# Fintech Market Map Toronto 2026: 12 Startups in 3 Segments

> 12 fintech startups in Toronto, mapped in 3 segments: payments, wealth and investing and business finance software and more.

Source: https://millionrounds.com/market-maps/fintech-toronto-market-map (Millionrounds; every figure on the page links to its filing or article)

## Payments

6

- [Buckzy Payments](https://millionrounds.com/company/buckzy-payments)
- [Dream Payments](https://millionrounds.com/company/dream-payments)
- [Chexy](https://millionrounds.com/company/chexy)
- [Cybrid](https://millionrounds.com/company/cybrid)
- [nanoPay](https://millionrounds.com/company/nanopay)
- [Kooltra](https://millionrounds.com/company/kooltra)

## Wealth and investing

3

- [Coinsquare](https://millionrounds.com/company/coinsquare)
- [Delphia](https://millionrounds.com/company/delphia)
- [d1g1t](https://millionrounds.com/company/d1g1t)

## Business finance software

3

- [Blue J](https://millionrounds.com/company/blue-j)
- [Float Financial](https://millionrounds.com/company/float-financial)
- [FreshBooks](https://millionrounds.com/company/freshbooks)

## Segment by segment

### Payments

6 startups · $70M raised

- [**Buckzy Payments**](https://millionrounds.com/company/buckzy-payments) Buckzy Payments is a fintech company enabling cross-border real-time payments and Banking-as-a-Service. Canada $16M
- [**Dream Payments**](https://millionrounds.com/company/dream-payments) Dream Payments is a Toronto-based fintech company founded in 2014, specializing in cloud-based and API-driven payment solutions. Canada $16M
- [**Chexy**](https://millionrounds.com/company/chexy) Chexy is a Canadian fintech startup based in Toronto, founded in 2022. Canada $13M
- [**Cybrid**](https://millionrounds.com/company/cybrid) Cybrid is a fintech infrastructure company founded in 2021, based in Toronto, Ontario, with an additional office in Newark, New Jersey. Canada $10M
- [**nanoPay**](https://millionrounds.com/company/nanopay) nanopay empowers businesses and banks to scale with innovative payment and liquidity management products. Canada $10M
- [**Kooltra**](https://millionrounds.com/company/kooltra) Kooltra is a Toronto-based fintech startup founded in 2012 by experts in the foreign exchange industry, including CEO Adam Katz. Canada $5.0M

### Wealth and investing

3 startups · $164M raised

- [**Coinsquare**](https://millionrounds.com/company/coinsquare) Coinsquare is Canada’s trusted platform to buy, sell, & trade Bitcoin, Ethereum, & more, access real-time crypto trading on Canad Canada $95M
- [**Delphia**](https://millionrounds.com/company/delphia) Delphia is a Toronto-based fintech company founded in 2018 that specializes in AI-driven investment products. Canada $60M
- [**d1g1t**](https://millionrounds.com/company/d1g1t) d1g1t is a Toronto-based FinTech company that specializes in providing an enterprise wealth management platform. Canada $9.1M

### Business finance software

3 startups · $554M raised

- [**Blue J**](https://millionrounds.com/company/blue-j) Blue J is a Toronto-based enterprise software company founded in 2015, specializing in generative AI-powered tax research. Canada $298M
- [**Float Financial**](https://millionrounds.com/company/float-financial) Float offers a corporate card and spend management solution that allows corporate cards, reimbursements, approvals, and invoices management. Canada $183M
- [**FreshBooks**](https://millionrounds.com/company/freshbooks) FreshBooks is a software company that provides cloud-based accounting software for small and medium-sized businesses. Canada $73M

**How this map is made.** Every startup here has raised money in rounds we track, and is based in Toronto. It joins the map when its sectors, read from its rounds, or the opening of its own description say it works in fintech, and goes to the first segment whose words it carries. Each segment shows its best-funded first. Rebuilt nightly; updated 15 November 2026.

## More market maps

[All maps](https://millionrounds.com/market-maps)

[Market map **Fintech market map** 1,633 startups · 8 segments · $139B](https://millionrounds.com/market-maps/fintech-market-map)[Market map · Europe **Fintech market map: Europe** 409 startups · 8 segments · $35B](https://millionrounds.com/market-maps/fintech-europe-market-map)[Investors map **Who invests in fintech** 1,139 investors · 10 segments](https://millionrounds.com/market-maps/fintech-investors-map)[Market map · United States **Fintech market map: United States** 629 startups · 8 segments · $67B](https://millionrounds.com/market-maps/fintech-united-states-market-map)[New wave **New fintech startups, founded 2020 on** 418 startups · 8 segments · $19B](https://millionrounds.com/market-maps/new-fintech-startups-market-map)[Raised in 2026 **Fintech startups that raised in 2026** 325 startups · 8 segments · $33B](https://millionrounds.com/market-maps/fintech-raised-2026-market-map)

## Who backs fintech?

Open any company for its rounds and investors, or search the investors behind these startups in the app, with filters, lists and exports.

[Find their investors](https://millionrounds.com/login?join=1&next=/app/investors)[Top lists](https://millionrounds.com/top-lists)
