# EarnIn funding: rounds and investors > EarnIn has raised $275M across 2 rounds since 2018. Investors include Andreessen Horowitz, Coatue and Felicis. Every round with its source. Source: https://millionrounds.com/company/earnin (Millionrounds; every figure on the page links to its filing or article) United States · [Funded startup](https://millionrounds.com/companies) # Who invested in *EarnIn* 2 rounds we have observed, with the 10 investors named in them. Every figure came from a named source, and where the company reported a raise to the SEC itself, that is shown beside it. Fintech Funding summary Updated 26 Oct 2026 **$275M** raised across 2 rounds since 2018, from 2 sources **$125M** Round **$150M** Debt - **Latest round:** Debt, $150M Sept 2025 - **Step-up i:** 1.2× - **Investors:** 10 See who backed them ## The funding story Each circle is a round, placed by date and sized by amount. The line above is the running total. 2019 2020 2021 2022 2023 2024 2025 **$125M** Round **$150M** Debt - **First round:** Round, $125M - **Biggest round:** $150M - **Between rounds:** 6.7 years ## The rounds - **Sept 2025** Debt **$150M** *2 new* *2 returning* [Andreessen Horowitz](https://millionrounds.com/fund/andreessen-horowitz) [Felicis](https://millionrounds.com/fund/felicis-ventures) [Spark Capital](https://millionrounds.com/fund/spark-capital) [Coatue](https://millionrounds.com/fund/coatue-management) Source recorded - **Dec 2018** Round **$125M** *8 new* [Andreessen Horowitz](https://millionrounds.com/fund/andreessen-horowitz) [Coatue](https://millionrounds.com/fund/coatue-management) [Ribbit Capital](https://millionrounds.com/fund/ribbit-capital) [DST Global](https://millionrounds.com/fund/dst-global) [Matrix](https://millionrounds.com/fund/matrix) [Spark](https://millionrounds.com/fund/spark-3) [a16z Cultural Leadership Fund](https://millionrounds.com/fund/a16z-cultural-leadership-fund) March Also list them on their own site [GMO VenturePartners](https://millionrounds.com/fund/gmo-venture-partners) Reported by FinSMEs ## Who was in which round The busiest backers across the latest rounds. A filled square is a round they joined; a dark one, a round they led. **Round** 2018 **Debt** 2025 [Andreessen Horowitz](https://millionrounds.com/fund/andreessen-horowitz) [Coatue](https://millionrounds.com/fund/coatue-management) [Felicis](https://millionrounds.com/fund/felicis-ventures) [Spark Capital](https://millionrounds.com/fund/spark-capital) [Ribbit Capital](https://millionrounds.com/fund/ribbit-capital) [DST Global](https://millionrounds.com/fund/dst-global) [Matrix](https://millionrounds.com/fund/matrix) [Spark](https://millionrounds.com/fund/spark-3) [a16z Cultural Leadership Fund](https://millionrounds.com/fund/a16z-cultural-leadership-fund) March ## Everyone who backed them [Andreessen Horowitz](https://millionrounds.com/fund/andreessen-horowitz) VC firm **2** rounds [Coatue](https://millionrounds.com/fund/coatue-management) VC firm **2** rounds [Felicis](https://millionrounds.com/fund/felicis-ventures) VC firm **1** round [Spark Capital](https://millionrounds.com/fund/spark-capital) VC firm **1** round [Ribbit Capital](https://millionrounds.com/fund/ribbit-capital) VC firm **1** round [DST Global](https://millionrounds.com/fund/dst-global) Private equity **1** round [Matrix](https://millionrounds.com/fund/matrix) Hedge fund **1** round [Spark](https://millionrounds.com/fund/spark-3) Growth equity **1** round [a16z Cultural Leadership Fund](https://millionrounds.com/fund/a16z-cultural-leadership-fund) Investment firm **1** round March no record of our own yet **1** round Missing a round, or an investor who was in one? [Tell us](https://millionrounds.com/corrections?slug=earnin). ## Also claim to have backed them These 5 firms list EarnIn as a portfolio company on their own websites, but no report of a round names them. They are the firms' own claims, kept apart from the rounds above. [Matrix Partners](https://millionrounds.com/fund/matrix-partners) VC firm Per its own site [Graph Ventures](https://millionrounds.com/fund/graph-ventures) VC firm Per its own site [Camp One Ventures](https://millionrounds.com/fund/camp-one-ventures) VC firm Per its own site [GMO VenturePartners](https://millionrounds.com/fund/gmo-venture-partners) Corporate VC 2018, per its site [Dust Road Ventures](https://millionrounds.com/fund/dust-road-ventures) Family office Per its own site ## Quick answers about EarnIn ### Who invested in EarnIn? EarnIn's investors include Andreessen Horowitz, Coatue, Felicis, Spark Capital and Ribbit Capital, and 5 more on record. ### How much has EarnIn raised? EarnIn has raised $275M across 2 rounds since 2018. ### When did EarnIn last raise? EarnIn's most recent round was a Debt of $150M in Sept 2025. ### What was EarnIn's biggest round? Its most recent round, $150M in Sept 2025, is also its largest on record. ### Who backed EarnIn first? EarnIn's first round on record, in Dec 2018, was backed by Andreessen Horowitz, Coatue and Ribbit Capital and 5 others. ### What stage is EarnIn at? EarnIn's latest named round is a Debt, in Sept 2025. ### Where is EarnIn based? EarnIn is based in the United States. ## Companies like EarnIn In the same sector, and raised in the last eighteen months. [**Kalshi** $2.7B · Oct 2026](https://millionrounds.com/company/kalshi)[**xPay** $1.5M · Oct 2026](https://millionrounds.com/company/xpay)[**Coast** $77M · Oct 2026](https://millionrounds.com/company/coast)[**Whop** $400M · Oct 2026](https://millionrounds.com/company/whop)[**CapitalOS** $52M · Oct 2026](https://millionrounds.com/company/capitalos)[**Gradient** $24M · Oct 2026](https://millionrounds.com/company/gradient) ## Find investors like these Search every investor by what they have actually funded, then narrow to your stage and market. Free. Open the investor searchOr these rounds in the app