# Fintech Market Map France 2026: 31 Startups in 5 Segments > 31 fintech startups in France, mapped in 5 segments: insurance, wealth and investing and business finance software and more. Source: https://millionrounds.com/market-maps/fintech-france-market-map (Millionrounds; every figure on the page links to its filing or article) ## Insurance 11 - [Alan](https://millionrounds.com/company/alan) - [Descartes Underwriting](https://millionrounds.com/company/descartes-underwriting) - [Shift Technology](https://millionrounds.com/company/shift-technology) - [Tinubu](https://millionrounds.com/company/tinubu) - [*S* StoØk](https://millionrounds.com/company/stoik) - [Qantev](https://millionrounds.com/company/qantev) - [Dalma](https://millionrounds.com/company/dalma) - [Lovys](https://millionrounds.com/company/lovys) - [GarantMe](https://millionrounds.com/company/garantme) - [*Z* Zelros](https://millionrounds.com/company/zelros) - [Unkle](https://millionrounds.com/company/unkle) ## Wealth and investing 7 - [SESAMM](https://millionrounds.com/company/sesamm) - [Finary](https://millionrounds.com/company/finary) - [Goodvest](https://millionrounds.com/company/goodvest) - [Ramify](https://millionrounds.com/company/ramify) - [Arrago](https://millionrounds.com/company/arrago) - [TwoWay](https://millionrounds.com/company/twoway) - [Aircap](https://millionrounds.com/company/aircap) ## Business finance software 5 - [Pennylane](https://millionrounds.com/company/pennylane) - [Agicap](https://millionrounds.com/company/agicap) - [Fred de la compta](https://millionrounds.com/company/fred-de-la-compta) - [nopillo](https://millionrounds.com/company/nopillo) - [Sharesub](https://millionrounds.com/company/sharesub) ## Payments 4 - [Spendesk](https://millionrounds.com/company/spendesk) - [Lydia](https://millionrounds.com/company/lydia) - [Swan](https://millionrounds.com/company/swan) - [Rubypayeur](https://millionrounds.com/company/rubypayeur) ## Lending and credit 4 - [Morpho](https://millionrounds.com/company/morpho) - [FairMoney](https://millionrounds.com/company/fairmoney) - [*YC* Younited Credit](https://millionrounds.com/company/younited-credit) - [Unilend](https://millionrounds.com/company/unilend) ## Segment by segment ### Insurance 11 startups · $1.2B raised - [**Alan**](https://millionrounds.com/company/alan) Alan is a prominent digital health partner based in France, recognized as the first new licensed health insurance company in the c France $733M - [**Descartes Underwriting**](https://millionrounds.com/company/descartes-underwriting) Descartes Underwriting is a global InsurTech company based in Paris, founded in 2019. France $120M - [**Shift Technology**](https://millionrounds.com/company/shift-technology) Shift Technology is a provider of AI-driven decision automation and optimization technology for the global insurance industry. France $90M - [**Tinubu**](https://millionrounds.com/company/tinubu) Tinubu is a leading enterprise SaaS provider focused on the specialty insurance industry, including credit insurance, surety, bond France $62M - [*S* **StoØk**](https://millionrounds.com/company/stoik) France $51M - [**Qantev**](https://millionrounds.com/company/qantev) Qantev is an Insurtech startup based in Paris, France, specializing in AI solutions for the health and life insurance sectors. France $34M - [**Dalma**](https://millionrounds.com/company/dalma) Dalma is a digital pet insurance provider based in France, now serving the German market since October 2023. France $22M - [**Lovys**](https://millionrounds.com/company/lovys) Lovys is a digital insurance provider and InsurTech company based in Paris, France, founded in 2017 by Elise Moutarlier. France $20M ### Wealth and investing 7 startups · $103M raised - [**SESAMM**](https://millionrounds.com/company/sesamm) SESAMm is a French-founded artificial intelligence and fintech company that specializes in AI-powered text analysis. France $42M - [**Finary**](https://millionrounds.com/company/finary) Finary is a fintech startup based in Paris, founded in 2020 by Julien Blancher and Mounir Laggoune. France $29M - [**Goodvest**](https://millionrounds.com/company/goodvest) Goodvest is a Paris-based fintech company founded in 2020, dedicated to responsible, climate-aligned investing for individuals. France $14M - [**Ramify**](https://millionrounds.com/company/ramify) Ramify is a digital wealth management platform and financial advisory firm founded in 2021. France $12M - [**Arrago**](https://millionrounds.com/company/arrago) Arrago is a French fintech company founded in 2017, specializing in banking brokerage for seniors. France $3.1M - [**TwoWay**](https://millionrounds.com/company/twoway) TwoWay is a financial technology company based in Paris, founded in 2024. France $1.7M - [**Aircap**](https://millionrounds.com/company/aircap) Aircap is a French B2B fintech and SaaS company specializing in risk and cash-flow management for private assets and unlisted investments. France $581K ### Business finance software 5 startups · $344M raised - [**Pennylane**](https://millionrounds.com/company/pennylane) Pennylane is a fintech startup that develops a financial operating system designed for small and medium-sized businesses. France $286M - [**Agicap**](https://millionrounds.com/company/agicap) Agicap is a French SaaS cash management and treasury platform founded in 2016 and based in Lyon, France. France $48M - [**Fred de la compta**](https://millionrounds.com/company/fred-de-la-compta) Fred de la compta is a French company that helps businesses connect with the right expert accountants and enhance their accounting France $4.6M - [**nopillo**](https://millionrounds.com/company/nopillo) Nopillo is a French fintech startup founded in 2022, specializing in accounting and tax management software for real estate invest France $4.4M - [**Sharesub**](https://millionrounds.com/company/sharesub) Sharesub offers the easiest way for friends to split the cost of subscriptions and other monthly expenses. France $755K ### Payments 4 startups · $327M raised - [**Spendesk**](https://millionrounds.com/company/spendesk) Spendesk is a leading AI-powered spend management and procurement platform based in Paris, France. France $161M - [**Lydia**](https://millionrounds.com/company/lydia) Lydia is a banking application to send and receive payments using the application. France $121M - [**Swan**](https://millionrounds.com/company/swan) Use Swan&s APIs and ready-made white-label interfaces to embed banking features like accounts, cards, and payments into your workf France $44M - [**Rubypayeur**](https://millionrounds.com/company/rubypayeur) Rubypayeur is a French online debt collection agency and fintech based in Paris, founded in 2019. France $435K ### Lending and credit 4 startups · $288M raised - [**Morpho**](https://millionrounds.com/company/morpho) Morpho is an open-source DeFi lending protocol that connects lenders and borrowers globally. France $175M - [**FairMoney**](https://millionrounds.com/company/fairmoney) FairMoney is the fair loan comparison website. France $54M - [*YC* **Younited Credit**](https://millionrounds.com/company/younited-credit) France $48M - [**Unilend**](https://millionrounds.com/company/unilend) Unilend is a crowdlending platform based in France that connects individual lenders with small and medium-sized enterprises (SMEs) France $11M **How this map is made.** Every startup here has raised money in rounds we track, and is based in France. It joins the map when its sectors, read from its rounds, or the opening of its own description say it works in fintech, and goes to the first segment whose words it carries. Each segment shows its best-funded first. Rebuilt nightly; updated 15 November 2026. ## More market maps [All maps](https://millionrounds.com/market-maps) [Market map **Fintech market map** 1,633 startups · 8 segments · $139B](https://millionrounds.com/market-maps/fintech-market-map)[Market map · Europe **Fintech market map: Europe** 409 startups · 8 segments · $35B](https://millionrounds.com/market-maps/fintech-europe-market-map)[Investors map **Who invests in fintech** 1,139 investors · 10 segments](https://millionrounds.com/market-maps/fintech-investors-map)[Market map · United States **Fintech market map: United States** 629 startups · 8 segments · $67B](https://millionrounds.com/market-maps/fintech-united-states-market-map)[New wave **New fintech startups, founded 2020 on** 418 startups · 8 segments · $19B](https://millionrounds.com/market-maps/new-fintech-startups-market-map)[Raised in 2026 **Fintech startups that raised in 2026** 325 startups · 8 segments · $33B](https://millionrounds.com/market-maps/fintech-raised-2026-market-map) ## Who backs fintech? 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