# Fintech Market Map Colombia 2026: 21 Startups in 4 Segments

> 21 fintech startups in Colombia, mapped in 4 segments: lending and credit, payments and business finance software and more.

Source: https://millionrounds.com/market-maps/fintech-colombia-market-map (Millionrounds; every figure on the page links to its filing or article)

## Lending and credit

10

- [Addi](https://millionrounds.com/company/addi)
- [Nu Colombia](https://millionrounds.com/company/nu-colombia)
- [Welli](https://millionrounds.com/company/welli)
- [Kala](https://millionrounds.com/company/kala)
- [RapiCredit](https://millionrounds.com/company/rapicredit)
- [Plurall](https://millionrounds.com/company/plurall)
- [Quipu](https://millionrounds.com/company/quipu)
- [Guama](https://millionrounds.com/company/guama)
- [MiCreditoYa Microfinanciera](https://millionrounds.com/company/micreditoya-microfinanciera)
- [Galilea](https://millionrounds.com/company/galilea)

## Payments

5

- [RappiPay](https://millionrounds.com/company/rappipay)
- [Duppla](https://millionrounds.com/company/duppla)
- [CrediSmart](https://millionrounds.com/company/credismart)
- [*ED* El Dorado](https://millionrounds.com/company/el-dorado)
- [GOPASS](https://millionrounds.com/company/gopass)

## Business finance software

3

- [Portal Finance](https://millionrounds.com/company/portal-finance)
- [Siigo](https://millionrounds.com/company/siigo)
- [*C* Cifrato](https://millionrounds.com/company/cifrato)

## Banking and accounts

3

- [KLYM](https://millionrounds.com/company/klym)
- [Sempli](https://millionrounds.com/company/sempli)
- [Creditop](https://millionrounds.com/company/creditop)

## Segment by segment

### Lending and credit

10 startups · $988M raised

- [**Addi**](https://millionrounds.com/company/addi) Addi is a fintech company based in Bogotá, Colombia, specializing in Buy Now, Pay Later (BNPL) and point-of-sale financing solutions. Colombia $664M
- [**Nu Colombia**](https://millionrounds.com/company/nu-colombia) Nu Colombia issue credit card services. Colombia $150M
- [**Welli**](https://millionrounds.com/company/welli) Welli Colombia S.A.S. Colombia $100M
- [**Kala**](https://millionrounds.com/company/kala) Kala is a fintech company based in Colombia, founded in 2022. Colombia $55M
- [**RapiCredit**](https://millionrounds.com/company/rapicredit) RapiCredit is a free and short term online loan platform. Colombia $12M
- [**Plurall**](https://millionrounds.com/company/plurall) Plurall is a Colombian fintech company that specializes in providing 100% digital micro-credit solutions aimed at enhancing capita Colombia $2.5M
- [**Quipu**](https://millionrounds.com/company/quipu) Quipu is a Colombian digital credit fintech that provides financial solutions to micro-businesses, entrepreneurs, and migrant entr Colombia $1.8M
- [**Guama**](https://millionrounds.com/company/guama) Guama is a Colombian fintech startup founded in 2023, headquartered in Bogotá. Colombia $1.5M

### Payments

5 startups · $242M raised

- [**RappiPay**](https://millionrounds.com/company/rappipay) RappiPay is a Colombia-based fintech platform that offers solutions such as payments processing, digital money transfers, and onli Colombia $114M
- [**Duppla**](https://millionrounds.com/company/duppla) Duppla is a Colombian real estate company based in Bogotá that offers a unique "buy while you rent" model. Colombia $60M
- [**CrediSmart**](https://millionrounds.com/company/credismart) CrediSmart offers microloans and smartphone financing via the Crediminuto app and partner stores, with stated APRs and app payments. Colombia $48M
- [*ED* **El Dorado**](https://millionrounds.com/company/el-dorado) Colombia $12M
- [**GOPASS**](https://millionrounds.com/company/gopass) GoPass is a platform for digital pay. Colombia $8.0M

### Business finance software

3 startups · $305M raised

- [**Portal Finance**](https://millionrounds.com/company/portal-finance) Portal Finance specializes in electronic invoice transactions and analysis solutions for small and medium-sized enterprises. Colombia $200M
- [**Siigo**](https://millionrounds.com/company/siigo) Siigo is a provider of Accounting and Administrative Software for small and medium-sized companies in Colombia. Colombia $104M
- [*C* **Cifrato**](https://millionrounds.com/company/cifrato) Colombia $1.5M

### Banking and accounts

3 startups · $41M raised

- [**KLYM**](https://millionrounds.com/company/klym) KLYM is a fintech company based in Bogotá, Colombia, specializing in data-driven working capital and supply chain finance solutions. Colombia $27M
- [**Sempli**](https://millionrounds.com/company/sempli) Sempli is building the leading all-in-one finance digital bank for small businesses in Colombia. Colombia $10M
- [**Creditop**](https://millionrounds.com/company/creditop) Creditop is a financial services company that specializes in providing quick and easy financing solutions for businesses. Colombia $3.7M

**How this map is made.** Every startup here has raised money in rounds we track, and is based in Colombia. It joins the map when its sectors, read from its rounds, or the opening of its own description say it works in fintech, and goes to the first segment whose words it carries. Each segment shows its best-funded first. Rebuilt nightly; updated 15 November 2026.

## More market maps

[All maps](https://millionrounds.com/market-maps)

[Market map **Fintech market map** 1,633 startups · 8 segments · $139B](https://millionrounds.com/market-maps/fintech-market-map)[Market map · Europe **Fintech market map: Europe** 409 startups · 8 segments · $35B](https://millionrounds.com/market-maps/fintech-europe-market-map)[Investors map **Who invests in fintech** 1,139 investors · 10 segments](https://millionrounds.com/market-maps/fintech-investors-map)[Market map · United States **Fintech market map: United States** 629 startups · 8 segments · $67B](https://millionrounds.com/market-maps/fintech-united-states-market-map)[New wave **New fintech startups, founded 2020 on** 418 startups · 8 segments · $19B](https://millionrounds.com/market-maps/new-fintech-startups-market-map)[Raised in 2026 **Fintech startups that raised in 2026** 325 startups · 8 segments · $33B](https://millionrounds.com/market-maps/fintech-raised-2026-market-map)

## Who backs fintech?

Open any company for its rounds and investors, or search the investors behind these startups in the app, with filters, lists and exports.

[Find their investors](https://millionrounds.com/login?join=1&next=/app/investors)[Top lists](https://millionrounds.com/top-lists)
