# Fintech Market Map Paris 2026: 19 Startups in 3 Segments

> 19 fintech startups in Paris, mapped in 3 segments: insurance, wealth and investing and payments and more. $1.5B raised; logos, funding and rounds.

Source: https://millionrounds.com/market-maps/fintech-paris-market-map (Millionrounds; every figure on the page links to its filing or article)

## Insurance

8

- [Alan](https://millionrounds.com/company/alan)
- [Descartes Underwriting](https://millionrounds.com/company/descartes-underwriting)
- [Shift Technology](https://millionrounds.com/company/shift-technology)
- [Qantev](https://millionrounds.com/company/qantev)
- [Dalma](https://millionrounds.com/company/dalma)
- [Lovys](https://millionrounds.com/company/lovys)
- [GarantMe](https://millionrounds.com/company/garantme)
- [Unkle](https://millionrounds.com/company/unkle)

## Wealth and investing

7

- [SESAMM](https://millionrounds.com/company/sesamm)
- [Finary](https://millionrounds.com/company/finary)
- [Goodvest](https://millionrounds.com/company/goodvest)
- [Ramify](https://millionrounds.com/company/ramify)
- [Arrago](https://millionrounds.com/company/arrago)
- [TwoWay](https://millionrounds.com/company/twoway)
- [Aircap](https://millionrounds.com/company/aircap)

## Payments

4

- [Spendesk](https://millionrounds.com/company/spendesk)
- [Lydia](https://millionrounds.com/company/lydia)
- [Swan](https://millionrounds.com/company/swan)
- [Rubypayeur](https://millionrounds.com/company/rubypayeur)

## Segment by segment

### Insurance

8 startups · $1.0B raised

- [**Alan**](https://millionrounds.com/company/alan) Alan is a prominent digital health partner based in France, recognized as the first new licensed health insurance company in the c France $733M
- [**Descartes Underwriting**](https://millionrounds.com/company/descartes-underwriting) Descartes Underwriting is a global InsurTech company based in Paris, founded in 2019. France $120M
- [**Shift Technology**](https://millionrounds.com/company/shift-technology) Shift Technology is a provider of AI-driven decision automation and optimization technology for the global insurance industry. France $90M
- [**Qantev**](https://millionrounds.com/company/qantev) Qantev is an Insurtech startup based in Paris, France, specializing in AI solutions for the health and life insurance sectors. France $34M
- [**Dalma**](https://millionrounds.com/company/dalma) Dalma is a digital pet insurance provider based in France, now serving the German market since October 2023. France $22M
- [**Lovys**](https://millionrounds.com/company/lovys) Lovys is a digital insurance provider and InsurTech company based in Paris, France, founded in 2017 by Elise Moutarlier. France $20M
- [**GarantMe**](https://millionrounds.com/company/garantme) GarantMe enables renters to apply online and get a certified guarantor guarantee to lease housing in France. France $16M
- [**Unkle**](https://millionrounds.com/company/unkle) Unkle is an insurance brokerage agency. France $11M

### Wealth and investing

7 startups · $103M raised

- [**SESAMM**](https://millionrounds.com/company/sesamm) SESAMm is a French-founded artificial intelligence and fintech company that specializes in AI-powered text analysis. France $42M
- [**Finary**](https://millionrounds.com/company/finary) Finary is a fintech startup based in Paris, founded in 2020 by Julien Blancher and Mounir Laggoune. France $29M
- [**Goodvest**](https://millionrounds.com/company/goodvest) Goodvest is a Paris-based fintech company founded in 2020, dedicated to responsible, climate-aligned investing for individuals. France $14M
- [**Ramify**](https://millionrounds.com/company/ramify) Ramify is a digital wealth management platform and financial advisory firm founded in 2021. France $12M
- [**Arrago**](https://millionrounds.com/company/arrago) Arrago is a French fintech company founded in 2017, specializing in banking brokerage for seniors. France $3.1M
- [**TwoWay**](https://millionrounds.com/company/twoway) TwoWay is a financial technology company based in Paris, founded in 2024. France $1.7M
- [**Aircap**](https://millionrounds.com/company/aircap) Aircap is a French B2B fintech and SaaS company specializing in risk and cash-flow management for private assets and unlisted investments. France $581K

### Payments

4 startups · $327M raised

- [**Spendesk**](https://millionrounds.com/company/spendesk) Spendesk is a leading AI-powered spend management and procurement platform based in Paris, France. France $161M
- [**Lydia**](https://millionrounds.com/company/lydia) Lydia is a banking application to send and receive payments using the application. France $121M
- [**Swan**](https://millionrounds.com/company/swan) Use Swan&s APIs and ready-made white-label interfaces to embed banking features like accounts, cards, and payments into your workf France $44M
- [**Rubypayeur**](https://millionrounds.com/company/rubypayeur) Rubypayeur is a French online debt collection agency and fintech based in Paris, founded in 2019. France $435K

**How this map is made.** Every startup here has raised money in rounds we track, and is based in Paris. It joins the map when its sectors, read from its rounds, or the opening of its own description say it works in fintech, and goes to the first segment whose words it carries. Each segment shows its best-funded first. Rebuilt nightly; updated 15 November 2026.

## More market maps

[All maps](https://millionrounds.com/market-maps)

[Market map **Fintech market map** 1,633 startups · 8 segments · $139B](https://millionrounds.com/market-maps/fintech-market-map)[Market map · Europe **Fintech market map: Europe** 409 startups · 8 segments · $35B](https://millionrounds.com/market-maps/fintech-europe-market-map)[Investors map **Who invests in fintech** 1,139 investors · 10 segments](https://millionrounds.com/market-maps/fintech-investors-map)[Market map · United States **Fintech market map: United States** 629 startups · 8 segments · $67B](https://millionrounds.com/market-maps/fintech-united-states-market-map)[New wave **New fintech startups, founded 2020 on** 418 startups · 8 segments · $19B](https://millionrounds.com/market-maps/new-fintech-startups-market-map)[Raised in 2026 **Fintech startups that raised in 2026** 325 startups · 8 segments · $33B](https://millionrounds.com/market-maps/fintech-raised-2026-market-map)

## Who backs fintech?

Open any company for its rounds and investors, or search the investors behind these startups in the app, with filters, lists and exports.

[Find their investors](https://millionrounds.com/login?join=1&next=/app/investors)[Top lists](https://millionrounds.com/top-lists)
