# Fintech Market Map Germany 2026: 40 Startups in 6 Segments > 40 fintech startups in Germany, mapped in 6 segments: insurance, wealth and investing and lending and credit and more. $2.7B raised; logos, funding and rounds. Source: https://millionrounds.com/market-maps/fintech-germany-market-map (Millionrounds; every figure on the page links to its filing or article) ## Insurance 9 - [*W* Wefox](https://millionrounds.com/company/wefox) - [*WG* Wefox Group](https://millionrounds.com/company/wefox-group) - [*G* GetSafe](https://millionrounds.com/company/getsafe) - [Simplesurance](https://millionrounds.com/company/simplesurance) - [Thinksurance](https://millionrounds.com/company/thinksurance) - [Hepster](https://millionrounds.com/company/hepster) - [*C* Coya](https://millionrounds.com/company/coya) - [muffintech](https://millionrounds.com/company/muffintech) - [Covomo](https://millionrounds.com/company/covomo) ## Wealth and investing 8 - [Upvest](https://millionrounds.com/company/upvest) - [Scalable Capital](https://millionrounds.com/company/scalable-capital) - [Exporo](https://millionrounds.com/company/exporo) - [Moonfare](https://millionrounds.com/company/moonfare) - [wealthpilot](https://millionrounds.com/company/wealthpilot) - [Piece](https://millionrounds.com/company/piece) - [Penzilla](https://millionrounds.com/company/penzilla) - [bettervest GmbH](https://millionrounds.com/company/bettervest-gmbh) ## Lending and credit 7 - [Raisin](https://millionrounds.com/company/raisin) - [Kreditech](https://millionrounds.com/company/kreditech) - [Smava](https://millionrounds.com/company/smava) - [Pliant](https://millionrounds.com/company/pliant) - [CrossLend](https://millionrounds.com/company/crosslend) - [Finiata](https://millionrounds.com/company/finiata) - [MYOS](https://millionrounds.com/company/myos) ## Business finance software 6 - [LimeTax](https://millionrounds.com/company/limetax) - [Moss](https://millionrounds.com/company/moss) - [Kabilio](https://millionrounds.com/company/kabilio) - [*TI* Treasury Intelligence](https://millionrounds.com/company/treasury-intelligence) - [*M* MIKA](https://millionrounds.com/company/mika) - [Pile](https://millionrounds.com/company/pile) ## Banking and accounts 6 - [Deposit Solutions](https://millionrounds.com/company/deposit-solutions) - [Banxware](https://millionrounds.com/company/banxware) - [Heron Data](https://millionrounds.com/company/heron-data) - [Acatus](https://millionrounds.com/company/acatus) - [*T* Tomorrow](https://millionrounds.com/company/tomorrow) - [Getmomo](https://millionrounds.com/company/getmomo) ## Payments 4 - [Billie](https://millionrounds.com/company/billie) - [Nelly](https://millionrounds.com/company/nelly) - [Payworks](https://millionrounds.com/company/payworks) - [OneFor](https://millionrounds.com/company/onefor) ## Segment by segment ### Insurance 9 startups · $550M raised - [*W* **Wefox**](https://millionrounds.com/company/wefox) Germany $199M - [*WG* **Wefox Group**](https://millionrounds.com/company/wefox-group) Germany $145M - [*G* **GetSafe**](https://millionrounds.com/company/getsafe) Germany $80M - [**Simplesurance**](https://millionrounds.com/company/simplesurance) Simplesurance creates a platform for simple access to insurance to combine traditional insurance industries with digital business. Germany $56M - [**Thinksurance**](https://millionrounds.com/company/thinksurance) Thinksurance is a prominent insurtech company based in Frankfurt, Germany, founded in 2015. Germany $26M - [**Hepster**](https://millionrounds.com/company/hepster) Hepster is an InsurTech company that focuses on the insurance sector. Germany $21M - [*C* **Coya**](https://millionrounds.com/company/coya) Coya offers scalable protection at the point of need with an AI risk guardian and simple, transparent, and personalized insurance cover. Germany $16M - [**muffintech**](https://millionrounds.com/company/muffintech) Muffintech is a Berlin-based InsurTech startup founded in 2021, focusing on generative and conversational AI solutions specificall Germany $3.7M ### Wealth and investing 8 startups · $647M raised - [**Upvest**](https://millionrounds.com/company/upvest) Upvest helps businesses build seamless investment experiences their customers love. Germany $320M - [**Scalable Capital**](https://millionrounds.com/company/scalable-capital) Zinsen, Trading-Flatrate, ab 1 € in Aktien, ETFs, Fonds, Crypto & Co. Germany $209M - [**Exporo**](https://millionrounds.com/company/exporo) Exporo AG is a leading real estate crowdfunding platform and fintech company based in Hamburg, Germany. Germany $58M - [**Moonfare**](https://millionrounds.com/company/moonfare) Moonfare is a digital platform that provides HNWI, family offices, banks and their advisors access to top-tier private markets investments. Germany $43M - [**wealthpilot**](https://millionrounds.com/company/wealthpilot) wealthpilot GmbH is a prominent FinTech company based in Munich, Germany, with an operational presence in Graz, Austria. Germany $9.7M - [**Piece**](https://millionrounds.com/company/piece) PIECE is a mobile application that offers asset-piece investment services. Germany $4.2M - [**Penzilla**](https://millionrounds.com/company/penzilla) Penzilla is a fintech company based in Munich, founded in 2021 by Catherine and Christoph Leser. Germany $3.6M - [**bettervest GmbH**](https://millionrounds.com/company/bettervest-gmbh) bettervest GmbH is a German crowd-investing and crowdlending platform based in Frankfurt am Main, founded in 2012. Germany $229K ### Lending and credit 7 startups · $716M raised - [**Raisin**](https://millionrounds.com/company/raisin) Raisin is a prominent pan-European financial technology company based in Berlin, Germany, founded in 2012. Germany $239M - [**Kreditech**](https://millionrounds.com/company/kreditech) Kreditech was a German online lender founded in 2012 by Sebastian Diemer and Alexander Graubner-Müller, headquartered in Hamburg. Germany $155M - [**Smava**](https://millionrounds.com/company/smava) Smava is an online loan comparison platform that offers cheaper loan options to consumers. Germany $128M - [**Pliant**](https://millionrounds.com/company/pliant) Pliant helps companies in issuing adaptable physical and virtual credit cards tailored to their unique business requirements and processes. Germany $123M - [**CrossLend**](https://millionrounds.com/company/crosslend) CrossLend is a FinTech company based in Berlin, Germany, specializing in digital debt technology and solutions for loan asset transactions. Germany $39M - [**Finiata**](https://millionrounds.com/company/finiata) Finiata is a financial technology and consulting firm based in Berlin, Germany, focused on improving the liquidity and financial h Germany $21M - [**MYOS**](https://millionrounds.com/company/myos) Myos is an asset-based finance company that specializes in providing working capital loans to online merchants and e-commerce sell Germany $11M ### Business finance software 6 startups · $153M raised - [**LimeTax**](https://millionrounds.com/company/limetax) Limetax is a tax advisory and accounting group based in Berlin, Germany. Germany $77M - [**Moss**](https://millionrounds.com/company/moss) Cards, invoices, and employee reimbursements in one platform. Germany $35M - [**Kabilio**](https://millionrounds.com/company/kabilio) Kabilio is a Barcelona-based startup founded in 2024 that specializes in AI software for accounting and tax automation. Germany $20M - [*TI* **Treasury Intelligence**](https://millionrounds.com/company/treasury-intelligence) Germany $12M - [*M* **MIKA**](https://millionrounds.com/company/mika) Germany $6.9M - [**Pile**](https://millionrounds.com/company/pile) Pile is banking software automating all your treasury needs - partnered with Vivid Money. Germany $2.9M ### Banking and accounts 6 startups · $247M raised - [**Deposit Solutions**](https://millionrounds.com/company/deposit-solutions) Deposit Solutions is provider of the open banking platform for deposits connecting banks and depositors. Germany $192M - [**Banxware**](https://millionrounds.com/company/banxware) Banxware provides the technology and the funds for business financing of any kind: fully embedded in platforms or as an affiliate Germany $23M - [**Heron Data**](https://millionrounds.com/company/heron-data) We categorise and label bank transaction data. Germany $17M - [**Acatus**](https://millionrounds.com/company/acatus) Acatus is a financial services company that offers a debt capital markets platform for banks and other organizations. Germany $6.6M - [*T* **Tomorrow**](https://millionrounds.com/company/tomorrow) Germany $5.4M - [**Getmomo**](https://millionrounds.com/company/getmomo) Getmomo, officially known as GetMomo Financial GmbH, is a German fintech company based in Berlin, specializing in digital banking Germany $3.7M ### Payments 4 startups · $354M raised - [**Billie**](https://millionrounds.com/company/billie) Billie is a Berlin-based fintech company founded in 2016, specializing in Buy Now, Pay Later (BNPL) payment methods for the B2B market. Germany $276M - [**Nelly**](https://millionrounds.com/company/nelly) Nelly provides a tool for medical practices that simplifies patient onboarding and payments. Germany $51M - [**Payworks**](https://millionrounds.com/company/payworks) Cybersource is an e-commerce payment management company that simplifies and automates payment operations. Germany $15M - [**OneFor**](https://millionrounds.com/company/onefor) OneFor is a pan-European fintech company based in Düsseldorf, Germany, founded in 2020. Germany $12M **How this map is made.** Every startup here has raised money in rounds we track, and is based in Germany. It joins the map when its sectors, read from its rounds, or the opening of its own description say it works in fintech, and goes to the first segment whose words it carries. Each segment shows its best-funded first. Rebuilt nightly; updated 15 November 2026. ## More market maps [All maps](https://millionrounds.com/market-maps) [Market map **Fintech market map** 1,633 startups · 8 segments · $139B](https://millionrounds.com/market-maps/fintech-market-map)[Market map · Europe **Fintech market map: Europe** 409 startups · 8 segments · $35B](https://millionrounds.com/market-maps/fintech-europe-market-map)[Investors map **Who invests in fintech** 1,139 investors · 10 segments](https://millionrounds.com/market-maps/fintech-investors-map)[Market map · United States **Fintech market map: United States** 629 startups · 8 segments · $67B](https://millionrounds.com/market-maps/fintech-united-states-market-map)[New wave **New fintech startups, founded 2020 on** 418 startups · 8 segments · $19B](https://millionrounds.com/market-maps/new-fintech-startups-market-map)[Raised in 2026 **Fintech startups that raised in 2026** 325 startups · 8 segments · $33B](https://millionrounds.com/market-maps/fintech-raised-2026-market-map) ## Who backs fintech? 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