# Cognitive Credit funding: rounds and investors

> Cognitive Credit has raised $64M across 4 rounds since 2021. Investors include Summit Partners, XTX Ventures and ETFS Capital. Every round with its source.

Source: https://millionrounds.com/company/cognitive-credit (Millionrounds; every figure on the page links to its filing or article)

United Kingdom · [Growth startup](https://millionrounds.com/companies)

# Who invested in *Cognitive Credit*

4 rounds we have observed, with the 3 investors named in them. Every figure came from a named source, and where the company reported a raise to the SEC itself, that is shown beside it.

AI Big Data & Analytics Financial Services Fintech

Raised this month

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Funding summary Updated 27 Oct 2026

**$64M** raised across 4 rounds since 2021, from 6 sources

**$9.7M** Round **$4.3M** Round **$10M** Series B **$40M** Growth

- **Latest round:** Growth, $40M Oct 2026
- **Led by:** Summit Partners
- **Step-up i:** 4×
- **Investors:** 3 (1 led)

See who backed them

## The funding story

Each circle is a round, placed by date and sized by amount. The line above is the running total.

2022 2023 2024 2025 2026

**$9.7M** Round

**$4.3M** Round

**$10M** Series B

**$40M** Growth

- **First round:** Round, $9.7M
- **Biggest round:** $40M
- **Usual gap between rounds:** 20 months

## The rounds

- **Oct 2026** Growth **$40M** *2 new* [Summit Partners](https://millionrounds.com/fund/summit-partners) Lead [ETFS Capital](https://millionrounds.com/fund/etfs-capital) Reported by Google News search and 2 others
- **Sept 2024** Series B **$10M** *1 new* [XTX Ventures](https://millionrounds.com/fund/xtx-ventures) Source recorded
- **Apr 2023** Round **$4.3M** No investor was named in the report. Shares issued, filed with Companies House (SH01); no report of this raise yet
- **Aug 2021** Round **$9.7M** No investor was named in the report. Shares issued, filed with Companies House (SH01); no report of this raise yet

## Funding filed with regulators

Cognitive Credit filed 2 raises, $14M in all. Filings say how much was sold and to how many investors; they never name the investors.

- Apr 2023 **$4.3M** UK share allotment
- Aug 2021 **$9.7M** UK share allotment

## Who was in which round

The busiest backers across the latest rounds. A filled square is a round they joined; a dark one, a round they led.

**Round** 2021 **Round** 2023 **Series B** 2024 **Growth** 2026 [Summit Partners](https://millionrounds.com/fund/summit-partners) L [XTX Ventures](https://millionrounds.com/fund/xtx-ventures) [ETFS Capital](https://millionrounds.com/fund/etfs-capital)

## Everyone who backed them

[Summit Partners](https://millionrounds.com/fund/summit-partners) Private equity **1** round, led 1

[XTX Ventures](https://millionrounds.com/fund/xtx-ventures) Company **1** round

[ETFS Capital](https://millionrounds.com/fund/etfs-capital) VC firm **1** round

Missing a round, or an investor who was in one? [Tell us](https://millionrounds.com/corrections?slug=cognitive-credit).

## Quick answers about Cognitive Credit

### Who invested in Cognitive Credit?

Cognitive Credit's investors include Summit Partners, XTX Ventures and ETFS Capital. Summit Partners led its latest round.

### How much has Cognitive Credit raised?

Cognitive Credit has raised $64M across 4 rounds since 2021.

### When did Cognitive Credit last raise?

Cognitive Credit's most recent round was a Growth of $40M in Oct 2026, led by Summit Partners.

### What was Cognitive Credit's biggest round?

Its most recent round, $40M in Oct 2026, is also its largest on record.

### Who backed Cognitive Credit first?

Cognitive Credit's first round on record, in Sept 2024, was backed by XTX Ventures.

### What stage is Cognitive Credit at?

Cognitive Credit's latest named round is a Growth, in Oct 2026.

### Where is Cognitive Credit based?

Cognitive Credit is based in the United Kingdom.

### Who led Cognitive Credit's rounds?

Summit Partners led the Growth in 2026.

## Companies like Cognitive Credit

In the same sector, and raised in the last eighteen months.

[**Epoch** $4.3M · Oct 2026](https://millionrounds.com/company/epoch)[**Nous** $26M · Oct 2026](https://millionrounds.com/company/nous)[**Adsilico** $31M · Oct 2026](https://millionrounds.com/company/adsilico)[**Marrow** $2.0M · Oct 2026](https://millionrounds.com/company/marrow)[**Opply** $23M · Oct 2026](https://millionrounds.com/company/opply)[**XRlabs** $8.4M · Oct 2026](https://millionrounds.com/company/xrlabs)

## Find investors like these

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