# Fintech Market Map United Kingdom 2026: 194 Startups in 8 Segments > 194 fintech startups in the United Kingdom, mapped in 8 segments: lending and credit, payments and wealth and investing and more. Source: https://millionrounds.com/market-maps/fintech-united-kingdom-market-map (Millionrounds; every figure on the page links to its filing or article) ## Lending and credit 48 - [Funding Circle](https://millionrounds.com/company/funding-circle) - [iwoca](https://millionrounds.com/company/iwoca) - [Perch Group](https://millionrounds.com/company/perch-group) - [Capital on Tap](https://millionrounds.com/company/capital-on-tap) - [DivideBuy](https://millionrounds.com/company/dividebuy) - [OakNorth](https://millionrounds.com/company/oaknorth) - [Prodigy Finance](https://millionrounds.com/company/prodigy-finance) - [LendInvest](https://millionrounds.com/company/lendinvest) - [Updraft](https://millionrounds.com/company/updraft) - [LiveMore Mortgages](https://millionrounds.com/company/livemore-mortgages) - [YouLend](https://millionrounds.com/company/youlend) - [9fin](https://millionrounds.com/company/9fin) - [Assetz Capital](https://millionrounds.com/company/assetz-capital) - [Tide](https://millionrounds.com/company/tide) - [Fleximize](https://millionrounds.com/company/fleximize) - [Wonga](https://millionrounds.com/company/wonga) - [Nutmeg](https://millionrounds.com/company/nutmeg) - [4Syte](https://millionrounds.com/company/4syte) - [Equifinance](https://millionrounds.com/company/equifinance) - [Koyo](https://millionrounds.com/company/koyo) - [Octane Capital](https://millionrounds.com/company/octane-capital) - [Sharegain](https://millionrounds.com/company/sharegain) - [Cognitive Credit](https://millionrounds.com/company/cognitive-credit) - [RateSetter](https://millionrounds.com/company/ratesetter) +24 more ## Payments 45 - [Checkout.com](https://millionrounds.com/company/checkout-com) - [Ebury](https://millionrounds.com/company/ebury) - [GoCardless](https://millionrounds.com/company/gocardless) - [Zepz](https://millionrounds.com/company/zepz) - [TrueLayer](https://millionrounds.com/company/truelayer) - [Tymit](https://millionrounds.com/company/tymit) - [Paymentology](https://millionrounds.com/company/paymentology) - [Zilch](https://millionrounds.com/company/zilch) - [Sokin](https://millionrounds.com/company/sokin) - [Fnality](https://millionrounds.com/company/fnality) - [Paysend](https://millionrounds.com/company/paysend) - [Curve](https://millionrounds.com/company/curve) - [Mypinpad](https://millionrounds.com/company/mypinpad) - [*C* CloudPay](https://millionrounds.com/company/cloudpay) - [SAPI](https://millionrounds.com/company/sapi) - [*YW* Yoyo Wallet](https://millionrounds.com/company/yoyo-wallet) - [Currency Cloud](https://millionrounds.com/company/currencycloud) - [PPRO](https://millionrounds.com/company/ppro) - [Token.io](https://millionrounds.com/company/token-io) - [Paycast](https://millionrounds.com/company/paycast) - [Crezco](https://millionrounds.com/company/crezco) - [Banked](https://millionrounds.com/company/banked) - [XBP Europe](https://millionrounds.com/company/xbp-europe) - [Apron](https://millionrounds.com/company/apron) +21 more ## Wealth and investing 38 - [Smart Pension](https://millionrounds.com/company/smart-pension) - [PrimaryBid](https://millionrounds.com/company/primarybid) - [Moneybox](https://millionrounds.com/company/moneybox) - [Vuelo](https://millionrounds.com/company/vuelo) - [Lightyear](https://millionrounds.com/company/lightyear) - [IMMO](https://millionrounds.com/company/immo) - [Hyperlayer](https://millionrounds.com/company/hyperlayer) - [Coremont](https://millionrounds.com/company/coremont) - [TreasurySpring](https://millionrounds.com/company/treasuryspring) - [Crossover Markets](https://millionrounds.com/company/crossover-markets) - [ThinkMarkets](https://millionrounds.com/company/thinkmarkets) - [AccuQuant](https://millionrounds.com/company/accuquant) - [Freetrade](https://millionrounds.com/company/freetrade) - [WealthKernel](https://millionrounds.com/company/wealthkernel) - [LO:TECH](https://millionrounds.com/company/lo-tech) - [Your VC](https://millionrounds.com/company/your-vc) - [*II* Immo Investment](https://millionrounds.com/company/immo-investment) - [TradAir](https://millionrounds.com/company/tradair) - [Netwealth](https://millionrounds.com/company/netwealth) - [PlannerPal](https://millionrounds.com/company/plannerpal) - [Bricksave](https://millionrounds.com/company/bricksave) - [London House Exchange](https://millionrounds.com/company/london-house-exchange) - [Pear Protocol](https://millionrounds.com/company/pear-protocol) - [LoopFX](https://millionrounds.com/company/loopfx) +14 more ## Insurance 27 - [Zego](https://millionrounds.com/company/zego) - [Marshmallow](https://millionrounds.com/company/marshmallow) - [House of Insurtech](https://millionrounds.com/company/house-of-insurtech) - [YuLife](https://millionrounds.com/company/yulife) - [Cytora](https://millionrounds.com/company/cytora) - [Right Choice](https://millionrounds.com/company/right-choice) - [By Miles](https://millionrounds.com/company/by-miles) - [Wrisk](https://millionrounds.com/company/wrisk) - [QuanTemplate](https://millionrounds.com/company/quantemplate) - [DeadHappy](https://millionrounds.com/company/deadhappy) - [Concirrus](https://millionrounds.com/company/concirrus) - [INSTANDA](https://millionrounds.com/company/instanda) - [Cuvva](https://millionrounds.com/company/cuvva) - [*UJ* Urban Jungle](https://millionrounds.com/company/urban-jungle) - [*A* Azur](https://millionrounds.com/company/azur) - [Qumata](https://millionrounds.com/company/qumata) - [FloodFlash](https://millionrounds.com/company/floodflash) - [*S* Setoo](https://millionrounds.com/company/setoo) - [Pikl](https://millionrounds.com/company/pikl) - [Agio Ratings](https://millionrounds.com/company/agio-ratings) - [Diesta](https://millionrounds.com/company/diesta) - [Insurdata](https://millionrounds.com/company/insurdata) - [COVR Global](https://millionrounds.com/company/covr-global) - [Armour Labs](https://millionrounds.com/company/armour-labs) +3 more ## Banking and accounts 14 - [Revolut](https://millionrounds.com/company/revolut) - [Atom Bank](https://millionrounds.com/company/atom-bank) - [*SB* Starling Bank](https://millionrounds.com/company/starling-bank) - [WorldRemit](https://millionrounds.com/company/worldremit) - [Stenn](https://millionrounds.com/company/stenn) - [Monese](https://millionrounds.com/company/monese) - [*A* Allica](https://millionrounds.com/company/allica) - [Azimo](https://millionrounds.com/company/azimo) - [Incard](https://millionrounds.com/company/incard) - [Just Move In](https://millionrounds.com/company/just-move-in) - [Money Dashboard](https://millionrounds.com/company/money-dashboard) - [Nivo](https://millionrounds.com/company/nivo) - [FilmChain](https://millionrounds.com/company/filmchain) - [WUZO](https://millionrounds.com/company/wuzo) ## Business finance software 10 - [Sonovate](https://millionrounds.com/company/sonovate) - [Soldo](https://millionrounds.com/company/soldo) - [TRIVER](https://millionrounds.com/company/triver) - [OpenGamma](https://millionrounds.com/company/opengamma) - [Leanpay](https://millionrounds.com/company/leanpay) - [Fluidly](https://millionrounds.com/company/fluidly) - [ARKK](https://millionrounds.com/company/arkk) - [Planixs](https://millionrounds.com/company/planixs) - [Bond180](https://millionrounds.com/company/bond180) - [Nebula Accounting](https://millionrounds.com/company/nebula-accounting) ## Compliance and fraud 6 - [Sift](https://millionrounds.com/company/sift) - [Traydstream](https://millionrounds.com/company/traydstream) - [SteelEye](https://millionrounds.com/company/steeleye) - [Dealflo](https://millionrounds.com/company/dealflo) - [Loctax](https://millionrounds.com/company/loctax) - [Arachnys](https://millionrounds.com/company/arachnys) ## Crypto and digital assets 6 - [*R* Rapyd](https://millionrounds.com/company/rapyd) - [Tempo](https://millionrounds.com/company/tempo) - [Velocity](https://millionrounds.com/company/velocity) - [*B* Blockchain](https://millionrounds.com/company/blockchain) - [Everledger](https://millionrounds.com/company/everledger) - [Zeti](https://millionrounds.com/company/zeti) ## Segment by segment ### Lending and credit 48 startups · $8.6B raised - [**Funding Circle**](https://millionrounds.com/company/funding-circle) Funding Circle is a lending platform for small businesses. United Kingdom $1.5B - [**iwoca**](https://millionrounds.com/company/iwoca) Iwoca offers credit financing services for small businesses. United Kingdom $911M - [**Perch Group**](https://millionrounds.com/company/perch-group) Perch Group is a credit and asset management company that offers debt purchase and debt collection services. United Kingdom $789M - [**Capital on Tap**](https://millionrounds.com/company/capital-on-tap) Capital on Tap is a fintech company that provides small businesses with credit cards and a spend management platform. United Kingdom $654M - [**DivideBuy**](https://millionrounds.com/company/dividebuy) DivideBuy offers Interest-Free Credit through our Retail Partners. United Kingdom $494M - [**OakNorth**](https://millionrounds.com/company/oaknorth) From competitive savings to seamless business banking and flexible loans from £1m+, we help individuals and businesses grow while United Kingdom $440M - [**Prodigy Finance**](https://millionrounds.com/company/prodigy-finance) Get funding for a top-tier master degree - without worrying about collateral or a cosigner. United Kingdom $399M - [**LendInvest**](https://millionrounds.com/company/lendinvest) LendInvest is a property fintech company that offers buy-to-let mortgages, bridging loans, and development finance to its customers. United Kingdom $385M ### Payments 45 startups · $5.0B raised - [**Checkout.com**](https://millionrounds.com/company/checkout-com) Checkout.com is a global provider of payment solutions that help businesses and communities thrive in the digital economy. United Kingdom $1.2B - [**Ebury**](https://millionrounds.com/company/ebury) Ebury is a global fintech providing international business accounts, multi-currency payments, FX hedging, trade finance, and busin United Kingdom $570M - [**GoCardless**](https://millionrounds.com/company/gocardless) GoCardless helps 75,000+ businesses get paid on time. United Kingdom $442M - [**Zepz**](https://millionrounds.com/company/zepz) Zepz is a global digital cross-border payments platform that enables international money transfers. United Kingdom $432M - [**TrueLayer**](https://millionrounds.com/company/truelayer) TrueLayer is a leading open banking payments network based in London, founded in 2016. United Kingdom $376M - [**Tymit**](https://millionrounds.com/company/tymit) Tymit is a UK-based financial technology company founded in 2017, specializing in flexible credit solutions and Buy Now, Pay Later United Kingdom $241M - [**Paymentology**](https://millionrounds.com/company/paymentology) Paymentology is a global issuer processor and cloud-native card issuing platform based in London, UK. United Kingdom $210M - [**Zilch**](https://millionrounds.com/company/zilch) Zilch is is a direct-to-consumer ad-subsidised payments network that provides a flexible buy now, pay later service. United Kingdom $175M ### Wealth and investing 38 startups · $1.4B raised - [**Smart Pension**](https://millionrounds.com/company/smart-pension) Smart Pension is a FinTech company that specializes in retirement savings technology, offering simplified pension solutions for businesses. United Kingdom $399M - [**PrimaryBid**](https://millionrounds.com/company/primarybid) PrimaryBid is a technology platform that allows everyday investors fair & equal access to investing in public companies raising capital. United Kingdom $265M - [**Moneybox**](https://millionrounds.com/company/moneybox) Moneybox, officially known as Digital Moneybox Limited, is a prominent UK-based financial technology company that focuses on mobil United Kingdom $160M - [**Vuelo**](https://millionrounds.com/company/vuelo) Professional investment management services from Marbella, Spain. United Kingdom $142M - [**Lightyear**](https://millionrounds.com/company/lightyear) Lightyear Financial Ltd offers an investing platform in Europe, simplifying access to financial markets. United Kingdom $81M - [**IMMO**](https://millionrounds.com/company/immo) IMMO Investment Technologies Limited, founded in 2017 and headquartered in London, UK, is a technology-led residential real estate platform. United Kingdom $75M - [**Hyperlayer**](https://millionrounds.com/company/hyperlayer) Hyperlayer is a programmable banking platform based in London, United Kingdom. United Kingdom $40M - [**Coremont**](https://millionrounds.com/company/coremont) Coremont is a financial services firm regulated by the FCA, specializing in cloud-based portfolio management software and managed United Kingdom $40M ### Insurance 27 startups · $806M raised - [**Zego**](https://millionrounds.com/company/zego) Zego is a property management automation company founded in 2003 and is now a subsidiary of Global Payments. United Kingdom $150M - [**Marshmallow**](https://millionrounds.com/company/marshmallow) Marshmallow Technology Ltd., founded in 2017 in London, is a British insurtech and fintech company. United Kingdom $135M - [**House of Insurtech**](https://millionrounds.com/company/house-of-insurtech) House of Insurtech is a London-based insurance technology and data firm founded in December 2018. United Kingdom $117M - [**YuLife**](https://millionrounds.com/company/yulife) YuLife is a London-based insurtech company founded in 2016 that aims to redefine life insurance. United Kingdom $75M - [**Cytora**](https://millionrounds.com/company/cytora) Cytora is a configurable platform that enables commercial insurers to create digital workflows by digitising, evaluating and routing risks. United Kingdom $45M - [**Right Choice**](https://millionrounds.com/company/right-choice) Purpose-oriented career matchmaking United Kingdom $37M - [**By Miles**](https://millionrounds.com/company/by-miles) By Miles is reinventing car insurance - pay an annual cost to cover your car while it's parked, then pay by the miles you drive each month. United Kingdom $25M - [**Wrisk**](https://millionrounds.com/company/wrisk) Wrisk is a London-based insurtech company founded in 2016, specializing in embedded insurance technology for the automotive OEM sector. United Kingdom $24M ### Banking and accounts 14 startups · $4.1B raised - [**Revolut**](https://millionrounds.com/company/revolut) Revolut is a financial technology company that offers banking services, money transfers, foreign exchange, and spending analytics. United Kingdom $1.3B - [**Atom Bank**](https://millionrounds.com/company/atom-bank) Atom Bank plc is the United Kingdom’s first app-based, digital-only retail bank, founded in 2014 and launched in 2016. United Kingdom $818M - [*SB* **Starling Bank**](https://millionrounds.com/company/starling-bank) United Kingdom $655M - [**WorldRemit**](https://millionrounds.com/company/worldremit) WorldRemit is the online service that lets you send money to family and friends using our website or app. United Kingdom $463M - [**Stenn**](https://millionrounds.com/company/stenn) Stenn International Ltd. United Kingdom $400M - [**Monese**](https://millionrounds.com/company/monese) Monese is a digital banking option that provides mobile-only, multi-currency accounts in countries across the European Economic Area. United Kingdom $167M - [*A* **Allica**](https://millionrounds.com/company/allica) United Kingdom $155M - [**Azimo**](https://millionrounds.com/company/azimo) Imagine if your bank took 7% of every transfer you made. United Kingdom $52M ### Business finance software 10 startups · $862M raised - [**Sonovate**](https://millionrounds.com/company/sonovate) Sonovate is a fintech company based in Cardiff, Wales, that specializes in providing embedded finance, invoice funding, and back-o United Kingdom $350M - [**Soldo**](https://millionrounds.com/company/soldo) Soldo is a British fintech company established in London in 2014. United Kingdom $252M - [**TRIVER**](https://millionrounds.com/company/triver) Triver is a London-based fintech company that specializes in cash flow financing for small and medium-sized enterprises (SMEs). United Kingdom $174M - [**OpenGamma**](https://millionrounds.com/company/opengamma) OpenGamma is a financial technology company based in London, specializing in derivatives analytics and margin optimization. United Kingdom $49M - [**Leanpay**](https://millionrounds.com/company/leanpay) LeanPay provides collection, treasury, SMEs, B2B, trade receivables, SaaS, and receivables services. United Kingdom $18M - [**Fluidly**](https://millionrounds.com/company/fluidly) Fluidly is fundamentally rethinking the way businesses plan and manage cashflow, using data science, accounting domain expertise. United Kingdom $7.8M - [**ARKK**](https://millionrounds.com/company/arkk) ARKK is a UK-based Software as a Service (SaaS) provider that specializes in AI-powered solutions for the Office of the CFO. United Kingdom $6.0M - [**Planixs**](https://millionrounds.com/company/planixs) Planixs is a Manchester-based fintech company founded in 2011, specializing in real-time treasury software. United Kingdom $4.6M ### Compliance and fraud 6 startups · $168M raised - [**Sift**](https://millionrounds.com/company/sift) Sift applies insights from a global network of data to detect fraud and increase positive user experience. United Kingdom $64M - [**Traydstream**](https://millionrounds.com/company/traydstream) Traydstream is a Fin-tech Rules Engine provider and SaaS platform that enhances global trade finance by digitizing documents, extr United Kingdom $42M - [**SteelEye**](https://millionrounds.com/company/steeleye) SteelEye develops a holistic compliance platform for record keeping, surveillance, and intelligent insights. United Kingdom $28M - [**Dealflo**](https://millionrounds.com/company/dealflo) Dealflo is a provider of identity verification and end-to-end financial agreement automation solutions to businesses. United Kingdom $12M - [**Loctax**](https://millionrounds.com/company/loctax) Compliance, Risk, and Governance platform purpose-built for in-house tax teams to monitor, analyse, and action data. United Kingdom $12M - [**Arachnys**](https://millionrounds.com/company/arachnys) Arachnys, now part of AML RightSource, was a UK-based technology company focused on anti-fraud solutions, regulatory technology, a United Kingdom $10M ### Crypto and digital assets 6 startups · $1.4B raised - [*R* **Rapyd**](https://millionrounds.com/company/rapyd) United Kingdom $660M - [**Tempo**](https://millionrounds.com/company/tempo) Tempo is a home fitness platform, combining equipment, training guidance, and social motivation with 3D sensors and artificial intelligence. United Kingdom $514M - [**Velocity**](https://millionrounds.com/company/velocity) Our mission at Velocity is to help founders go further, faster. United Kingdom $105M - [*B* **Blockchain**](https://millionrounds.com/company/blockchain) United Kingdom $71M - [**Everledger**](https://millionrounds.com/company/everledger) Everledger provides an immutable ledger for diamond and other asset ownership and related supply chain history. United Kingdom $33M - [**Zeti**](https://millionrounds.com/company/zeti) Zeti is a FinTech company founded in 2020, headquartered in London, with additional offices in Los Angeles, New York City, and Abu Dhabi. United Kingdom $7.0M **How this map is made.** Every startup here has raised money in rounds we track, and is based in United Kingdom. It joins the map when its sectors, read from its rounds, or the opening of its own description say it works in fintech, and goes to the first segment whose words it carries. Each segment shows its best-funded first. Rebuilt nightly; updated 15 November 2026. ## More market maps [All maps](https://millionrounds.com/market-maps) [Market map **Fintech market map** 1,633 startups · 8 segments · $139B](https://millionrounds.com/market-maps/fintech-market-map)[Market map · Europe **Fintech market map: Europe** 409 startups · 8 segments · $35B](https://millionrounds.com/market-maps/fintech-europe-market-map)[Investors map **Who invests in fintech** 1,139 investors · 10 segments](https://millionrounds.com/market-maps/fintech-investors-map)[Market map · United States **Fintech market map: United States** 629 startups · 8 segments · $67B](https://millionrounds.com/market-maps/fintech-united-states-market-map)[New wave **New fintech startups, founded 2020 on** 418 startups · 8 segments · $19B](https://millionrounds.com/market-maps/new-fintech-startups-market-map)[Raised in 2026 **Fintech startups that raised in 2026** 325 startups · 8 segments · $33B](https://millionrounds.com/market-maps/fintech-raised-2026-market-map) ## Who backs fintech? Open any company for its rounds and investors, or search the investors behind these startups in the app, with filters, lists and exports. [Find their investors](https://millionrounds.com/login?join=1&next=/app/investors)[Top lists](https://millionrounds.com/top-lists)