# Median pre-seed round in Fintech (2026)

> The median pre-seed round in Fintech is $2.4M, from 48 rounds announced in the last 12 months. Half raised between $1.4M and $4.0M.

Source: https://millionrounds.com/benchmarks/pre-seed/fintech (Millionrounds; every figure on the page links to its filing or article)

Funding benchmark · last 12 months

# The typical pre-seed round in *Fintech*

From 48 pre-seed rounds announced in Fintech over the last twelve months, each read from a named source. Half of them raised between $1.4M and $4.0M.

See the rounds[All benchmarks](https://millionrounds.com/benchmarks)

Pre-seed Fintech

Median round

**$2.4M**

$635K 1 in 10 below $1.4M – $4.0M middle half $10M 1 in 10 above

48 rounds counted · recounted nightly

Rounds counted **48** pre-seed rounds in Fintech, last 12 months

Against worldwide **+20%** vs the $2.0M worldwide median

Since last round **-** too few earlier rounds on record

Lead named **63%** of these rounds name the investor who led

The trend

## Median pre-seed round, quarter by quarter

From $1.6M in 2024 Q4 to $2.9M in 2026 Q3. Quarters with fewer than five rounds are left blank.

$1.6M '24 Q4 5 rds

$1.0M '25 Q1 7 rds

$1.1M '25 Q2 5 rds

$2.3M '25 Q3 7 rds

$2.8M '25 Q4 13 rds

$2.2M '26 Q1 7 rds

$2.4M '26 Q2 10 rds

$2.9M '26 Q3 8 rds

Who leads

## The most active leads

The firms that led the most pre-seed rounds in Fintech this year.

- [1 **Motive Ventures** 2 led](https://millionrounds.com/fund/motive-partners)
- [2 **Y Combinator** 1 led](https://millionrounds.com/fund/y-combinator)
- [3 **Plug and Play** 1 led](https://millionrounds.com/fund/plug-and-play)
- [4 **BoxGroup** 1 led](https://millionrounds.com/fund/boxgroup)
- [5 **Global Founders Capital** 1 led](https://millionrounds.com/fund/global-founders-capital)
- [6 **Airtree Ventures** 1 led](https://millionrounds.com/fund/airtree)

Recent examples

## Pre-seed rounds in Fintech, latest first

- [**Ghanem** 24 Oct 2026 · Not named $1.5M -38%](https://millionrounds.com/company/ghanem)
- [**Gradient** 20 Oct 2026 · VentureFriends $4.0M +66%](https://millionrounds.com/company/gradient)
- [**Benford** 19 Oct 2026 · Global Founders Capital $5.7M +137%](https://millionrounds.com/company/benford)
- [**Matters** 15 Oct 2026 Jakob Johansson $5.0M +108%](https://millionrounds.com/company/matters)
- [**Cloud9** 9 Oct 2026 · Not named $500K -79%](https://millionrounds.com/company/cloud9)
- [**NeoFleet Capital** 8 Oct 2026 · DMTech VC $4.0M +66%](https://millionrounds.com/company/neofleet-capital)
- [**Elio Mortgage** 1 Oct 2026 · Social Leverage $5.1M +112%](https://millionrounds.com/company/elio-mortgage)
- [**Duqu** 24 Sept 2026 · Not named $1.7M -29%](https://millionrounds.com/company/duqu)

**How to read these figures**

They come from announced rounds. Large rounds are almost always announced and many small ones never are, so the true typical round is probably a little smaller than shown, most of all at pre-seed and seed. Every round behind them is in the record with its source. [How we read rounds](https://millionrounds.com/methodology).

Other stages in Fintech

[**Seed** $5.0M](https://millionrounds.com/benchmarks/seed/fintech)[**Series A** $16M](https://millionrounds.com/benchmarks/series-a/fintech)[**Series B** $40M](https://millionrounds.com/benchmarks/series-b/fintech)[**Series C** $66M](https://millionrounds.com/benchmarks/series-c/fintech)[**Growth** $55M](https://millionrounds.com/benchmarks/growth/fintech)

Pre-seed elsewhere

[**AI** $2.1M](https://millionrounds.com/benchmarks/pre-seed/ai)[**United States** $3.0M](https://millionrounds.com/benchmarks/pre-seed/united-states)[**Software** $2.0M](https://millionrounds.com/benchmarks/pre-seed/software)[**United Kingdom** $2.0M](https://millionrounds.com/benchmarks/pre-seed/united-kingdom)

## Raising a pre-seed round?

See who leads rounds like yours, and check your raise before you pitch.

[Take the Fundability Test](https://millionrounds.com/fundability)[Or find investors](https://millionrounds.com/investor-database)

## Q&A

How big is a typical pre-seed round in Fintech?

The median is $2.4M, from 48 pre-seed rounds announced in Fintech in the last twelve months. Half of them raised between $1.4M and $4.0M; one in ten raised more than $10M.

Which rounds are counted?

Rounds announced in the last twelve months with a stated amount and stage, each read from a named article or filing. A page is only published where at least 30 rounds stand behind it.

Are these figures biased?

Towards larger rounds, yes. Big rounds are announced; many small ones never are. So the true typical round is probably a little smaller than the figure here, especially at pre-seed and seed.

How often does it change?

The figures are recounted from the record every night, as new rounds are read.
