# CFO Tech Stack Europe Market Map 2026: 180 Startups in 6 Segments > 180 European CFO tech stack startups mapped in 6 segments: accounting and close, payables and receivables and spend and expenses and more. Source: https://millionrounds.com/market-maps/cfo-tech-stack-europe-market-map (Millionrounds; every figure on the page links to its filing or article) ## Accounting and close 89 - [Pennylane](https://millionrounds.com/company/pennylane) - [Finom](https://millionrounds.com/company/finom) - [AccountsIQ](https://millionrounds.com/company/accountsiq) - [sevDesk](https://millionrounds.com/company/sevdesk) - [BLP Digital](https://millionrounds.com/company/blp-digital) - [Cryptio](https://millionrounds.com/company/cryptio) - [SustainCERT](https://millionrounds.com/company/sustaincert) - [Normative.io](https://millionrounds.com/company/normative-io) - [Leasy](https://millionrounds.com/company/leasy) - [Sumary](https://millionrounds.com/company/sumary) - [Noah](https://millionrounds.com/company/noah) - [LemonEdge](https://millionrounds.com/company/lemonedge) - [SAVA](https://millionrounds.com/company/sava) - [Regate](https://millionrounds.com/company/regate) - [*T* Tactic](https://millionrounds.com/company/tactic) - [Carbonfact](https://millionrounds.com/company/carbonfact) - [Warren](https://millionrounds.com/company/warren) - [Sibill](https://millionrounds.com/company/sibill) - [Tanso](https://millionrounds.com/company/tanso) - [FreeAgent](https://millionrounds.com/company/freeagent) - [Numarics](https://millionrounds.com/company/numarics) - [CarbonChain](https://millionrounds.com/company/carbonchain) - [Métier](https://millionrounds.com/company/metier) - [Kitt](https://millionrounds.com/company/kitt) +65 more ## Payables and receivables 27 - [Tide](https://millionrounds.com/company/tide) - [Xelix](https://millionrounds.com/company/xelix) - [Yokoy](https://millionrounds.com/company/yokoy) - [Apron](https://millionrounds.com/company/apron) - [CANDIS](https://millionrounds.com/company/candis) - [Dost](https://millionrounds.com/company/dost) - [anfix](https://millionrounds.com/company/anfix) - [Zone](https://millionrounds.com/company/zone) - [IPaidThat](https://millionrounds.com/company/ipaidthat) - [Monite](https://millionrounds.com/company/monite) - [Kolleno](https://millionrounds.com/company/kolleno) - [Paraglide AI](https://millionrounds.com/company/paraglide-ai) - [bexio](https://millionrounds.com/company/bexio) - [Chaser](https://millionrounds.com/company/chaser) - [Abby](https://millionrounds.com/company/abby) - [Iopole](https://millionrounds.com/company/iopole) - [cashcloud](https://millionrounds.com/company/cashcloud) - [Divilo](https://millionrounds.com/company/divilo) - [Semine](https://millionrounds.com/company/semine) - [Travel Ledger](https://millionrounds.com/company/travel-ledger) - [Digitoo.ai](https://millionrounds.com/company/digitoo-ai) - [Cashfeed](https://millionrounds.com/company/cashfeed) - [Cleavr](https://millionrounds.com/company/cleavr) - [Wrebit](https://millionrounds.com/company/wrebit) +3 more ## Spend and expenses 23 - [Capital on Tap](https://millionrounds.com/company/capital-on-tap) - [Juni](https://millionrounds.com/company/juni) - [TravelPerk](https://millionrounds.com/company/travelperk) - [Soldo](https://millionrounds.com/company/soldo) - [Spendesk](https://millionrounds.com/company/spendesk) - [Mooncard](https://millionrounds.com/company/mooncard) - [Expensya](https://millionrounds.com/company/expensya) - [MobileXpense](https://millionrounds.com/company/mobilexpense) - [Apperio](https://millionrounds.com/company/apperio) - [Circula](https://millionrounds.com/company/circula) - [Cardlay](https://millionrounds.com/company/cardlay) - [Findity](https://millionrounds.com/company/findity) - [MagicOrange](https://millionrounds.com/company/magicorange) - [Brightflag](https://millionrounds.com/company/brightflag) - [NUMARQE](https://millionrounds.com/company/numarqe) - [IBAT](https://millionrounds.com/company/ibat) - [Kampaay](https://millionrounds.com/company/kampaay) - [unea](https://millionrounds.com/company/unea) - [Expend](https://millionrounds.com/company/expend) - [Mazepay](https://millionrounds.com/company/mazepay) - [Polaroo](https://millionrounds.com/company/polaroo) - [Spenfi](https://millionrounds.com/company/spenfi) - [WithLess](https://millionrounds.com/company/withless) ## Tax 21 - [Ageras](https://millionrounds.com/company/ageras) - [LimeTax](https://millionrounds.com/company/limetax) - [Taxdoo](https://millionrounds.com/company/taxdoo) - [Ravical](https://millionrounds.com/company/ravical) - [Kabilio](https://millionrounds.com/company/kabilio) - [Skalar](https://millionrounds.com/company/skalar) - [ARKK](https://millionrounds.com/company/arkk) - [Kontist](https://millionrounds.com/company/kontist) - [nopillo](https://millionrounds.com/company/nopillo) - [TaxZap](https://millionrounds.com/company/taxzap) - [Capium](https://millionrounds.com/company/capium) - [XBOOKS](https://millionrounds.com/company/xbooks) - [Fairo](https://millionrounds.com/company/fairo) - [Gora](https://millionrounds.com/company/gora) - [bcount](https://millionrounds.com/company/bcount) - [Nebula Finance](https://millionrounds.com/company/nebula-finance) - [Earnr](https://millionrounds.com/company/earnr) - [Claritas Tax](https://millionrounds.com/company/claritas-tax) - [Qlower](https://millionrounds.com/company/qlower) - [Taxify24](https://millionrounds.com/company/taxify24) - [Edgar](https://millionrounds.com/company/edgar) ## Treasury and cash 11 - [Agicap](https://millionrounds.com/company/agicap) - [Embat](https://millionrounds.com/company/embat) - [Vesto](https://millionrounds.com/company/vesto) - [Round Treasury](https://millionrounds.com/company/round-treasury) - [Centtrip](https://millionrounds.com/company/centtrip) - [Trever](https://millionrounds.com/company/trever) - [Kayenta](https://millionrounds.com/company/kayenta) - [FINQware](https://millionrounds.com/company/finqware) - [Tulyp](https://millionrounds.com/company/tulyp) - [TREASY](https://millionrounds.com/company/treasy) - [Billfaster](https://millionrounds.com/company/billfaster) ## Planning and forecasting 9 - [Nexteam](https://millionrounds.com/company/nexteam) - [Moss](https://millionrounds.com/company/moss) - [Causal](https://millionrounds.com/company/causal) - [Helu.io](https://millionrounds.com/company/helu-io) - [Atlar](https://millionrounds.com/company/atlar) - [PlanDelta](https://millionrounds.com/company/plandelta) - [Fintower](https://millionrounds.com/company/fintower) - [Powdr](https://millionrounds.com/company/powdr) - [Forecasterly](https://millionrounds.com/company/forecasterly) ## Segment by segment ### Accounting and close 89 startups · $1.2B raised - [**Pennylane**](https://millionrounds.com/company/pennylane) Pennylane is a fintech startup that develops a financial operating system designed for small and medium-sized businesses. France $286M - [**Finom**](https://millionrounds.com/company/finom) Finom provides financial solutions for entrepreneurs, self-employed, and freelancers. Netherlands $238M - [**AccountsIQ**](https://millionrounds.com/company/accountsiq) AccountsIQ is a cloud accounting and financial management software company based in Dublin, Ireland. Ireland $65M - [**sevDesk**](https://millionrounds.com/company/sevdesk) Cloud accounting for small business Germany $61M - [**BLP Digital**](https://millionrounds.com/company/blp-digital) BLP Digital is an ETH Spin-off using artificial intelligence to automate document-based ERP and accounting workflows. Switzerland $50M - [**Cryptio**](https://millionrounds.com/company/cryptio) Enterprise-grade back office software for digital assets France $45M - [**SustainCERT**](https://millionrounds.com/company/sustaincert) SustainCERT is a carbon emissions accounting and verification platform for carbon markets and corporate value chains. Luxembourg $37M - [**Normative.io**](https://millionrounds.com/company/normative-io) Normative.io is a carbon accounting engine that helps businesses achieve net zero emissions. Sweden $32M ### Payables and receivables 27 startups · $567M raised - [**Tide**](https://millionrounds.com/company/tide) Tide is a UK business financial platform providing business current accounts and admin tools, including invoicing, expense manage United Kingdom $194M - [**Xelix**](https://millionrounds.com/company/xelix) Xelix is a London-based enterprise SaaS company specializing in AI-powered Accounts Payable (AP) automation software. United Kingdom $160M - [**Yokoy**](https://millionrounds.com/company/yokoy) Yokoy is a Swiss FinTech company based in Zürich, founded in 2019. Switzerland $80M - [**Apron**](https://millionrounds.com/company/apron) Apron is a London-based financial technology company founded in 2021 by Bogdan Uzbekov. United Kingdom $29M - [**CANDIS**](https://millionrounds.com/company/candis) Candis is a Berlin-based financial technology company that specializes in digital invoice management and automated accounting solutions. Germany $16M - [**Dost**](https://millionrounds.com/company/dost) Dost automates the process of incoming supplier invoices to help CFOs and Finance Managers of mid-size and large companies. Spain $9.6M - [**anfix**](https://millionrounds.com/company/anfix) Anfix is a cloud software company based in Madrid, founded in 2010. Spain $9.5M - [**Zone**](https://millionrounds.com/company/zone) Zone & Co is a software development company based in Boston, Massachusetts, founded in 2013. United Kingdom $8.5M ### Spend and expenses 23 startups · $1.9B raised - [**Capital on Tap**](https://millionrounds.com/company/capital-on-tap) Capital on Tap is a fintech company that provides small businesses with credit cards and a spend management platform. United Kingdom $654M - [**Juni**](https://millionrounds.com/company/juni) Juni is a licensed fintech company based in Gothenburg, Sweden, founded in 2020. Sweden $312M - [**TravelPerk**](https://millionrounds.com/company/travelperk) TravelPerk is a SaaS providing business travel and expense management services for travelers. Spain $272M - [**Soldo**](https://millionrounds.com/company/soldo) Soldo is a British fintech company established in London in 2014. United Kingdom $252M - [**Spendesk**](https://millionrounds.com/company/spendesk) Spendesk is a leading AI-powered spend management and procurement platform based in Paris, France. France $161M - [**Mooncard**](https://millionrounds.com/company/mooncard) Mooncard is a French fintech SaaS company founded in March 2016, specializing in corporate expense management. France $46M - [**Expensya**](https://millionrounds.com/company/expensya) Expensya provides software designed to automate expense management for businesses. France $40M - [**MobileXpense**](https://millionrounds.com/company/mobilexpense) Mobilexpense is an EU tech group committed to simplifying expense management for large multinationals & SMEs as well as their employees. Belgium $24M ### Tax 21 startups · $319M raised - [**Ageras**](https://millionrounds.com/company/ageras) Ageras is an online marketplace for accounting, bookkeeping, and tax preparation services. Denmark $88M - [**LimeTax**](https://millionrounds.com/company/limetax) Limetax is a tax advisory and accounting group based in Berlin, Germany. Germany $77M - [**Taxdoo**](https://millionrounds.com/company/taxdoo) Taxdoo is a Software as a Service (SaaS) platform that automates Value Added Tax (VAT) compliance and financial accounting for e-c Germany $65M - [**Ravical**](https://millionrounds.com/company/ravical) Ravical is the agentic operating layer for professional services firms. Belgium $25M - [**Kabilio**](https://millionrounds.com/company/kabilio) Kabilio is a Barcelona-based startup founded in 2024 that specializes in AI software for accounting and tax automation. Germany $20M - [**Skalar**](https://millionrounds.com/company/skalar) Skalar is a digital tax advisory and accounting firm based in Munich, Germany. Germany $14M - [**ARKK**](https://millionrounds.com/company/arkk) ARKK is a UK-based Software as a Service (SaaS) provider that specializes in AI-powered solutions for the Office of the CFO. United Kingdom $6.0M - [**Kontist**](https://millionrounds.com/company/kontist) Kontist is neo-bank & tax advisory for freelancers all in one Germany $4.5M ### Treasury and cash 11 startups · $118M raised - [**Agicap**](https://millionrounds.com/company/agicap) Agicap is a French SaaS cash management and treasury platform founded in 2016 and based in Lyon, France. France $48M - [**Embat**](https://millionrounds.com/company/embat) Embat is a Madrid-based fintech company that specializes in AI-driven, cloud-native treasury management solutions. Spain $35M - [**Vesto**](https://millionrounds.com/company/vesto) Vesto is a modern treasury management platform that helps finance teams unify a view of all their banks in one place. France $10M - [**Round Treasury**](https://millionrounds.com/company/round-treasury) Round Treasury is a London-based fintech company founded in 2023, offering an AI-powered treasury management platform. United Kingdom $8.1M - [**Centtrip**](https://millionrounds.com/company/centtrip) Centtrip is an award-winning real-time treasury management platform that helps global companies achieve efficiency and cost reduction. United Kingdom $5.4M - [**Trever**](https://millionrounds.com/company/trever) Trever serves powerful digital asset infrastructure for financial institutions across Europe. Austria $2.6M - [**Kayenta**](https://millionrounds.com/company/kayenta) Kayenta Ltd is a financial technology firm that specializes in treasury management software for hedge funds and alternative asset managers. United Kingdom $2.5M - [**FINQware**](https://millionrounds.com/company/finqware) Finqware is a Romanian fintech company based in Bucharest, specializing in open banking and treasury automation solutions for mult Romania $2.2M ### Planning and forecasting 9 startups · $213M raised - [**Nexteam**](https://millionrounds.com/company/nexteam) Hire vetted FP&A, accounting, investment banking, and corporate finance professionals in as little as 48 hours through dedicated o France $134M - [**Moss**](https://millionrounds.com/company/moss) Cards, invoices, and employee reimbursements in one platform. Germany $35M - [**Causal**](https://millionrounds.com/company/causal) Causal is a business planning platform that focuses on visualizing data and financial modeling. United Kingdom $20M - [**Helu.io**](https://millionrounds.com/company/helu-io) Helu.io is a fintech company based in Vienna, Austria, founded in 2020. Austria $10M - [**Atlar**](https://millionrounds.com/company/atlar) Atlar is an AI-native treasury management platform based in Stockholm, Sweden, founded in 2022. Sweden $8.6M - [**PlanDelta**](https://millionrounds.com/company/plandelta) PlanDelta is a financial software company based in Sofia, Bulgaria, founded in 2021. Bulgaria $2.4M - [**Fintower**](https://millionrounds.com/company/fintower) Fintower is a Swedish company based in Gothenburg that offers an AI-powered financial planning and analysis platform tailored for Sweden $1.8M - [**Powdr**](https://millionrounds.com/company/powdr) Powdr is a UK-based financial modelling company that specializes in helping SMEs and corporate finance teams transition from sprea United Kingdom $1.2M **How this map is made.** Every startup here has raised money in rounds we track, and is based in Europe. It joins the map when its sectors, read from its rounds, or the opening of its own description say it works in CFO tech stack, and goes to the first segment whose words it carries. Each segment shows its best-funded first. Rebuilt nightly; updated 15 November 2026. ## More market maps [All maps](https://millionrounds.com/market-maps) [Market map **CFO tech stack market map** 564 startups · 6 segments · $19B](https://millionrounds.com/market-maps/cfo-tech-stack-market-map)[Investors map **Who invests in CFO tech stack** 305 investors · 8 segments](https://millionrounds.com/market-maps/cfo-tech-stack-investors-map)[Market map · United States **CFO tech stack market map: United States** 251 startups · 6 segments · $12B](https://millionrounds.com/market-maps/cfo-tech-stack-united-states-market-map)[New wave **New CFO tech stack startups, founded 2020 on** 180 startups · 6 segments · $3.3B](https://millionrounds.com/market-maps/new-cfo-tech-stack-startups-market-map)[Raised in 2026 **CFO tech stack startups that raised in 2026** 76 startups · 6 segments · $6.1B](https://millionrounds.com/market-maps/cfo-tech-stack-raised-2026-market-map)[Market map · United Kingdom **CFO tech stack market map: United Kingdom** 56 startups · 5 segments · $1.5B](https://millionrounds.com/market-maps/cfo-tech-stack-united-kingdom-market-map) ## Who backs CFO tech stack? Open any company for its rounds and investors, or search the investors behind these startups in the app, with filters, lists and exports. [Find their investors](https://millionrounds.com/login?join=1&next=/app/investors)[Top lists](https://millionrounds.com/top-lists)