) - [*G* Goji](https://millionrounds.com/company/goji) - [EverQuote](https://millionrounds.com/company/everquote) - [OpenFin](https://millionrounds.com/company/openfin) - [Clearcover](https://millionrounds.com/company/clearcover) - [Snapsheet](https://millionrounds.com/company/snapsheet) - [Counterpart](https://millionrounds.com/company/counterpart) - [INSHUR](https://millionrounds.com/company/inshur) - [Knox Financial](https://millionrounds.com/company/knox-financial) +74 more ## Business finance software 48 - [*C* Canopy](https://millionrounds.com/company/canopy) - [Nitra](https://millionrounds.com/company/nitra) - [AppZen](https://millionrounds.com/company/appzen) - [Kyriba](https://millionrounds.com/company/kyriba) - [Rillet](https://millionrounds.com/company/rillet) - [ScaleFactor](https://millionrounds.com/company/scalefactor) - [Tabs](https://millionrounds.com/company/tabs) - [Digits](https://millionrounds.com/company/digits) - [Quanta](https://millionrounds.com/company/quanta) - [Stavtar Solutions](https://millionrounds.com/company/stavtar-solutions) - [CapitalOS](https://millionrounds.com/company/capitalos) - [FundThrough](https://millionrounds.com/company/fundthrough) - [HighRadius](https://millionrounds.com/company/highradius) - [Adaptive Real Estate](https://millionrounds.com/company/adaptive-real-estate) - [GTreasury](https://millionrounds.com/company/gtreasury) - [Exponent](https://millionrounds.com/company/exponent) - [Xeeva](https://millionrounds.com/company/xeeva) - [TravelBank](https://millionrounds.com/company/travelbank) - [Taxwire](https://millionrounds.com/company/taxwire) - [Fazeshift](https://millionrounds.com/company/fazeshift) - [Truebill](https://millionrounds.com/company/truebill) - [*A* Affiniti](https://millionrounds.com/company/affiniti) - [Ceterus](https://millionrounds.com/company/ceterus) - [CredCore Inc.](https://millionrounds.com/company/credcore-inc) +24 more ## Crypto and digital assets 35 - [Polymarket](https://millionrounds.com/company/polymarket) - [*C* Circle](https://millionrounds.com/company/circle) - [Digital Asset](https://millionrounds.com/company/digital-asset) - [*S* StablecoinX](https://millionrounds.com/company/stablecoinx) - [Rain](https://millionrounds.com/company/rain) - [*CI* Circle Internet Group](https://millionrounds.com/company/circle-internet-group) - [Liquido](https://millionrounds.com/company/liquido) - [*ML* Movement Labs](https://millionrounds.com/company/movement-labs) - [*B* BitFury](https://millionrounds.com/company/bitfury) - [Seismic](https://millionrounds.com/company/seismic) - [*FP* Félix Pago](https://millionrounds.com/company/felix-pago-2) - [T-REX](https://millionrounds.com/company/t-rex) - [*A* Algorand](https://millionrounds.com/company/algorand) - [*A* Allium](https://millionrounds.com/company/allium) - [Architect Financial Technologies](https://millionrounds.com/company/architect-financial-technologies) - [Ripio](https://millionrounds.com/company/ripio) - [*T* Talos](https://millionrounds.com/company/talos) - [HIFI](https://millionrounds.com/company/hifi) - [ForUsAll](https://millionrounds.com/company/forusall) - [Quantbase](https://millionrounds.com/company/quantbase) - [Telcoin](https://millionrounds.com/company/telcoin) - [Ostium](https://millionrounds.com/company/ostium) - [Ironlight Group, Inc.](https://millionrounds.com/company/ironlight-group-inc) - [aPriori](https://millionrounds.com/company/apriori) +11 more ## Banking and accounts 31 - [nCino](https://millionrounds.com/company/ncino) - [BlueVine](https://millionrounds.com/company/bluevine) - [Erebor](https://millionrounds.com/company/erebor) - [*CR* Cross River Bank](https://millionrounds.com/company/cross-river-bank) - [Amount](https://millionrounds.com/company/amount) - [Lumin Digital](https://millionrounds.com/company/lumin-digital) - [MineralTree](https://millionrounds.com/company/mineraltree) - [Vic.ai](https://millionrounds.com/company/vic-ai) - [Finicity](https://millionrounds.com/company/finicity) - [Synctera](https://millionrounds.com/company/synctera) - [Good Money](https://millionrounds.com/company/good-money) - [NextCapital](https://millionrounds.com/company/nextcapital) - [Highbeam](https://millionrounds.com/company/highbeam) - [Tesorio](https://millionrounds.com/company/tesorio) - [IRALOGIX](https://millionrounds.com/company/iralogix) - [Monk](https://millionrounds.com/company/monk) - [Numerated](https://millionrounds.com/company/numerated) - [ClickSwitch](https://millionrounds.com/company/clickswitch) - [HMBradley](https://millionrounds.com/company/hmbradley) - [*DB* D3 Banking](https://millionrounds.com/company/d3-banking) - [Jiko](https://millionrounds.com/company/jiko) - [Growfin](https://millionrounds.com/company/growfin) - [Finagraph](https://millionrounds.com/company/finagraph) - [Bankuish](https://millionrounds.com/company/bankuish) +7 more ## Compliance and fraud 18 - [Gusto](https://millionrounds.com/company/gusto) - [Socure](https://millionrounds.com/company/socure) - [Quantifind](https://millionrounds.com/company/quantifind) - [CoinTracker](https://millionrounds.com/company/cointracker) - [BaseLayer](https://millionrounds.com/company/baselayer) - [Anrok](https://millionrounds.com/company/anrok) - [CertifID](https://millionrounds.com/company/certifid) - [Droit](https://millionrounds.com/company/droit) - [Spring Labs](https://millionrounds.com/company/spring-labs) - [Greenboard](https://millionrounds.com/company/greenboard) - [*L* Libra](https://millionrounds.com/company/libra) - [Datricks](https://millionrounds.com/company/datricks) - [Kompliant](https://millionrounds.com/company/kompliant) - [Cambridge Blockchain](https://millionrounds.com/company/cambridge-blockchain) - [Castellum.AI](https://millionrounds.com/company/castellum-ai) - [Bluespine](https://millionrounds.com/company/bluespine) - [Shield](https://millionrounds.com/company/shield) - [GovPort](https://millionrounds.com/company/govport) ## Segment by segment ### Lending and credit 153 startups · $18B raised - [**SoFi**](https://millionrounds.com/company/sofi) SoFi is a finance company that offers a range of lending and wealth management services. United States $4.2B - [**Upstart**](https://millionrounds.com/company/upstart) Upstart connects millions of consumers to 100+ banks and credit unions who leverage Upstart's artificial intelligence models and c United States $1.6B - [**College Ave**](https://millionrounds.com/company/college-ave) The College Ave Student Loans Product is made by Firstrust Bank, member FDIC. United States $1.0B - [**Credit Karma**](https://millionrounds.com/company/credit-karma) Intuit Credit Karma offers free credit scores, reports and insights. United States $868M - [**Sunlight Financial**](https://millionrounds.com/company/sunlight-financial) Sunlight Financial is a technology-enabled point-of-sale financing company based in Charlotte, North Carolina. United States $730M - [**Crebrid**](https://millionrounds.com/company/crebrid) Crebrid is a fintech-driven real estate lending platform based in Plano, Texas, specializing in short-term hard money loans. United States $500M - [**Point**](https://millionrounds.com/company/point) Point Card is a financial tool that offers debit, overdraft facility, and credit card-like features. United States $427M - [**Stream Financial**](https://millionrounds.com/company/stream-financial) Stream Financial collaborates with merchant partners to create financial solutions that promote energy-efficient home improvements. United States $400M ### Payments 139 startups · $14B raised - [**Ramp**](https://millionrounds.com/company/ramp) Ramp is a financial operations and spend management platform based in New York City, founded in 2019. United States $4.5B - [**Affirm**](https://millionrounds.com/company/affirm) Buy now pay later without the fees. United States $1.7B - [**Remitly**](https://millionrounds.com/company/remitly) Remitly is a mobile payments service that enables users to make person-to-person international money transfers. United States $861M - [**Ripple**](https://millionrounds.com/company/ripple) Ripple is a leading American technology company focused on enhancing global cross-border payments through blockchain technology. United States $596M - [**Behalf**](https://millionrounds.com/company/behalf) Behalf develops a digital platform that facilitates payments and accelerates cash flow by extending net terms and financing to businesses. United States $406M - [**Flywire**](https://millionrounds.com/company/flywire) Flywire is a payments enablement and software company that simplifies complex payments for its clients and their customers. United States $403M - [**C2FO**](https://millionrounds.com/company/c2fo) C2FO is a global platform focused on working capital and early payment solutions. United States $398M - [**Marqeta**](https://millionrounds.com/company/marqeta) Launch and scale card programs with Marqeta’s enterprise-grade issuing and payment processing platform, flexible technology, and e United States $391M ### Wealth and investing 107 startups · $15B raised - [**Kalshi**](https://millionrounds.com/company/kalshi) Kalshi is a CFTC-regulated exchange and prediction market platform based in New York City. United States $3.7B - [**Robinhood**](https://millionrounds.com/company/robinhood) Trade stocks on Robinhood with commission-free investing & advanced trading tools. United States $3.5B - [**iCapital**](https://millionrounds.com/company/icapital) iCapital, officially known as Institutional Capital Network, Inc., is a prominent financial technology company based in New York City. United States $1.6B - [**Alpaca**](https://millionrounds.com/company/alpaca) Alpaca is a brokerage infrastructure company based in San Mateo, California, that specializes in providing an API-first platform f United States $513M - [**DriveWealth**](https://millionrounds.com/company/drivewealth) DriveWealth is a global B2B financial technology company founded in 2012, headquartered in New York City. United States $475M - [**Acorns**](https://millionrounds.com/company/acorns) Acorns is a global financial wellness app that focuses on micro-investing, helping everyday people and families save and invest sm United States $438M - [**Aspiration**](https://millionrounds.com/company/aspiration) GreenFi is your new home for climate-friendly banking and investment services. United States $368M - [**YieldStreet**](https://millionrounds.com/company/yieldstreet) Yieldstreet is a financial technology company and online investment platform based in New York City, with additional offices in Br United States $297M ### Insurance 98 startups · $6.6B raised - [**Root Insurance**](https://millionrounds.com/company/root-insurance) Root® does car insurance differently. United States $701M - [**Next Insurance**](https://millionrounds.com/company/next-insurance) Next Insurance is a digital insurance company specializing in coverage for entrepreneurs and small businesses. United States $627M - [**Hippo Insurance**](https://millionrounds.com/company/hippo-insurance) Hippo Insurance is an InsurTech company that uses technology to help homeowners maintain their properties. United States $620M - [**Kin Insurance**](https://millionrounds.com/company/kin-insurance) Kin Insurance is an insurtech company that offers personalized home insurance policies. United States $513M - [**Pie Insurance**](https://millionrounds.com/company/pie-insurance) Pie Insurance is a Denver-based insurtech company founded in 2017 that specializes in providing workers’ compensation insurance to United States $360M - [**Ledgebrook**](https://millionrounds.com/company/ledgebrook) Ledgebrook is a technology-enabled Managing General Agent (MGA) based in Boston, Massachusetts, specializing in Excess and Surplus United States $265M - [**Bestow**](https://millionrounds.com/company/bestow) Bestow is a Dallas-based insurtech and financial software company that specializes in providing a B2B technology platform for the United States $205M - [**Sidecar Health**](https://millionrounds.com/company/sidecar-health) Sidecar Health, Inc. United States $183M ### Business finance software 48 startups · $2.4B raised - [*C* **Canopy**](https://millionrounds.com/company/canopy) United States $307M - [**Nitra**](https://millionrounds.com/company/nitra) Nitra is overhauling the healthcare industry with radically efficient and transparent solutions - starting with spend management. United States $302M - [**AppZen**](https://millionrounds.com/company/appzen) AppZen is a leader in autonomous spend-to-pay software, providing an AI-powered platform designed for modern finance teams. United States $281M - [**Kyriba**](https://millionrounds.com/company/kyriba) Kyriba is a leader in liquidity performance and SaaS treasury solutions, helping CFOs, Treasurers, and IT leaders manage and optim United States $251M - [**Rillet**](https://millionrounds.com/company/rillet) Rillet is an AI-native accounting and ERP platform founded in 2021, designed to automate core finance workflows for SaaS, usage-ba United States $195M - [**ScaleFactor**](https://millionrounds.com/company/scalefactor) ScaleFactor was a financial services company founded in 2014 and based in Austin, Texas. United States $103M - [**Tabs**](https://millionrounds.com/company/tabs) Tabs is an AI-native revenue automation platform designed for B2B companies. United States $80M - [**Digits**](https://millionrounds.com/company/digits) Digits is an AI-native accounting software company based in San Francisco, California. United States $76M ### Crypto and digital assets 35 startups · $6.8B raised - [**Polymarket**](https://millionrounds.com/company/polymarket) Polymarket is the largest prediction market platform globally, allowing users to trade shares on the outcomes of real-world events. United States $3.0B - [*C* **Circle**](https://millionrounds.com/company/circle) United States $772M - [**Digital Asset**](https://millionrounds.com/company/digital-asset) Digital Asset develops ledger technology intended to build distributed, encrypted straight-through processing tools. United States $580M - [*S* **StablecoinX**](https://millionrounds.com/company/stablecoinx) United States $530M - [**Rain**](https://millionrounds.com/company/rain) Rain is an operator and custodian of digital currency exchange intended to make digital transactions. United States $408M - [*CI* **Circle Internet Group**](https://millionrounds.com/company/circle-internet-group) United States $222M - [**Liquido**](https://millionrounds.com/company/liquido) BITLiquidity is a cutting-edge Aggregator designed specifically for Bitcoin ecosystem, BRC20 tokens and Ordinals, utilising securi United States $189M - [*ML* **Movement Labs**](https://millionrounds.com/company/movement-labs) United States $138M ### Banking and accounts 31 startups · $2.9B raised - [**nCino**](https://millionrounds.com/company/ncino) nCino provides a cloud banking platform that helps financial institutions modernize their operations and improve the customer experience. United States $1.1B - [**BlueVine**](https://millionrounds.com/company/bluevine) Bluevine is the largest small business banking platform in the U.S. United States $493M - [**Erebor**](https://millionrounds.com/company/erebor) A modern bank for the new innovation economy. United States $380M - [*CR* **Cross River Bank**](https://millionrounds.com/company/cross-river-bank) United States $178M - [**Amount**](https://millionrounds.com/company/amount) Amount is a digital technology company that accelerates digital transformation for financial institutions. United States $159M - [**Lumin Digital**](https://millionrounds.com/company/lumin-digital) Lumin Digital is a fintech company based in San Ramon, California, founded in 2016 by Jeff Chambers. United States $140M - [**MineralTree**](https://millionrounds.com/company/mineraltree) MineralTree provides mobile and online accounts payable automation software for finance professionals at growing organizations. United States $69M - [**Vic.ai**](https://millionrounds.com/company/vic-ai) Vic.ai is an AI-native finance platform that specializes in automating enterprise accounts payable (AP) and bill pay processes. United States $63M ### Compliance and fraud 18 startups · $1.5B raised - [**Gusto**](https://millionrounds.com/company/gusto) Gusto, Inc. United States $518M - [**Socure**](https://millionrounds.com/company/socure) Socure is a prominent American technology company that specializes in AI-driven digital identity verification, fraud prevention, a United States $273M - [**Quantifind**](https://millionrounds.com/company/quantifind) Quantifind is a financial technology and data science company that focuses on AI-driven solutions for financial crime detection, r United States $234M - [**CoinTracker**](https://millionrounds.com/company/cointracker) CoinTracker is a financial technology company that specializes in cryptocurrency portfolio tracking and tax compliance software. United States $102M - [**BaseLayer**](https://millionrounds.com/company/baselayer) Baselayer is a B2B SaaS platform that specializes in business identity verification, risk assessment, and fraud prevention. United States $82M - [**Anrok**](https://millionrounds.com/company/anrok) Anrok is a San Francisco-based fintech company founded in 2020. United States $55M - [**CertifID**](https://millionrounds.com/company/certifid) CertifID is a prominent PropTech and network security company focused on preventing wire fraud in the real estate sector. United States $48M - [**Droit**](https://millionrounds.com/company/droit) Droit is a technology firm based in New York that focuses on computational law and regulatory compliance for the global financial sector. United States $39M **How this map is made.** Every startup here has raised money in rounds we track, and is based in United States. It joins the map when its sectors, read from its rounds, or the opening of its own description say it works in fintech, and goes to the first segment whose words it carries. Each segment shows its best-funded first. Rebuilt nightly; updated 15 November 2026. ## More market maps [All maps](https://millionrounds.com/market-maps) [Market map **Fintech market map** 1,633 startups · 8 segments · $139B](https://millionrounds.com/market-maps/fintech-market-map)[Market map · Europe **Fintech market map: Europe** 409 startups · 8 segments · $35B](https://millionrounds.com/market-maps/fintech-europe-market-map)[Investors map **Who invests in fintech** 1,139 investors · 10 segments](https://millionrounds.com/market-maps/fintech-investors-map)[New wave **New fintech startups, founded 2020 on** 418 startups · 8 segments · $19B](https://millionrounds.com/market-maps/new-fintech-startups-market-map)[Raised in 2026 **Fintech startups that raised in 2026** 325 startups · 8 segments · $33B](https://millionrounds.com/market-maps/fintech-raised-2026-market-map)[Investors map · Europe **Who invests in fintech in Europe** 263 investors · 7 segments](https://millionrounds.com/market-maps/fintech-europe-investors-map) ## Who backs fintech? Open any company for its rounds and investors, or search the investors behind these startups in the app, with filters, lists and exports. [Find their investors](https://millionrounds.com/login?join=1&next=/app/investors)[Top lists](https://millionrounds.com/top-lists)