# Fintech Market Map Brazil 2026: 80 Startups in 6 Segments

> 80 fintech startups in Brazil, mapped in 6 segments: lending and credit, payments and banking and accounts and more. $6.3B raised; logos, funding and rounds.

Source: https://millionrounds.com/market-maps/fintech-brazil-market-map (Millionrounds; every figure on the page links to its filing or article)

## Lending and credit

27

- [Credix](https://millionrounds.com/company/credix)
- [*9* 99Pay](https://millionrounds.com/company/99pay)
- [Ume](https://millionrounds.com/company/ume)
- [Open Co (Brazil)](https://millionrounds.com/company/open-co-brazil)
- [Dock](https://millionrounds.com/company/dock)
- [*K* Kesh](https://millionrounds.com/company/kesh)
- [Pravaler](https://millionrounds.com/company/pravaler)
- [Zippi](https://millionrounds.com/company/zippi)
- [Makasí](https://millionrounds.com/company/makasi)
- [UY3](https://millionrounds.com/company/uy3)
- [*MD* Mercado de Recebíveis](https://millionrounds.com/company/mercado-de-recebiveis)
- [*J* Juvo](https://millionrounds.com/company/juvo)
- [VIPe](https://millionrounds.com/company/vipe)
- [Velotax](https://millionrounds.com/company/velotax)
- [UME Financial Services](https://millionrounds.com/company/ume-financial-services)
- [Pier](https://millionrounds.com/company/pier)
- [Altis](https://millionrounds.com/company/altis)
- [FinanZero](https://millionrounds.com/company/finanzero)
- [Homelend](https://millionrounds.com/company/homelend)
- [bxblue](https://millionrounds.com/company/bxblue)
- [Jeitto](https://millionrounds.com/company/jeitto)
- [IORQ](https://millionrounds.com/company/iorq)
- [Bull](https://millionrounds.com/company/bull)
- [Credituz](https://millionrounds.com/company/credituz)

+3 more

## Payments

21

- [CloudWalk](https://millionrounds.com/company/cloudwalk)
- [EBANX](https://millionrounds.com/company/ebanx)
- [Trace Finance](https://millionrounds.com/company/trace-finance)
- [RecargaPay](https://millionrounds.com/company/recargapay)
- [Pagaleve](https://millionrounds.com/company/pagaleve)
- [Z1](https://millionrounds.com/company/z1)
- [Avenia](https://millionrounds.com/company/avenia)
- [Iniciador](https://millionrounds.com/company/iniciador)
- [Lerian](https://millionrounds.com/company/lerian)
- [Divibank](https://millionrounds.com/company/divibank)
- [Barte](https://millionrounds.com/company/barte)
- [Malga](https://millionrounds.com/company/malga)
- [*R* Ruvo](https://millionrounds.com/company/ruvo)
- [UnblockPay](https://millionrounds.com/company/unblockpay)
- [Oxpay](https://millionrounds.com/company/oxpay)
- [Lumx](https://millionrounds.com/company/lumx)
- [BlindPay](https://millionrounds.com/company/blindpay)
- [Loadpass](https://millionrounds.com/company/loadpass)
- [Conta Comigo Digital](https://millionrounds.com/company/conta-comigo-digital)
- [Cashin](https://millionrounds.com/company/cashin)
- [Beepay](https://millionrounds.com/company/beepay)

## Banking and accounts

14

- [Agibank](https://millionrounds.com/company/agibank)
- [QI Tech](https://millionrounds.com/company/qi-tech)
- [Agrolend](https://millionrounds.com/company/agrolend)
- [NG.CASH](https://millionrounds.com/company/ng-cash)
- [Franq](https://millionrounds.com/company/franq)
- [Jusfy](https://millionrounds.com/company/jusfy)
- [Pinbank](https://millionrounds.com/company/pinbank)
- [Klubi](https://millionrounds.com/company/klubi)
- [GuiaBolso](https://millionrounds.com/company/guiabolso)
- [Gibb](https://millionrounds.com/company/gibb)
- [Neofin](https://millionrounds.com/company/neofin)
- [CUB](https://millionrounds.com/company/cub)
- [Pluggy](https://millionrounds.com/company/pluggy)
- [Cashbanx](https://millionrounds.com/company/cashbanx)

## Insurance

9

- [Lemonade](https://millionrounds.com/company/lemonade)
- [Azos](https://millionrounds.com/company/azos)
- [Justos](https://millionrounds.com/company/justos)
- [180 Seguros](https://millionrounds.com/company/180-seguros)
- [Stay](https://millionrounds.com/company/stay)
- [Segura](https://millionrounds.com/company/segura)
- [Hero Seguros](https://millionrounds.com/company/hero-seguros)
- [bem-te-vi](https://millionrounds.com/company/bem-te-vi)
- [Mell.ro](https://millionrounds.com/company/mell-ro)

## Wealth and investing

5

- [BOND](https://millionrounds.com/company/bond)
- [Kanastra](https://millionrounds.com/company/kanastra)
- [Mercado Bitcoin](https://millionrounds.com/company/mercado-bitcoin)
- [Onze](https://millionrounds.com/company/onze)
- [MZIC](https://millionrounds.com/company/mzic)

## Business finance software

4

- [Onfly](https://millionrounds.com/company/onfly)
- [Contabilizei](https://millionrounds.com/company/contabilizei)
- [BHub](https://millionrounds.com/company/bhub)
- [V360](https://millionrounds.com/company/v360)

## Segment by segment

### Lending and credit

27 startups · $1.2B raised

- [**Credix**](https://millionrounds.com/company/credix) Credix is a decentralized credit marketplace and B2B financial technology platform founded in 2021 and based in Antwerp, Belgium. Brazil $178M
- [*9* **99Pay**](https://millionrounds.com/company/99pay) Brazil $135M
- [**Ume**](https://millionrounds.com/company/ume) UME Studios emerged from a blend of adversity and innovation. Brazil $118M
- [**Open Co (Brazil)**](https://millionrounds.com/company/open-co-brazil) Alternative Online Lending, FinTech, online credit, Personal financial management Brazil $115M
- [**Dock**](https://millionrounds.com/company/dock) Dock is a provider of a financial technology company that integrates card issuing and core banking services. Brazil $114M
- [*K* **Kesh**](https://millionrounds.com/company/kesh) Brazil $110M
- [**Pravaler**](https://millionrounds.com/company/pravaler) Pravaler is a digital platform that offers financial services, student loans, and educational solutions. Brazil $75M
- [**Zippi**](https://millionrounds.com/company/zippi) Zippi, officially known as Zippi Soluções De Crédito Ltda., is a Brazilian fintech company founded in 2019 and based in São Paulo. Brazil $58M

### Payments

21 startups · $3.0B raised

- [**CloudWalk**](https://millionrounds.com/company/cloudwalk) The interplanetary payment network Brazil $2.3B
- [**EBANX**](https://millionrounds.com/company/ebanx) EBANX is a prominent Brazilian fintech company founded in 2012, specializing in cross-border payment processing and international Brazil $460M
- [**Trace Finance**](https://millionrounds.com/company/trace-finance) Payments and stablecoin infrastructure for Brazil and Latin America. Brazil $36M
- [**RecargaPay**](https://millionrounds.com/company/recargapay) RecargaPay is a payments super app that offers a complete ecosystem of financial services and mobile payments to millions of Brazi Brazil $32M
- [**Pagaleve**](https://millionrounds.com/company/pagaleve) Pagaleve is a pioneering Brazilian fintech that specializes in the Buy Now Pay Later (BNPL) model, offering a unique service calle Brazil $29M
- [**Z1**](https://millionrounds.com/company/z1) Z1 Instituição de Pagamento Ltda., now rebranded as NG.CASH, is a Brazilian payment institution authorized by the Central Bank of Brazil. Brazil $21M
- [**Avenia**](https://millionrounds.com/company/avenia) Avenia is a financial technology company based in São Paulo, Brazil, specializing in borderless liquidity and cross-border payment Brazil $17M
- [**Iniciador**](https://millionrounds.com/company/iniciador) Iniciador is a Brazilian fintech and payment institution based in São Paulo, authorized by the Central Bank of Brazil. Brazil $12M

### Banking and accounts

14 startups · $1.2B raised

- [**Agibank**](https://millionrounds.com/company/agibank) Agibank is a commercial bank that provides banking products and services. Brazil $920M
- [**QI Tech**](https://millionrounds.com/company/qi-tech) QI Tech is a prominent Brazilian fintech company founded in 2018, headquartered in São Paulo. Brazil $63M
- [**Agrolend**](https://millionrounds.com/company/agrolend) Agrolend is a Brazilian financial technology company founded in December 2020 and based in São Paulo. Brazil $56M
- [**NG.CASH**](https://millionrounds.com/company/ng-cash) NG.CASH is a digital bank built for GenZ teenagers to teach them in making financial decisions with their cash. Brazil $42M
- [**Franq**](https://millionrounds.com/company/franq) Franq is a Brazilian fintech startup founded in 2019 and based in Florianópolis, Santa Catarina. Brazil $25M
- [**Jusfy**](https://millionrounds.com/company/jusfy) Jusfy is a Brazilian LawTech startup founded in 2021, based in São Paulo. Brazil $20M
- [**Pinbank**](https://millionrounds.com/company/pinbank) PINbank provides financial and banking services. Brazil $20M
- [**Klubi**](https://millionrounds.com/company/klubi) Klubi Administradora de Consórcio Ltda. Brazil $13M

### Insurance

9 startups · $747M raised

- [**Lemonade**](https://millionrounds.com/company/lemonade) Lemonade is a digital insurance company that uses artificial intelligence and behavioral economics. Brazil $637M
- [**Azos**](https://millionrounds.com/company/azos) Azos is a Brazilian insurtech company focused on making life insurance accessible to families across Brazil. Brazil $56M
- [**Justos**](https://millionrounds.com/company/justos) Justos is a Brazilian insurtech company founded in 2020, specializing in auto insurance. Brazil $17M
- [**180 Seguros**](https://millionrounds.com/company/180-seguros) 180 Seguros is Brazil's first tech insurance company, founded in 2020 in São Paulo by former Nubank executives Mauro Levi D’Ancona Brazil $12M
- [**Stay**](https://millionrounds.com/company/stay) Stay is a Brazilian fintech that specializes in corporate financial benefits. Brazil $8.3M
- [**Segura**](https://millionrounds.com/company/segura) Segura offers insurance services to protect families and assets with personalized coverage options. Brazil $8.0M
- [**Hero Seguros**](https://millionrounds.com/company/hero-seguros) Hero Seguros is a Brazilian insurtech founded in 2021, specializing in digital travel insurance and mobile phone insurance. Brazil $7.0M
- [**bem-te-vi**](https://millionrounds.com/company/bem-te-vi) bem-te-vi is a Brazilian Insurtech startup focused on credit insurance products. Brazil $1.6M

### Wealth and investing

5 startups · $101M raised

- [**BOND**](https://millionrounds.com/company/bond) BOND is a global technology investment firm that supports visionary founders throughout their entire life cycle of innovation & growth. Brazil $30M
- [**Kanastra**](https://millionrounds.com/company/kanastra) Tech-driven backoffice for alternative investments Brazil $30M
- [**Mercado Bitcoin**](https://millionrounds.com/company/mercado-bitcoin) "Mercado Bitcoin is the largest digital asset investment platform in Latin America. Brazil $20M
- [**Onze**](https://millionrounds.com/company/onze) Onze is Brazil's first PrevTech and fintech focused on reinventing private corporate pension plans. Brazil $20M
- [**MZIC**](https://millionrounds.com/company/mzic) MZIC was created with the purpose of offering a new financing avenue for artists and record labels through the financial market and DeFi. Brazil $300K

### Business finance software

4 startups · $77M raised

- [**Onfly**](https://millionrounds.com/company/onfly) Onfly is a leading B2B travel tech company based in Belo Horizonte, Brazil. Brazil $40M
- [**Contabilizei**](https://millionrounds.com/company/contabilizei) Contabilizei is a financial back-office platform for SMBs providing business formation, tax filing and accounting. Brazil $20M
- [**BHub**](https://millionrounds.com/company/bhub) BHub is a Brazilian technology company and the first "Back-office as a Service" startup in Latin America, founded in June 2021. Brazil $10M
- [**V360**](https://millionrounds.com/company/v360) V360 is a fintech SaaS company based in Rio de Janeiro, Brazil, founded in 2019. Brazil $7.0M

**How this map is made.** Every startup here has raised money in rounds we track, and is based in Brazil. It joins the map when its sectors, read from its rounds, or the opening of its own description say it works in fintech, and goes to the first segment whose words it carries. Each segment shows its best-funded first. Rebuilt nightly; updated 15 November 2026.

## More market maps

[All maps](https://millionrounds.com/market-maps)

[Market map **Fintech market map** 1,633 startups · 8 segments · $139B](https://millionrounds.com/market-maps/fintech-market-map)[Market map · Europe **Fintech market map: Europe** 409 startups · 8 segments · $35B](https://millionrounds.com/market-maps/fintech-europe-market-map)[Investors map **Who invests in fintech** 1,139 investors · 10 segments](https://millionrounds.com/market-maps/fintech-investors-map)[Market map · United States **Fintech market map: United States** 629 startups · 8 segments · $67B](https://millionrounds.com/market-maps/fintech-united-states-market-map)[New wave **New fintech startups, founded 2020 on** 418 startups · 8 segments · $19B](https://millionrounds.com/market-maps/new-fintech-startups-market-map)[Raised in 2026 **Fintech startups that raised in 2026** 325 startups · 8 segments · $33B](https://millionrounds.com/market-maps/fintech-raised-2026-market-map)

## Who backs fintech?

Open any company for its rounds and investors, or search the investors behind these startups in the app, with filters, lists and exports.

[Find their investors](https://millionrounds.com/login?join=1&next=/app/investors)[Top lists](https://millionrounds.com/top-lists)
