# Fintech Market Map South Africa 2026: 11 Startups in 3 Segments > 11 fintech startups in South Africa, mapped in 3 segments: payments, lending and credit and banking and accounts and more. Source: https://millionrounds.com/market-maps/fintech-south-africa-market-map (Millionrounds; every figure on the page links to its filing or article) ## Payments 5 - [Yoco](https://millionrounds.com/company/yoco) - [NjiaPay](https://millionrounds.com/company/njiapay) - [TurnStay](https://millionrounds.com/company/turnstay) - [MoneyBadger](https://millionrounds.com/company/moneybadger) - [Street Wallet](https://millionrounds.com/company/street-wallet) ## Lending and credit 3 - [Lulalend](https://millionrounds.com/company/lulalend) - [Happy Pay](https://millionrounds.com/company/happy-pay) - [Trade Shield](https://millionrounds.com/company/trade-shield) ## Banking and accounts 3 - [Tyme Group](https://millionrounds.com/company/tyme-group) - [Lula](https://millionrounds.com/company/lula) - [LittleFish](https://millionrounds.com/company/littlefish) ## Segment by segment ### Payments 5 startups · $124M raised - [**Yoco**](https://millionrounds.com/company/yoco) Yoco is a South African fintech company that specializes in point-of-sale payment hardware and software solutions for small and me South Africa $118M - [**NjiaPay**](https://millionrounds.com/company/njiapay) NjiaPay is a payment performance partner built for African businesses that rely on digital revenue. South Africa $3.1M - [**TurnStay**](https://millionrounds.com/company/turnstay) TurnStay is a fintech company founded in 2021 and based in Cape Town, South Africa. South Africa $2.0M - [**MoneyBadger**](https://millionrounds.com/company/moneybadger) MoneyBadger is a South African startup that specializes in Bitcoin and cryptocurrency payments. South Africa $400K - [**Street Wallet**](https://millionrounds.com/company/street-wallet) Street Wallet is a South African fintech startup founded in 2021. South Africa $350K ### Lending and credit 3 startups · $35M raised - [**Lulalend**](https://millionrounds.com/company/lulalend) Lulalend is an online lending company that provides fast and easy working capital funding to small businesses in South Africa. South Africa $28M - [**Happy Pay**](https://millionrounds.com/company/happy-pay) Happy Pay is a fintech company based in Cape Town, South Africa, founded in 2021. South Africa $6.8M - [**Trade Shield**](https://millionrounds.com/company/trade-shield) Trade Shield is a South African predictive SaaS platform specializing in trade credit risk management. South Africa $820K ### Banking and accounts 3 startups · $344M raised - [**Tyme Group**](https://millionrounds.com/company/tyme-group) Tyme is creating a multi-country digital bank focused on emerging markets. South Africa $250M - [**Lula**](https://millionrounds.com/company/lula) Lula is a prominent South African fintech company focused on enhancing business banking and funding for Small and Medium-sized Ent South Africa $85M - [**LittleFish**](https://millionrounds.com/company/littlefish) littlefish is a Johannesburg-based fintech and merchant-services platform founded in 2021. South Africa $9.5M **How this map is made.** Every startup here has raised money in rounds we track, and is based in South Africa. It joins the map when its sectors, read from its rounds, or the opening of its own description say it works in fintech, and goes to the first segment whose words it carries. Each segment shows its best-funded first. Rebuilt nightly; updated 15 November 2026. ## More market maps [All maps](https://millionrounds.com/market-maps) [Market map **Fintech market map** 1,633 startups · 8 segments · $139B](https://millionrounds.com/market-maps/fintech-market-map)[Market map · Europe **Fintech market map: Europe** 409 startups · 8 segments · $35B](https://millionrounds.com/market-maps/fintech-europe-market-map)[Investors map **Who invests in fintech** 1,139 investors · 10 segments](https://millionrounds.com/market-maps/fintech-investors-map)[Market map · United States **Fintech market map: United States** 629 startups · 8 segments · $67B](https://millionrounds.com/market-maps/fintech-united-states-market-map)[New wave **New fintech startups, founded 2020 on** 418 startups · 8 segments · $19B](https://millionrounds.com/market-maps/new-fintech-startups-market-map)[Raised in 2026 **Fintech startups that raised in 2026** 325 startups · 8 segments · $33B](https://millionrounds.com/market-maps/fintech-raised-2026-market-map) ## Who backs fintech? Open any company for its rounds and investors, or search the investors behind these startups in the app, with filters, lists and exports. [Find their investors](https://millionrounds.com/login?join=1&next=/app/investors)[Top lists](https://millionrounds.com/top-lists)