# Fintech Market Map Australia 2026: 33 Startups in 4 Segments

> 33 fintech startups in Australia, mapped in 4 segments: payments, lending and credit and wealth and investing and more. $735M raised; logos, funding and rounds.

Source: https://millionrounds.com/market-maps/fintech-australia-market-map (Millionrounds; every figure on the page links to its filing or article)

## Payments

13

- [PayRight](https://millionrounds.com/company/payright)
- [InDebted](https://millionrounds.com/company/indebted)
- [Ordermentum](https://millionrounds.com/company/ordermentum)
- [Paymate](https://millionrounds.com/company/paymate)
- [Assembly Payments](https://millionrounds.com/company/assembly-payments)
- [EarnOS](https://millionrounds.com/company/earnos)
- [Pay.com.au](https://millionrounds.com/company/pay-com-au)
- [Credit Clear](https://millionrounds.com/company/credit-clear)
- [Verrency](https://millionrounds.com/company/verrency)
- [Send Payments](https://millionrounds.com/company/send-payments)
- [Bless Payments](https://millionrounds.com/company/bless-payments)
- [Bluechain](https://millionrounds.com/company/bluechain)
- [tikpay](https://millionrounds.com/company/tikpay)

## Lending and credit

10

- [MoneyMe](https://millionrounds.com/company/moneyme)
- [Archa](https://millionrounds.com/company/archa)
- [Moula](https://millionrounds.com/company/moula)
- [Futurerent](https://millionrounds.com/company/futurerent)
- [Angle Auto Finance](https://millionrounds.com/company/angle-auto-finance)
- [Athena Home Loans](https://millionrounds.com/company/athena-home-loans)
- [Fair Go Finance](https://millionrounds.com/company/fair-go-finance)
- [Credit Savvy](https://millionrounds.com/company/credit-savvy)
- [Block Earner](https://millionrounds.com/company/block-earner)
- [RainCheck](https://millionrounds.com/company/raincheck)

## Wealth and investing

7

- [Dash](https://millionrounds.com/company/dash)
- [Superhero](https://millionrounds.com/company/superhero)
- [Pearler](https://millionrounds.com/company/pearler)
- [VentureCrowd](https://millionrounds.com/company/venturecrowd)
- [GXE](https://millionrounds.com/company/gxe)
- [Equitise](https://millionrounds.com/company/equitise)
- [Fintech Australia](https://millionrounds.com/company/fintech-australia)

## Crypto and digital assets

3

- [*C* CloudTech](https://millionrounds.com/company/cloudtech)
- [Coinstash](https://millionrounds.com/company/coinstash)
- [BetterX](https://millionrounds.com/company/betterx)

## Segment by segment

### Payments

13 startups · $255M raised

- [**PayRight**](https://millionrounds.com/company/payright) PayRight is an online platform that provides its users with payment plans. Australia $60M
- [**InDebted**](https://millionrounds.com/company/indebted) InDebted is debt collecting software that provides customer accounts and helps small and medium businesses to receive payment options. Australia $41M
- [**Ordermentum**](https://millionrounds.com/company/ordermentum) Ordermentum is an AI-powered wholesale ordering and payments platform based in Sydney, Australia, specifically designed for the fo Australia $39M
- [**Paymate**](https://millionrounds.com/company/paymate) PayMate is an Indian B2B payments fintech for Enterprise and SME across supply chains. Australia $34M
- [**Assembly Payments**](https://millionrounds.com/company/assembly-payments) Assembly Payments is a fin-tech company that provides payment solutions. Australia $20M
- [**EarnOS**](https://millionrounds.com/company/earnos) EarnOS is the fully remote company that provides Global Ad & Payments Platform powered by Web3. Australia $18M
- [**Pay.com.au**](https://millionrounds.com/company/pay-com-au) pay.com.au is a leading B2B payment and rewards platform in Australia, designed to help businesses earn points on everyday expense Australia $16M
- [**Credit Clear**](https://millionrounds.com/company/credit-clear) Credit Clear is Australia's leading digital receivables management and payments provider. Australia $8.5M

### Lending and credit

10 startups · $346M raised

- [**MoneyMe**](https://millionrounds.com/company/moneyme) MoneyMe is a platform providing unsecured personal loans to the tech-savvy, convenience-driven millennial market in Australia. Australia $91M
- [**Archa**](https://millionrounds.com/company/archa) Archa is a fintech company that provides business credit card solutions. Australia $72M
- [**Moula**](https://millionrounds.com/company/moula) Moula is a loan service company that helps SMEs borrow money to grow their business. Australia $51M
- [**Futurerent**](https://millionrounds.com/company/futurerent) Futurerent is a developer of a real estate lending platform designed to reinvent their asset. Australia $43M
- [**Angle Auto Finance**](https://millionrounds.com/company/angle-auto-finance) Angle Auto Finance is a financial firm that offers auto loans, lending, commercial lending, leasing, and personal finance. Australia $33M
- [**Athena Home Loans**](https://millionrounds.com/company/athena-home-loans) Athena Home Loans is a leading digital non-bank fintech lender in Australia, focused on providing fair and fee-free mortgage products. Australia $25M
- [**Fair Go Finance**](https://millionrounds.com/company/fair-go-finance) Fair Go Finance provides online personal loan for everyday Aussies. Australia $14M
- [**Credit Savvy**](https://millionrounds.com/company/credit-savvy) Credit Savvy is an Australian financial services brand dedicated to helping individuals access and manage their credit information. Australia $10M

### Wealth and investing

7 startups · $112M raised

- [**Dash**](https://millionrounds.com/company/dash) DASH is a Sydney-based financial technology firm founded in 2022. Australia $55M
- [**Superhero**](https://millionrounds.com/company/superhero) Superhero is an Australian fintech company founded in 2018, based in Sydney. Australia $25M
- [**Pearler**](https://millionrounds.com/company/pearler) Pearler is an Aussie startup that simplifies investing for financial independence. Australia $16M
- [**VentureCrowd**](https://millionrounds.com/company/venturecrowd) VentureCrowd is a leading multi-asset class crowdfunding and digital investment platform based in Sydney, Australia. Australia $10M
- [**GXE**](https://millionrounds.com/company/gxe) GXE is a licensed financial services company based in Australia, founded in 2020 by Andrew Armstrong and Ed Hooper. Australia $3.3M
- [**Equitise**](https://millionrounds.com/company/equitise) Equitise is an equity crowdfunding platform based in Sydney, Australia, with an additional office in Auckland, New Zealand. Australia $2.0M
- [**Fintech Australia**](https://millionrounds.com/company/fintech-australia) FinTech Australia exists to help Australia become the leading market for FinTech innovation and investment in Asia. Australia $300K

### Crypto and digital assets

3 startups · $21M raised

- [*C* **CloudTech**](https://millionrounds.com/company/cloudtech) Australia $14M
- [**Coinstash**](https://millionrounds.com/company/coinstash) Coinstash is an Australian cryptocurrency exchange established in 2017 in Brisbane. Australia $4.7M
- [**BetterX**](https://millionrounds.com/company/betterx) Betterx is a technology company focused on infrastructure to support Web3.0 and Digital Assets. Australia $2.3M

**How this map is made.** Every startup here has raised money in rounds we track, and is based in Australia. It joins the map when its sectors, read from its rounds, or the opening of its own description say it works in fintech, and goes to the first segment whose words it carries. Each segment shows its best-funded first. Rebuilt nightly; updated 15 November 2026.

## More market maps

[All maps](https://millionrounds.com/market-maps)

[Market map **Fintech market map** 1,633 startups · 8 segments · $139B](https://millionrounds.com/market-maps/fintech-market-map)[Market map · Europe **Fintech market map: Europe** 409 startups · 8 segments · $35B](https://millionrounds.com/market-maps/fintech-europe-market-map)[Investors map **Who invests in fintech** 1,139 investors · 10 segments](https://millionrounds.com/market-maps/fintech-investors-map)[Market map · United States **Fintech market map: United States** 629 startups · 8 segments · $67B](https://millionrounds.com/market-maps/fintech-united-states-market-map)[New wave **New fintech startups, founded 2020 on** 418 startups · 8 segments · $19B](https://millionrounds.com/market-maps/new-fintech-startups-market-map)[Raised in 2026 **Fintech startups that raised in 2026** 325 startups · 8 segments · $33B](https://millionrounds.com/market-maps/fintech-raised-2026-market-map)

## Who backs fintech?

Open any company for its rounds and investors, or search the investors behind these startups in the app, with filters, lists and exports.

[Find their investors](https://millionrounds.com/login?join=1&next=/app/investors)[Top lists](https://millionrounds.com/top-lists)
