# Fintech Market Map India 2026: 92 Startups in 5 Segments

> 92 fintech startups in India, mapped in 5 segments: lending and credit, payments and wealth and investing and more. $4.4B raised; logos, funding and rounds.

Source: https://millionrounds.com/market-maps/fintech-india-market-map (Millionrounds; every figure on the page links to its filing or article)

## Lending and credit

32

- [KreditBee](https://millionrounds.com/company/kreditbee)
- [Snapmint](https://millionrounds.com/company/snapmint)
- [InCred](https://millionrounds.com/company/incred)
- [Shubham Housing Development Finance Company](https://millionrounds.com/company/shubham-housing-development-finance-company)
- [Lendingkart](https://millionrounds.com/company/lendingkart)
- [Khatabook](https://millionrounds.com/company/khatabook)
- [NeoGrowth](https://millionrounds.com/company/neogrowth)
- [Kissht](https://millionrounds.com/company/kissht)
- [*AF* Aye Finance](https://millionrounds.com/company/aye-finance)
- [OkCredit](https://millionrounds.com/company/okcredit)
- [Veriqus Group](https://millionrounds.com/company/veriqus-group)
- [Clix Capital](https://millionrounds.com/company/clix-capital)
- [Rupeek](https://millionrounds.com/company/rupeek)
- [KrazyBee](https://millionrounds.com/company/krazybee)
- [OfBusiness](https://millionrounds.com/company/ofbusiness)
- [LoanTap](https://millionrounds.com/company/loantap)
- [Olyv](https://millionrounds.com/company/olyv)
- [Credit Wise Capital](https://millionrounds.com/company/credit-wise-capital)
- [Indifi](https://millionrounds.com/company/indifi)
- [*AF* Avail Finance](https://millionrounds.com/company/avail-finance)
- [SME Corner](https://millionrounds.com/company/sme-corner)
- [LiquiLoans](https://millionrounds.com/company/liquiloans)
- [Basic Home Loan](https://millionrounds.com/company/basic-home-loan)
- [*SL* Shubh Loans](https://millionrounds.com/company/shubh-loans)

+8 more

## Payments

22

- [PhonePe](https://millionrounds.com/company/phonepe)
- [Jeeves](https://millionrounds.com/company/jeeves)
- [Pine Labs](https://millionrounds.com/company/pine-labs)
- [Amazon Pay](https://millionrounds.com/company/amazon-pay)
- [Razorpay](https://millionrounds.com/company/razorpay)
- [BillDesk](https://millionrounds.com/company/billdesk)
- [BharatPe](https://millionrounds.com/company/bharatpe)
- [Ezetap](https://millionrounds.com/company/ezetap)
- [Juspay](https://millionrounds.com/company/juspay)
- [ZestMoney](https://millionrounds.com/company/zestmoney)
- [Mswipe](https://millionrounds.com/company/mswipe)
- [EnKash](https://millionrounds.com/company/enkash)
- [Xflow](https://millionrounds.com/company/xflow)
- [Skydo](https://millionrounds.com/company/skydo)
- [Rupifi](https://millionrounds.com/company/rupifi)
- [Ftcash](https://millionrounds.com/company/ftcash)
- [Perpule](https://millionrounds.com/company/perpule)
- [Akudo](https://millionrounds.com/company/akudo)
- [IndyFint](https://millionrounds.com/company/indyfint)
- [plutos ONE](https://millionrounds.com/company/plutos-one)
- [TWID](https://millionrounds.com/company/twid)
- [WYLD](https://millionrounds.com/company/wyld)

## Wealth and investing

18

- [ClearTax](https://millionrounds.com/company/cleartax)
- [Smallcase](https://millionrounds.com/company/smallcase)
- [*I* INDwealth](https://millionrounds.com/company/indwealth)
- [StockGro](https://millionrounds.com/company/stockgro)
- [Groww](https://millionrounds.com/company/groww)
- [Upstox](https://millionrounds.com/company/upstox)
- [Scripbox](https://millionrounds.com/company/scripbox)
- [PowerUp Money](https://millionrounds.com/company/powerup-money)
- [Fisdom](https://millionrounds.com/company/fisdom)
- [Stockal](https://millionrounds.com/company/stockal)
- [Trinkerr](https://millionrounds.com/company/trinkerr)
- [Mochatrade](https://millionrounds.com/company/mochatrade)
- [Paytm Money](https://millionrounds.com/company/paytm-money)
- [Investmint](https://millionrounds.com/company/investmint)
- [Cube Wealth](https://millionrounds.com/company/cube-wealth)
- [CashRich](https://millionrounds.com/company/cashrich)
- [Investorey](https://millionrounds.com/company/investorey)
- [PropCatalyst](https://millionrounds.com/company/propcatalyst)

## Banking and accounts

12

- [Arya.ag](https://millionrounds.com/company/arya-ag)
- [Five Star Business Finance](https://millionrounds.com/company/five-star-business-finance)
- [*Z* Zeta](https://millionrounds.com/company/zeta)
- [TransBnk](https://millionrounds.com/company/transbnk)
- [Digifin](https://millionrounds.com/company/digifin)
- [Knight FinTech](https://millionrounds.com/company/knight-fintech)
- [Tookitaki](https://millionrounds.com/company/tookitaki)
- [Jai Kisan](https://millionrounds.com/company/jai-kisan)
- [Signzy](https://millionrounds.com/company/signzy)
- [Goals101](https://millionrounds.com/company/goals101)
- [Eduvanz](https://millionrounds.com/company/eduvanz)
- [Navadhan Capital](https://millionrounds.com/company/navadhan-capital)

## Insurance

8

- [MobiKwik](https://millionrounds.com/company/mobikwik)
- [Acko](https://millionrounds.com/company/acko)
- [RenewBuy](https://millionrounds.com/company/renewbuy)
- [Turtlemint](https://millionrounds.com/company/turtlemint)
- [Toffee Insurance](https://millionrounds.com/company/toffee-insurance)
- [Kaleidofin](https://millionrounds.com/company/kaleidofin)
- [RevRag AI](https://millionrounds.com/company/revrag-ai)
- [*K* Kruzr](https://millionrounds.com/company/kruzr)

## Segment by segment

### Lending and credit

32 startups · $1.8B raised

- [**KreditBee**](https://millionrounds.com/company/kreditbee) KreditBee is a leading digital lending platform in India, founded in 2018 and headquartered in Bengaluru. India $289M
- [**Snapmint**](https://millionrounds.com/company/snapmint) Snapmint facilitates simplified, fairly-priced and hassle-free EMI options without a Credit Card. India $148M
- [**InCred**](https://millionrounds.com/company/incred) InCred is a financial services platform that simplifies the lending process for personal, education, and business loans. India $147M
- [**Shubham Housing Development Finance Company**](https://millionrounds.com/company/shubham-housing-development-finance-company) Shubham Housing Development Finance Company is a prominent affordable housing finance company in India, established in February 2010. India $146M
- [**Lendingkart**](https://millionrounds.com/company/lendingkart) Need a business loan for your Preschool, Daycare, or Childcare Center in India? India $127M
- [**Khatabook**](https://millionrounds.com/company/khatabook) Khatabook is an Indian fintech and SaaS company founded in 2018, headquartered in Bengaluru, Karnataka. India $127M
- [**NeoGrowth**](https://millionrounds.com/company/neogrowth) NeoGrowth is a non-deposit, NBFC registered with RBI that provides short-term business loans to merchants. India $99M
- [**Kissht**](https://millionrounds.com/company/kissht) Kissht is a financial technology platform that provides loans and credit for consumers. India $97M

### Payments

22 startups · $1.8B raised

- [**PhonePe**](https://millionrounds.com/company/phonepe) PhonePe is a prominent Indian fintech super-app and digital payments company based in Bengaluru, Karnataka. India $666M
- [**Jeeves**](https://millionrounds.com/company/jeeves) Jeeves is a B2B financial tech platform offering credit, funded corporate cards, and cross-border payments for businesses. India $210M
- [**Pine Labs**](https://millionrounds.com/company/pine-labs) Power your business with Pine Labs POS machines, payment gateways, prepaid solutions, credit processing and AI enabled fintech inf India $207M
- [**Amazon Pay**](https://millionrounds.com/company/amazon-pay) Amazon Pay is an online payment service that makes checkout on your site fast and secure for hundreds of millions of Amazon custom India $153M
- [**Razorpay**](https://millionrounds.com/company/razorpay) Ezetap is now Razorpay POS! India $107M
- [**BillDesk**](https://millionrounds.com/company/billdesk) BillDesk is a leading digital payments and online payment gateway company based in Mumbai, India. India $85M
- [**BharatPe**](https://millionrounds.com/company/bharatpe) BharatPe is a financial services platform that processes payments via UPI and POS, and provides credit or loans to their merchants. India $67M
- [**Ezetap**](https://millionrounds.com/company/ezetap) Ezetap Mobile Solutions is a payment device maker. India $51M

### Wealth and investing

18 startups · $319M raised

- [**ClearTax**](https://millionrounds.com/company/cleartax) ClearTax is a Tax & Investing platform that simplifies financial lives for Indians. India $62M
- [**Smallcase**](https://millionrounds.com/company/smallcase) smallcase is a Bengaluru-based fintech company founded in 2015. India $58M
- [*I* **INDwealth**](https://millionrounds.com/company/indwealth) IND Wealth is a financial services platform based in Gurgaon, India, founded in 2018. India $30M
- [**StockGro**](https://millionrounds.com/company/stockgro) StockGro is India's largest investment advisory and research platform, aimed at helping users enhance their trading and investment skills. India $28M
- [**Groww**](https://millionrounds.com/company/groww) Start Online Investing in Stocks and Direct Mutual Funds with India's Leading Investment and Trading Platform - Groww. India $28M
- [**Upstox**](https://millionrounds.com/company/upstox) Upstox, formerly known as RKSV Securities India Pvt. India $25M
- [**Scripbox**](https://millionrounds.com/company/scripbox) Scripbox is a digital wealth manager based in Bengaluru, Karnataka, India, founded in 2012. India $24M
- [**PowerUp Money**](https://millionrounds.com/company/powerup-money) PowerUp Money, founded in 2023 and based in Bengaluru, is a wealthtech startup that provides a tech-driven platform for direct mut India $22M

### Banking and accounts

12 startups · $289M raised

- [**Arya.ag**](https://millionrounds.com/company/arya-ag) Arya.ag is India's largest integrated grain commerce platform and a prominent agritech-fintech startup based in Noida, Uttar Pradesh. India $81M
- [**Five Star Business Finance**](https://millionrounds.com/company/five-star-business-finance) Five-Star is a Registered Non Banking Finance Company (NBFC) with Reserve Bank of India (RBI). India $50M
- [*Z* **Zeta**](https://millionrounds.com/company/zeta) India $50M
- [**TransBnk**](https://millionrounds.com/company/transbnk) TransBnk is a Transaction Banking Platform. India $25M
- [**Digifin**](https://millionrounds.com/company/digifin) Digifin is a digital banking startup that has a comprehensive digital account opening platform along with the back office solution. India $24M
- [**Knight FinTech**](https://millionrounds.com/company/knight-fintech) Knight FinTech is a Mumbai-based banking technology company founded in 2019 by Kushal Rastogi and Partesh Shah. India $24M
- [**Tookitaki**](https://millionrounds.com/company/tookitaki) Tookitaki is a regulatory technology company based in Singapore, specializing in anti-financial crime solutions for banks and fintechs. India $20M
- [**Jai Kisan**](https://millionrounds.com/company/jai-kisan) Jai Kisan is a rural-focused fintech platform and neo-bank founded in 2017 by Arjun Ahluwalia and Adriel Maniego. India $4.5M

### Insurance

8 startups · $233M raised

- [**MobiKwik**](https://millionrounds.com/company/mobikwik) MobiKwik is a financial services company that provides a fintech platform designed for online payments, life insurance, and loans. India $78M
- [**Acko**](https://millionrounds.com/company/acko) Acko Insurance, officially known as ACKO General Insurance Ltd., is India's first fully digital general insurance company, founded India $77M
- [**RenewBuy**](https://millionrounds.com/company/renewbuy) RenewBuy is an InsurTech company that offers a variety of insurance policies and financial products via its online distribution platform. India $39M
- [**Turtlemint**](https://millionrounds.com/company/turtlemint) Turtlemint is a prominent Indian insurtech and fintech company founded in April 2015 and headquartered in Mumbai, Maharashtra. India $25M
- [**Toffee Insurance**](https://millionrounds.com/company/toffee-insurance) Toffee Insurance is an Indian insurtech company founded in 2017, based in Gurugram, Haryana. India $5.5M
- [**Kaleidofin**](https://millionrounds.com/company/kaleidofin) Kaleidofin is a digital financial service platform that provides savings, investment, credit, and insurance services. India $5.0M
- [**RevRag AI**](https://millionrounds.com/company/revrag-ai) RevRag.AI is an artificial intelligence startup based in Bengaluru, India, specializing in intelligent AI agents for revenue teams India $2.5M
- [*K* **Kruzr**](https://millionrounds.com/company/kruzr) India $1.3M

**How this map is made.** Every startup here has raised money in rounds we track, and is based in India. It joins the map when its sectors, read from its rounds, or the opening of its own description say it works in fintech, and goes to the first segment whose words it carries. Each segment shows its best-funded first. Rebuilt nightly; updated 15 November 2026.

## More market maps

[All maps](https://millionrounds.com/market-maps)

[Market map **Fintech market map** 1,633 startups · 8 segments · $139B](https://millionrounds.com/market-maps/fintech-market-map)[Market map · Europe **Fintech market map: Europe** 409 startups · 8 segments · $35B](https://millionrounds.com/market-maps/fintech-europe-market-map)[Investors map **Who invests in fintech** 1,139 investors · 10 segments](https://millionrounds.com/market-maps/fintech-investors-map)[Market map · United States **Fintech market map: United States** 629 startups · 8 segments · $67B](https://millionrounds.com/market-maps/fintech-united-states-market-map)[New wave **New fintech startups, founded 2020 on** 418 startups · 8 segments · $19B](https://millionrounds.com/market-maps/new-fintech-startups-market-map)[Raised in 2026 **Fintech startups that raised in 2026** 325 startups · 8 segments · $33B](https://millionrounds.com/market-maps/fintech-raised-2026-market-map)

## Who backs fintech?

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