# TomoCredit's pitch deck

> TomoCredit's pitch deck: 15 slides, and the funding round we observed afterwards.

Source: https://millionrounds.com/decks/tomocredit (Millionrounds; every figure on the page links to its filing or article)

**TomoCredit** Artificial intelligence (AI) 1 / 15 Read in the app

Pitch deck

# TomoCredit's *pitch deck*

The deck, and the round we watched TomoCredit raise afterwards, with the investors each report named.

TomoCredit is a fintech startup based in San Francisco, founded in 2018. The company focuses on redefining credit access for young adults, immigrants, students, and individuals without traditional credit histories. TomoCredit utilizes AI-powered, asset-based underwriting to help users build financial standing and access loans without the need for credit checks, security deposits, or interest fees. The flagship product is the Tomo Credit Card, which operates on a debit card model requiring full payment on a seven-day schedule. Users benefit from credit limits based on their linked assets, with a monthly subscription fee. Additionally, TomoCredit offers TomoIQ, an AI-powered financial wellness platform that provides personalized financial guidance and tools. The company aims to serve the 40 million credit-invisible Americans, making credit more accessible and inclusive.

15 slides 1.6MB US Artificial intelligence (AI)

Read the deck Free account. The deck belongs to TomoCredit, so reading it needs one; everything on this page is public.

What is in it

## The deck, slide by slide

Each slide by what it argues. 15 slides against a median of 13 across the 1,712 decks we hold.

*median*

- 1 **Cover**
- 2
- 3
- 4 **Financials**
- 5
- 6
- 7 **Market**
- 8 **Solution**
- 9
- 10 **Go to market**
- 11 **Business model**
- 12
- 13 **Business model**
- 14
- 15 **Financials**

Cover Financials Market Solution Go to market Business model

What happened next

## $100M across 1 round

**1** rounds observed **$100M** reported in total **Jul 2022** first we saw **Jul 2022** most recent

- Jul 2022 Debt **$100M** [BAM Ventures](https://millionrounds.com/fund/bam-ventures)[Gold House](https://millionrounds.com/fund/gold-house)[Morgan Stanley](https://millionrounds.com/fund/morgan-stanley-investment-management)[Strong Ventures](https://millionrounds.com/fund/strong-ventures)[Techstars](https://millionrounds.com/fund/techstars) Source recorded

[Everyone who backed TomoCredit](https://millionrounds.com/company/tomocredit)

Form D

What they told the regulator

## TomoCredit filed 2 Form Ds with the SEC

The company reporting its own raise, rather than a journalist reporting it.

**$22M** sold under the offering **Sept 2022** most recent filing

1 / 15

The deck itself

## Read TomoCredit's full pitch deck

All 15 slides, each read for what it argues and set against the decks that raised at the same stage. The cover is shown here; the rest is read in the app.

Read the deck *→* Free account. The deck belongs to TomoCredit.

## Investors who claim them

Firms listing TomoCredit on their own portfolio page: the firm's own account rather than a round we watched. Weaker than an announcement, much stronger than a list somebody sold us.

[**Ulu Ventures** VC firm](https://millionrounds.com/fund/ulu-ventures)[**BAM Ventures** VC firm](https://millionrounds.com/fund/bam-ventures)[**Bronze Investments** VC firm](https://millionrounds.com/fund/bronze-investments)[**Beni VC** VC firm](https://millionrounds.com/fund/beni-venture-capital)

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[Browse all 1,712 decks](https://millionrounds.com/decks). We hold no record of where this file came from or on what terms. If it is yours and you would rather it were not here, [tell us](https://millionrounds.com/corrections?deck=tomocredit) and it goes.