# Fintech Europe Market Map 2026: 409 Startups in 8 Segments > Market map of 409 fintech startups in Europe in 8 segments, from payments, wealth and investing and lending and credit on. Source: https://millionrounds.com/market-maps/fintech-europe-market-map (Millionrounds; every figure on the page links to its filing or article) ## Payments 83 - [Checkout.com](https://millionrounds.com/company/checkout-com) - [Ebury](https://millionrounds.com/company/ebury) - [GoCardless](https://millionrounds.com/company/gocardless) - [Zepz](https://millionrounds.com/company/zepz) - [iZettle](https://millionrounds.com/company/izettle) - [TrueLayer](https://millionrounds.com/company/truelayer) - [Flatpay](https://millionrounds.com/company/flatpay) - [Billie](https://millionrounds.com/company/billie) - [Tymit](https://millionrounds.com/company/tymit) - [Paymentology](https://millionrounds.com/company/paymentology) - [Zilch](https://millionrounds.com/company/zilch) - [Spendesk](https://millionrounds.com/company/spendesk) - [Sokin](https://millionrounds.com/company/sokin) - [Fnality](https://millionrounds.com/company/fnality) - [Paysend](https://millionrounds.com/company/paysend) - [TransferMate](https://millionrounds.com/company/transfermate) - [Wealthon](https://millionrounds.com/company/wealthon) - [ViaBill](https://millionrounds.com/company/viabill) - [Lydia](https://millionrounds.com/company/lydia) - [*H* Hercle](https://millionrounds.com/company/hercle) - [Curve](https://millionrounds.com/company/curve) - [Mypinpad](https://millionrounds.com/company/mypinpad) - [Satispay](https://millionrounds.com/company/satispay) - [*C* CloudPay](https://millionrounds.com/company/cloudpay) +59 more ## Wealth and investing 78 - [Smart Pension](https://millionrounds.com/company/smart-pension) - [Upvest](https://millionrounds.com/company/upvest) - [PrimaryBid](https://millionrounds.com/company/primarybid) - [Scalable Capital](https://millionrounds.com/company/scalable-capital) - [eToro](https://millionrounds.com/company/etoro) - [Moneybox](https://millionrounds.com/company/moneybox) - [Vuelo](https://millionrounds.com/company/vuelo) - [Lightyear](https://millionrounds.com/company/lightyear) - [IMMO](https://millionrounds.com/company/immo) - [Exporo](https://millionrounds.com/company/exporo) - [Funderbeam](https://millionrounds.com/company/funderbeam) - [Moonfare](https://millionrounds.com/company/moonfare) - [SESAMM](https://millionrounds.com/company/sesamm) - [Hyperlayer](https://millionrounds.com/company/hyperlayer) - [Coremont](https://millionrounds.com/company/coremont) - [Embat](https://millionrounds.com/company/embat) - [TreasurySpring](https://millionrounds.com/company/treasuryspring) - [Crossover Markets](https://millionrounds.com/company/crossover-markets) - [ThinkMarkets](https://millionrounds.com/company/thinkmarkets) - [Finary](https://millionrounds.com/company/finary) - [AccuQuant](https://millionrounds.com/company/accuquant) - [Freetrade](https://millionrounds.com/company/freetrade) - [WealthKernel](https://millionrounds.com/company/wealthkernel) - [Flanks](https://millionrounds.com/company/flanks) +54 more ## Lending and credit 76 - [Funding Circle](https://millionrounds.com/company/funding-circle) - [iwoca](https://millionrounds.com/company/iwoca) - [Perch Group](https://millionrounds.com/company/perch-group) - [ID Finance](https://millionrounds.com/company/id-finance) - [Capital on Tap](https://millionrounds.com/company/capital-on-tap) - [DivideBuy](https://millionrounds.com/company/dividebuy) - [OakNorth](https://millionrounds.com/company/oaknorth) - [Prodigy Finance](https://millionrounds.com/company/prodigy-finance) - [LendInvest](https://millionrounds.com/company/lendinvest) - [Updraft](https://millionrounds.com/company/updraft) - [LiveMore Mortgages](https://millionrounds.com/company/livemore-mortgages) - [Raisin](https://millionrounds.com/company/raisin) - [YouLend](https://millionrounds.com/company/youlend) - [9fin](https://millionrounds.com/company/9fin) - [Assetz Capital](https://millionrounds.com/company/assetz-capital) - [Tide](https://millionrounds.com/company/tide) - [Fleximize](https://millionrounds.com/company/fleximize) - [Morpho](https://millionrounds.com/company/morpho) - [Wonga](https://millionrounds.com/company/wonga) - [Kreditech](https://millionrounds.com/company/kreditech) - [Nutmeg](https://millionrounds.com/company/nutmeg) - [4Syte](https://millionrounds.com/company/4syte) - [Equifinance](https://millionrounds.com/company/equifinance) - [Smava](https://millionrounds.com/company/smava) +52 more ## Insurance 69 - [Alan](https://millionrounds.com/company/alan) - [*D* Darag](https://millionrounds.com/company/darag) - [*W* Wefox](https://millionrounds.com/company/wefox) - [Zego](https://millionrounds.com/company/zego) - [*WG* Wefox Group](https://millionrounds.com/company/wefox-group) - [Marshmallow](https://millionrounds.com/company/marshmallow) - [Descartes Underwriting](https://millionrounds.com/company/descartes-underwriting) - [Factris](https://millionrounds.com/company/factris) - [House of Insurtech](https://millionrounds.com/company/house-of-insurtech) - [*PA* Prima Assicurazioni](https://millionrounds.com/company/prima-assicurazioni) - [*Q* Qoala](https://millionrounds.com/company/qoala) - [Shift Technology](https://millionrounds.com/company/shift-technology) - [*G* GetSafe](https://millionrounds.com/company/getsafe) - [YuLife](https://millionrounds.com/company/yulife) - [Tinubu](https://millionrounds.com/company/tinubu) - [Simplesurance](https://millionrounds.com/company/simplesurance) - [*S* StoØk](https://millionrounds.com/company/stoik) - [Cytora](https://millionrounds.com/company/cytora) - [Qover](https://millionrounds.com/company/qover) - [Right Choice](https://millionrounds.com/company/right-choice) - [Qantev](https://millionrounds.com/company/qantev) - [*A* Assiteca](https://millionrounds.com/company/assiteca) - [Thinksurance](https://millionrounds.com/company/thinksurance) - [Ravical](https://millionrounds.com/company/ravical) +45 more ## Banking and accounts 36 - [SumUp](https://millionrounds.com/company/sumup) - [Revolut](https://millionrounds.com/company/revolut) - [Atom Bank](https://millionrounds.com/company/atom-bank) - [*SB* Starling Bank](https://millionrounds.com/company/starling-bank) - [WorldRemit](https://millionrounds.com/company/worldremit) - [Stenn](https://millionrounds.com/company/stenn) - [Deposit Solutions](https://millionrounds.com/company/deposit-solutions) - [Monese](https://millionrounds.com/company/monese) - [*A* Allica](https://millionrounds.com/company/allica) - [Azimo](https://millionrounds.com/company/azimo) - [fintonic](https://millionrounds.com/company/fintonic) - [Bnext](https://millionrounds.com/company/bnext) - [Brand New Day](https://millionrounds.com/company/brand-new-day) - [Plynk](https://millionrounds.com/company/plynk) - [Banxware](https://millionrounds.com/company/banxware) - [*B* Bankin'](https://millionrounds.com/company/bankin) - [additiv](https://millionrounds.com/company/additiv) - [*MT* Minna Technologies](https://millionrounds.com/company/minna-technologies) - [Heron Data](https://millionrounds.com/company/heron-data) - [Incard](https://millionrounds.com/company/incard) - [WinWinner](https://millionrounds.com/company/winwinner) - [Wultra](https://millionrounds.com/company/wultra) - [myTU](https://millionrounds.com/company/mytu) - [Just Move In](https://millionrounds.com/company/just-move-in) +12 more ## Business finance software 33 - [Sonovate](https://millionrounds.com/company/sonovate) - [Juni](https://millionrounds.com/company/juni) - [Pennylane](https://millionrounds.com/company/pennylane) - [Soldo](https://millionrounds.com/company/soldo) - [Finom](https://millionrounds.com/company/finom) - [TRIVER](https://millionrounds.com/company/triver) - [LimeTax](https://millionrounds.com/company/limetax) - [OpenGamma](https://millionrounds.com/company/opengamma) - [Agicap](https://millionrounds.com/company/agicap) - [Moss](https://millionrounds.com/company/moss) - [Sumary](https://millionrounds.com/company/sumary) - [MobileXpense](https://millionrounds.com/company/mobilexpense) - [Kabilio](https://millionrounds.com/company/kabilio) - [Billogram](https://millionrounds.com/company/billogram) - [Leanpay](https://millionrounds.com/company/leanpay) - [*TI* Treasury Intelligence](https://millionrounds.com/company/treasury-intelligence) - [Cardlay](https://millionrounds.com/company/cardlay) - [Fluidly](https://millionrounds.com/company/fluidly) - [*M* MIKA](https://millionrounds.com/company/mika) - [ARKK](https://millionrounds.com/company/arkk) - [Planixs](https://millionrounds.com/company/planixs) - [Fred de la compta](https://millionrounds.com/company/fred-de-la-compta) - [Outmin](https://millionrounds.com/company/outmin) - [nopillo](https://millionrounds.com/company/nopillo) +9 more ## Crypto and digital assets 19 - [*R* Rapyd](https://millionrounds.com/company/rapyd) - [Tempo](https://millionrounds.com/company/tempo) - [Ledger](https://millionrounds.com/company/ledger) - [*M* M0](https://millionrounds.com/company/m0) - [Velocity](https://millionrounds.com/company/velocity) - [*B* Blockchain](https://millionrounds.com/company/blockchain) - [*E* Ethena](https://millionrounds.com/company/ethena) - [*S* Sygnum](https://millionrounds.com/company/sygnum) - [Bit2Me](https://millionrounds.com/company/bit2me) - [Everledger](https://millionrounds.com/company/everledger) - [Bitwala](https://millionrounds.com/company/bitwala) - [*CF* Crypto Finance AG](https://millionrounds.com/company/crypto-finance-ag) - [Bitstack](https://millionrounds.com/company/bitstack) - [Axiology](https://millionrounds.com/company/axiology) - [Openverse](https://millionrounds.com/company/openverse) - [Zeti](https://millionrounds.com/company/zeti) - [ALL-ART](https://millionrounds.com/company/all-art) - [Azuro](https://millionrounds.com/company/azuro) - [Goin](https://millionrounds.com/company/goin) ## Compliance and fraud 15 - [Sift](https://millionrounds.com/company/sift) - [Traydstream](https://millionrounds.com/company/traydstream) - [SteelEye](https://millionrounds.com/company/steeleye) - [Spektr](https://millionrounds.com/company/spektr) - [Cleafy](https://millionrounds.com/company/cleafy) - [fundcraft](https://millionrounds.com/company/fundcraft) - [Dealflo](https://millionrounds.com/company/dealflo) - [Corlytics](https://millionrounds.com/company/corlytics) - [Loctax](https://millionrounds.com/company/loctax) - [Arachnys](https://millionrounds.com/company/arachnys) - [Mipise](https://millionrounds.com/company/mipise) - [Salv](https://millionrounds.com/company/salv) - [Greenscope](https://millionrounds.com/company/greenscope) - [AMLYZE](https://millionrounds.com/company/amlyze) - [Regpit](https://millionrounds.com/company/regpit) ## Segment by segment ### Payments 83 startups · $7.3B raised - [**Checkout.com**](https://millionrounds.com/company/checkout-com) Checkout.com is a global provider of payment solutions that help businesses and communities thrive in the digital economy. United Kingdom $1.2B - [**Ebury**](https://millionrounds.com/company/ebury) Ebury is a global fintech providing international business accounts, multi-currency payments, FX hedging, trade finance, and busin United Kingdom $570M - [**GoCardless**](https://millionrounds.com/company/gocardless) GoCardless helps 75,000+ businesses get paid on time. United Kingdom $442M - [**Zepz**](https://millionrounds.com/company/zepz) Zepz is a global digital cross-border payments platform that enables international money transfers. United Kingdom $432M - [**iZettle**](https://millionrounds.com/company/izettle) Zettle by PayPal is on a mission to help small businesses succeed in a world of giants. Sweden $391M - [**TrueLayer**](https://millionrounds.com/company/truelayer) TrueLayer is a leading open banking payments network based in London, founded in 2016. United Kingdom $376M - [**Flatpay**](https://millionrounds.com/company/flatpay) Flatpay is a Danish fintech company founded in 2022, specializing in Point-of-Sale (POS) systems and payment processing solutions Denmark $336M - [**Billie**](https://millionrounds.com/company/billie) Billie is a Berlin-based fintech company founded in 2016, specializing in Buy Now, Pay Later (BNPL) payment methods for the B2B market. Germany $276M ### Wealth and investing 78 startups · $2.6B raised - [**Smart Pension**](https://millionrounds.com/company/smart-pension) Smart Pension is a FinTech company that specializes in retirement savings technology, offering simplified pension solutions for businesses. United Kingdom $399M - [**Upvest**](https://millionrounds.com/company/upvest) Upvest helps businesses build seamless investment experiences their customers love. Germany $320M - [**PrimaryBid**](https://millionrounds.com/company/primarybid) PrimaryBid is a technology platform that allows everyday investors fair & equal access to investing in public companies raising capital. United Kingdom $265M - [**Scalable Capital**](https://millionrounds.com/company/scalable-capital) Zinsen, Trading-Flatrate, ab 1 € in Aktien, ETFs, Fonds, Crypto & Co. Germany $209M - [**eToro**](https://millionrounds.com/company/etoro) What millions know, now you know too. Cyprus $173M - [**Moneybox**](https://millionrounds.com/company/moneybox) Moneybox, officially known as Digital Moneybox Limited, is a prominent UK-based financial technology company that focuses on mobil United Kingdom $160M - [**Vuelo**](https://millionrounds.com/company/vuelo) Professional investment management services from Marbella, Spain. United Kingdom $142M - [**Lightyear**](https://millionrounds.com/company/lightyear) Lightyear Financial Ltd offers an investing platform in Europe, simplifying access to financial markets. United Kingdom $81M ### Lending and credit 76 startups · $11B raised - [**Funding Circle**](https://millionrounds.com/company/funding-circle) Funding Circle is a lending platform for small businesses. United Kingdom $1.5B - [**iwoca**](https://millionrounds.com/company/iwoca) Iwoca offers credit financing services for small businesses. United Kingdom $911M - [**Perch Group**](https://millionrounds.com/company/perch-group) Perch Group is a credit and asset management company that offers debt purchase and debt collection services. United Kingdom $789M - [**ID Finance**](https://millionrounds.com/company/id-finance) ID Finance is a data-driven financial technology company based in Barcelona, Spain. Spain $684M - [**Capital on Tap**](https://millionrounds.com/company/capital-on-tap) Capital on Tap is a fintech company that provides small businesses with credit cards and a spend management platform. United Kingdom $654M - [**DivideBuy**](https://millionrounds.com/company/dividebuy) DivideBuy offers Interest-Free Credit through our Retail Partners. United Kingdom $494M - [**OakNorth**](https://millionrounds.com/company/oaknorth) From competitive savings to seamless business banking and flexible loans from £1m+, we help individuals and businesses grow while United Kingdom $440M - [**Prodigy Finance**](https://millionrounds.com/company/prodigy-finance) Get funding for a top-tier master degree - without worrying about collateral or a cosigner. United Kingdom $399M ### Insurance 69 startups · $3.3B raised - [**Alan**](https://millionrounds.com/company/alan) Alan is a prominent digital health partner based in France, recognized as the first new licensed health insurance company in the c France $733M - [*D* **Darag**](https://millionrounds.com/company/darag) Malta $304M - [*W* **Wefox**](https://millionrounds.com/company/wefox) Germany $199M - [**Zego**](https://millionrounds.com/company/zego) Zego is a property management automation company founded in 2003 and is now a subsidiary of Global Payments. United Kingdom $150M - [*WG* **Wefox Group**](https://millionrounds.com/company/wefox-group) Germany $145M - [**Marshmallow**](https://millionrounds.com/company/marshmallow) Marshmallow Technology Ltd., founded in 2017 in London, is a British insurtech and fintech company. United Kingdom $135M - [**Descartes Underwriting**](https://millionrounds.com/company/descartes-underwriting) Descartes Underwriting is a global InsurTech company based in Paris, founded in 2019. France $120M - [**Factris**](https://millionrounds.com/company/factris) Factris specializes in the fields of SME financing, factoring, debt management, debtor insurance, and invoice finance. Netherlands $119M ### Banking and accounts 36 startups · $6.3B raised - [**SumUp**](https://millionrounds.com/company/sumup) SumUp is a leading global fintech company committed to levelling the playing field for small businesses. Ireland $1.7B - [**Revolut**](https://millionrounds.com/company/revolut) Revolut is a financial technology company that offers banking services, money transfers, foreign exchange, and spending analytics. United Kingdom $1.3B - [**Atom Bank**](https://millionrounds.com/company/atom-bank) Atom Bank plc is the United Kingdom’s first app-based, digital-only retail bank, founded in 2014 and launched in 2016. United Kingdom $818M - [*SB* **Starling Bank**](https://millionrounds.com/company/starling-bank) United Kingdom $655M - [**WorldRemit**](https://millionrounds.com/company/worldremit) WorldRemit is the online service that lets you send money to family and friends using our website or app. United Kingdom $463M - [**Stenn**](https://millionrounds.com/company/stenn) Stenn International Ltd. United Kingdom $400M - [**Deposit Solutions**](https://millionrounds.com/company/deposit-solutions) Deposit Solutions is provider of the open banking platform for deposits connecting banks and depositors. Germany $192M - [**Monese**](https://millionrounds.com/company/monese) Monese is a digital banking option that provides mobile-only, multi-currency accounts in countries across the European Economic Area. United Kingdom $167M ### Business finance software 33 startups · $2.0B raised - [**Sonovate**](https://millionrounds.com/company/sonovate) Sonovate is a fintech company based in Cardiff, Wales, that specializes in providing embedded finance, invoice funding, and back-o United Kingdom $350M - [**Juni**](https://millionrounds.com/company/juni) Juni is a licensed fintech company based in Gothenburg, Sweden, founded in 2020. Sweden $312M - [**Pennylane**](https://millionrounds.com/company/pennylane) Pennylane is a fintech startup that develops a financial operating system designed for small and medium-sized businesses. France $286M - [**Soldo**](https://millionrounds.com/company/soldo) Soldo is a British fintech company established in London in 2014. United Kingdom $252M - [**Finom**](https://millionrounds.com/company/finom) Finom provides financial solutions for entrepreneurs, self-employed, and freelancers. Netherlands $238M - [**TRIVER**](https://millionrounds.com/company/triver) Triver is a London-based fintech company that specializes in cash flow financing for small and medium-sized enterprises (SMEs). United Kingdom $174M - [**LimeTax**](https://millionrounds.com/company/limetax) Limetax is a tax advisory and accounting group based in Berlin, Germany. Germany $77M - [**OpenGamma**](https://millionrounds.com/company/opengamma) OpenGamma is a financial technology company based in London, specializing in derivatives analytics and margin optimization. United Kingdom $49M ### Crypto and digital assets 19 startups · $2.2B raised - [*R* **Rapyd**](https://millionrounds.com/company/rapyd) United Kingdom $660M - [**Tempo**](https://millionrounds.com/company/tempo) Tempo is a home fitness platform, combining equipment, training guidance, and social motivation with 3D sensors and artificial intelligence. United Kingdom $514M - [**Ledger**](https://millionrounds.com/company/ledger) Ledger develops hardware wallets and digital asset management tools for cryptocurrency storage, transactions, and self-custody. France $469M - [*M* **M0**](https://millionrounds.com/company/m0) Switzerland $115M - [**Velocity**](https://millionrounds.com/company/velocity) Our mission at Velocity is to help founders go further, faster. United Kingdom $105M - [*B* **Blockchain**](https://millionrounds.com/company/blockchain) United Kingdom $71M - [*E* **Ethena**](https://millionrounds.com/company/ethena) Portugal $60M - [*S* **Sygnum**](https://millionrounds.com/company/sygnum) Switzerland $58M ### Compliance and fraud 15 startups · $265M raised - [**Sift**](https://millionrounds.com/company/sift) Sift applies insights from a global network of data to detect fraud and increase positive user experience. United Kingdom $64M - [**Traydstream**](https://millionrounds.com/company/traydstream) Traydstream is a Fin-tech Rules Engine provider and SaaS platform that enhances global trade finance by digitizing documents, extr United Kingdom $42M - [**SteelEye**](https://millionrounds.com/company/steeleye) SteelEye develops a holistic compliance platform for record keeping, surveillance, and intelligent insights. United Kingdom $28M - [**Spektr**](https://millionrounds.com/company/spektr) spektr is an AI-powered compliance infrastructure platform based in Copenhagen, Denmark, founded in 2023. Denmark $25M - [**Cleafy**](https://millionrounds.com/company/cleafy) Cleafy is a cybersecurity company based in Milan, founded in 2014. Italy $25M - [**fundcraft**](https://millionrounds.com/company/fundcraft) Fundcraft is a financial firm that offers portfolio management, risk management, valuation, and deal compliance services. Luxembourg $14M - [**Dealflo**](https://millionrounds.com/company/dealflo) Dealflo is a provider of identity verification and end-to-end financial agreement automation solutions to businesses. United Kingdom $12M - [**Corlytics**](https://millionrounds.com/company/corlytics) Corlytics specializes in risk intelligence, analytics, compliance, and monitoring services for the legal and auditing sectors. Ireland $12M **How this map is made.** Every startup here has raised money in rounds we track, and is based in Europe. It joins the map when its sectors, read from its rounds, or the opening of its own description say it works in fintech, and goes to the first segment whose words it carries. Each segment shows its best-funded first. Rebuilt nightly; updated 15 November 2026. ## More market maps [All maps](https://millionrounds.com/market-maps) [**Edtech · Europe** 247 startups · 7 segments · $1.7B](https://millionrounds.com/market-maps/edtech-europe-market-map)[**Robotics · Europe** 76 startups · 6 segments · $3.3B](https://millionrounds.com/market-maps/robotics-europe-market-map)[**Defence tech · Europe** 54 startups · 4 segments · $14B](https://millionrounds.com/market-maps/defence-tech-europe-market-map)[**Digital health · Europe** 33 startups · 5 segments · $2.9B](https://millionrounds.com/market-maps/digital-health-europe-market-map)[**Cybersecurity** 817 startups · 9 segments · $33B](https://millionrounds.com/market-maps/cybersecurity-market-map)[**Agritech** 719 startups · 7 segments · $15B](https://millionrounds.com/market-maps/agritech-market-map) ## Who backs fintech? Open any company for its rounds and investors, or search the investors behind these startups in the app, with filters, lists and exports. [Find their investors](https://millionrounds.com/login?join=1&next=/app/investors)[Top lists](https://millionrounds.com/top-lists)