# Fintech Market Map Canada 2026: 41 Startups in 6 Segments

> 41 fintech startups in Canada, mapped in 6 segments: payments, lending and credit and business finance software and more.

Source: https://millionrounds.com/market-maps/fintech-canada-market-map (Millionrounds; every figure on the page links to its filing or article)

## Payments

11

- [PayFacto](https://millionrounds.com/company/payfacto)
- [Helcim](https://millionrounds.com/company/helcim)
- [Mobeewave](https://millionrounds.com/company/mobeewave)
- [Buckzy Payments](https://millionrounds.com/company/buckzy-payments)
- [Dream Payments](https://millionrounds.com/company/dream-payments)
- [Chexy](https://millionrounds.com/company/chexy)
- [Cybrid](https://millionrounds.com/company/cybrid)
- [nanoPay](https://millionrounds.com/company/nanopay)
- [Z m Rails](https://millionrounds.com/company/z-m-rails)
- [Code](https://millionrounds.com/company/code)
- [Kooltra](https://millionrounds.com/company/kooltra)

## Lending and credit

7

- [Borrowell](https://millionrounds.com/company/borrowell)
- [Finalta Capital](https://millionrounds.com/company/finalta-capital)
- [Coconut Software](https://millionrounds.com/company/coconut-software)
- [Key](https://millionrounds.com/company/key)
- [Levr.ai](https://millionrounds.com/company/levr-ai)
- [goPeer](https://millionrounds.com/company/gopeer)
- [Koalify](https://millionrounds.com/company/koalify)

## Business finance software

7

- [Blue J](https://millionrounds.com/company/blue-j)
- [Float Financial](https://millionrounds.com/company/float-financial)
- [FreshBooks](https://millionrounds.com/company/freshbooks)
- [*WA* Wave Accounting](https://millionrounds.com/company/wave-accounting)
- [Procurify](https://millionrounds.com/company/procurify)
- [Durable](https://millionrounds.com/company/durable)
- [Beanworks](https://millionrounds.com/company/beanworks)

## Banking and accounts

6

- [Neo Financial](https://millionrounds.com/company/neo-financial)
- [Koho](https://millionrounds.com/company/koho)
- [Lendified](https://millionrounds.com/company/lendified)
- [Ohpen](https://millionrounds.com/company/ohpen)
- [Zafin](https://millionrounds.com/company/zafin)
- [Finofo](https://millionrounds.com/company/finofo)

## Insurance

5

- [Breathe Life](https://millionrounds.com/company/breathe-life)
- [Finaeo](https://millionrounds.com/company/finaeo)
- [YouSet](https://millionrounds.com/company/youset)
- [QuickFacts](https://millionrounds.com/company/quickfacts)
- [brunvalley](https://millionrounds.com/company/brunvalley)

## Wealth and investing

5

- [Coinsquare](https://millionrounds.com/company/coinsquare)
- [Delphia](https://millionrounds.com/company/delphia)
- [*NG* NextBlock Global](https://millionrounds.com/company/nextblock-global)
- [d1g1t](https://millionrounds.com/company/d1g1t)
- [Adatra](https://millionrounds.com/company/adatra)

## Segment by segment

### Payments

11 startups · $289M raised

- [**PayFacto**](https://millionrounds.com/company/payfacto) PayFacto is a Montreal-based payment technology company founded in 2018, specializing in customized payment processing solutions, Canada $120M
- [**Helcim**](https://millionrounds.com/company/helcim) Helcim is a Canadian financial technology company based in Calgary, Alberta. Canada $59M
- [**Mobeewave**](https://millionrounds.com/company/mobeewave) Mobeewave is a Canadian-based startup that allows any mobile app to accept in-person payments with no extra hardware. Canada $27M
- [**Buckzy Payments**](https://millionrounds.com/company/buckzy-payments) Buckzy Payments is a fintech company enabling cross-border real-time payments and Banking-as-a-Service. Canada $16M
- [**Dream Payments**](https://millionrounds.com/company/dream-payments) Dream Payments is a Toronto-based fintech company founded in 2014, specializing in cloud-based and API-driven payment solutions. Canada $16M
- [**Chexy**](https://millionrounds.com/company/chexy) Chexy is a Canadian fintech startup based in Toronto, founded in 2022. Canada $13M
- [**Cybrid**](https://millionrounds.com/company/cybrid) Cybrid is a fintech infrastructure company founded in 2021, based in Toronto, Ontario, with an additional office in Newark, New Jersey. Canada $10M
- [**nanoPay**](https://millionrounds.com/company/nanopay) nanopay empowers businesses and banks to scale with innovative payment and liquidity management products. Canada $10M

### Lending and credit

7 startups · $95M raised

- [**Borrowell**](https://millionrounds.com/company/borrowell) Borrowell is a prominent Canadian fintech company founded in 2014 and based in Toronto, Ontario. Canada $35M
- [**Finalta Capital**](https://millionrounds.com/company/finalta-capital) Finalta Capital is a financial advisory firm that specializes in providing tax credit solutions. Canada $23M
- [**Coconut Software**](https://millionrounds.com/company/coconut-software) Coconut Software is a Saskatoon, Canada-based company that provides a Customer Engagement Platform tailored for banks and credit unions. Canada $22M
- [**Key**](https://millionrounds.com/company/key) Key is helping a generation stuck renting get on the homeownership ladder while providing property owners with superior real estate returns. Canada $13M
- [**Levr.ai**](https://millionrounds.com/company/levr-ai) Levr.ai is a fintech startup based in Vancouver, Canada, with operations in San Francisco, California. Canada $2.0M
- [**goPeer**](https://millionrounds.com/company/gopeer) goPeer is a Canadian financial technology company that operates the country's leading peer-to-peer private credit marketplace. Canada $773K
- [**Koalify**](https://millionrounds.com/company/koalify) An online mortgage broker that's redefining the home loan experience by combining cutting-edge technology with personalised, expert service. Canada $10K

### Business finance software

7 startups · $669M raised

- [**Blue J**](https://millionrounds.com/company/blue-j) Blue J is a Toronto-based enterprise software company founded in 2015, specializing in generative AI-powered tax research. Canada $298M
- [**Float Financial**](https://millionrounds.com/company/float-financial) Float offers a corporate card and spend management solution that allows corporate cards, reimbursements, approvals, and invoices management. Canada $183M
- [**FreshBooks**](https://millionrounds.com/company/freshbooks) FreshBooks is a software company that provides cloud-based accounting software for small and medium-sized businesses. Canada $73M
- [*WA* **Wave Accounting**](https://millionrounds.com/company/wave-accounting) Canada $46M
- [**Procurify**](https://millionrounds.com/company/procurify) Procurify is an AI-powered spend management and procurement platform designed for mid-market organizations. Canada $46M
- [**Durable**](https://millionrounds.com/company/durable) Durable is an online platform that assists service businesses with the setup, templates, marketing, and invoicing of their company. Canada $14M
- [**Beanworks**](https://millionrounds.com/company/beanworks) Beanworks is an accounts payable automation solution that helps companies eliminate paperwork and reduce invoice processing costs. Canada $10M

### Banking and accounts

6 startups · $496M raised

- [**Neo Financial**](https://millionrounds.com/company/neo-financial) Neo Financial is a Canadian fintech company based in Calgary, Alberta, that offers digital-first consumer banking products and co- Canada $182M
- [**Koho**](https://millionrounds.com/company/koho) KOHO is a Canadian fintech company based in Toronto, offering no-fee banking services through a mobile app and prepaid card. Canada $144M
- [**Lendified**](https://millionrounds.com/company/lendified) Lendified is a leading online lender based in Toronto, Canada, specializing in providing fast and affordable capital to small businesses. Canada $71M
- [**Ohpen**](https://millionrounds.com/company/ohpen) Ohpen is a financial technology company based in the Netherlands, founded in 2009 by a team of bankers and software engineers. Canada $48M
- [**Zafin**](https://millionrounds.com/company/zafin) Zafin is a global enterprise software banking company that enables banks to optimize multiple revenue streams across retail/corporate banks. Canada $47M
- [**Finofo**](https://millionrounds.com/company/finofo) Finofo is a financial technology startup based in Calgary, Alberta, focused on creating a comprehensive digital platform for busin Canada $3.3M

### Insurance

5 startups · $19M raised

- [**Breathe Life**](https://millionrounds.com/company/breathe-life) Breathe Life is an enterprise Software-as-a-Service, or SaaS, platform for the individual insurance industry. Canada $8.3M
- [**Finaeo**](https://millionrounds.com/company/finaeo) Finaeo is a digital marketplace that connects insurance carriers, brokers, and clients. Canada $5.3M
- [**YouSet**](https://millionrounds.com/company/youset) YouSet is a Canadian insurtech brokerage firm founded in 2017, with headquarters in Montreal and an additional office in Toronto. Canada $2.6M
- [**QuickFacts**](https://millionrounds.com/company/quickfacts) QuickFacts is a Canadian SaaS company founded in 2020, specializing in underwriting comparison and workflow optimization software Canada $2.0M
- [**brunvalley**](https://millionrounds.com/company/brunvalley) Brunvalley develops software technologies to offer self-service access to financing and insurance needs. Canada $300K

### Wealth and investing

5 startups · $184M raised

- [**Coinsquare**](https://millionrounds.com/company/coinsquare) Coinsquare is Canada’s trusted platform to buy, sell, & trade Bitcoin, Ethereum, & more, access real-time crypto trading on Canad Canada $95M
- [**Delphia**](https://millionrounds.com/company/delphia) Delphia is a Toronto-based fintech company founded in 2018 that specializes in AI-driven investment products. Canada $60M
- [*NG* **NextBlock Global**](https://millionrounds.com/company/nextblock-global) A digital asset investment company. Canada $20M
- [**d1g1t**](https://millionrounds.com/company/d1g1t) d1g1t is a Toronto-based FinTech company that specializes in providing an enterprise wealth management platform. Canada $9.1M
- [**Adatra**](https://millionrounds.com/company/adatra) Adatra is an application that provides commission-free trading with short-term insights into the market's movement and news sentiments. Canada $43K

**How this map is made.** Every startup here has raised money in rounds we track, and is based in Canada. It joins the map when its sectors, read from its rounds, or the opening of its own description say it works in fintech, and goes to the first segment whose words it carries. Each segment shows its best-funded first. Rebuilt nightly; updated 15 November 2026.

## More market maps

[All maps](https://millionrounds.com/market-maps)

[Market map **Fintech market map** 1,633 startups · 8 segments · $139B](https://millionrounds.com/market-maps/fintech-market-map)[Market map · Europe **Fintech market map: Europe** 409 startups · 8 segments · $35B](https://millionrounds.com/market-maps/fintech-europe-market-map)[Investors map **Who invests in fintech** 1,139 investors · 10 segments](https://millionrounds.com/market-maps/fintech-investors-map)[Market map · United States **Fintech market map: United States** 629 startups · 8 segments · $67B](https://millionrounds.com/market-maps/fintech-united-states-market-map)[New wave **New fintech startups, founded 2020 on** 418 startups · 8 segments · $19B](https://millionrounds.com/market-maps/new-fintech-startups-market-map)[Raised in 2026 **Fintech startups that raised in 2026** 325 startups · 8 segments · $33B](https://millionrounds.com/market-maps/fintech-raised-2026-market-map)

## Who backs fintech?

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